75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated APRIL 15, 2011, executed by JULIE A. HELTON, A SINGLE PERSON, to ARNOLD M. WEISS, ESQ., Trustee, of record in INSTRUMENT NO. 201104200061793, for the benefit of WELLS FARGO BANK, N.A., in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY,  the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on THURSDAY, OCTOBER 30, 2014 AT 10:00 A.M., AT THE CITY COUNTY BUILDING, NORTH SIDE ENTRANCE, 400 MAIN STREET, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

SITUATED IN THE SEVENTH (7TH) CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE, AND WITHIN THE 34TH WARD OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING PART OF LOTS 19 AND 18 IN SPRINGDALE ADDITION, AND PART OF LOTS 10 AND 11 IN CONNER ADDITION, MAPS OF SAID ADDITIONS BEING OF RECORD IN THE OFFICE OF THE REGISTER OF DEEDS FOR KNOX COUNTY, TENNESSEE. THE PORTIONS OF SAID LOTS LIE ADJACENT, FORMING ONE BOUNDARY, HAVING A COMBINED FRONTAGE OF 60 FT. ON THE SOUTHERLY SIDE OF HILLCREST AVENUE AND EXTENDING BACK IN A SOUTHERLY DIRECTION A DISTANCE OF 155.15 FT. ON THE EASTERLY LINE AND 156.7 FT. ON THE WESTERLY LINE AND HAVING A WIDTH AT THE REAR OF 60 FT. AND BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS:

BEGINNING AT A POINT IN THE SOUTH LINE OF HILLCREST AVENUE DISTANT IN A WESTERLY DIRECTION 160 FT. FROM THE POINT OF INTERSECTION OF THE SOUTH LINE OF HILLCREST AVENUE WITH THE WESTERN LINE OF CHARLES LANE, SAID POINT OF BEGINNING MARKING THE NORTHEAST CORNER OF THE PROPERTY HEREIN CONVEYED AND THE NORTHWEST CORNER OF THE PROPERTY NOW OR FORMERLY BELONGING TO H.G. CRAIG; THENCE RUNNING IN A SOUTHERLY DIRECTION ALONG THE WESTERN LINE OF THE PROPERTY NOW OR FORMERLY BELONGING TO CRAIG, 155.15 FT. TO A POINT, SAME BEING CORNER TO THE PROPERTY HEREIN CONVEYED AND THE PROPERTY NOW OR FORMERLY BELONGING TO H.G. CRAIG AND CORNER TO PROPERTY NOW OR FORMERLY BELONGING TO CARTER; THENCE IN A WESTERLY DIRECTION 60 FT. TO A POINT; THENCE IN A NORTHERLY DIRECTION 156.7 FT. TO A POINT IN THE SOUTHERLY LINE OF HILLCREST AVENUE; THENCE EASTERLY AND ALONG THE SOUTHERLY LINE OF HILLCREST AVENUE 60 FT. TO A POINT; THE PLACE OF BEGINNING, ALL AS SHOWN BY SURVEY OF W. E. LACK, ENGINEER, KNOXVILLE, TENNESSEE, DATED APRIL 16, 1952, AND BEING IMPROVED WITH RESIDENCE FRONTING ON HILLCREST AVENUE, KNOXVILLE, TENNESSEE.

SUBJECT TO ALL APPLICABLE RESTRICTIONS, BUILDING SETBACK LINES AND TO ALL EXISTING EASEMENTS IN SAID REGISTERÕS OFFICE.

BEING THE SAME PROPERTY CONVEYED TO JULIE A. HELTON, UNMARRIED, BY WARRANTY DEED DATED APRIL 15, 2011 OF RECORD IN INSTRUMENT NO. 201104200061792, IN THE REGISTER’S OFFICE OF KNOX COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 140 HILLCREST DR, KNOXVILLE, TENNESSEE 37918.

PARCEL ID:  058LA020

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

IF YOU PURCHASE A PROPERTY AT THE FORECLOSURE SALE, THE ENTIRE PURCHASE PRICE IS DUE AND PAYABLE AT THE CONCLUSION OF THE AUCTION IN THE FORM OF A CERTIFIED/BANK CHECK MADE PAYABLE TO OR ENDORSED TO LAW OFFICE OF J. PHILLIP JONES.  NO PERSONAL CHECKS WILL BE ACCEPTED.  TO THIS END, YOU MUST BRING SUFFICIENT FUNDS TO OUTBID THE LENDER AND ANY OTHER BIDDERS.  INSUFFICIENT FUNDS WILL NOT BE ACCEPTED.  AMOUNTS RECEIVED IN EXCESS OF THE WINNING BID WILL BE REFUNDED TO THE SUCCESSFUL PURCHASER AT THE TIME OF THE FORECLOSURE DEED IS DELIVERED.

OTHER INTERESTED PARTIES: NONE OF RECORD

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, September 25, 2014. This is improved property known as 140 HILLCREST DR, KNOXVILLE, TENNESSEE 37918.

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 09/29/14, 10/06/14 and 10/13/14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated July 10, 2006, executed by KELLY JEAN DAILEY AND RAYMOND E. DAILEY, conveying certain real property therein described to Robert M. Wilson, Jr., as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded July 19, 2006, at Instrument Number 200607190005446; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 23, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: A CERTAIN TRACT OR PARCEL OF LAND IN KNOX COUNTY, IN THE STATE OF TENNESSEE, DESCRIBED AS FOLLOWS: SITUATED IN DISTRICT NO. 5 OF KNOX COUNTY, TENNESSEE AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE AND BEING ALL OF LOT NO. 3, OF PLEASANT RIDGE ESTATES SUBDIVISION, UNIT 3 AS SHOWN ON MAP CABINET O, SLIDE 102A IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE AND ON SURVEY OF JIM SULLIVAN DATED OCTOBER 7, 1999, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION THEREOF. SUBJECT TO ANY AND ALL EXISTING RESTRICTIONS AND EASEMENTS OF RECORD. Parcel ID: 080AG003 PROPERTY ADDRESS: The street address of the property is believed to be 2411 CRESTPARK ROAD, KNOXVILLE, TN 37912. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): KELLY JEAN DAILEY AND RAYMOND E. DAILEY OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. .

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #73465

Insertion Dates: 09-29, 10-06, 10-13-14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated JUNE 14, 2010, executed by STEPHEN D REYNOLDS JR A SINGLE MAN, to ANDREW C RAMBO, Trustee, of record in INSTRUMENT NO. 201006160078346, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FIRST COMMUNITY MORTGAGE, INC., in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY,  the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on THURSDAY, OCTOBER 30, 2014 AT 10:00 A.M., AT THE CITY COUNTY BUILDING, NORTH SIDE ENTRANCE, 400 MAIN STREET, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

SITUATED IN THE FIFTH (5TH) CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE, AND IN THE TWENTY THIRD (23RD) WARD OF THE CITY OF KNOXVILLE, TENNESSEE, BEING ALL OF LOT 6, IN THE RE SUBDIVISION OF THE TOMS SUBDIVISION AS OF RECORD IN PLAT BOOK 18, PAGE 91, REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH SPECIFIC REFERENCE IS HEREBY MADE, AND BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, TO-WIT:

BEGINNING AT AN IRON PIN IN THE NORTHERN LINE OF KEITH AVENUE, SAID POINT BEING 383 FEET IN AN EASTERLY DIRECTION FROM THE INTERSECTION OF THE NORTHERN LINE OF KEITH AVENUE WITH THE EASTERN LINE OF SANDERSON LANE, AND BEING ALSO THE SOUTHEAST CORNER OF LOT 5, AND THE SOUTHWEST CORNER OF SAID LOT 6 IN SAID SUBDIVISION; THENCE, NORTH 43 DEGREES 58 MINUTES WEST, 177.0 FEET TO AN IRON PIN, SAID POINT BEING THE NORTHEAST CORNER OF LOT 5 AND THE NORTHWEST CORNER OF SAID LOT 6; THENCE NORTH 50 DEGREES 14 MINUTES EAST, 60 FEET TO AN IRON PIN, AT THE NORTHEAST CORNER OF SAID LOT 6; THENCE SOUTH 43 DEGREES 58 MINUTES EAST, 177.0 FEET TO AN IRON PIN IN THE NORTHERN LINE OF KEITH AVENUE; SAID POINT BEING THE SOUTHEAST CORNER OF SAID LOT 6; THENCE, SOUTH 50 DEGREES 14 MINUTES WEST ALONG THE NORTHERN LINE OF KEITH AVENUE 60 FEET TO THE BEGINNING.

BEING THE SAME PROPERTY CONVEYED TO STEPHEN D. REYNOLDS, JR., UNMARRIED, BY WARRANTY DEED DATED JUNE 11, 2010 OF RECORD IN INSTRUMENT NO. 201006160078345, IN THE REGISTER’S OFFICE OF KNOX COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 3437 KEITH AVE, KNOXVILLE, TENNESSEE 37921.

PARCEL ID:  093LF022

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: NONE OF RECORD

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, September 11, 2014. This is improved property known as 3437 KEITH AVE, KNOXVILLE, TENNESSEE 37921

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 09/15/14, 09/22/14 and 09/29/14

MMM

75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Beverly Bosch and Ronald K. Bosch executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc. as nominee for United Wholesale Mortgage, Lender and Robert Wilson, Trustee(s), which was dated November 18, 2010 and recorded on November 29, 2010, dated November 18, 2010 and recorded on November 29, 2010 in Instrument No. 201011290033104, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, CitiMortgage, Inc., (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on October 30, 2014, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

Situated in District Number Five (5) of Knox County, Tennessee, and within the 44th Ward of the City of Knoxville, Tennessee, being known and designated as all of Lot 6, Block C, Fairoaks Subdivision, Unit 2, of record in Map Book 53-S, Page 14, in the Register’s Office for for Knox County, Tennessee, according to the survey of Michael E. Luethke, Surveyor, RLS #842, dated November 17, 1994, bearing Drawing Number 94468.

Being the same property conveyed to Beverly Bosch, married by Warranty Deed dated 11/05/99 and filed for record 11/08/99 in Instrument No. 199911080035909, in the Register’s Office for Knox County,Tennessee.

This Conveyance is Subject to Map Book 53-S, Page 14, and to restrictive covenants of record in Deed Book 1475, Page 380, and all restrictions, easements, setback lines, conditions, plat of record, and encumbrances of record in the Register’s Office for the aforesaid County.

Parcel ID Number: 092FA011

Address/Description: 6421 Shrewsbury Drive, Knoxville, TN 37921.

Current Owner(s): Beverly Bosch.

Other Interested Party(ies): .N/A

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-18981

Insertion Dates: 09-29, 10-06, 10-13-14

MMM

75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Daniel P. Humphreys and Susan B. Humphreys executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc. as nominee for Accredited Home Lenders, Inc., Lender and American Title Company, Trustee(s), which was dated August 21, 2003 and recorded on September 9, 2003, Instrument No. 200309090029164, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, U.S. Bank Trust, N.A., as Trustee for LSF8 Master Participation Trust, (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on October 14, 2014, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

Being the property located at 6709 Ellesmere Drive, in the City of Knoxville, TN Zip Code 37921, Knox County, Tennessee.

