Legal and public notices for February 16. 2015

75 FORECLOSURES

NOTICE OF

SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated May 5, 2006, executed by GUISTINO DE CELESTINO AND SHERRY L. DE CELESTINO, conveying certain real property therein described to SOUTHEAST TITLE & ESCROW, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded May 9, 2006, at Instrument Number 200605090093957 and re-recorded May 19, 2006 at Instrument Number 200605190097082; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE ACE SECURITIES CORP. HOME EQUITY LOAN TRUST, SERIES 2006-NC2, ASSET BACKED PASS-THROUGH CERTIFICATES who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on March 5, 2015 at 10:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NO. EIGHT (8) OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 31, SPRINGPLACE SUBDIVISION, UNIT 3, AS SHOWN BY MAP OF SAME OF RECORD IN MAP BOOK 37-S, PAGE 19, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION, AND AS SHOWN BY SURVEY OF HUBERT BODENHEIMER, SURVEYOR, TENNESSEE LICENSE NO.1003, OF ACUFF AND COLLIGNON & ASSOCIATES, 311 LYNN DRIVE, KNOXVILLE, TENNESSEE, 37918, DATED APRIL 23, 1993. Parcel ID: 060OA-021 PROPERTY ADDRESS: The street address of the property is believed to be 5409 SPRINGPLACE CIRCLE, KNOXVILLE, TN 37924. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): GUISTINO DE CELESTINO AND SHERRY L. DE CELESTINO OTHER INTERESTED PARTIES: ARROW FINANCIAL SERVICES LLC AS ASSIGNEE OF HSBC CARD SERV (III) INC, CAPITAL ONE BANK (USA), N.A., LAKEWOOD CAPITAL, LLC ASSIGNEE OF CREDIT ONE BANK, N.A., PORTFOLIO RECOVERY ASSOCIATES, LLC ASSIGNEE OF CAPITAL ONE BANK, N.A., GAULT FINANCIAL, LLC ASSIGNEE OF CREDIT ONE BANK, N.A. The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #78217

Insertion Dates: 02-09, 02-16, 02-23-15

MMM

75 FORECLOSURES

NOTICE OF

SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated September 5, 2008, executed by SABRINA NIKOL RICHARDSON AND FREDRICK KEVIN RICHARDSON, conveying certain real property therein described to KAREN REALE, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded September 9, 2008, at Instrument Number 200809090017262 (modified at Instrument Number 201304180068341); and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A. who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on March 19, 2015 at 10:00 AM at the North Side Entrance of the City County Building, 400 Main Street, Knoxville, TN 37902, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN THE SIXTH (6TH) CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE, WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING LOT 5, OF THOMPSON PLACE, AS THE SAME APPEARS OF RECORD IN PLAT CABINET O, SLIDE 308C, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION, ACCORDING TO THE SURVEY OF CENTURY SURVEYING, JAMES LOVEDAY, RLS # 1982, DATED OCTOBER 26, 2000, JOB NO. 00383. THIS CONVEYANCE IS SUBJECT TO ANY AND ALL ZONING REGULATIONS, BUILDING RESTRICTIONS AND SETBACK LINES, IF ANY, EASEMENTS AD RIGHTS OF WAY FOR PUBLIC UTILITIES. THIS CONVEYANCE IS MAD SUBJECT TO APPLICABLE RESTRICTIONS, BUILDING SETBACK LINES AND ALL EXISTING EASEMENTS OF RECORD. THE ABOVE DESCRIPTION IS THE SAME AS THE PREVIOUS DEED OF RECORD; NO BOUNDARY SURVEY HAVING BEEN MADE AT THE TIME OF THIS CONVEYANCE. Parcel ID: 118FD-005 PROPERTY ADDRESS: The street address of the property is believed to be 1118 MORTONS MEADOW ROAD, KNOXVILLE, TN 37932. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): SABRINA NIKOL RICHARDSON AND FREDRICK KEVIN RICHARDSON OTHER INTERESTED PARTIES: SECRETARY OF HOUSING AND URBAN DEVELOPMENT The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #78250

