Legal and Public Notices: 091514

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated June 24, 2005, executed by CHRIS MILLER, conveying certain real property therein described to MERIDIAN TITLE COMPANY, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded July 6, 2005, at Instrument Number 200507060001619; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. Bank National Association, as Trustee for SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2006-AB1 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 16, 2014 at 10:00 AM at the North Side Entrance of the City County Building, 400 Main Street, Knoxville, TN 37902, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NO. SEVEN (7) OF KNOX COUNTY, TENNESSEE, AND WITHIN THE 33RD WARD OF THE CITY OF KNOXVILLE, BEING KNOWN AND DESIGNATED AS ALL OF LOT 1-R PROPERTY OF HENRY M. JONES AS SHOWN BY MAP OF RECORDED IN MAP BOOK 59-L, PAGE 30, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. REFERENCE IS ALSO MADE TO SURVEY OF HINDS SURVEYING CO., DATED SEPTEMBER 5, 1984. SAID PREMISES ARE IMPROVED WITH DWELLING DESIGNATED AS 4313 CROUCH DRIVE. THIS PROPERTY IS SUBJECT TO ALL APPLICABLE EASEMENTS, PERMISSIVE USE AGREEMENTS AND RESTRICTIONS OF RECORD IN THE KNOX COUNTY REGISTER OF DEEDS` OFFICE. ALSO CONVEYED ARE ALL RIGHTS IN AND TO ANY AND ALL APPLICABLE EASEMENTS AND PERMISSIVE USE AGREEMENTS OF RECORD AT THE REGISTER OF DEEDS OFFICE FOR KNOX COUNTY TENNESSEE. THE ABOVE LEGAL DESCRIPTION WAS TAKEN FROM THE PRIOR DEED OF RECORD, NO NEW BOUNDARY SURVEY WAS PERFORMED. Parcel ID: 70C-C-011.01 PROPERTY ADDRESS: The street address of the property is believed to be 4313 CROUCH DR, KNOXVILLE, TN 37917. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): CHRIS MILLER OTHER INTERESTED PARTIES: Mortgage Electronic Registration Systems, Inc., (“MERS”), acting solely as a nominee for MILA, INC., CAPITAL ONE BANK (USA), N.A., COMPANION PROPERTY & CASUALTY, MIDLAND FUNDING LLC, AS SUCCESSOR IN INTEREST TO “GE MONEY BANK OLD NAVY CARD” The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose..

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #72932

Insertion Dates: 09-15, 09-22, 09-29-14

MMM

75 FORECLOSURES

NOTICE OF FORECLOSURE

AND SUBSTITUTE TRUSTEE’S SALE

Default having been made in the terms and conditions of payments, pursuant to a certain Deed of Trust executed by Virginia Kline and Lonnie Kline, w/h, to Kevin A. OÕConnor, Trustee, dated the 20th day of November, 2007 and being of record in Inst. No. 200711270042341, Register’s Office for Knox County, Tennessee, referred to herein as the deed of trust, which conveyed certain real property, appurtenances, estate, title and interest therein in trust to secure the indebtedness described therein, which indebtedness is now due and unpaid and has been declared in default by the lawful owner thereof, Household Financial Center, Inc.   Appointment of Substitute Trustee having been duly executed by the holder of the note and beneficiary of said Deed of Trust, and appointing William Timothy Hill as Substitute Trustee.

NOW, THEREFORE, I, William Timothy Hill, Trustee, pursuant to the said Deed of Trust, having been requested by the owner and holder of said indebtedness so to do, by virtue of the authority and power vested in me by said deed of trust and appointing of Substitute Trustee will on the 29th day of September, 2014, at 12:00 noon., on the front door of the Knox  County Courthouse, Knoxville, Knox County, Tennessee, sell at public outcry to the highest bidder for cash (or credit upon the indebtedness secured, if the holder is the successful purchaser) the following described property located in Knox   County, Tennessee, to wit:

Situated in the District Nine (9) of Knox County, Tennessee, within the 26th Ward of the City of Knoxville, Tennessee, being known and designated as Lot 9, Block Q, John G. Minnis Farm, as shown on the map of the same of record in Map Book 7, page 77, in the Register Office for Knox County, Tennessee, to which reference is hereby made for a more complete legal description. Tax Id#109FL 023

BEING the same property conveyed to Lonnie Kline and Virginia Kline, h/w by deed recorded 12/20/05 in Inst. No. 200512200053836, RegisterÕs Office for Knox County, Tennessee.

This is improved property known as 3502 Oak Grove St, Knoxville, TN

If there is any discrepancy with the street address, the legal description will control.

At the time of this publication, the ¤ 35?5?117 notice of the right to foreclose was timely forwarded. The sale of the property described in said Deed of Trust shall be subject to any and all instrument of record, prior liens, encumbrances, deeds of trust, easements, restrictions, building lines, unpaid taxes, assessments, penalties and interest, if any. All right and equity of redemption, homestead, dower and all other exceptions are expressly waived in said Deed of Trust, and the title is believed to be good, but the Substitute Trustee will convey and sell only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day or time certain without further publication, upon announcement at the time for the above.

Other interested parties:   Knoxville TVA Employees CU

This 3rd day of September, 2014.