Situated in the Fifth Civil District of Knox County, Tennessee, and within the 44th Ward of the City of Knoxville, and being known and designated as all of Lot 18, Block D, Hidden Hills Subdivision, Unit 5, as shown by map of record in Map Book 53-S, Page 48 (Map Cabinet E, Slot 39D) Register’s Office, Knox County, Tennessee, to which map reference is here made for amore particular description thereof, and also shown by survey of Jim W. Sullivan, RLS 1306, dated 8-24-92.

Being the same property conveyed to Daniel P. Humphreys and wife, Susan B. Humphreys by deed from Jerry E. Chadwell and wife, Laura A. Chadwell dated 08/28/92 filed for record on 09/02/92 in Book 2082, Page 679, Register’s Office for Knox County.

Parcel ID Number: 092GA 029

Address/Description: 6709 Ellesmere Drive, Knoxville, TN 37921.

Current Owner(s): Daniel P. Humphreys and Susan B. Humphreys.

Other Interested Party(ies): .

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-04019

Insertion Dates: 09-22, 09-29, 10-06-14

MMM

75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Susan Downey and David Downey executed a Deed of Trust to Household Financial Center, Inc., Lender and Kyle M. Walters, Trustee(s), which was dated February 22, 2007 and recorded on February 28, 2007, Instrument No. 200702280069719, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, U.S. Bank Trust, N.A., as Trustee for LSF8 Master Participation Trust, (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on October 21, 2014, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

The following described real estate situate in District No. Nine (9) of Knox County, Tennessee, and being without the corporate limits of the City of Knoxville, Tennessee, and being more fully bounded and described according to the survey of Kenneth D. Church, Surveyor, dated February 10, 1997 and bearing Work Order No. 97-02 as follows, to-wit:

Beginning at a 20-inch (diameter) cedar tree in the Southeast right-of-way of Kimerlin Heights Road, corner to Property of Porterfield (DB175/308), said cedar tree being located in the southwesterly direction 680 feet, more or less, from the point of intersection of the Southeast right-of-way of Kiberlin Heights Road and the centerline of Hopewell Road;

Thence from said point of beginning and running with the line of Porterfield and then with the line of Ely (DB1768/1003), South 35 deg. 25 min. 24 sec. East 327.26 feet to an existing iron rod, corner to Property of Rose (DB2094/32);

Thence with Rose, South 60 deg. 47 min. West 192.88 feet to an existing iron rod in the line of Property of Dodson (DB1597/370);

Thence with Dodson, North 22 deg. 09 min. West 327.88 feet to an existing iron rod in the Southeast right-of-way of Kiberlin Heights Road;

Thence with said right-of-way, North 60 deg. 48 min. 09 sec. East 117.16 feet to the point of beginning, containing 1.158 acres, more or less.

Subject to any and all applicable restrictions, easements, setbacks and other conditions of record in the Recorder’s Office of Knox County, Tennessee.

Being the same property conveyed from Robert Russell and Charles F. Taylor, married, single, to Susan Downey and David Downey, wife and husband, by deed recorded 10-5-04 in Instrument 200410050028908 in the Register’s Office of Knox County, Tennessee.

Tax Map or Parcel ID No.: 126-155.01

Parcel ID Number: 126 15501

Address/Description: 2210 Kimberlin Heights Road, Knoxville, TN 37920.

Current Owner(s): Susan Downey and David Downey.

Other Interested Party(ies): Cavalry SPV I, LLC as assignee of Bank of America/FIA Card Services; Gault Financial, LLC; Anesthesia Medical Alliance of E. TN; and Charles F. Taylor.

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose

.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-18626

Insertion Dates: 09-29, 10-06, 10-13-14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated June 24, 2005, executed by CHRIS MILLER, conveying certain real property therein described to MERIDIAN TITLE COMPANY, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded July 6, 2005, at Instrument Number 200507060001619; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. Bank National Association, as Trustee for SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2006-AB1 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 16, 2014 at 10:00 AM at the North Side Entrance of the City County Building, 400 Main Street, Knoxville, TN 37902, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NO. SEVEN (7) OF KNOX COUNTY, TENNESSEE, AND WITHIN THE 33RD WARD OF THE CITY OF KNOXVILLE, BEING KNOWN AND DESIGNATED AS ALL OF LOT 1-R PROPERTY OF HENRY M. JONES AS SHOWN BY MAP OF RECORDED IN MAP BOOK 59-L, PAGE 30, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. REFERENCE IS ALSO MADE TO SURVEY OF HINDS SURVEYING CO., DATED SEPTEMBER 5, 1984. SAID PREMISES ARE IMPROVED WITH DWELLING DESIGNATED AS 4313 CROUCH DRIVE. THIS PROPERTY IS SUBJECT TO ALL APPLICABLE EASEMENTS, PERMISSIVE USE AGREEMENTS AND RESTRICTIONS OF RECORD IN THE KNOX COUNTY REGISTER OF DEEDS` OFFICE. ALSO CONVEYED ARE ALL RIGHTS IN AND TO ANY AND ALL APPLICABLE EASEMENTS AND PERMISSIVE USE AGREEMENTS OF RECORD AT THE REGISTER OF DEEDS OFFICE FOR KNOX COUNTY TENNESSEE. THE ABOVE LEGAL DESCRIPTION WAS TAKEN FROM THE PRIOR DEED OF RECORD, NO NEW BOUNDARY SURVEY WAS PERFORMED. Parcel ID: 70C-C-011.01 PROPERTY ADDRESS: The street address of the property is believed to be 4313 CROUCH DR, KNOXVILLE, TN 37917. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): CHRIS MILLER OTHER INTERESTED PARTIES: Mortgage Electronic Registration Systems, Inc., (“MERS”), acting solely as a nominee for MILA, INC., CAPITAL ONE BANK (USA), N.A., COMPANION PROPERTY & CASUALTY, MIDLAND FUNDING LLC, AS SUCCESSOR IN INTEREST TO “GE MONEY BANK OLD NAVY CARD” The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose..

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #72932

Insertion Dates: 09-15, 09-22, 09-29-14

MMM

75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Lawrence J. Thompson III executed a Deed of Trust to CitiFinancial, Inc., Lender and Clarence Porter, Trustee(s), which was dated September 10, 2004 and recorded on September 17, 2004, dated September 10, 2004 and recorded on September 17, 2004 in Instrument No. 200409170023603, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, CitiFinancial Servicing LLC, a Delaware limited liability company, successor by merger to CitiFinancial, Inc., a Tennessee corporation, (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on October 21, 2014, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

All that certain parcel of land in the City of Knoxville, Knox County, State of Tennessee, as more fully described in Book 1670, Page 525, ID# 061KA- 045, Being known and designated as Lot 48, Unit I of Eastwood Estates, Filed in Map Book 55-S, Page 69.

This being the same property conveyed to Lawrence J. Thompson, Jr., and wife and Gladys Thompson and Lawrence J. Thompson, III from W.L. Pearson, single, by deed dated 02/21/1979 and recorded 03/20/1979 in Book 1670 Page 525, Knox County Records, State of Tennessee

Parcel ID Number: 061KA-045

Address/Description: 426 Oakleaf Circle, aka 426 Leeper Blake Circle, Knoxville, TN 37924.

Current Owner(s): Estate of Lawrence J. Thompson III.

Other Interested Party(ies): Ford Motor Credit Company LLC; Rural/Metro of Tennessee, L.P.; Knox County Trustee; and Beneficial Tennessee, Inc..

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-14576

Insertion Dates: 09-29, 10-06, 10-13-14

MMM

75 FORECLOSURES

NOTICE TRUSTEE’S SALE

OF REAL ESTATE

WHEREAS, on the 14th day of March, 2012 by Deed of Trust recorded in the Register’s Office at Knox County, Tennessee, in Instrument #201204040055406, SCOTT BURTON DAVIS, conveyed to DAVID REYNOLDS, TRUSTEE, of the herein described real estate, to secure the payment of the following indebtedness: one note of even date executed by SCOTT BURTON DAVIS, payable to PEOPLES BANK OF THE SOUTH, in the original amount of $231,208.14; an

WHEREAS, default has been made in the payment of said indebtedness and other provisions of the Trust Deed have been violated, and Peoples Bank of the South, the holder of said indebtedness has declared the entire amount due and payable as provided in said deed of trust, and the Trustee has been directed to foreclose the deed of trust.  In accordance with the terms thereof, the public is hereby notified that the undersigned Trustee will sell the hereinafter described real estate at public auction, to the highest and best bidder, for cash in hand in front of the Courthouse door, at the Main Entrance to the City County Building, 400 Main Street, in Knoxville, Tennessee, at the hour of 11:00 o’clock a.m., on the 8th day of October, 2014, said property to be sold in bar of the right and equity of redemption and all other rights and exemptions, and subject to the following conditions:  unpaid property taxes and other prior encumbrances of record, and subject to the following conditions:  unpaid property taxes and other prior encumbrances of record.

SITUATED in District No. Five (5) (formerly 8) of Knox County, Tennessee, and within the Nineteenth (19th) Ward of the City of Knoxville, Tennessee and being more particularly bounded and described as follows:

BEGINNING at a point in the Northwestern corner of the intersection of Connecticut Avenue and Johnson Street; thence Northwardly and with the Western line of Johnson Street 28Õ, more or less, to a point; thence running Westwardly and parallel with Connecticut Avenue 100Õ, more or less, to a point on the division line of Lots 16 and 17, Block 24, Lonsdale Addition to Knoxville; thence Southwardly and parallel to Johnson Street with the division line of Lots 16 and 17, 28Õ more or less, to a point on the North side of Connecticut Avenue 100Õ, more or less, to the point of BEGINNING, being the Southern 28Õ of Lots 17 and 18, Block 24, Lonsdale Addition to Knoxville, Tennessee.

BEING the same property conveyed to Carrie Leanne Mitchell by Warranty Deed Dated May 12, 1989 and of record in Deed Book 1977, Page 1161 in the RegisterÕs Office for Knox County, Tennessee.

THIS CONVEYANCE is made subject to all applicable restrictions, easements and building set back lines as are shown in the records of the Knox County RegisterÕs Office.

For further reference see Instrument # 200701030054666, in the RegisterÕs Office for Knox County, Tennessee.

PROPERTY ASSESSORÕS ID NO:

081I-K-025.00

The commonly known street address for the subject property is believed to be: 2801 Johnston St., Knoxville, Tenn.

To the best of the Trustee’s knowledge, information and belief, the following tax lien claimants may be entitled to notice pursuant to Tenn. Code Ann. ¤¤ 35-5-104 and 67-1-1433 (b)(1) and 26 U.S.C. ¤ 7425:

To the best of the TrusteeÕs knowledge, persons who have interests in the subject property, other than the borrower and who are entitle to notice are: None.

Pursuant to the above described Deeds of Trust, the Trustee may sell the property by lots or as a whole, whichever generates the highest overall bid. The proceeds from the sale of the above-described property shall be applied in accordance with the provisions of the above-described Deed of Trust.  Should the highest and best bidder fail to comply with the terms of the sale, then the Trustee shall have the option of accepting the second highest bid, or the next highest bid, which the buyer is able to comply.  The Trustee shall also have the right to adjourn the sale to another date certain without further publication but upon announcement before or during the sale.

This is an attempt to collect a debt and any information obtained will be used for that purpose.

This the 3rd day of September, 2014.