Insertion Dates: 02-16, 02-23, 03-02-15

MMM

75 FORECLOSURES

NOTICE OF

FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Kenneth R. Bailey and Pamela J. Bailey executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc., as nominee for U.S. Bank National Association, Lender and LSI Title Agency Inc, Trustee(s), which was dated March 25, 2010 and recorded on April 1, 2010 in Instrument No. 201004010061979, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, U.S. Bank National Association, (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on March 5, 2015, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

The following described property:

Situated in district No. Six (6) of Knox County, Tennessee, without the corporate limits of the City o Knoxville, Tennessee, and being known and designated as Lot 17, Evergreen Court, as shown on the Plat of the same Record bearing Instrument No. 200405250108182, Register’s Office, Knox County, Tennessee, to which Plat specific reference is hereby made for a more particular description.

Being the same parcel conveyed to Kenneth R. Bailey and Pamela J. Bailey from S and S Builders of Knoxville, Inc., by virtue of a Deed dated 03/28/2006, recorded 03/29/2006, as Instrument No. 200606290081197 County of Knox, State of Tennessee.

Parcel ID Number: 038ND017

Address/Description: 6812 Audrianna Lane, Knoxville, TN 37918.

Current Owner(s): Kenneth R. Bailey and Pamela J. Bailey.

Other Interested Party(ies): N/A

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-29093

Insertion Dates: 02-02, 02-09, 02-16-15

MMM

75 FORECLOSURES

NOTICE OF

SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated March 5, 2009, executed by JASON B. PHILLIPS AND AMY L. PHILLIPS, conveying certain real property therein described to MATT B. MURFREE, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded March 11, 2009, at Instrument Number 200903110056886; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. Bank Trust, N.A., as Trustee for LSF9 Master Participation Trust who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on March 5, 2015 at 10:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NO. SEVEN (7) OF KNOX COUNTY, TENNESSEE, WITHIN THE 38TH WARD OF THE CITY OF KNOXVILLE, BEING ALL OF LOT 66 IN BLACK OAK CREST REVISED ADDITION, AS SHOWN BY MAP OF RECORD IN MAP BOOK 16, PAGE 139, REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, SAID LOT FRONTING 100 FEET ON THE NORTHEAST SIDE OF OAK CREST ROAD, AND BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS SHOWN ON SAID MAP OF RECORD AFORESAID, AND AS SHOWN BY SURVEY OF G.T. TROTTER, JR., SURVEYOR, DATED MAY 24, 1976. THE DESCRIPTION SHOWN IS THE SAME AS THE DEED OF RECORD, NO BOUNDARY SURVEY HAVING BEEN DONE AT THE TIME OF THIS CONVEYANCE. THIS CONVEYANCE IS SUBJECT TO RESTRICTIONS OF RECORD IN BOOK 771, PAGE 395, SAID REGISTER`S OFFICE, AND ANY AND ALL RESTRICTIONS, EASEMENTS, SETBACK LINES, CONDITIONS, PLAT OF RECORD, AND ENCUMBRANCES OF RECORD IN THE REGISTER`S OFFICE FOR THE AFORESAID COUNTY. Parcel ID: 068DJ-010 PROPERTY ADDRESS: The street address of the property is believed to be 417 OAKCREST ROAD, KNOXVILLE, TN 37912. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): JASON B. PHILLIPS AND AMY L. PHILLIPS OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #77787