William Timothy Hill, Substitute Trustee

201 Fourth Avenue North, Suite 1800

Nashville, TN 37219

Insertion Dates: 09-08, 09-15, 09-22-14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated October 13, 2004, executed by TERESA A. DOANE, conveying certain real property therein described to EMMETT JAMES HOUSE OR BILL R. MCLAUGHLIN, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded October 26, 2004, at Instrument Number 200410260034537; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to REGIONS BANK DBA REGIONS MORTGAGE SUCCESSOR BY MERGER TO UNION PLANTERS BANK N.A. who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 2, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN THE EIGHTH (8TH) CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AS “PROPERTY OF JOHN & SHIRLEY HOLDEN” AS DESCRIBED ON PLAT OF RECORD IN MAP CABINET P, SLIDE 281-C, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. THIS PROPERTY IS SUBJECT TO ALL APPLICABLE EASEMENTS, PERMISSIVE USE AGREEMENTS AND RESTRICTIONS OF RECORD IN THE KNOX COUNTY REGISTER OF DEED`S OFFICE. ALSO CONVEYED ARE ALL RIGHTS IN AND TO ANY AND ALL APPLICABLE EASEMENTS AND PERMISSIVE USE AGREEMENTS OF RECORD AT THE REGISTER OF DEEDS OFFICE FOR KNOX COUNTY, TENNESSEE. THE ABOVE LEGAL DESCRIPTION WAS TAKEN FROM THE PRIOR DEED OF RECORD, NO NEW BOUNDARY SURVEY WAS PERFORMED. Parcel ID: 032-071.01 PROPERTY ADDRESS: The street address of the property is believed to be 3301 MINE RD, MASCOT, TN 37806. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): TERESA A. DOANE OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #72961

Insertion Dates: 09-02, 09-08, 09-15-14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated January 7, 2011, executed by RUSSELL M. JONES AND JOYCE A. JONES, conveying certain real property therein described to PARK PLACE TITLE & ESCROW, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded January 12, 2011, at Instrument Number 201101120042211; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A. who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 9, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NO. SIX OF KNOX COUNTY, TENNESSEE, WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS LOT 19, MAPLE HOLLOW SUBDIVISION, A SUBDIVISION OF KNOX COUNTY, TENNESSEE, AS SHOWN BY MAP OF SAID SUBDIVISION OF RECORD IN MAP CABINET M, SLIDE 286A, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION; AND ACCORDING TO THE SURVEY OF STANLEY E. HINDS, SURVEYOR, DATED SEPTEMBER 27, 1994. SUBJECT TO ALL MATTERS APPEARING ON THE PLAT OF RECORD IN CABINET M, SLIDE 286-A; AND ANY RESTRICTIONS, EASEMENTS OR SETBACK LINES ANCILLARY THERETO, SAID REGISTER`S OFFICE. SUBJECT TO THE TERMS, CONDITIONS, EASEMENTS AS SET FORTH IN THE DECLARATION OF RESTRICTIVE COVENANTS FOR MAPLE HOLLOW SUBDIVISION OF RECORD IN BOOK 2097, PAGE 939 SAID REGISTER`S OFFICE. Parcel ID: 091M-A-019.00 PROPERTY ADDRESS: The street address of the property is believed to be 2810 DEE PEPPERS DRIVE, KNOXVILLE, TN 37931. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): RUSSELL M. JONES AND JOYCE A. JONES OTHER INTERESTED PARTIES: Craig R. McQuiddy, NU Island Partners, LLC, State Farm Mutual Auto Ins. Co. ASO : Nathan Giles, WORLDWIDE ASSET PURCHASING, LLC, CAPITAL ONE, N.A. The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #73113

Insertion Dates: 09-08, 09-15, 09-22-14

MMM

75 FORECLOSURES

NOTICE OF FORECLOSURE

AND SUBSTITUTE TRUSTEE’S SALE

Default having been made in the terms and conditions of payments, pursuant to a certain Deed of Trust executed by Bascom D. White and Ellen White, Married, to Bret Baillie, Trustee, dated the 6th day of June, 2001 and being of record in Inst. No. 200106140088639, Register’s Office for Knox County, Tennessee, referred to herein as the deed of trust, which conveyed certain real property, appurtenances, estate, title and interest therein in trust to secure the indebtedness described therein, debts and obligations having been assigned by MERS as nominee for Household Financial Center, Inc. to HSBC Bank USA, N.A., by instrument recorded in said Register’s Office in Inst. No. 201407280005326, which indebtedness is now due and unpaid and has been declared in default by the lawful owner thereof, HSBC Bank USA, N.A.   Appointment of Substitute Trustee having been duly executed by the holder of the note and beneficiary of said Deed of Trust, and appointing William Timothy Hill as Substitute Trustee.

NOW, THEREFORE, I, William Timothy Hill, Trustee, pursuant to the said Deed of Trust, having been requested by the owner and holder of said indebtedness so to do, by virtue of the authority and power vested in me by said deed of trust and appointing of Substitute Trustee will on the 29th day of September, 2014, at 12:00 noon., on the front door of the Knox  County Courthouse, Knoxville, Knox County, Tennessee, sell at public outcry to the highest bidder for cash (or credit upon the indebtedness secured, if the holder is the successful purchaser) the following described property located in Knox   County, Tennessee, to wit:

Situated in the Fifth Civil District of Knox County, Tennessee, within the 46th Ward of the City of Knoxville, Tennessee, being known and designated as Lot 10R, Block B, Resubdivision of Chatham Village, as shown on the map of the same of record in Map Book 72-S, page 26, in the Register Office for Knox County, Tennessee, to which reference is hereby made for a more complete legal description. Tax Id#106 G H 010

BEING the same property conveyed to Bascom D. White and Ellen D. White by deed recorded 9/9/98 in Book 2299, page 709, RegisterÕs Office for Knox County, Tennessee.  Ellen D. White aka Ellen M. White and Ellen Mae White.

This is improved property known as 7664 Chatham Circle, Knoxville, TN

If there is any discrepancy with the street address, the legal description will control.

At the time of this publication, the ¤ 35?5?117 notice of the right to foreclose was timely forwarded. The sale of the property described in said Deed of Trust shall be subject to any and all instrument of record, prior liens, encumbrances, deeds of trust, easements, restrictions, building lines, unpaid taxes, assessments, penalties and interest, if any. All right and equity of redemption, homestead, dower and all other exceptions are expressly waived in said Deed of Trust, and the title is believed to be good, but the Substitute Trustee will convey and sell only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day or time certain without further publication, upon announcement at the time for the above.