/s/ David Reynolds

DAVID  REYNOLDS, TRUSTEE

Insertion Dates: 09-15, 09-22, 09-29-14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated MAY 26, 2006, executed by MISTY ANN MCMAHAN (NKA MISTY ANN GIBSON), UNMARRIED, to CHARLES E. TONKIN, II., Trustee, of record in INSTRUMENT NO. 200605310100523, for the benefit of MORTGAGE INVESTORS GROUP, in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY,  the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on THURSDAY, OCTOBER 16, 2014 AT 10:00 A.M., AT THE CITY COUNTY BUILDING, NORTH SIDE ENTRANCE, 400 MAIN STREET, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

LOCATED AND SITUATED IN THE EIGHTH (8TH) CIVIL DISTRICT OF THE COUNTY OF KNOX, STATE OF TENNESSEE, AND BEING KNOWN AND DESIGNATED AS FOLLOWS, TO WIT: LOT 68, UNIT 2, EAST TOWNE VILLAS SUBDIVISION, A PLANNED UNIT DEVELOPMENT, AS SHOWN OF RECORD IN MAP CABINET N, SLIDE 373-D, IN THE REGISTERÕS OFFICE OF KNOX COUNTY, TENNESSEE TO WHICH REFERENCE IS HERE MADE FOR A MORE PARTICULAR DESCRIPTION THEREOF, AND ACCORDING TO THE SURVEY OF SIZEMORE-LYNCH SURVEYORS, DATED FEBRUARY 19, 1998.

SUBJECT TO APPLICABLE RESTRICTIONS, BUILDING SETBACK LINES AND ALL EXISTING EASEMENTS OF RECORD.

BEING THE SAME PROPERTY CONVEYED TO MISTY ANN MCMAHAN, UNMARRIED, BY WARRANTY DEED DATED MAY 26, 2006, OF RECORD IN INSTRUMENT NO. 200605310100522, IN THE REGISTER’S OFFICE OF KNOX COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 5620 LIBBY WAY, KNOXVILLE, TENNESSEE 37924.

PARCEL ID:  060AA047

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: SECRETARY OF HOUSING AND URBAN DEVELOPMENT; EAST TOWNE VILLAS SUBDIVISION HOMEOWNERSÕ ASSOCIATION; JEREMIAH GIBSON

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, September 11, 2014. This is improved property known as 5620 LIBBY WAY, KNOXVILLE, TENNESSEE 37924

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 09/15/14, 09/22/14 and 09/29/14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated JUNE 25, 2010, executed by TAMARA L HUDDLESTON, AN UNMARRIED WOMAN, to LARRY N. WESTBROOK, ESQ, Trustee, of record in RECORD BOOK 2267, PAGE 121, for the benefit of FIRST TENNESSEE BANK NATIONAL ASSOCIATION, in the Register’s Office for BLOUNT County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for BLOUNT County, Tennessee, to secure the indebtedness described; WHEREAS, said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY, the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/ JESSICA D. BINKLEY, will by virtue of the power and authority vested in  me as  Substitute  Trustee, on THURSDAY, OCTOBER 30, 2014 AT 1:00 P.M. (LOCAL TIME), AT THE MAIN ENTRANCE OF THE BLOUNT COUNTY COURTHOUSE, IN MARYVILLE, BLOUNT COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  BLOUNT County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF BLOUNT, TENNESSEE:

SITUATE IN DISTRICT NO. 14, OF BLOUNT COUNTY, TENNESSEE, AND BEING ALL OF LOT NO.: 8-R, RESUB. OF LOTS 8 AND 9 HERITAGE VIEW, AS SHOWN ON MAP OF SAME OF RECORD IN MAP FILE 1616-A, IN THE REGISTER OF DEEDS OFFICE FOR BLOUNT COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION AND ACCORDING TO THE SURVEY OF WADE B. NANCE, 901 EAST SUMMIT HILL AVENUE, SUITE LL100, KNOXVILLE, TENNESSEE 37915, LICENSE #856, DATED MAY 10, 2000, AND BEARING FILE #A-20170; SAID PREMISES IMPROVED WITH DWELLING.

SUBJECT TO A PERMISSIVE USE AGREEMENT OF RECORD IN MISC. BOOK 144, PAGE 683, IN THE REGISTER OF DEEDS OFFICE FOR BLOUNT COUNTY, TENNESSEE.

SUBJECT TO ALL NOTES, MATTERS, ALL NOTATIONS, ALL APPLICABLE RESTRICTIONS, BUILDING SETBACK LINES, ALL EXISTING EASEMENTS, RIGHT-OF-WAYS AND ALL OTHER CONDITIONS AS SHOWN ON MAP OF RECORD IN MAP FILE 1616-A; IN MAP FILE 662-B; AND IN MAP FILE 326-B, ALL OF RECORD IN THE REGISTER OF DEEDS OFFICE FOR BLOUNT COUNTY, TENNESSEE.

SUBJECT TO ALL NOTES, MATTERS, ALL NOTATIONS, ALL APPLICABLE RESTRICTIONS, BUILDING SETBACK LINES, ALL EXISTING EASEMENTS, RIGHT-OF-WAYS AND ALL OTHER CONDITIONS AS SHOWN OF RECORD IN THE REGISTER OF DEEDS OFFICE FOR BLOUNT COUNTY, TENNESSEE.

BEING THE SAME PROPERTY CONVEYED TO TAMARA L. HUDDLESTON, UNMARRIED, BY WARRANTY DEED DATED JUNE 21, 2010 OF RECORD IN RECORD BOOK 2267, PAGE 119, IN THE REGISTER’S OFFICE OF BLOUNT COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 2438 AUTUMN DR, MARYVILLE, TENNESSEE 37804.

MAP 060A GRP A PARCEL 008.00

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433.  THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: NONE OF RECORD

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, September 11, 2014.  This is improved property known as 2438 AUTUMN DR, MARYVILLE, TENNESSEE 37804

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 09/15/14, 09/22/14 and 09/29/14

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on October 20, 2014 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by MARCEA CAMPBELL AND CLYDE B CAMPBELL, to PARK PLACE TITLE & ESCROW, Trustee, on December 20, 2005, as Instrument No. 200612220054450 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: THE BANK OF NEW YORK MELLON TRUST COMPANY, NATIONAL ASSOCIATION FKA THE BANK OF NEW YORK TRUST COMPANY, N.A. AS SUCCESSOR TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC., MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2006-SP1

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

SITUATED IN DISTRICT NO. SIX (6) OF KNOX COUNTY, TENNESSEE, WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS LOT 1, BLOCK B, GLENDA HEIGHTS SUBDIVSION, UNIT 1, AS SHOWN ON THE MAP OF THE SAME OF RECORD IN MAP BOOK 44-S, PAGE 30, REGISTER`S OFFICE, KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION AND ACCORDING TO THE SURVEY OF HINDS & PATTESON SURVEYING, JOB NO. 9911034, DATED NOVEMBER 12, 1999.

THERE IS EXCEPTED FORM THIS CONVEYANCE THAT PORTION OF LAND LYING OUTSIDE THE CURVE FORMED BY THE INTERSECTION OF STAMPS LANE AND WENDY LANE, THE RADIUS OF SAID CURVE BEING 30 FEET. SUBJECT TO ALL MATTERS APPEARING ON THE PLAT OF RECORD IN PLAT CABINET D, SLIDE 257-C (FORMERLY MAP BOOK 44-S, PAGE 30), AND ANY RESTRICTIONS, EASEMENTS OR SETBACK LINES ANCILLARY THERETO, SAID REGISTER`S OFFICE. SUBJECT TO 35-FOOT FRONT SETBACK LINE, SAID REGISTER`S OFFICE. BEING THE SAME PROPERTY CONVEYED TO CLYDE B. CAMPBELL AND WIFE MARCEA CAMPBELL FROM HUNTER LANAY ELGIN AND WIFE, ANGELA AN.NETTE ELGIN, BY WARRANTY DEED , DATED 12/20/2005 AND RECORDED SAID REGISTER`S OFFICE.

Tax ID:  056PB-012

Current Owner(s) of Property:  MARCEA CAMPBELL AND CLYDE B CAMPBELL

The street address of the above described property is believed to be 3336 STAMPS LANE, POWELL, TN 37849, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.  IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID.  THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: DECISION ONE MORTGAGE COMPANY, LLC, A CORPORATION JUNIOR LIEN

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entitiesÕ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.  The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the MortgageeÕs attorney.

MWZM File No.  14-002417-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE:  (615) 238-3630

EMAIL:  INFO@MWZMLAW.COM

Insertion Dates: 09-15, 09-22, 09-29-14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated OCTOBER 16, 2007, executed by ERIC M. BRUNER, UNMARRIED, to CHARLES E. TONKIN, II, Trustee, of record in INSTRUMENT NO. 200710170032270, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MORTGAGE INVESTORS GROUP, in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY,  the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on WEDNESDAY, OCTOBER 29, 2014 AT 11:00 A.M., AT THE NORTHERN MOST ENTRANCE FROM MAIN AVENUE, NEAR THE MAIN ASSEMBLY ROOM, ON LEVEL ÒMÓ OF THE CITY-COUNTY BUILDING, AT 400 MAIN AVENUE, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

SITUATED IN THE SIXTH CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE, WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, BEING KNOWN AND DESIGNATED AS LOT 1, SUBDIVISION OF THE SAVAGE PROPERTY, AS RECORDED IN INSTRUMENT NUMBER 200710150031446 WITH THE KNOX COUNTY REGISTER OF DEEDS, AND WHICH IS MORE PARTICULARLY DESCRIBED AS FOLLOWS:

BEGINNING AT AN IRON ROD NEW IN THE SOUTHERLY RIGHT OF WAY LINE OF SCHAAD ROAD, AND AT THE INTERSECTION OF THE WESTERLY RIGHT OF WAY LINE OF TECOY LANE; THENCE, LEAVING THE RIGHT OF WAY LINE OF SCHAAD ROAD AND WITH THE RIGHT OF WAY LINE OF TECOY LANE, ON A CURVE TO THE RIGHT, HAVING A RADIUS OF 25.00 FEET, AN ARC LENGTH OF 36.59 FEET AND A CHORD BEARING AND DISTANCE OF SOUTH 81 DEGREES 32 MINUTES 23 SECONDS WEST, 33.41 FEET TO AN IRON ROD NEW IN THE WESTERLY RIGHT OF WAY LINE OF TECOY LANE; THENCE, CONTINUING WITH THE RIGHT OF WAY LINE OF TECOY LANE, SOUTH 56 DEGREES 31 MINUTES 42 SECONDS EAST, 97.20 FEET TO AN IRON ROD NEW, COMMON CORNER TO LOT 2, SUBDIVISION OF THE SAVAGE PROPERTY; THENCE LEAVING THE RIGHT OF WAY LINE OF TECOY LANE AND WITH THE LINE OF LOT 2, SOUTH 37 DEGREES 02 MINUTES 44 SECONDS WEST, 141.59 FEET TO AN IRON ROD OLD, COMMON CORNER TO LOT 2 AND ROBERT L CLAIBORNE (DEED BOOK 2295, PAGE 102); THENCE, LEAVING THE LINE OF LOT 2 AND WITH THE LINE OF CLAIBORNE, NORTH 57 DEGREES 14 MINUTES 43 SECONDS WEST, 126.20 FEET TO AN IRON ROD NEW, IN THE SOUTHERLY RIGHT OF WAY LINE OF SCHAAD ROAD; THENCE, LEAVING THE LINE OF CLAIBORNE AND WITH THE RIGHT OF WAY LINE OF SCHAAD ROAD, NORTH 39 DEGREES 36 MINUTES 29 SECONDS EAST, 121.26 FEET TO AN IRON ROD NEW, SAID IRON ROD BEING THE POINT OF BEGINNING.  CONTAINING 0.40 ACRES, ACCORDING TO THE SURVEY OF GARY L. ROTH, JR., TN RLS # 2051, DATED JANUARY 24, 2007.