Insertion Dates: 02-02, 02-09, 02-16-15

MMM

75 FORECLOSURES

NOTICE OF

SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated September 15, 2006, executed by NAKOMIA JOSEPH AND TIMOTHY A. JOSEPH, conveying certain real property therein described to ROBBIE L. MCLEAN, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded September 25, 2006, at Instrument Number 200609250026817; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Wells Fargo Bank, N.A., as Trustee for Carrington Mortgage Loan Trust, Series 2007-RFC1, Asset-Backed Pass-Through Certificates who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on March 5, 2015 at 10:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT 5 KNOX COUNTY, TENNESSEE WITHIN THE 23RD WARD OF THE CITY OF KNOXVILLE AND BEING KNOWN AND DESIGNATED AS LOT 26 OVERBROOK ADDITION TO KNOXVILLE AS SHOWN BY PLAT OF RECORD IN MAP BOOK 5, PAGE 150 IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE TO WHICH PLAT SPECIFIC REFERENCE IS HEREBY MADE AND INCORPORATED HEREIN AS IF COPIED VERBATIM. LESS AND EXCEPT THAT PORTION DESCRIBED IN DEED BOOK 1240, PAGE 264 IN SAID REGISTER`S OFFICE. SUBJECT TO GOVERNMENTAL ZONING AND SUBDIVISION ORDINANCES AND REGULATIONS IN EFFECT THEREON. Parcel ID: 094HL-012 PROPERTY ADDRESS: The street address of the property is believed to be 2501 KEITH AVENUE, KNOXVILLE, TN 37921. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): NAKOMIA JOSEPH AND TIMOTHY A. JOSEPH OTHER INTERESTED PARTIES: SUNTRUST BANK, CITY OF KNOXVILLE The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #77414

Insertion Dates: 02-02, 02-09, 02-16-15

MMM

75 FORECLOSURES

NOTICE OF

FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Anne Rosemary Strader and Jerry Strader executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc. as nominee for IServe Residential Lending, LLC, Lender and Crump, Richardson, & Young LLC, Trustee(s), which was dated September 26, 2011 and recorded on October 7, 2011 in Instrument No. 201110070019170, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, SunTrust Mortgage, Inc., (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on March 19, 2015, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

The land referred to herein below is situated in the County of Knox, State of Tennessee, and is described as follows:

A certain piece or parcel of land in the Second Civil District of Knox County, Tennessee, and within the Sixteenth Ward of the City of Knoxville, Tennessee, and being all of Lot 15 in Fretz’ First Addition to Knoxville, Tennessee as shown by map of said addition, which is of record in the Register’s Office of Knox County, Tennessee in Map Book 7, Page 60, to which specific reference is hereby made.  Said property lies on the northern side of Cecil Avenue, fronts 50 feet thereon, and extends back in a northerly direction between parallel lines 140 feet to the southern line of an alley.  Said premises are improved with a dwelling house which is known and designated as #627 Cecil Avenue.  Being the same property conveyed to A.B. Baughman (et ux Neva Marie Baughman} by Joseph Marland et ux by deed dated February 3, 1947, which is of record in the Register’s Office of Knox County, Tennessee in Deed Book 733 Page 455.  See also Deed Book 661, Page 363 and Will Book 17, Page 47 in the Office of the County Clerk of Knox County, Tennessee.

Being the same property conveyed to Rosemary B. Strader from Rosemary B. Strader, Executrix of the Estate of Neva Marie Baughman, dated 10/27/92, recorded in Book 2087, Page 374, in the Register’s Office of Knox County, Tennessee.

Subject to such limitations, restrictions and encumbrances as may affect the premises.

Subject to any applicable governmental zoning ordinances or subdivision regulations in effect thereon.

Parcel ID Number: 082HB037

Address/Description: 1927 Cecil Avenue, Knoxville, TN 37917.

Current Owner(s): Anne Rosemary Strader and husband, Jerry Strader.

Other Interested Party(ies): Branch Banking and Trust Company.

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.:15-00645

Insertion Dates: 02-16, 02-23, 03-02-15

MMM

75 FORECLOSURES

NOTICE OF TRUSTEE’S SALE

THIS LETTER IS FROM A DEBT COLLECTOR.