Other interested parties:   Citibank South Dakota, N.A.; Ozark Capital Corporation; Arrow Financial Services, LLC; Unifund CCR Partners; Midland Funding LLC; Phoenix Credit, LLC

This 3rd day of September, 2014.

William Timothy Hill, Substitute Trustee

201 Fourth Avenue North, Suite 1800

Nashville, TN 37219

Insertion Dates: 09-08, 09-15, 09-22-14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated April 30, 2001, executed by BRENDA GASKIN-RILEY , conveying certain real property therein described to ALLEN J. WARE, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded May 9, 2001, at Instrument Number 200105090077571; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to The Bank Of New York Mellon, f/k/a The Bank of New York, As Trustee For The Holders of The EQCC Asset Backed Certificates, Series 2001-1F who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 16, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NO. NINE (9) OF KNOX COUNTY, TENNESSEE, WITHIN THE 26TH WARD OF THE CITY OF KNOXVILLE, BEING ALL OF LOT 7 IN HILLWOOD HEIGHTS SUBDIVISION, UNIT 2, AS SHOWN BY MAP OF RECORD IN MAP BOOK 28, PAGE 90, REGISTER`S OFFICE OF KNOX COUNTY, TENNESSEE, SAID LOT LYING ON THE EAST SIDE OF DEXTER LANE TURNAROUND, AND BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS SHOWN ON SAID MAP OF RECORD AFORESAID, AND AS SHOWN BY SURVEY OF G. T. TROTTER, JR., SURVEYOR, DATED MAY 19, 1978. Parcel ID: 095N-A-040.00 PROPERTY ADDRESS: The street address of the property is believed to be 2632 DEXTER LANE, KNOXVILLE, TN 37920. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): BRENDA GASKIN-RILEY OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #73287

Insertion Dates: 09-15, 09-22, 09-29-14

MMM

75 FORECLOSURES

NOTICE TRUSTEE’S SALE

OF REAL ESTATE

WHEREAS, on the 14th day of March, 2012 by Deed of Trust recorded in the Register’s Office at Knox County, Tennessee, in Instrument #201204040055406, SCOTT BURTON DAVIS, conveyed to DAVID REYNOLDS, TRUSTEE, of the herein described real estate, to secure the payment of the following indebtedness: one note of even date executed by SCOTT BURTON DAVIS, payable to PEOPLES BANK OF THE SOUTH, in the original amount of $231,208.14; an

WHEREAS, default has been made in the payment of said indebtedness and other provisions of the Trust Deed have been violated, and Peoples Bank of the South, the holder of said indebtedness has declared the entire amount due and payable as provided in said deed of trust, and the Trustee has been directed to foreclose the deed of trust.  In accordance with the terms thereof, the public is hereby notified that the undersigned Trustee will sell the hereinafter described real estate at public auction, to the highest and best bidder, for cash in hand in front of the Courthouse door, at the Main Entrance to the City County Building, 400 Main Street, in Knoxville, Tennessee, at the hour of 11:00 o’clock a.m., on the 8th day of October, 2014, said property to be sold in bar of the right and equity of redemption and all other rights and exemptions, and subject to the following conditions:  unpaid property taxes and other prior encumbrances of record, and subject to the following conditions:  unpaid property taxes and other prior encumbrances of record.

SITUATED in District No. Five (5) (formerly 8) of Knox County, Tennessee, and within the Nineteenth (19th) Ward of the City of Knoxville, Tennessee and being more particularly bounded and described as follows:

BEGINNING at a point in the Northwestern corner of the intersection of Connecticut Avenue and Johnson Street; thence Northwardly and with the Western line of Johnson Street 28Õ, more or less, to a point; thence running Westwardly and parallel with Connecticut Avenue 100Õ, more or less, to a point on the division line of Lots 16 and 17, Block 24, Lonsdale Addition to Knoxville; thence Southwardly and parallel to Johnson Street with the division line of Lots 16 and 17, 28Õ more or less, to a point on the North side of Connecticut Avenue 100Õ, more or less, to the point of BEGINNING, being the Southern 28Õ of Lots 17 and 18, Block 24, Lonsdale Addition to Knoxville, Tennessee.

BEING the same property conveyed to Carrie Leanne Mitchell by Warranty Deed Dated May 12, 1989 and of record in Deed Book 1977, Page 1161 in the RegisterÕs Office for Knox County, Tennessee.

THIS CONVEYANCE is made subject to all applicable restrictions, easements and building set back lines as are shown in the records of the Knox County RegisterÕs Office.

For further reference see Instrument # 200701030054666, in the RegisterÕs Office for Knox County, Tennessee.

PROPERTY ASSESSORÕS ID NO:

081I-K-025.00

The commonly known street address for the subject property is believed to be: 2801 Johnston St., Knoxville, Tenn.

To the best of the Trustee’s knowledge, information and belief, the following tax lien claimants may be entitled to notice pursuant to Tenn. Code Ann. ¤¤ 35-5-104 and 67-1-1433 (b)(1) and 26 U.S.C. ¤ 7425:

To the best of the TrusteeÕs knowledge, persons who have interests in the subject property, other than the borrower and who are entitle to notice are: None.

Pursuant to the above described Deeds of Trust, the Trustee may sell the property by lots or as a whole, whichever generates the highest overall bid. The proceeds from the sale of the above-described property shall be applied in accordance with the provisions of the above-described Deed of Trust.  Should the highest and best bidder fail to comply with the terms of the sale, then the Trustee shall have the option of accepting the second highest bid, or the next highest bid, which the buyer is able to comply.  The Trustee shall also have the right to adjourn the sale to another date certain without further publication but upon announcement before or during the sale.