SUBJECT TO ALL APPLICABLE EASEMENTS, RESTRICTIONS, AND BUILDING SETBACK LINES OF RECORD IN KNOX COUNTY, TENNESSEE.

BEING THE SAME PROPERTY CONVEYED TO ERIC M. BRUNER, UNMARRIED, BY WARRANTY DEED DATED OCTOBER 16, 2007 OF RECORD IN INSTRUMENT NO. 200710170032269, IN THE REGISTER’S OFFICE OF KNOX COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 4100 SCHAAD RD, KNOXVILLE, TENNESSEE 37921.

PARCEL ID:  079JA027

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

IF YOU PURCHASE A PROPERTY AT THE FORECLOSURE SALE, THE ENTIRE PURCHASE PRICE IS DUE AND PAYABLE AT THE CONCLUSION OF THE AUCTION IN THE FORM OF A CERTIFIED/BANK CHECK MADE PAYABLE TO OR ENDORSED TO LAW OFFICE OF J. PHILLIP JONES.  NO PERSONAL CHECKS WILL BE ACCEPTED.  TO THIS END, YOU MUST BRING SUFFICIENT FUNDS TO OUTBID THE LENDER AND ANY OTHER BIDDERS.  INSUFFICIENT FUNDS WILL NOT BE ACCEPTED.  AMOUNTS RECEIVED IN EXCESS OF THE WINNING BID WILL BE REFUNDED TO THE SUCCESSFUL PURCHASER AT THE TIME OF THE FORECLOSURE DEED IS DELIVERED.

OTHER INTERESTED PARTIES: HALLSDALE POWELL UTILITY DISTRICT

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, September 25, 2014. This is improved property known as 4100 SCHAAD RD, KNOXVILLE, TENNESSEE 37921.

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 09/29/14, 10/06/14 and 10/13/14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated May 23, 2012, executed by REBECCA LYNN HIGDON AND RONALD DENIS HIGDON, conveying certain real property therein described to JOSEPH B. PITT, JR., as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded June 5, 2012, at Instrument Number 201206050069036; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Quicken Loans Inc. who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 30, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: LAND SITUATED IN THE COUNTY OF KNOX IN THE STATE OF TN SITUATED IN DISTRICT NO. (6) SIX OF KNOX COUNTY, TENNESSEE AND BEING KNOWN AND DESIGNATED AS: WITHOUT THE CORPORATE LIMITS OF KNOXVILLE, AND BEING MORE FULLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN IN THE NORTHWEST RIGHT OF WAY LINE OF GARDNER LANE 2135.00 FT. MORE OR LESS FROM THE INTERSECTION OF GARDNER LANE AND HEISKELL ROAD; THENCE NORTH 42 DEGREES 03 MINUTES WEST 212.00 FEET TO IRON PIN; THENCE NORTH 47 DEGREES 15 MINUTES EAST 225.00 FEET TO AN IRON PIN; THENCE SOUTH 39 DEGREES 29 MINUTES EAST 178.01 FT TO AN IRON PIN; THENCE SOUTH 38 DEGREES 18 MINUTES WEST 220.15 FEET TO THE POINT OF BEGINNING, CONTAINING 0.99 ACRE, MORE OR LESS, ACCORDING TO THE SURVEY OF HINDS & PATTESON SURVEYING COMPANY, INC., LIC. NO. 967, 4601 CHAMBLISS AVENUE, KNOXVILLE, TENNESSEE 37919, DATED FEBRUARY 8, 1999. Parcel ID: 046-224 PROPERTY ADDRESS: The street address of the property is believed to be 207 GARDNER LN, POWELL, TN 37849. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): RONALD DENIS HIGDON OTHER INTERESTED PARTIES: REBECCA LYNN HIGDON The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. .

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #73519

Insertion Dates: 09-29, 10-06, 10-13-14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated MARCH  14, 2008, executed by BRADLEY S. DANIELS, UNMARRIED, (A/K/A BRADLEY STEPHEN DANIELS)  to CHARLES E. TONKIN, II, Trustee, of record in INSTRUMENT NO. 200803180069630, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MORTGAGE INVESTORS GROUP, in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY,  the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on WEDNESDAY, OCTOBER 29, 2014 AT 11:00 A.M., AT THE NORTHERN MOST ENTRANCE FROM MAIN AVENUE, NEAR THE MAIN ASSEMBLY ROOM, ON LEVEL ÒMÓ OF THE CITY-COUNTY BUILDING, AT 400 MAIN AVENUE, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

SITUATED IN THE NINTH (9TH) CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE AND WITHIN THE 27TH WARD OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS LOT 2 OF SOUTHWOOD ADDITION, AS SHOWN BY PLAT OF RECORD IN MAP BOOK 13, PAGE 51 IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE TO WHICH PLAT SPECIFIC  REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION, AND BEING MORE PARTICULARLY BOUNDED AND DESCRIBED ACCORDING TO THE SURVEY OF KENNETHY D. CHURCH, SURVEYOR DATED FEBRUARY 22, 1994 AND BEARING WORK ORDER NO. 94-02-54.

NO NEW BOUNDARY LINE SURVEY WAS PERFORMED AT THE TIME OF THIS CONVEYANCE

THIS CONVEYANCE IS SUBJECT TO ALL APPLICABLE RESTRICTIONS, EASEMENTS, SET-BACK LINES, AND OTHER CONDITIONS SHOWN OF RECORD IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE TO INCLUDE BUT NOT LIMITED TO MAP FILE AND MISC. RECORD BOOK.

SEE  EASEMENT OF RECORD IN INSTRUMENT NO. 201101130042510, REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE.

BEING THE SAME PROPERTY CONVEYED TO BRADLEY STEPHEN DANIELS, UNMARRIED, BY WARRANTY DEED DATED MARCH 14, 2008 OF RECORD IN INSTRUMENT NO. 200803180069629 IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 321 BEECHWOOD DRIVE, KNOXVILLE, TENNESSEE 37920.

PARCEL ID:  123KB011

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET. SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: NONE OF RECORD

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, September 19, 2014. This is improved property known as 321 BEECHWOOD DRIVE, KNOXVILLE, TENNESSEE 37920

.

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 09/22/14, 09/29/14 and 10/06/14

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on November 3, 2014 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by JAMES CALVIN MYERS AND SHEILA CAROL MYERS, to GAIL C. VICTORY, Trustee, on August 26, 2005, as Instrument No. 200509020021194 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: THE BANK OF NEW YORK MELLON TRUST COMPANY, NATIONAL ASSOCIATION FKA THE BANK OF NEW YORK TRUST COMPANY, N.A. AS SUCCESSOR TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC., MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2006-RP2

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

SITUATED IN DISTRICT 1, KNOX COUNTY, AND WITHIN THE 14TH WARD OF THE CITY OF KNOXVILLE, TENNESSEE, (CLT 082EN-018), AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 13, BLOCK B, CASTLE HEIGHTS SUBDIVISION, GILMAR HOMES, INC, UNIT ONE, AS SHOWN BY MAP OR THE SAME OF RECORD IN CABINET B, SLIDE 82D (MAP BOOK 14, PAGE 129) IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, SAID PROPERTY FRONTS 60 FEET ON THE NORTH SIDE OF SELMA AVENUE AND EXTENDS BACK IN A NORTHERLY DIRECTION BETWEEN PARALLEL LINES, 142.5 FEET, AND BEING BOUNDED AND DESCRIBED AS SHOWN ON MAP OF SAID ADDITION TO WHICH MAP REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION, SAID PREMISES BEATING STREET ADDRESS OF 3221 SELMA AVENUE, KNOXVILLE TENNESSEE BEING A PORTION OF THE SAME PROPERTY CONVEYED TO CHARLES W WHITTINGTON AND WIFE, CHARLENE WHITTINGTON, BY CORRECTION QUIT CLAIM DEED FROM LOIS E KELLY, SINGLE, DATED 3-16-04 AND RECORDED 3-29-04 IN INSTRUMENT NUMBER 200403290089611,REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE ORIGINAL DEED RECORDED ON 7-2-99 IN INSTRUMENT NUMBER 199907020000701

Tax ID:  082EN-018

Current Owner(s) of Property:  JAMES CALVIN MYERS AND SHEILA CAROL MYERS

The street address of the above described property is believed to be 3221 SELMA AVENUE, KNOXVILLE, TN 37914, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.  IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID.  THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: LVNV FUNDING LLC

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entitiesÕ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.  The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the MortgageeÕs attorney.

MWZM File No.  14-000543-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE:  (615) 238-3630

EMAIL:  INFO@MWZMLAW.COM

Insertion Dates: 09-29, 10-06, 10-13-14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated NOVEMBER 19, 2009, executed by NATHAN A. RIDGEWAY III, A SINGLE PERSON, to ARNOLD M. WEISS, ESQ., Trustee, of record in INSTRUMENT NO. 200911200035436 AND REPLACED BY INSTRUMENT NO. 201004080063628, for the benefit of WELLS FARGO BANK NA, in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY,  the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on THURSDAY, OCTOBER 30, 2014 AT 10:00 A.M., AT THE CITY COUNTY BUILDING, NORTH SIDE ENTRANCE, 400 MAIN STREET, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

SITUATED IN DISTRICT NO. SEVEN (7) OF KNOX COUNTY, TENNESSEE, AND WITHIN THE 34TH WARD OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF UNIT 25, FOREST LANDING CONDOMINIUMS, AS SHOWN BY THE MASTER DEED OF RECORD IN INSTRUMENT 200707260008166, IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MASTER DEED SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION.

BEING THE SAME PROPERTY CONVEYED TO NATHAN A. RIDGEWAY III, UNMARRIED, BY WARRANTY DEED  DATED NOVEMBER 19, 2009 OF RECORD IN INSTRUMENT NO. 200911200035435, IN THE REGISTER’S OFFICE OF KNOX COUNTY, TENNESSEE.

SEE SUBORDINATION AGREEMENT OF RECORD IN INSTRUMENT NO. 201407160003273 WHEREIN THE DEED OF TRUST OF RECORD  IN INSTRUMENT NO. 200911200035438 WAS SUBORDINATED TO  THE DEED OF TRUST OF RECORD IN  INSTRUMENT NO. 201004080063628, REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 4731 FOREST LANDING WAY # 25, KNOXVILLE, TN 37918.

PARCEL ID:  058MD02101A

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: TENNESSEE HOUSING DEVELOPMENT AGENCY Ð STIMULUS LOAN PROGRAM; FOREST LANDING HOMEOWNERSÕ ASSOCIATION, INC.