NAMES OF INTERESTED PARTIES:

Coralee M. Smith, a/k/a Coralee Smith

Rodney L. Smith

Ricky L. Smith

Home Federal Bank of Tennessee

Notice is hereby given that by virtue of authority vested in the undersigned, Investor’s Trust Company, Trustee, by that certain Trust Deed executed to Investor’s Trust Company, Trustee, by Coralee M. Smith, a/k/a Coralee Smith, a Single Person, dated December 8, 2010, and recorded as Instrument No. 201012170037479, in the Register’s Office for Knox County, Tennessee, the undersigned will, at about 11:00 o’clock A. M. on MARCH 17, 2015, at the front door of the City & County Building, Main Avenue Level, nearest Main Assembly Room, Knoxville, Knox County, Tennessee, offer for sale, and sell at public auction to the highest bidder for cash in hand, and in bar of all homestead rights, the statutory right of redemption and the equity of redemption, which are waived in said Trust Deed property conveyed by said Trust Deed, which is described as follows:

SITUATED in District Seven (7) of Knox County, Tennessee, within the 18th Ward of the City of Knoxville, Tennessee, and being more particularly described as follows:

Being designated as Lot 10 and Part of Lot 11, Block 18, Edgewood Land and Improvement Company’s Fourth Addition, as shown by map of same of record in Map Cabinet A, Slide 266-B, in the Register’s Office for Knox County, Tennessee, and being more particularly described as follows:

Said lot and portion of lot lying adjacent, forming one boundary, having a combined frontage of 75 feet on the  Southeast side of Chickamauga Avenue, and described as BEGINNING at an iron pin in the Southeast line of Chickamauga Avenue, distant in a Southwesterly direction, 400 feet from the point of intersection of Chickamauga Avenue with Oswald Street, and marking common corner of Lots 9 and 10; thence South 12 deg. 30 min. East with the dividing line between Lots 9 and 10, 162 feet to an iron pin in the Northwest line of an alley; thence with said alley, South 77 deg. 30 min. West 75 feet to an iron pin; thence North 12 deg. 30 min. West 162 feet to an iron pin in the Southeast line of Chickamauga Avenue; thence with Chickamauga Avenue, North 77 deg. 30 min. East 75 feet to the point of BEGINNING, as shown by survey of Batson & Himes, dated January 27, 1971.

BEING the same property conveyed to Curtis Franklin Smith and wife, Coralee M. Smith, by Ruth H. Hayes, Widow, by Warranty Deed, dated February 9, 1971, and recorded February 10, 1971, in Deed Book 1446, page 757, in the Register’s Office for Knox County, Tennessee, and being the same property passing to Coralee M. Smith, as the surviving tenant by the entirety of Curtis Franklin Smith, who died October 18, 2004.  Reference is made to Affidavit recorded as Instrument No 201012170037478, in the Register’s Office for Knox County, Tennessee.

Coralee Smith, a/k/a Coralee Milligan Smith, died intestate in Knox County, Tennessee, on February 11, 2014, leaving as her only children and surviving heirs, two (2) sons – Rodney L. Smith and Ricky E. Smith. Estate probated in the Probate Division of the Chancery Court for Knox County, Tennessee, Estate File No. 74830-3.

THIS conveyance is made subject to applicable restrictions, building set-back lines, all existing easements and to all conditions shown on the recorded map.

The street address of the above described property is believed to be 928 Chickamauga Avenue, Knoxville, Tennessee 37917; Control No. 081CF-005, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

In the event the high bidder at the foreclosure sale should fail to comply with the submitted bid, the Trustee shall have the option of accepting the next highest bid in which the bidder is able to comply, or re-advertise and sell at a second sale.

The right is reserved to adjourn the day of the sale to another day certain without further publication, upon announcement at the time set forth above.

Said sale will be made subject to superior unpaid liens, claims and taxes, and to rights of tenants in possession, if any.

Said sale will further be made subject to the, ÒHelping Families Save Their Homes Act of 2009.Ó

Said sale is being made upon the request of Home Federal Bank of Tennessee, the owner and holder of the indebtedness secured by said Trust Deed due to the failure of said makers to comply with all provisions of said Trust Deed.