This is an attempt to collect a debt and any information obtained will be used for that purpose.

This the 3rd day of September, 2014.

/s/ David Reynolds

DAVID  REYNOLDS, TRUSTEE

Insertion Dates: 09-15, 09-22, 09-29-14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEE’S SALE

Default having been made in the terms, conditions and payment of the debts and obligations secured by a certain Deed of Trust dated 18 September 2003 , executed by STARLA J. ALLEN, to Transcontinental Title Company, as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Accredited Home Lenders, Inc. (ÒAHLÓ), of record in the Office of the Register of Knox County, Tennessee as Instrument No. 200310170044438; said Trust Deed, debts and obligations having been assigned by AHL to HSBC Bank USA, N.A., of record in said RegisterÕs Office as Instrument No. 201403170052954; and Richard J. Myers having been appointed as Substitute Trustee in an instrument of record in said RegisterÕs Office as Instrument No. 201408110008526, and the owner of the debt and obligations secured by said Deed of Trust, HSBC Bank USA, N.A., having required the undersigned to advertise and sell the property described therein conveyed, the entire indebtedness having been declared due and payable as provided in said Deed of Trust, the undersigned, RICHARD J. MYERS, will by virtue of the power and authority vested in him as Substitute Trustee, on MONDAY, 29 SEPTEMBER 2014, commencing at TEN OÕCLOCK A.M., at the front door of the City County Building of Knoxville, Tennessee, Main Avenue entrance nearest to the Main assembly room, sell at public outcry to the highest and best bidder for cash, the following described property in Knox County, Tennessee, to wit:

SITUATED IN THE 5TH (FORMERLY 8TH ) CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE, WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS LOT 25, BLOCK H, FAIROAKS SUBDIVISION UNIT TWO, AS SHOWN ON THE MAP OF RECORD OF THE SAME OF RECORD IN MAP BOOK 53-S, PAGE 14, IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE, SAID PROPERTY BEING BOUNDED AND DESCRIBED AS SHOWN ON MAP OF AFORESAID ADDITION TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION.

BEING THE SAME PROPERTY CONVEYED TO STARLA J. ALLEN, BY QUITCLAIM DEED FROM HOWARD D. ALLEN, JR., DATED 12/19/1994 AND RECORDED 1/25/1995 IN BOOK 2165, PAGE 847, IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE.

Property address:            6421 Shaftsbury Drive, Knoxville, TN 37921

Interested Party:             Knoxville Utilities Board

At the time of this publication, a search of the public records reveals no lien filed by the United States or the State of Tennessee which affects the above described property. The sale of the property described in said Deed of Trust shall be subject to any and all instrument of record, prior liens, encumbrances, deeds of trust, easements, restrictions, building lines, unpaid taxes, assessments, penalties and interest, if any.  All right and equity of redemption,  homestead, dower and all other exceptions are expressly waived in said Deed of Trust, and the title is believed to be good, but the Substitute Trustee will convey and sell only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day or time certain without further publication, upon announcement at the time for the above.

APPERSON CRUMP PLC

6070 Poplar Avenue, Sixth Floor

Memphis, TN 38119-3954

(901) 756-6300

Insertion Dates: 09-08, 09-15, 09-22-14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated APRIL 30, 2003, executed by KENNETH H. MARMON, AN UNMARRIED MAN, to FMLS, INC., Trustee, of record in INSTRUMENT NO. 200305060101068, for the benefit of AMSOUTH BANK, in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to FIDELITY BANK, the entire indebtedness having been declared due and payable by FIDELITY BANK, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/ JESSICA D. BINKLEY, will by virtue of the power and authority vested in  me as Substitute Trustee, on WEDNESDAY, OCTOBER 8, 2014, AT 11:00 A.M. (LOCAL TIME), AT THE NORTHERN MOST ENTRANCE FROM MAIN AVENUE, NEAR THE MAIN ASSEMBLY ROOM, ON LEVEL ÒMÓ OF THE CITY-COUNTY BUILDING, AT 400 MAIN AVENUE, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

SITUATED IN DISTRICT NO. NINE (9) OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS LOT 23, BROOKSONG SUBDIVISION, UNIT 1, AS SHOWN BY MAP OF SAME OF RECORD IN MAP CABINET O, SLIDE 349-B, IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION AND BEING ACCORDING TO THE SURVEY OF WADE B. NANCE, SURVEYOR, DATED FEBRUARY 17, 2000, FILE NO. A, DRAWING NO. 19968.

SUBJECT TO THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS OF RECORD IN DEED BOOK 2267, PAGE 855, AND CORRECTED IN DEED BOOK 2273, PAGE 1093, IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE.

BEING THE SAME PROPERTY CONVEYED TO KENNETH H. MARMON, UNMARRIED, BY WARRANTY DEED DATED MARCH 1, 2000 OF RECORD IN INSTRUMENT NO. 200003240019355 IN THE REGISTERÕS OFFICE OF KNOX COUNTY, TENNESSEE.

THE SAID KENNETH H. MARMON HAVING SINCE DIED ON OR ABOUT FEBRUARY 22, 2014.

THIS IS IMPROVED PROPERTY KNOWN AS 7590 CREEK SONG CT, KNOXVILLE, TENNESSEE 37920.

PARCEL ID:  125IB023

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433.  THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: ESTATE/HEIRS OF KENNETH MARMON; REGIONS BANK; BROOK SONG SUBDIVISION HOMEOWNERSÕ ASSOCIATION, INC.; BONE MCALLESTER NORTON PLLC

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, August 27, 2014.  This is improved property known as 7590 CREEK SONG CT, KNOXVILLE, TENNESSEE 37920.