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, September 11, 2014. This is improved property known as 4731 FOREST LANDING WAY # 25, KNOXVILLE, TN 37918

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 09/15/14, 09/22/14 and 09/29/14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated October 26, 2000, executed by JENNIFER L. HASSELL AND JOSEPH W. HASSELL, JR., conveying certain real property therein described to RONALD J. COFFMAN OF KNOX COUNTY, TENNESSEE, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded October 30, 2000, at Instrument Number 200010300029746; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to The Bank of New York Mellon, f/k/a The Bank of New York, as successor-in-interest to JPMorgan Chase Bank, N.A., as Trustee for Bear Stearns Asset Backed Securities Trust 2006-SD1, Mortgage Pass-Through Certificates, Series 2006-SD1 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 2, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NO. 8 OF KNOX COUNTY, TENNESSEE, AND BEING WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 12, BLOCK E, HUNTINGTON PLACE, UNIT 2, AS SHOWN BY MAP OF RECORD IN PLAT CABINET F, SLIDE 116-B, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION, AND AS SHOWN ON SURVEY OF STANLEY E HINDS, SURVEYOR, DATED MARCH 14, 1986, DRAWING NO. 860328, SAID PREMISES BEING IMPROVED WITH RESIDENCE KNOWN AS 7517 INVERRARY CIRCLE. Parcel ID: 029CE-015 PROPERTY ADDRESS: The street address of the property is believed to be 7517 INVERRARY CIR, KNOXVILLE, TN 37918. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): JENNIFER L. HASSELL AND JOSEPH W. HASSELL, JR. OTHER INTERESTED PARTIES: CITI BANK SOUTH DAKOTA, N.A., HALLSDALE POWELL UTILITY DISTRICT, COMPREHENSIVE DENTISTRY, NORTH STAR CAPITAL ACQUISITION, LLC. AS ASSIGNEE OF CAPITAL ONE The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #72937

Insertion Dates: 09-02, 09-08, 09-15-14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated October 26, 2000, executed by JENNIFER L. HASSELL AND JOSEPH W. HASSELL, JR., conveying certain real property therein described to RONALD J. COFFMAN OF KNOX COUNTY, TENNESSEE, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded October 30, 2000, at Instrument Number 200010300029746; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to The Bank of New York Mellon, f/k/a The Bank of New York, as successor-in-interest to JPMorgan Chase Bank, N.A., as Trustee for Bear Stearns Asset Backed Securities Trust 2006-SD1, Mortgage Pass-Through Certificates, Series 2006-SD1 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 2, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NO. 8 OF KNOX COUNTY, TENNESSEE, AND BEING WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 12, BLOCK E, HUNTINGTON PLACE, UNIT 2, AS SHOWN BY MAP OF RECORD IN PLAT CABINET F, SLIDE 116-B, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION, AND AS SHOWN ON SURVEY OF STANLEY E HINDS, SURVEYOR, DATED MARCH 14, 1986, DRAWING NO. 860328, SAID PREMISES BEING IMPROVED WITH RESIDENCE KNOWN AS 7517 INVERRARY CIRCLE. Parcel ID: 029CE-015 PROPERTY ADDRESS: The street address of the property is believed to be 7517 INVERRARY CIR, KNOXVILLE, TN 37918. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): JENNIFER L. HASSELL AND JOSEPH W. HASSELL, JR. OTHER INTERESTED PARTIES: CITI BANK SOUTH DAKOTA, N.A., HALLSDALE POWELL UTILITY DISTRICT, COMPREHENSIVE DENTISTRY, NORTH STAR CAPITAL ACQUISITION, LLC. AS ASSIGNEE OF CAPITAL ONE The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #72937

Insertion Dates: 09-02, 09-08, 09-15-14

MMM

75 FORECLOSURES

NOTICE OF SUCCESSOR TRUSTEEÕS SALE

WHEREAS, Testerman Group, LLC conveyed to Michael L. Powell, as Trustee, real property in Knox County, Tennessee by a Deed of Trust dated February 15, 1995, and recorded on February 15, 1995, in Book 2962, Page 872, as Instrument No. 199502150046202 in the RegisterÕs Office of Knox County, Tennessee; as further secured by an Assignment of Rents, Leases and Profits dated February 15, 1995, and recorded on February 15, 1995, in Book 2962, Page 879, as Instrument No. 199502150046203 said RegisterÕs Office; as modified by a Modification of Note, Deed of Trust and Assignment of Rents, Leases and Profits, dated August 18, 1995, and recorded on August 18, 1995, in Book 3018, Page 73, as Instrument No. 199508180062195 said RegisterÕs Office; as further modified by a Modification of Note, Deed of Trust and Assignment of Rents, Leases and Profits, dated December 5, 1995, and recorded on December 11, 1995, in Book 3056, Page 606, as Instrument No. 199512110074819 said RegisterÕs Office; as further modified by a Modification of Note, Deed of Trust and Assignment of Rents, Leases and Profits, dated March 1, 1996, and recorded on March 1, 1996, in Book 3080, Page 258, as Instrument No. 199603010052256 said RegisterÕs Office; as further modified by a Fourth Modification dated September 10, 1998, and recorded on October 7, 1998, in Book 3474, Page 835 said RegisterÕs Office; as further modified by a Modification Agreement dated March 26, 2009, and recorded on March 30, 2009, as Instrument No. 200903300061429 said RegisterÕs Office; and as further modified by a Modification Agreement, dated April 25, 2011, and recorded on May 3, 2011, as Instrument No. 201105030064033 said RegisterÕs Office (collectively, the ÒDeed of TrustÓ), to secure payment and performance of the debt described in the Deed of Trust; and

WHEREAS, SunTrust Bank (the ÒBankÓ) is the owner and holder of the debt secured by and the beneficiary of the Deed of Trust; and

WHEREAS, the Bank, as such owner, holder and beneficiary, appointed Laura F. Ketcham of Husch Blackwell LLP as Successor Trustee by Appointment of Successor Trustee filed of record on August 18, 2014 as Instrument No. 201408180010228, in said RegisterÕs Office; and

WHEREAS, default has been made under the Deed of Trust and the Bank has declared the entire balance due and payable and has instructed the Successor Trustee to foreclose the Deed of Trust in accordance with its terms.

NOW THEREFORE, the Successor Trustee, on Monday, October 6, 2014, commencing at 10:00 a.m., local time, outside the main front entrance of the City-County Building in Knoxville, Knox County, Tennessee, will offer for sale and sell at public auction to the highest and best bidder for cash the property therein conveyed and described as follows:

TRACT ONE (125-127 W. Jackson Avenue)

SITUATED, LYING AND BEING in the Third (3rd) Civil District of Knox County, Tennessee, and within the Eighth (8th) Ward of the corporate limits of the City of Knoxville, Tennessee, and being part of Lot Number Two Hundred Seventy Eight-C (278C), Sneed, King and Company Addition, said tract comprised of two (2) lots lying adjacent forming one (1) boundary and fronting 52.10 feet on the North side of W. Jackson Avenue and being more particularly bounded and described as follows, to wit:

BEGINNING at an iron pin in the northern line of West Jackson Avenue, said iron pin being located distant in a southwesterly direction 301.5 feet, from the point of intersection of the northern line of West Jackson Avenue with the eastern line of Central Street; thence along the northern line of West Jackson Avenue, South 51 deg. 54 min. West 52.10 feet to an iron pin at the corner and in line of J.F. Goodson; thence along the line of Goodson North 38 deg. 13 min. West 130.44 feet to an iron pin in the southern line of Southern Railway; thence along the southern line of Southern Railway, North 45 deg. 09 min. East 52.45 feet to an iron pin in line and at corner of K.C. Testerman; thence along the line of Testerman, South 38 deg. 13 min. East 136.60 feet to an iron pin in the northern line of West Jackson Avenue, the point or place of BEGINNING, as shown by survey of Bruce McClellan, R.L.S. Tennessee No. 696 dated December 22, 1994, said premises improved with two (2) buildings bearing address 125-127 W. Jackson Avenue.

Property address: 125 and 127 W. Jackson Avenue, Knoxville, Tennessee, Map/Parcel Nos. 094EF-039 and 094EF-040.

BEING the same property conveyed to Testerman Group, LLC by Warranty Deed dated February 15, 1995 of record as Instrument No. 199502150027466 in the RegisterÕs Office of Knox County, Tennessee.

TRACT TWO (123 W. Jackson Avenue)

SITUATED ln District No. Three (3), formerly District No. One (1), of Knox County, Tennessee, and within the 8th Ward of the City of Knoxville, and being part of Lot 278-C in what is known as Sneed, King and Company Addition, said lot lying on the north side of West Jackson Avenue, having a frontage of 25.70 feet thereon and being more particularly bounded and described as follows, to wit:

BEGINNING at an iron pin in the northern line of West Jackson Avenue, said iron pin being located distant in a southwesterly direction 276.8 feet from the point of intersection of the northern line of West Jackson Avenue with the western line of Central Street, said iron pin being in a southern line of property of Paul Trausch; thence South 51 deg. 54 min. West 25.70 feet to an iron pin in the face of the west wall and northern line of C.D. Gaddy, Jr. property; thence along the face of west wall and northern line of Gaddy property, North 38 deg. 13 min. West 136.60 feet to an iron pin in the southern line of Southern Railway; thence along the southern line of Southern Railway, North 45 deg. 06 min. East 25.88 feet to an iron pin in a party wall and southern line of Paul Trausch; thence along the party wall and southern line of Paul Trausch, South 38 deg. 13 min. East 139.67 feet to an iron pin in the northern line of West Jackson Avenue, the point or place of BEGINNING, as shown by survey of Bruce McClellan, R.L.S. No. 696, said premises improved with building bearing address 123 W. Jackson Avenue.

Property address: 123 W. Jackson Avenue, Knoxville, Tennessee, Map/Parcel No. 094EF-038.

BEING the same property conveyed to Testerman Group, LLC by Quitclaim Deed dated February 15, 1995 of record as Instrument No. 199502150027465 in the RegisterÕs Office of Knox County, Tennessee.