THIS IS AN ATTEMPT TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

INVESTOR’S TRUST COMPANY, TRUSTEE

M. JOYCE CANNON, ASSISTANT SECRETARY

Insertion Dates: 02-16, 02-23, 03-02-15

MMM

75 FORECLOSURES

NOTICE OF

SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated May 18, 2007, executed by ANNA CHADWICK AND GARY CHADWICK, conveying certain real property therein described to ROBERT M. WILSON, JR., as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded June 7, 2007, at Instrument Number 200706070100588; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on March 5, 2015 at 10:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT THREE OF KNOX COUNTY, TENNESSEE, WITHIN THE 21ST WARD OF THE CITY OF KNOXVILLE, TENNESSEE AND BEING ALL OF LOT 62, INGLEWOOD ADDITION TO KNOXVILLE, TENNESSEE, AS SHOWN BY PLAT OF RECORD IN MAP BOOK 6, PAGE 26, CABINET A, SLIDE 189-B, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE FOR A MORE SPECIFIC DESCRIPTION OF THE PROPERTY. Parcel ID: 094G-A-024 PROPERTY ADDRESS: The street address of the property is believed to be 1716 BEAUMONT AVENUE, KNOXVILLE, TN 37921. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): ANNA CHADWICK AND GARY CHADWICK OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #77399

Insertion Dates: 02-02, 02-09, 02-16-15

MMM

75 FORECLOSURES

SUCCESSOR TRUSTEE’S NOTICE OF FORECLOSURE SALE

Default having been made in the payment of the debts and obligations secured to be paid by certain Deed of Trusts executed October 13, 2004 and October 12, 2009 by Mark L. Rice and wife, Karen O. Rice to Thomas R. Underwood, as Trustee, as same appears of record in the office of the Register of Knox County, Tennessee, in Register’s Instrument No.200410180032252 and 200910190027460, in the said Register’s Office, and the undersigned having been appointed Successor Trustee by instrument recorded in Register’s Instrument No. 201501090036853 for the enforcement of the provisions of the Deed of Trust recorded at 200410180032252 and acting as the authorized agent for the enforcement of the provisions of the Deed of Trust recorded at 200910190027460, and the owner of the debt secured, Knoxville Teachers Federal Credit Union, having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is give notice that the undersigned will, on , March 4, 2014 at 10:00 a.m., at the City County Building, 400 Main Street, Knoxville, TN 37902, Knox County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to wit:

SITUATED in District Nine (9) of Knox County, Tennessee, within the 29th Ward of the City of Knoxville, Tennessee, and being known and designated as Lot 40, in View Park Subdivision, Unit 1, as shown on the map of the same recorded in Map Book 24, page 137 in the Register’s Office for Knox County, Tennessee. Said premises are improved with dwelling designated as 509 Panorama Drive, Knoxville, TN 37920. This conveyance is made subject to applicable restrictions, building setback lines, all existing easements, and to all conditions as shown on the recorded map. This conveyance is made subject to applicable restrictions, building setback lines, all existing easements, and to all conditions as shown on the recorded map. The proceeds of the sale will be applied in accordance with the terms and provisions of the above-named Deed of Trust. Said sale is being made upon the request of Knoxville Teachers Federal Credit Union, the owner and holder of the indebtedness secured by said Deed of Trust, due to the failure of the makers to comply with all provisions of the Deed of Trust. Other parties interested as defined by Tennessee statutes and to whom the Successor Trustee has given notice of the sale include the following: Mark L. Rice, Karen O. Rice, Knox County, Knoxville City. The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; and restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Successor Trustee. Should the highest bidder fail to comply with the terms of the bid at the public sale, then the Substitute Trustee shall have the option of accepting the second highest bid, or the next highest bid with which the buyer is able to comply. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Successor Trustee. The Property is sold as is, where is, without representation or warranties of any kind, including fitness for a particular purpose.

Jedidiah C. McKeehan

Successor Trustee

The Hurley Law Firm, P.C.