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 09/02/14, 09/08/14 and 09/15/14

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on October 6, 2014 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by JAY R DANIEL AND HELEN DANIEL, to TRANSCONTINTAL TITLE CO OF KRONVILLE, Trustee, on October 5, 2001, as Instrument No. 200110190030804 in the real property records of Knox County Register’s Office, Tennessee and re-filed as Instrument No. 200203220070338 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: The Bank of New York Mellon Trust Company N.A., f/k/a The Bank of New York Trust Company, N.A., as Successor Trustee to JPMorgan Chase Bank, National Association, as Successor Trustee to Bank One, National Association, as Trustee for ACE Securities Corp. Home Equity Loan Trust, Series 2002-HE1 Asset Backed Pass-Through Certificates

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

SITUATED IN DISTRICT NO. 7 OF KNOX COUNTY, TENNESSEE, AND WITHIN THE 36TH WARD OF THE CITY OF KNOXVILLE, TENNESSEE, BEING KNOWN AND DESIGNATED AS LOT 3, BLOCK 47, FOUNTAIN CITY COMPANY` S ADDITION, AS SHOWN ON THE MAP OF THE SAME OF RECORD IN MAP BOOK 5, PAGE 182, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, AND BEING MORE FULLY DESCRIBED AS FOLLOWS:

BEGINNING AT AN IRON PIN, IN THE SOUTH LINE OF THIRD STREET (NOW MIDLAKE DRIVE) AT THE COMMON CORNER BETWEEN LOTS 3 AND 4, SAID BEGINNING POINT BEING DISTANT 450 FEET, MORE OR LESS, WESTERLY FROM THE SOUTHWEST CORNER OF THIRD STREET (NOW MIDLAKE DRIVE) AND PINEVIEW ROAD; THENCE FROM SAID BEGINNING POINT WITH THE DIVIDING LINE BETWEEN LOTS 3 AND 4, SOUTH 28 DEG EAST 145 FEET, MORE OR LESS, TO AN IRON PIN IN THE NORTH LINE OF AN ALLEY; THENCE WITH THE LINE OF SAID ALLEY, SOUTH 62 DEG WEST 33 FEET, MORE OR LESS, TO AN IRON PIN IN THE NORTH LINE OF CEDAR LANE; THENCE WITH THE LINE OF CEDAR LANE, SOUTH 87 DEG 12 MIN WEST 17.5 FEET TO AN IRON PIN, CORNER TO LOT 2; THENCE WITH THE DIVIDING LINE BETWEEN LOTS 2 AND 3, NORTH 28 DEG WEST 137 FEET TO AN IRON PIN IN THE SOUTH LINE OF THIRD STREET (NOW MIDLAKE); THENCE WITH SAID LINE, NORTH 62 DEG EAST 50 FEET TO THE PLACE OF BEGINNING.

Tax ID:  058KB004

Current Owner(s) of Property:  JAY R DANIEL AND HELEN DANIEL

The street address of the above described property is believed to be 2313 Cedar Lane, Knoxville, TN 37918, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.  IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID.  THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: None

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entitiesÕ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.  The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the MortgageeÕs attorney.

MWZM File No.  14-002341-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE:  (615) 238-3630

EMAIL:  INFO@MWZMLAW.COM

Publish: 09/02/14, 09/08/14 and 09/15/14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated October 26, 2000, executed by JENNIFER L. HASSELL AND JOSEPH W. HASSELL, JR., conveying certain real property therein described to RONALD J. COFFMAN OF KNOX COUNTY, TENNESSEE, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded October 30, 2000, at Instrument Number 200010300029746; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to The Bank of New York Mellon, f/k/a The Bank of New York, as successor-in-interest to JPMorgan Chase Bank, N.A., as Trustee for Bear Stearns Asset Backed Securities Trust 2006-SD1, Mortgage Pass-Through Certificates, Series 2006-SD1 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 2, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NO. 8 OF KNOX COUNTY, TENNESSEE, AND BEING WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 12, BLOCK E, HUNTINGTON PLACE, UNIT 2, AS SHOWN BY MAP OF RECORD IN PLAT CABINET F, SLIDE 116-B, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION, AND AS SHOWN ON SURVEY OF STANLEY E HINDS, SURVEYOR, DATED MARCH 14, 1986, DRAWING NO. 860328, SAID PREMISES BEING IMPROVED WITH RESIDENCE KNOWN AS 7517 INVERRARY CIRCLE. Parcel ID: 029CE-015 PROPERTY ADDRESS: The street address of the property is believed to be 7517 INVERRARY CIR, KNOXVILLE, TN 37918. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): JENNIFER L. HASSELL AND JOSEPH W. HASSELL, JR. OTHER INTERESTED PARTIES: CITI BANK SOUTH DAKOTA, N.A., HALLSDALE POWELL UTILITY DISTRICT, COMPREHENSIVE DENTISTRY, NORTH STAR CAPITAL ACQUISITION, LLC. AS ASSIGNEE OF CAPITAL ONE The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #72937

Insertion Dates: 09-02, 09-08, 09-15-14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated MAY 26, 2006, executed by MISTY ANN MCMAHAN (NKA MISTY ANN GIBSON), UNMARRIED, to CHARLES E. TONKIN, II., Trustee, of record in INSTRUMENT NO. 200605310100523, for the benefit of MORTGAGE INVESTORS GROUP, in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY,  the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on THURSDAY, OCTOBER 16, 2014 AT 10:00 A.M., AT THE CITY COUNTY BUILDING, NORTH SIDE ENTRANCE, 400 MAIN STREET, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

LOCATED AND SITUATED IN THE EIGHTH (8TH) CIVIL DISTRICT OF THE COUNTY OF KNOX, STATE OF TENNESSEE, AND BEING KNOWN AND DESIGNATED AS FOLLOWS, TO WIT: LOT 68, UNIT 2, EAST TOWNE VILLAS SUBDIVISION, A PLANNED UNIT DEVELOPMENT, AS SHOWN OF RECORD IN MAP CABINET N, SLIDE 373-D, IN THE REGISTERÕS OFFICE OF KNOX COUNTY, TENNESSEE TO WHICH REFERENCE IS HERE MADE FOR A MORE PARTICULAR DESCRIPTION THEREOF, AND ACCORDING TO THE SURVEY OF SIZEMORE-LYNCH SURVEYORS, DATED FEBRUARY 19, 1998.