TRACT THREE (117-119 W. Jackson Avenue)

SITUATED in the Third (3rd) Civil District, formerly the First (1st) Civil District, of Knox County, Tennessee, and within the Eighth (8th) Ward of the City of Knoxville, Tennessee, and being more fully described as follows:

BEING known and designated as part of Lot 278-C, Sneed, King & Company’s Railroad Addition to the City of Knoxville, Tennessee as shown upon map for same of record in the Office of the Register of Deeds for Knox County, Tennessee, to which map specific reference is hereby made, said premises hereby conveyed being situated, lying and being on the northern side of West Jackson Avenue having a frontage of 50.55 feet thereon and extending back in a northerly direction 145.31 feet on the eastern line and 142.50 feet on the western line to the southern right of way line of Southern Railway Company, and being more particularly described as follows:

75 FORECLOSURES

NOTICE OF SUCCESSOR TRUSTEEÕS SALE

WHEREAS, Testerman Group, LLC conveyed to Michael L. Powell, as Trustee, real property in Knox County, Tennessee by a Deed of Trust dated February 15, 1995, and recorded on February 15, 1995, in Book 2962, Page 872, as Instrument No. 199502150046202 in the RegisterÕs Office of Knox County, Tennessee; as further secured by an Assignment of Rents, Leases and Profits dated February 15, 1995, and recorded on February 15, 1995, in Book 2962, Page 879, as Instrument No. 199502150046203 said RegisterÕs Office; as modified by a Modification of Note, Deed of Trust and Assignment of Rents, Leases and Profits, dated August 18, 1995, and recorded on August 18, 1995, in Book 3018, Page 73, as Instrument No. 199508180062195 said RegisterÕs Office; as further modified by a Modification of Note, Deed of Trust and Assignment of Rents, Leases and Profits, dated December 5, 1995, and recorded on December 11, 1995, in Book 3056, Page 606, as Instrument No. 199512110074819 said RegisterÕs Office; as further modified by a Modification of Note, Deed of Trust and Assignment of Rents, Leases and Profits, dated March 1, 1996, and recorded on March 1, 1996, in Book 3080, Page 258, as Instrument No. 199603010052256 said RegisterÕs Office; as further modified by a Fourth Modification dated September 10, 1998, and recorded on October 7, 1998, in Book 3474, Page 835 said RegisterÕs Office; as further modified by a Modification Agreement dated March 26, 2009, and recorded on March 30, 2009, as Instrument No. 200903300061429 said RegisterÕs Office; and as further modified by a Modification Agreement, dated April 25, 2011, and recorded on May 3, 2011, as Instrument No. 201105030064033 said RegisterÕs Office (collectively, the ÒDeed of TrustÓ), to secure payment and performance of the debt described in the Deed of Trust; and

WHEREAS, SunTrust Bank (the ÒBankÓ) is the owner and holder of the debt secured by and the beneficiary of the Deed of Trust; and

WHEREAS, the Bank, as such owner, holder and beneficiary, appointed Laura F. Ketcham of Husch Blackwell LLP as Successor Trustee by Appointment of Successor Trustee filed of record on August 18, 2014 as Instrument No. 201408180010228, in said RegisterÕs Office; and

WHEREAS, default has been made under the Deed of Trust and the Bank has declared the entire balance due and payable and has instructed the Successor Trustee to foreclose the Deed of Trust in accordance with its terms.

NOW THEREFORE, the Successor Trustee, on Monday, October 6, 2014, commencing at 10:00 a.m., local time, outside the main front entrance of the City-County Building in Knoxville, Knox County, Tennessee, will offer for sale and sell at public auction to the highest and best bidder for cash the property therein conveyed and described as follows:

TRACT ONE (125-127 W. Jackson Avenue)

SITUATED, LYING AND BEING in the Third (3rd) Civil District of Knox County, Tennessee, and within the Eighth (8th) Ward of the corporate limits of the City of Knoxville, Tennessee, and being part of Lot Number Two Hundred Seventy Eight-C (278C), Sneed, King and Company Addition, said tract comprised of two (2) lots lying adjacent forming one (1) boundary and fronting 52.10 feet on the North side of W. Jackson Avenue and being more particularly bounded and described as follows, to wit:

BEGINNING at an iron pin in the northern line of West Jackson Avenue, said iron pin being located distant in a southwesterly direction 301.5 feet, from the point of intersection of the northern line of West Jackson Avenue with the eastern line of Central Street; thence along the northern line of West Jackson Avenue, South 51 deg. 54 min. West 52.10 feet to an iron pin at the corner and in line of J.F. Goodson; thence along the line of Goodson North 38 deg. 13 min. West 130.44 feet to an iron pin in the southern line of Southern Railway; thence along the southern line of Southern Railway, North 45 deg. 09 min. East 52.45 feet to an iron pin in line and at corner of K.C. Testerman; thence along the line of Testerman, South 38 deg. 13 min. East 136.60 feet to an iron pin in the northern line of West Jackson Avenue, the point or place of BEGINNING, as shown by survey of Bruce McClellan, R.L.S. Tennessee No. 696 dated December 22, 1994, said premises improved with two (2) buildings bearing address 125-127 W. Jackson Avenue.

Property address: 125 and 127 W. Jackson Avenue, Knoxville, Tennessee, Map/Parcel Nos. 094EF-039 and 094EF-040.

BEING the same property conveyed to Testerman Group, LLC by Warranty Deed dated February 15, 1995 of record as Instrument No. 199502150027466 in the RegisterÕs Office of Knox County, Tennessee.

TRACT TWO (123 W. Jackson Avenue)

SITUATED ln District No. Three (3), formerly District No. One (1), of Knox County, Tennessee, and within the 8th Ward of the City of Knoxville, and being part of Lot 278-C in what is known as Sneed, King and Company Addition, said lot lying on the north side of West Jackson Avenue, having a frontage of 25.70 feet thereon and being more particularly bounded and described as follows, to wit:

BEGINNING at an iron pin in the northern line of West Jackson Avenue, said iron pin being located distant in a southwesterly direction 276.8 feet from the point of intersection of the northern line of West Jackson Avenue with the western line of Central Street, said iron pin being in a southern line of property of Paul Trausch; thence South 51 deg. 54 min. West 25.70 feet to an iron pin in the face of the west wall and northern line of C.D. Gaddy, Jr. property; thence along the face of west wall and northern line of Gaddy property, North 38 deg. 13 min. West 136.60 feet to an iron pin in the southern line of Southern Railway; thence along the southern line of Southern Railway, North 45 deg. 06 min. East 25.88 feet to an iron pin in a party wall and southern line of Paul Trausch; thence along the party wall and southern line of Paul Trausch, South 38 deg. 13 min. East 139.67 feet to an iron pin in the northern line of West Jackson Avenue, the point or place of BEGINNING, as shown by survey of Bruce McClellan, R.L.S. No. 696, said premises improved with building bearing address 123 W. Jackson Avenue.

Property address: 123 W. Jackson Avenue, Knoxville, Tennessee, Map/Parcel No. 094EF-038.

BEING the same property conveyed to Testerman Group, LLC by Quitclaim Deed dated February 15, 1995 of record as Instrument No. 199502150027465 in the RegisterÕs Office of Knox County, Tennessee.

TRACT THREE (117-119 W. Jackson Avenue)

SITUATED in the Third (3rd) Civil District, formerly the First (1st) Civil District, of Knox County, Tennessee, and within the Eighth (8th) Ward of the City of Knoxville, Tennessee, and being more fully described as follows:

BEING known and designated as part of Lot 278-C, Sneed, King & Company’s Railroad Addition to the City of Knoxville, Tennessee as shown upon map for same of record in the Office of the Register of Deeds for Knox County, Tennessee, to which map specific reference is hereby made, said premises hereby conveyed being situated, lying and being on the northern side of West Jackson Avenue having a frontage of 50.55 feet thereon and extending back in a northerly direction 145.31 feet on the eastern line and 142.50 feet on the western line to the southern right of way line of Southern Railway Company, and being more particularly described as follows:

75 FORECLOSURES

NOTICE OF SUCCESSOR TRUSTEEÕS SALE

(cont)

BEGINNING at an iron pin in the northern line of West Jackson Avenue, which iron pin is located 201.5 feet in a westerly direction from the point of intersection of the northern line of West Jackson Avenue and Central Street; thence S 48 deg. 16 min. W 50.55 feet to an iron pin in the northerly line of West Jackson Avenue; thence along a line 10 inches from a party wall which is the eastern wall of a building designated as 121 Jackson Avenue N 38 deg. 13 min. West 142.50 feet to an iron pin in the southern right of way line of Southern Railway Company; thence with the southern right of way line of Southern Railway Company N 45 deg. 06 min. E. 50.80 feet to an iron pin in the southern right of way line of Southern Railway Company; thence leaving said right of way line S. 38 deg. 13 min. East 145.31 feet to an iron pin in the northern line of West Jackson Avenue, the point of BEGINNING, as shown by survey of Bruce McClellan, Registered Land Surveyor (Tennessee No. 696) dated April 26, 1994, said premises herein described being improved with a parking lot bearing address 117-119 W. Jackson Avenue.

Property address: 117 W. Jackson Avenue, Knoxville, Tennessee, Map/Parcel No. 094EF-036.

BEING the same property conveyed to Testerman Group, LLC by Quitclaim Deed dated February 15, 1995 of record as Instrument No. 199502150027465 in the RegisterÕs Office of Knox County, Tennessee.

TOGETHER WITH (i) all buildings and improvements now or hereafter erected on the above-described property, (ii) all fixtures attached to the above-described property or any buildings or improvements situated thereon, and (iii) all estates, rights, tenements, hereditaments, privileges, rents, issues, profits, easements and appurtenances of any kind benefiting the above-described property, all means of access to and from the above-described property, whether public or private, and all water and mineral rights.

The sale shall be in bar of the statutory right of redemption, homestead, dower, and all other exemptions and marital rights, all of which are expressly waived in the Deed of Trust, but excluding any statutory right of redemption of a governmental agency, state or federal, that survives this sale as a matter of law. Title is believed to be good, but the undersigned will sell and convey only as Successor Trustee.

The Deed of Trust is subject to the following:  (a) unpaid taxes or assessments against the property; (b) recorded easements, restrictions, conditions, covenants, setback lines, rights-of-way or subdivision plats affecting the property; (c) dedication of roads affecting the property and applicable governmental zoning and subdivision ordinances and regulations; (d) prior or superior liens, judgments, deeds of trust or other interests of record; (e) matters that an accurate survey of the property might disclose; and (f) any tenants which may be in possession of the property, to the extent they have any rights to remain in possession of the property that survive foreclosure.

To the best of the Successor TrusteeÕs knowledge, information and belief, there are no Federal or State tax lien claimants upon the subject property which may require notice pursuant to the terms and provisions of T.C.A. ¤ 35-5-104, T.C.A. ¤ 50-7-404(i)(2)(B) or T.C.A. ¤ 67-1-1433 or 26 U.S.C. ¤ 7425.

THE PROPERTY IS TO BE SOLD WITHOUT COVENANTS OR WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR USE OR PURPOSE.

Successor Trustee, at her sole discretion, at the time and place appointed above for the sale, to accomplish the most advantageous sale and consequent discharge of her trust obligation under the circumstances, reserves the right to do any or all of the following:

(1)          Postpone the sale of all or any portion of the property by public announcement at such time and place of sale, and from time to time thereafter postpone such sale by public announcement at the time fixed by the preceding postponement or subsequently noticed sale, and, without further notice, make such sale at the time and place fixed by the last postponement, or in her discretion, give a new notice of sale.

(2)          Appoint an agent to sell the property in accordance with the power of sale contained in the Deed of Trust and to take other action which the Successor Trustee may take thereunder.

(3)          Elect to delay the sale for a reasonable time during regular business hours on the same day to be continued at the same place at the announced time in order to enable any bonafide bidder to determine and submit a bid, so long as no potential purchaser is thereby precluded from placing a bid.

(4)          Elect to sell the property in any other manner as may accomplish the most advantageous sale and consequent discharge of her trust obligation under the circumstances.

The failure of the high bidder to close this sale shall be cause for rejection of the bid, and if the bid is rejected, the Successor Trustee shall have the option of making the sale to the next highest bidder who is capable and willing to comply with the terms thereof. The proceeds of the sale will be applied to the debt described in the Deed of Trust.