205 Mohican St.

Knoxville, TN 37919

865 523-1414

Insertion Dates: 02-16, 02-23, 03-02-15

MMM

75 FORECLOSURES

NOTICE OF

SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated December 13, 2006, executed by KIMBERLY R. SHEHAN AND MICHAEL P. SHEHAN, conveying certain real property therein described to KNOXVILLE TITLE AGENCY, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded December 20, 2006, at Instrument Number 200612200051389; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. Bank National Association, as Trustee, in trust for registered holders of First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-FF2 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on March 19, 2015 at 10:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NO. TWO (2) OF KNOX COUNTY, TENNESSEE, AND ON THE NORTH SIDE OF FOURTH AVENUE IN FOUNTAIN CITY, TENNESSEE, AND UNINCORPORATED SUBURB OF KNOXVILLE, AND BEING ALL OF LOTS EIGHTEEN (18), NINETEEN (19), TWENTY (20) AND TWENTY-ONE (21), IN BLOCK THIRTY-EIGHT (38) OF FOUNTAIN CITY; EACH OF SAID LOTS FRONT FIFTY FEET ON THE NORTH SIDE OF FOURTH AVENUE AND EXTEND BACK THEREFROM IN A NORTHERLY DIRECTION BETWEEN PARALLEL LINES 145 FEET TO AN ALLEY. SEE PLAT CABINET A, SLIDE 299D, REGISTER OF DEEDS OFFICE OF KNOX COUNTY, TENNESSEE. THE ABOVE DESCRIPTION BEING THE SAME AS THE PREVIOUS DEED OF RECORD; NO BOUNDARY SURVEY HAVING BEEN OBTAINED AT THE TIME OF THIS CONVEYANCE. THIS CONVEYANCE IS MADE SUBJECT TO ALL APPLICABLE RESTRICTIONS, EASEMENTS, BUILDING SETBACK LINES AND ALL CONDITIONS AS SHOWN ON THE RECORDED MAP AND IN PLAT CABINET A, SLIDE 299D, IN THE KNOX COUNTY REGISTER`S OFFICE. Parcel ID: 058FG-045 PROPERTY ADDRESS: The street address of the property is believed to be 517 BALSAM DRIVE, KNOXVILLE, TN 37918. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): KIMBERLY R. SHEHAN AND MICHAEL P. SHEHAN OTHER INTERESTED PARTIES: CAPTAL ONE BANK (USA) N.A. The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #78125

Insertion Dates: 02-16, 02-23, 03-02-15

MMM

75 FORECLOSURES

NOTICE OF

SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated February 2, 2007, executed by CHARLES R. ROBERTSON, JR., conveying certain real property therein described to ASPEN TITLE AND ESCROW, LLC, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded February 13, 2007, at Instrument Number 200702130065479; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR HOLDERS OF THE HSI ASSET SECURITIZATION CORPORATION TRUST 2007-HE2 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on March 5, 2015 at 10:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NO. SEVEN (7) OF KNOX COUNTY, TENNESSEE, AND WITHIN THE 18TH WARD OF THE CITY OF KNOXVILLE, TENNESSEE, BEING KNOWN AND DESIGNATED AS ALL OF LOT 128, BLOCK 12, LINCOLN PARK ADDITION SUBDIVISION, AS THE SAME APPEARS OF RECORD IN PLAT CABINET A, SLIDE 266-B (FORMERLY MAP BOOK 8, PAGE 59), IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. Parcel ID: 081CD-005 PROPERTY ADDRESS: The street address of the property is believed to be 620 CHICKAMAUGA AVE, KNOXVILLE, TN 37917. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): CHARLES R. ROBERTSON, JR. OTHER INTERESTED PARTIES: RAB PERFORMANCE RECOVERIES, LLC. ASSIGN. OF FIRST BANK OF DELAWARE The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #77701