SUBJECT TO APPLICABLE RESTRICTIONS, BUILDING SETBACK LINES AND ALL EXISTING EASEMENTS OF RECORD.

BEING THE SAME PROPERTY CONVEYED TO MISTY ANN MCMAHAN, UNMARRIED, BY WARRANTY DEED DATED MAY 26, 2006, OF RECORD IN INSTRUMENT NO. 200605310100522, IN THE REGISTER’S OFFICE OF KNOX COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 5620 LIBBY WAY, KNOXVILLE, TENNESSEE 37924.

PARCEL ID:  060AA047

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: SECRETARY OF HOUSING AND URBAN DEVELOPMENT; EAST TOWNE VILLAS SUBDIVISION HOMEOWNERSÕ ASSOCIATION; JEREMIAH GIBSON

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, September 11, 2014. This is improved property known as 5620 LIBBY WAY, KNOXVILLE, TENNESSEE 37924

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 09/15/14, 09/22/14 and 09/29/14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated JUNE 25, 2010, executed by TAMARA L HUDDLESTON, AN UNMARRIED WOMAN, to LARRY N. WESTBROOK, ESQ, Trustee, of record in RECORD BOOK 2267, PAGE 121, for the benefit of FIRST TENNESSEE BANK NATIONAL ASSOCIATION, in the Register’s Office for BLOUNT County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for BLOUNT County, Tennessee, to secure the indebtedness described; WHEREAS, said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY, the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/ JESSICA D. BINKLEY, will by virtue of the power and authority vested in  me as  Substitute  Trustee, on THURSDAY, OCTOBER 30, 2014 AT 1:00 P.M. (LOCAL TIME), AT THE MAIN ENTRANCE OF THE BLOUNT COUNTY COURTHOUSE, IN MARYVILLE, BLOUNT COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  BLOUNT County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF BLOUNT, TENNESSEE:

SITUATE IN DISTRICT NO. 14, OF BLOUNT COUNTY, TENNESSEE, AND BEING ALL OF LOT NO.: 8-R, RESUB. OF LOTS 8 AND 9 HERITAGE VIEW, AS SHOWN ON MAP OF SAME OF RECORD IN MAP FILE 1616-A, IN THE REGISTER OF DEEDS OFFICE FOR BLOUNT COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION AND ACCORDING TO THE SURVEY OF WADE B. NANCE, 901 EAST SUMMIT HILL AVENUE, SUITE LL100, KNOXVILLE, TENNESSEE 37915, LICENSE #856, DATED MAY 10, 2000, AND BEARING FILE #A-20170; SAID PREMISES IMPROVED WITH DWELLING.

SUBJECT TO A PERMISSIVE USE AGREEMENT OF RECORD IN MISC. BOOK 144, PAGE 683, IN THE REGISTER OF DEEDS OFFICE FOR BLOUNT COUNTY, TENNESSEE.

SUBJECT TO ALL NOTES, MATTERS, ALL NOTATIONS, ALL APPLICABLE RESTRICTIONS, BUILDING SETBACK LINES, ALL EXISTING EASEMENTS, RIGHT-OF-WAYS AND ALL OTHER CONDITIONS AS SHOWN ON MAP OF RECORD IN MAP FILE 1616-A; IN MAP FILE 662-B; AND IN MAP FILE 326-B, ALL OF RECORD IN THE REGISTER OF DEEDS OFFICE FOR BLOUNT COUNTY, TENNESSEE.

SUBJECT TO ALL NOTES, MATTERS, ALL NOTATIONS, ALL APPLICABLE RESTRICTIONS, BUILDING SETBACK LINES, ALL EXISTING EASEMENTS, RIGHT-OF-WAYS AND ALL OTHER CONDITIONS AS SHOWN OF RECORD IN THE REGISTER OF DEEDS OFFICE FOR BLOUNT COUNTY, TENNESSEE.

BEING THE SAME PROPERTY CONVEYED TO TAMARA L. HUDDLESTON, UNMARRIED, BY WARRANTY DEED DATED JUNE 21, 2010 OF RECORD IN RECORD BOOK 2267, PAGE 119, IN THE REGISTER’S OFFICE OF BLOUNT COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 2438 AUTUMN DR, MARYVILLE, TENNESSEE 37804.

MAP 060A GRP A PARCEL 008.00

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433.  THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: NONE OF RECORD

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, September 11, 2014.  This is improved property known as 2438 AUTUMN DR, MARYVILLE, TENNESSEE 37804

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 09/15/14, 09/22/14 and 09/29/14

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on October 20, 2014 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by MARCEA CAMPBELL AND CLYDE B CAMPBELL, to PARK PLACE TITLE & ESCROW, Trustee, on December 20, 2005, as Instrument No. 200612220054450 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: THE BANK OF NEW YORK MELLON TRUST COMPANY, NATIONAL ASSOCIATION FKA THE BANK OF NEW YORK TRUST COMPANY, N.A. AS SUCCESSOR TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC., MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2006-SP1

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

SITUATED IN DISTRICT NO. SIX (6) OF KNOX COUNTY, TENNESSEE, WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS LOT 1, BLOCK B, GLENDA HEIGHTS SUBDIVSION, UNIT 1, AS SHOWN ON THE MAP OF THE SAME OF RECORD IN MAP BOOK 44-S, PAGE 30, REGISTER`S OFFICE, KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION AND ACCORDING TO THE SURVEY OF HINDS & PATTESON SURVEYING, JOB NO. 9911034, DATED NOVEMBER 12, 1999.