CURRENT PROPERTY OWNER:

Testerman Group, LLC

OTHER POSSIBLE LIEN HOLDERS OR HOLDERS OF INTEREST:

Mountain Commerce Bank (as to 127 W. Jackson Avenue, Knoxville, Tennessee)

320 N. Cedar Bluff Road, Suite 101

Knoxville, TN 37923

Dated: September 4, 2014

Laura F. Ketcham, Successor Trustee

Husch Blackwell LLP

736 Georgia Avenue, Suite 300

Chattanooga, TN  37402

Publish: 09/15/14, 09/22/14 and 09/29/14

75 FORECLOSURES

NOTICE OF TRUSTEE’S SALE

Default having been made by the Debtors in the terms, conditions and payments of a certain purchase-money indebtedness evidenced by a promissory note and secured by the lien of a Deed of Trust of record in Instrument No.  200907010000172 in the Register’s Office for Knox County, Tennessee, executed by Joshua T. Nelson, to J. Nolan Sharbel, Trustee for Douglas R. Varner, Sr., and the holder and owner of said purchase-money indebtedness did instruct and direct the undersigned Trustee to advertise and sell the property secured and conveyed by said Deed of Trust, all of said purchase-money indebtedness being accelerated by default of the Debtor in the payment of a part thereof, the failure to provide insurance, and the nonpayment of property taxes, at the option of the holder and owner of said purchase-money indebtedness, after notice to the Debtor and all interested parties as provided in the terms of said deed of trust note, deed of trust, and the Tennessee Code Annotated, and advertisement of the real property hereinafter-described on Monday. the September 22 and 29, and October 6, 2014, in the Knoxville Focus, a weekly newspaper printed and distributed in Knox County, Tennessee; and this is to give notice that the undersigned Trustee will on Wednesday, the 15th day of October, 2014, commencing at 11:00 A.M. outside the front revolving door of the Knoxville/Knox County, City and County Building, 400 Main Street, Main Level, Knoxville, Tennessee, proceed to offer at public outcry, to the highest and best bidder for cash, the following described real property, to wit:

LOCATED AND BEING SITUATED in the THIRTIETH (30th) Ward of the City of Knoxville, the SEVENTH (7th) Civil District of the County of Knox, State of Tennessee, being known and designated as follows, to wit:

Lot 14, Block D, Yellowstone Addition, as shown on the map of record in the Knox County RegisterÕs Map Cabinet A, Slide 74A (Map Book 3, Page 79), to which reference is here made for a more particular description thereof, and fronting fifty feet (50Õ) on the North side of SUNSET AVENUE, and extending back in a northerly direction between parallel lines 150 feet, more or less, to a new street, now called BEAMAN LAKE AVENUE or STREET, and a frontage on said new street of fifty feet (50Õ). For further reference see Map Book above referred to in the RegisterÕs Office for Knox County, Tennessee;

MUNICIPAL ADDRESS: 1005 Beaman Lake Road, Knoxville, Tennessee 37914;

CLT No.: 30-083HA-008;

BEING THE SAME property described in the Knox County Register’s Instrument No. 200907010000171;

free from the equity of redemption, the statutory right of redemption, homestead, and all elective and marital rights, said rights being expressly waived by the Debtors and Grantors in said deed of trust; subject, however, to the lien of any taxes and deed of trust; and the title is believed to be good, but the undersigned will sell and convey title only in his capacity as Trustee

J. Nolan Sharbel, Sr., Trustee / ss

J. Nolan Sharbel, Trustee

9111 Cross Park Drive, Bldg. D, Suite 200

Knoxville Tennessee 37923

(865)694-4111 / (FAX)312-6727

Publish: 09/22/14, 09/29/14 and 10/06/14

MMM

75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Kimberly L. Barksdale executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., Lender and Larry A. Weissman, Trustee(s), which was dated July 29, 2008 and recorded on July 30, 2008, Instrument No. 200807300007193, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, SunTrust Mortgage, Inc., (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on October 16, 2014, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

Situated in District No. Six (6) of Knox County, Tennessee, without the corporate limits of the City of Knoxville, Tennessee, and being more fully described as follows:

Tract One:

Beginning at the common corner with Clyde Knight, John Scarboro and the “first party” hereto; thence with said beginning point, South 38 deg. 19 min. West 64 feet to an iron pin; thence South 6 deg. 59 min. East 65.6 feet to an iron pin; thence South 79 deg. 24 min. East 239.7 feet to an iron pin; thence North 40 deg. 28 min. East 58.17 feet to an iron pin; thence North 63 deg. 54 min. West 267.4 feet to an iron pin, the point of beginning, a shown by survey of A.E. Bost, dated May 14, 1954.

Tract Two:

Beginning at the common corner with Clyde Knight, John Scarboro and the “first party” hereto; thence with said beginning point, North 63 deg. 54 min. West 61.2 feet to an iron pin in the East line of County Road; thence along the East line of County Road, South 17 deg. 15 min. East 72.5 feet to an iron pin; thence North 38 deg. 19 min. East 54.1 feet to the point of beginning. Containing in both tracts a total of one-half acre, more or less.W.D. # 200807300007192

Parcel ID Number: 134 069

Address/Description: 1938 Dogwood Lane, Knoxville, TN 37919.

Current Owner(s): Kimberly L. Barksdale.

Other Interested Party(ies): N/A

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose

.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 13-00949

Insertion Dates: 09-22, 09-29, 10-06-14

MMM

75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Byron T. Evans executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., Lender and Larry A. Weissman, Trustee(s), which was dated June 30, 2009 and recorded on July 2, 2009, dated June 30, 2009 and recorded on July 2, 2009 in Instrument No. 200907020000793, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, SunTrust Mortgage, Inc., (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on November 13, 2014, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

Situated in the Sixth (6th) Civil District of Knox County, Tennessee, and without the corporate limits of the City of Knoxville, Tennessee, and being known and designated as Lot 100, Cascade Villas Subdivision Ð Phase II, and being further described in map of record entitled “Final Plat for Cascade Villas Subdivision Ð Phase II Lots 35-38, 40-42, 90-95 & 99-101,” of record in Instrument No. 200904200067147, in The Register’s Office for Knox County, Tennessee, to which map specific reference is hereby made for a more particular description.

Access to the subject property is provided by Declaration of Non-Exclusive Joint Permanent Easement of  record in Instrument No. 20090420067127. See also agreement for maintenance of record in Instrument No. 200904200067128, both of record in The Register’s Office for Knox County, Tennessee.

Being the same property conveyed to Byron Evans by deed of record as Instrument Number 200907020000792 in The Register’s Office for Knox County, Tennessee.

This conveyance is subject to the terms, conditions, and obligations as set forth in Master Deed for Cascade Villas condominiums of record in Instrument No. 200702070063943, as amended in Instrument No. 200805140085496, and further amended in Instrument No. 200811070030715, all of which are of record in the Register’s Office for Knox County, Tennessee.

Parcel ID Number: 091OF00205

Address/Description:  8105 Spice Tree Way, Knoxville, TN 37931.

Current Owner(s): Byron Evans.

Other Interested Party(ies): Cascade Villas Condominiums Association, Inc..

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose

.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-20622

Insertion Dates: 09-22, 09-29, 10-06-14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated MAY 23, 2008, executed by SHANTEL L COX, SINGLE WOMAN, to KENNETH CLARK HOOD, Trustee, of record in RECORD BOOK 2199, PAGE 321, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GREENBANK, in the Register’s Office for BLOUNT County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for BLOUNT County, Tennessee, to secure the indebtedness described; WHEREAS, said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY, the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/ JESSICA D. BINKLEY, will by virtue of the power and authority vested in  me as  Substitute  Trustee, on MONDAY, OCTOBER 27, 2014 AT 2:00 P.M. (LOCAL TIME), AT THE FRONT DOOR OF THE BLOUNT COUNTY COURTHOUSE IN MARYVILLE, BLOUNT COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  BLOUNT County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF BLOUNT, TENNESSEE:

SITUATE IN DISTRICT NO. NINE (9) OF BLOUNT COUNTY, TENNESSEE, AND BEING WITHIN THE CORPORATE LIMITS OF THE CITY OF ALCOA, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 110, BLOCK 29, OF SOUTH HALL SUBDIVISION AS SHOWN ON MAP FILE 296B (FORMERLY MAP BOOK 6, PAGE 8) IN THE REGISTERÕS OFFICE FOR BLOUNT COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION THEREOF.

SUBJECT TO 10Õ EASEMENT AT REAR OF LOTS, SUBJECT TO ALL EASEMENTS, RESTRICTIONS, AND RIGHT OF WAYS THAT RUN WITH THE LAND IN FAVOR OF ALCOA.

BEING THE SAME PROPERTY CONVEYED TO SHANTEL L. COX, UNMARRIED, BY WARRANTY DEED DATED MAY 23, 2008 OF RECORD IN RECORD BOOK 2199, PAGE 319, IN THE REGISTER’S OFFICE OF BLOUNT COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 220 W. EDISON ST, ALCOA, TENNESSEE 37701.

MAP  046C GRP D PARCEL 005.00

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433.  THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: NONE OF RECORD

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, September 19, 2014.  This is improved property known as 220 W. EDISON ST, ALCOA, TENNESSEE 37701.

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 09/22/14, 09/29/14 and 10/06/14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated JUNE 22, 2007, executed by ROBERT K. COLE, AND WIFE, KATHERINE F. COLE, to RICHARD TODD PROFFITT,  Trustee, of record in BOOK 2853, PAGE 404, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR TENNESSEE STATE BANK, in the Register’s Office for SEVIER County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for SEVIER County, Tennessee, to secure the indebtedness described: WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY, the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/ JESSICA D. BINKLEY, will by virtue of the power and authority vested in  me as  Substitute  Trustee, on THURSDAY, OCTOBER 30, 2014 AT 2:00 P.M. (LOCAL TIME), AT THE FRONT ENTRANCE OF THE SEVIER COUNTY COURTHOUSE IN SEVIERVILLE, SEVIER COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  SEVIER County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF SEVIER, TENNESSEE:

SITUATE, LYING AND BEING IN THE FOURTH (4TH) CIVIL DISTRICT OF SEVIER COUNTY, TENNESSEE, AND BEING LOT 10 OF CENTER VIEW ESTATES AS THE SAME IS SHOWN BY PLAT OF RECORD IN MAP BOOK 26, PAGE 45, IN THE REGISTERÕS OFFICE OF SEVIER COUNTY, TENNESSEE, TO WHICH PLAT SPECIFIC REFERENCE IS HERE MADE FOR A MORE PARTICULAR DESCRIPTION.

SUBJECT TO UCC FINANCING STATEMENT OF RECORD IN BOOK 3080, PAGE 200, AS AMENDED IN BOOK 4055, PAGE 510, IN THE REGISTERÕS OFFICE OF SEVIER COUNTY, TENNESSEE.

BEING THE SAME PROPERTY CONVEYED TO ROBERT K. COLE AND WIFE, KATHERINE F. COLE, BY GENERAL WARRANTY DEED DATED JUNE 22, 2007 OF RECORD IN BOOK 2853, PAGE 402, IN THE REGISTERÕS OFFICE OF SEVIER COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 474 CONNATSER LN, SEVIERVILLE, TENNESSEE 37876.