Insertion Dates: 02-02, 02-09, 02-16-15

MMM

75 FORECLOSURES

NOTICE OF

SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated July 30, 2009, executed by TERRI LYN NOLAN, conveying certain real property therein described to ASPEN TITLE AND ESCROW, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded August 11, 2009, at Instrument Number 200908110011633, as modified by Loan Modification Agreement at instrument number 201308120010482; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A. who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on March 5, 2015 at 10:00 AM at the North Side Entrance of the City County Building, 400 Main Street, Knoxville, TN 37902, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATE IN DISTRICT NO. SIX (6) OF KNOX COUNTY, TENNESSEE, WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE AND BEING ALL OF LOT 7, BLOCK E, OF CONCORD HILLS SUBDIVISION, UNIT 4, AS SHOWN BY PLAT OF RECORD IN MAP CABINET E, SLIDE 187A (FORMERLY MAP BOOK 63-S, PAGE 12) IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. SAID PREMISES ARE IMPROVED WITH DWELLING DESIGNATED 10725 FARRAGUT HILLS BOULEVARD. SUBJECT TO RESTRICTIONS AND COVENANTS AND EASEMENTS, AS SET FORTH IN BOOK 1582, PAGE 1010, MAP CABINET E, SLIDE 187-A AND IN INSTRUMENT NO. 199908260016479 AND 200001140003139, KNOX COUNTY REGISTER OF DEEDS OFFICE. Parcel ID: 143OA-002 PROPERTY ADDRESS: The street address of the property is believed to be 10725 FARRAGUT HILLS BLVD, KNOXVILLE, TN 37934. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): TERRI LYN NOLAN OTHER INTERESTED PARTIES: BAPTIST HOSPITALWEST The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #77397

Insertion Dates: 02-02, 02-09, 02-16-15

MMM

75 FORECLOSURES

NOTICE OF

FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Kenneth R. Bailey and Pamela J. Bailey executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc., as nominee for U.S. Bank National Association, Lender and LSI Title Agency Inc, Trustee(s), which was dated March 25, 2010 and recorded on April 1, 2010 in Instrument No. 201004010061979, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, U.S. Bank National Association, (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on March 5, 2015, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

The following described property:

Situated in district No. Six (6) of Knox County, Tennessee, without the corporate limits of the City o Knoxville, Tennessee, and being known and designated as Lot 17, Evergreen Court, as shown on the Plat of the same Record bearing Instrument No. 200405250108182, Register’s Office, Knox County, Tennessee, to which Plat specific reference is hereby made for a more particular description.

Being the same parcel conveyed to Kenneth R. Bailey and Pamela J. Bailey from S and S Builders of Knoxville, Inc., by virtue of a Deed dated 03/28/2006, recorded 03/29/2006, as Instrument No. 200606290081197 County of Knox, State of Tennessee.

Parcel ID Number: 038ND017

Address/Description: 6812 Audrianna Lane, Knoxville, TN 37918.

Current Owner(s): Kenneth R. Bailey and Pamela J. Bailey.

Other Interested Party(ies): N/A

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-29093

Insertion Dates: 02-09, 02-16, 02-23-15

MMM

75 FORECLOSURES

NOTICE OF

SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated July 7, 2005, executed by STEVEN S. JONES AND TAMMY WORLEY JONES, conveying certain real property therein described to BRIAN K. WARREN, EXECUTIVE REAL ESTATE TITLE INS.-10544-1, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded July 14, 2005, at Instrument Number 200507140004556; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2005-BC5 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on March 19, 2015 at 10:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN THE SEVENTH (7TH) CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE, AND WITHIN THE 36TH WARD OF THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOTS TWO (2) AND THREE (3), BLOCK 32, FOUNTAIN CITY ADDITION, ALSO KNOWN AS FOUNTAIN CITY COMPANY`S ADDITION TO THE CITY OF KNOXVILLE, TENNESSEE, AS SHOWN BY MAP OF RECORD IN MAP CABINET A, SLIDE 299D (FORMERLY MAP BOOK 9, PAGE 73), REGISTER`S OFFICE, KNOX COUNTY, TENNESSEE, TO WHICH MAP REFERENCE IS HERE MADE FOR A MORE PARTICULAR DESCRIPTION THEREOF, SAID LOTS HAVING A FRONTAGE OF 100 FEET ON THE SOUTH SIDE OF FENWOOD DRIVE, FORMERLY SIXTH AVENUE, AND EXTENDING BACK BETWEEN PARALLEL LINES 140 FEET TO AN ALLEY. Parcel ID: 058FF-055 & 058FF-056 PROPERTY ADDRESS: The street address of the property is believed to be 2606 FENWOOD DRIVE, KNOXVILLE, TN 37918. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): STEVEN S. JONES AND TAMMY WORLEY JONES OTHER INTERESTED PARTIES: HSBC MORTGAGE SERVICES, INC. The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #78084