THERE IS EXCEPTED FORM THIS CONVEYANCE THAT PORTION OF LAND LYING OUTSIDE THE CURVE FORMED BY THE INTERSECTION OF STAMPS LANE AND WENDY LANE, THE RADIUS OF SAID CURVE BEING 30 FEET. SUBJECT TO ALL MATTERS APPEARING ON THE PLAT OF RECORD IN PLAT CABINET D, SLIDE 257-C (FORMERLY MAP BOOK 44-S, PAGE 30), AND ANY RESTRICTIONS, EASEMENTS OR SETBACK LINES ANCILLARY THERETO, SAID REGISTER`S OFFICE. SUBJECT TO 35-FOOT FRONT SETBACK LINE, SAID REGISTER`S OFFICE. BEING THE SAME PROPERTY CONVEYED TO CLYDE B. CAMPBELL AND WIFE MARCEA CAMPBELL FROM HUNTER LANAY ELGIN AND WIFE, ANGELA AN.NETTE ELGIN, BY WARRANTY DEED , DATED 12/20/2005 AND RECORDED SAID REGISTER`S OFFICE.

Tax ID:  056PB-012

Current Owner(s) of Property:  MARCEA CAMPBELL AND CLYDE B CAMPBELL

The street address of the above described property is believed to be 3336 STAMPS LANE, POWELL, TN 37849, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.  IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID.  THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: DECISION ONE MORTGAGE COMPANY, LLC, A CORPORATION JUNIOR LIEN

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entitiesÕ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.  The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the MortgageeÕs attorney.

MWZM File No.  14-002417-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE:  (615) 238-3630

EMAIL:  INFO@MWZMLAW.COM

Insertion Dates: 09-15, 09-22, 09-29-14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated December 23, 2008, executed by BLAKE BRYAN AND TRACY BRYAN, conveying certain real property therein described to NATIONAL TITLE SERVICES, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded January 5, 2009, at Instrument Number 200901050041307; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. Bank National Association, as trustee for PROF-2013-M4 REMIC Trust III who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 9, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT EIGHT (8) OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS LOT 71, OPPORTUNITY RIDGE SUBDIVISION, UNIT 1, AS SHOWN BY MAP OF SAME OF RECORD IN MAP CABINET O, SLIDE 254-C, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. THE ABOVE DESCRIPTION WAS PREPARED FROM BOUNDARY SURVEY BY ROBERT F. COLLIGNON, RLS NO. 1094, DATED AUGUST 26, 1998, WHOSE ADDRESS IS 311 LYNNWOOD DRIVE, KNOXVILLE, TN 37918. THIS PROPERTY IS SUBJECT TO BOOK 2229, PAGE 803 ALL APPLICABLE CONDITIONS, COVENANTS, RESERVATIONS, EASEMENTS, CHARGES, LIENS, PERMISSIVE USE AGREEMENTS AND RESTRICTIONS OF RECORD IN BOOK OR PLAT IN THE KNOX COUNTY REGISTER OF DEEDS` OFFICE. SUBJECT TO GOVERNMENTAL ZONING AND SUBDIVISION ORDINANCES AND REGULATIONS IN EFFECT THEREON. SUBJECT TO ALL APPLICABLE EASEMENTS, RESTRICTIONS, BUILDING LINES, CONDITIONS AND MATTERS OF RECORD. Parcel ID: 020M-B-015.00 PROPERTY ADDRESS: The street address of the property is believed to be 7442 DAWN RIDGE LANE, KNOXVILLE, TN 37918. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): BLAKE BRYAN AND TRACY BRYAN OTHER INTERESTED PARTIES: CitiFinancial, Inc., Ozark Capital Corporation The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #73249

Insertion Dates: 09-02, 09-08, 09-15-14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated NOVEMBER 19, 2009, executed by NATHAN A. RIDGEWAY III, A SINGLE PERSON, to ARNOLD M. WEISS, ESQ., Trustee, of record in INSTRUMENT NO. 200911200035436 AND REPLACED BY INSTRUMENT NO. 201004080063628, for the benefit of WELLS FARGO BANK NA, in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY,  the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on THURSDAY, OCTOBER 30, 2014 AT 10:00 A.M., AT THE CITY COUNTY BUILDING, NORTH SIDE ENTRANCE, 400 MAIN STREET, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

SITUATED IN DISTRICT NO. SEVEN (7) OF KNOX COUNTY, TENNESSEE, AND WITHIN THE 34TH WARD OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF UNIT 25, FOREST LANDING CONDOMINIUMS, AS SHOWN BY THE MASTER DEED OF RECORD IN INSTRUMENT 200707260008166, IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MASTER DEED SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION.

BEING THE SAME PROPERTY CONVEYED TO NATHAN A. RIDGEWAY III, UNMARRIED, BY WARRANTY DEED  DATED NOVEMBER 19, 2009 OF RECORD IN INSTRUMENT NO. 200911200035435, IN THE REGISTER’S OFFICE OF KNOX COUNTY, TENNESSEE.

SEE SUBORDINATION AGREEMENT OF RECORD IN INSTRUMENT NO. 201407160003273 WHEREIN THE DEED OF TRUST OF RECORD  IN INSTRUMENT NO. 200911200035438 WAS SUBORDINATED TO  THE DEED OF TRUST OF RECORD IN  INSTRUMENT NO. 201004080063628, REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 4731 FOREST LANDING WAY # 25, KNOXVILLE, TN 37918.