MAP 051 PARCEL 097.08

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433.  THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: SEVIER COUNTY ELECTRIC

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, September 19, 2014.  THIS IS IMPROVED PROPERTY KNOWN AS 474 CONNATSER LN, SEVIERVILLE, TENNESSEE 37876

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 09/22/14, 09/29/14 and 10/06/14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated April 30, 2001, executed by BRENDA GASKIN-RILEY , conveying certain real property therein described to ALLEN J. WARE, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded May 9, 2001, at Instrument Number 200105090077571; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to The Bank Of New York Mellon, f/k/a The Bank of New York, As Trustee For The Holders of The EQCC Asset Backed Certificates, Series 2001-1F who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 16, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NO. NINE (9) OF KNOX COUNTY, TENNESSEE, WITHIN THE 26TH WARD OF THE CITY OF KNOXVILLE, BEING ALL OF LOT 7 IN HILLWOOD HEIGHTS SUBDIVISION, UNIT 2, AS SHOWN BY MAP OF RECORD IN MAP BOOK 28, PAGE 90, REGISTER`S OFFICE OF KNOX COUNTY, TENNESSEE, SAID LOT LYING ON THE EAST SIDE OF DEXTER LANE TURNAROUND, AND BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS SHOWN ON SAID MAP OF RECORD AFORESAID, AND AS SHOWN BY SURVEY OF G. T. TROTTER, JR., SURVEYOR, DATED MAY 19, 1978. Parcel ID: 095N-A-040.00 PROPERTY ADDRESS: The street address of the property is believed to be 2632 DEXTER LANE, KNOXVILLE, TN 37920. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): BRENDA GASKIN-RILEY OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #73287

Insertion Dates: 09-15, 09-22, 09-29-14

MMM

75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Kathy L. Siler a/k/a Kathy Siler a/k/a Kathy Louise Siler executed a Deed of Trust to SunTrust Mortgage, Inc., Lender and Tommy R. Lynch, Trustee(s), which was dated August 8, 2003 and recorded on August 19, 2003, Instrument No. 200308190021161, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, SunTrust Mortgage, Inc., (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on October 16, 2014, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

Situated in the First (1st) Civil District of Knox County, Tennessee, within the 14th Ward of the City of Knoxville, Tennessee, being part of Lot Nos. 23 and “S” in Block “MM” of the resubdivision of parts of Blocks “W”, “LL” and “MM” of Cold Springs Addition, as shown by map of record in Plat Cabinet B, Slide 49A (formerly Map Book 13, Page 155), in the Register’s Office for Knox County, Tennessee. Said portion of said lots lying adjacent forming one boundary, and being more particularly bounded and described as follows:

Beginning at an iron rod in the Southwest line of Martin Luther King, Jr. Avenue, said iron rod marking common corner of Lots R and S; thence with Martin Luther King, Jr. Avenue, North 29 deg. 21 min. 46 sec. East, 77.20 feet to an iron rod; thence South 51 deg. 34 min. 23 sec. East, 127.29 feet to an iron rod and cap in the dividing line between Lots 14 and 23; thence with said line and crossing Lot S, South 42 deg. 34 min. 37 sec. West, 76. 44 feet to an iron rod and cap in the dividing line between Lots R and S; thence with said line, North 51 deg. 34 min. 23 sec. West, 109.60 feet to the point of beginning, as shown by survey of Robert G. Lusby, Jr., Surveyor, dated September 17, 1999.

Being the same property conveyed to Kathy Louise Siler, a single person, by warranty deed, from Knoxville Leadership Foundation, dated 07/07/2000, recorded 07/10/2000, in Instrument No. 200007100001752, in the Register’s Office for Knox County, Tennessee.

Parcel ID Number: 082KS-022

Address/Description: 2618 Martin Luther King, Jr. Avenue, Knoxville, TN 37914.

Current Owner(s): Kathy Louise Siler.

Other Interested Party(ies): Capital One Bank (USA), N.A.; American General Financial Services, Inc.; National Credit Adjusters, LLC assignee of HSBC; and SunTrust Bank.

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-18288

Insertion Dates: 09-22, 09-29, 10-06-14

MMM

non-Resident Notice

TO KIMBERLY A. NIGHTINGALE COVINGTON

IN RE: CHUCK COVINGTON VS. KIMBERLY A. NIGHTINGALE COVINGTON

NO. 188101-3

In Chancery Court of Knox County, Tennessee

In this cause, it appearing from the Complaint filed, which is sworn to, that the defendant KIMBERLY A. NIGHTINGALE COVINGTON, a non-resident of the State of Tennessee, or whose whereabouts cannot be ascertained upon diligent search and inquiry, so that the ordinary process of law cannot be served upon KIMBERLY A. NIGHTINGALE COVINGTON, it is ordered that said defendant KIMBERLY A. NIGHTINGALE COVINGTON file an answer with the Clerk and Master of the Chancery Court at Knoxville, Tennessee and with Carolyn Levy  an,  Attorney whose address is 10805 Kingston Pike Suite 200, Knoxville, TN?37934  within thirty (30) days of the last date of publication or a judgment by default will be taken against you and the cause set for hearing Ex Parte as to you before Chancellor Mike Moyers at the Knox County Chancery Court, Division 111, 400 Main Street, Knoxville, Tennessee 37902. This notice will be published in the Knoxville Focus for four (4) consecutive weeks.

This 22rd day of September, 2014.

s/s Howard G. Hogan

howard g. hogan

Clerk and Master

Publish: 9/29/14, 10/06/14, 10/13/14 and 10/20/2014

MMM

non-Resident Notice

TO

Chekesha Nell Rose Crippen

IN RE: Broderick Hayes vs Chekesha Rose Crippen

NO. 186808-3

In Chancery Court of Knox County, Tennessee

In this cause, it appearing from the Complaint filed, which is sworn to, that the defendant Chekesha Nell Rose Crippen, a non-resident of the State of Tennessee, or whose whereabouts cannot be ascertained upon diligent search and inquiry, so that the ordinary process of law cannot be served upon Chekesha Nell Rose Crippen, it is ordered that said defendant Chekesha Nell Rose Crippen file an answer with the Clerk and Master of the Chancery Court at Knoxville, Tennessee and with Scott A. Lanzon an,  Attorney whose address is 550 Main Avenue Ste 550, Knoxville, TN?37902  within thirty (30) days of the last date of publication or a judgment by default will be taken against you and the cause set for hearing Ex Parte as to you before Chancellor Mike Moyers at the Knox County Chancery Court, Division 111, 400 Main Street, Knoxville, Tennessee 37902. This notice will be published in the Knoxville Focus for four (4) consecutive weeks.

This 16th day of Sept, 2014.

s/s Howard G. Hogan

howard g. hogan

Clerk and Master

Publish: 9/22/14, 9/29/14, 10/06/14 and 10/13/2014

MMM

non-Resident Notice

TO Cheyenne Whitsell a.k.a. Cheyenne Whitlser

IN RE: Loudon Cecilia Merrell

NO. 187683-2

In Chancery Court of Knox County, Tennessee

In this cause, it appearing from the Complaint filed, which is sworn to, that the defendant Cheyenne Whitsell a.k.a. Cheyenne Whitlser, a non-resident of the State of Tennessee, or whose whereabouts cannot be ascertained upon diligent search and inquiry, so that the ordinary process of law cannot be served upon Cheyenne Whitsell a.k.a. Cheyenne Whitlser, it is ordered that said defendant Cheyenne Whitsell a.k.a. Cheyenne Whitlser file an answer with the Clerk and Master of the Chancery Court at Knoxville, Tennessee and with Carolyn K. OÕHara an,  Attorney whose address is 329 Ellis Avenue, Maryville, TN?37804  within thirty (30) days of the last date of publication or a judgment by default will be taken against you and the cause set for hearing Ex Parte as to you before Chancellor Clarence Pridemore Jr. at the Knox County Chancery Court, Division 11, 400 Main Street, Knoxville, Tennessee 37902. This notice will be published in the Knoxville Focus for four (4) consecutive weeks.

This 3rd day of Sept, 2014.

s/s Howard G. Hogan

howard g. hogan

Clerk and Master

Publish: 9/08/14, 9/05/14, 9/22/14 and 9/29/2014

MMM

non-Resident Notice

Claudia Tejada

Richard Giraud

Docket # 132067

In the Fourth Circuit Court of Knox County, Tennessee

In this cause, it appearing from the Complaint filed, which is sworn to, that the defendant Richard Giraud is a non-resident of the State of Tennessee, or whose whereabouts cannot be ascertained upon diligent search and inquiry, so that the ordinary process of law cannot be served upon Richard Giraud.

it is ordered that said defendant file an answer to an action of Complaint for Divorce filed by?Claudia Tejada, Plaintiff herein, with the Fourth Circuit Court in Knoxville, Tennessee, and with Jeremy Yuill, PlaintiffÕs Attorney whose address is P.O. Box 541, Knoxville, TN 37901 within thirty (30) days of the last date of publication, and if you do not answer or otherwise respond, a Default Judgment may be entered against you on the thirtieth (30th) day after the fourth (4th) publication. This notice will be published in The Knoxville Focus for four (4) consecutive weeks.

This the 10th day of SEPTEMBER, 2014.

s/s MIKE HAMMOND

MIKE HAMMOND

Clerk

s/s Debbie Sewell

Debbie sewell

Deputy Clerk

Publish: 09/15/14, 09/22/14, 09/29/14 and 10/06/14

MMM

non-Resident Notice

Lea Ellen Lewis

Michael Eugene Lewis

Docket # 131558

In the Fourth Circuit Court of Knox County, Tennessee

In this cause, it appearing from the Complaint filed, which is sworn to, that the defendant Michael Eugene Lewis is a non-resident of the State of Tennessee, or whose whereabouts cannot be ascertained upon diligent search and inquiry, so that the ordinary process of law cannot be served upon Michael Eugene Lewis.

it is ordered that said defendant file an answer to an action of Complaint for Divorce filed by?Lea Ellen Lewis, Plaintiff herein, with the Fourth Circuit Court in Knoxville, Tennessee, and with Jeremy Yuill, PlaintiffÕs Attorney whose address is P.O. Box 541, Knoxville, TN 37901 within thirty (30) days of the last date of publication, and if you do not answer or otherwise respond, a Default Judgment may be entered against you on the thirtieth (30th) day after the fourth (4th) publication. This notice will be published in The Knoxville Focus for four (4) consecutive weeks.

This the 26th day of August, 2014.

s/s MIKE HAMMOND

MIKE HAMMOND

Clerk

s/s Debbie Sewell

Debbie sewell

Deputy Clerk

Publish: 09/15/14, 09/22/14, 09/29/14 and 10/06/14

MMM

notice

Accounting and Settlement

Estate of Robert Eugene Sharrett

In the Chancery Court of Knox County, Tennessee

68974-3

PLEASE TAKE NOTICE, pursuant to T.C.A. ¤ 30-2-603, that on the 12th day of November 2014 at 9:30am in the Probate Courtroom 352, City County Building, 400 Main Street, Knoxville, TN?37902, the Administratrix C.T.A., will appear and settle the above referenced Estate.

In this cause, it appearing that an accounting/settlement has been filed by the Administratrix C.T.A., which is sworn to, and it further appearing that the son of the decedent, Kevin Sharrett, is a non-resident of the State of Tennessee whose whereabouts cannot be ascertained upon diligent search and inquiry. This notice is published, pursuant to T.C.A. ¤ 30-2-603, to advice Kevin Sharrett and all interested parties that the Clerk and Master will take the accounting on that date, and that the settlement may be continued from time to time as provided by T.C.A. ¤ 30-2-605.

This the 9th day of September, 2014.

Peggy G. Comstock

Attorney for the

Administratrix C.T.A.

200 Arcade Building

618 Gay Street

Knoxville, TN?37902

(865) 521-7600

Publish: 09/15/14, 09/22/14, 09/29/14 and 10/06/14