Insertion Dates: 02-09, 02-16, 02-23-15

MMM

75 FORECLOSURES

NOTICE OF

SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated March 8, 2006, executed by WALTER R. DIRL AND CYNTHIA YVONNE MANNING, conveying certain real property therein described to MID-SOUTH TITLE CORPORATION, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded March 10, 2006, at Instrument Number 200603100075552; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-BC4 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on March 5, 2015 at 10:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NUMBER SEVEN OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOTS 72, SUMMER ROSE SUBDIVISION, UNIT 8, AS THE SAME APPEARS OF RECORD AT INSTRUMENT NO. 200408180014930, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH PLAT SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. Parcel ID: 049KF-081 PROPERTY ADDRESS: The street address of the property is believed to be 5009 IVY ROSE DRIVE, KNOXVILLE, TN 37918. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): WALTER R. DIRL AND CYNTHIA YVONNE MANNING OTHER INTERESTED PARTIES: Mortgage Electronic Registration Systems, Inc., acting solely as a nominee for Mortgage Lenders Network USA, Inc., Wells Fargo Bank, N.A., d/b/a America`s Servicing Company The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #77634

Insertion Dates: 02-09, 02-16, 02-23-15

MMM

75 FORECLOSURES

NOTICE OF

SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated October 20, 2004, executed by MATT DOSDALL AND BRANDI DOSDALL, conveying certain real property therein described to LOUIS HOFFERBERT, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded October 22, 2004, at Instrument Number 200410220034088; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2004-4 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on March 5, 2015 at 10:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN THE EIGHTH (8TH) CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS LOT 7, BLOCK E, BROOKFIELD ACRES, UNIT 3, AS SHOWN ON THE MAP OF THE SAME OF RECORD IN MAP BOOK 43-S, PAGE 52 IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION AND ACCORDING TO THE SURVEY OF KENNETH D. CHURCH, SURVEYOR, DATED MAY 21, 1997, BEARING WORK ORDER #97-05-24. THIS CONVEYANCE IS MADE SUBJECT TO APPLICABLE RESTRICTIONS, BUILDING SETBACK LINES AND ALL EXISTING EASEMENTS OF RECORD. Parcel ID: 030P-A-029 PROPERTY ADDRESS: The street address of the property is believed to be 6528 SPRINGVIEW DRIVE, KNOXVILLE, TN 37918. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): MATT DOSDALL AND BRANDI DOSDALL OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #77632

Insertion Dates: 02-09, 02-16, 02-23-15

MMM

75 FORECLOSURES

NOTICE OF

SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated September 29, 2010, executed by TIMOTHY A. GROVES, JR. AND RAINA GROVES, conveying certain real property therein described to JOSEPH B. PITT, JR., as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded October 14, 2010, at Instrument Number 201010140023470; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on March 5, 2015 at 10:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: LAND SITUATED IN THE COUNTY OF KNOX IN THE STATE OF TN SITUATED IN DISTRICT SIX (6) OF KNOX COUNTY, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 14, PINE SPRINGS SUBDIVISION, UNIT 2, AS SHOWN BY MAP OF SAME OF RECORD IN MAP CABINET K, SLIDE 251-C, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. Parcel ID: 144KA-014 PROPERTY ADDRESS: The street address of the property is believed to be 1344 PINE SPRINGS RD, KNOXVILLE, TN 37922. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): TIMOTHY A. GROVES, JR. AND RAINA GROVES OTHER INTERESTED PARTIES: PINE SPRINGS II HOMEOWNERS ASSOCIATION The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #77409

Insertion Dates: 02-09, 02-16, 02-23-15

MMM

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