PARCEL ID:  058MD02101A

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: TENNESSEE HOUSING DEVELOPMENT AGENCY Ð STIMULUS LOAN PROGRAM; FOREST LANDING HOMEOWNERSÕ ASSOCIATION, INC.

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, September 11, 2014. This is improved property known as 4731 FOREST LANDING WAY # 25, KNOXVILLE, TN 37918

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 09/15/14, 09/22/14 and 09/29/14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated JUNE 14, 2010, executed by STEPHEN D REYNOLDS JR A SINGLE MAN, to ANDREW C RAMBO, Trustee, of record in INSTRUMENT NO. 201006160078346, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FIRST COMMUNITY MORTGAGE, INC., in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY,  the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on THURSDAY, OCTOBER 30, 2014 AT 10:00 A.M., AT THE CITY COUNTY BUILDING, NORTH SIDE ENTRANCE, 400 MAIN STREET, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

SITUATED IN THE FIFTH (5TH) CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE, AND IN THE TWENTY THIRD (23RD) WARD OF THE CITY OF KNOXVILLE, TENNESSEE, BEING ALL OF LOT 6, IN THE RE SUBDIVISION OF THE TOMS SUBDIVISION AS OF RECORD IN PLAT BOOK 18, PAGE 91, REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH SPECIFIC REFERENCE IS HEREBY MADE, AND BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, TO-WIT:

BEGINNING AT AN IRON PIN IN THE NORTHERN LINE OF KEITH AVENUE, SAID POINT BEING 383 FEET IN AN EASTERLY DIRECTION FROM THE INTERSECTION OF THE NORTHERN LINE OF KEITH AVENUE WITH THE EASTERN LINE OF SANDERSON LANE, AND BEING ALSO THE SOUTHEAST CORNER OF LOT 5, AND THE SOUTHWEST CORNER OF SAID LOT 6 IN SAID SUBDIVISION; THENCE, NORTH 43 DEGREES 58 MINUTES WEST, 177.0 FEET TO AN IRON PIN, SAID POINT BEING THE NORTHEAST CORNER OF LOT 5 AND THE NORTHWEST CORNER OF SAID LOT 6; THENCE NORTH 50 DEGREES 14 MINUTES EAST, 60 FEET TO AN IRON PIN, AT THE NORTHEAST CORNER OF SAID LOT 6; THENCE SOUTH 43 DEGREES 58 MINUTES EAST, 177.0 FEET TO AN IRON PIN IN THE NORTHERN LINE OF KEITH AVENUE; SAID POINT BEING THE SOUTHEAST CORNER OF SAID LOT 6; THENCE, SOUTH 50 DEGREES 14 MINUTES WEST ALONG THE NORTHERN LINE OF KEITH AVENUE 60 FEET TO THE BEGINNING.

BEING THE SAME PROPERTY CONVEYED TO STEPHEN D. REYNOLDS, JR., UNMARRIED, BY WARRANTY DEED DATED JUNE 11, 2010 OF RECORD IN INSTRUMENT NO. 201006160078345, IN THE REGISTER’S OFFICE OF KNOX COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 3437 KEITH AVE, KNOXVILLE, TENNESSEE 37921.

PARCEL ID:  093LF022

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: NONE OF RECORD

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, September 11, 2014. This is improved property known as 3437 KEITH AVE, KNOXVILLE, TENNESSEE 37921

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 09/15/14, 09/22/14 and 09/29/14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated October 26, 2000, executed by JENNIFER L. HASSELL AND JOSEPH W. HASSELL, JR., conveying certain real property therein described to RONALD J. COFFMAN OF KNOX COUNTY, TENNESSEE, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded October 30, 2000, at Instrument Number 200010300029746; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to The Bank of New York Mellon, f/k/a The Bank of New York, as successor-in-interest to JPMorgan Chase Bank, N.A., as Trustee for Bear Stearns Asset Backed Securities Trust 2006-SD1, Mortgage Pass-Through Certificates, Series 2006-SD1 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 2, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NO. 8 OF KNOX COUNTY, TENNESSEE, AND BEING WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 12, BLOCK E, HUNTINGTON PLACE, UNIT 2, AS SHOWN BY MAP OF RECORD IN PLAT CABINET F, SLIDE 116-B, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION, AND AS SHOWN ON SURVEY OF STANLEY E HINDS, SURVEYOR, DATED MARCH 14, 1986, DRAWING NO. 860328, SAID PREMISES BEING IMPROVED WITH RESIDENCE KNOWN AS 7517 INVERRARY CIRCLE. Parcel ID: 029CE-015 PROPERTY ADDRESS: The street address of the property is believed to be 7517 INVERRARY CIR, KNOXVILLE, TN 37918. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): JENNIFER L. HASSELL AND JOSEPH W. HASSELL, JR. OTHER INTERESTED PARTIES: CITI BANK SOUTH DAKOTA, N.A., HALLSDALE POWELL UTILITY DISTRICT, COMPREHENSIVE DENTISTRY, NORTH STAR CAPITAL ACQUISITION, LLC. AS ASSIGNEE OF CAPITAL ONE The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #72937

Insertion Dates: 09-02, 09-08, 09-15-14

MMM

75 FORECLOSURES

NOTICE OF SUCCESSOR TRUSTEEÕS SALE

WHEREAS, Testerman Group, LLC conveyed to Michael L. Powell, as Trustee, real property in Knox County, Tennessee by a Deed of Trust dated February 15, 1995, and recorded on February 15, 1995, in Book 2962, Page 872, as Instrument No. 199502150046202 in the RegisterÕs Office of Knox County, Tennessee; as further secured by an Assignment of Rents, Leases and Profits dated February 15, 1995, and recorded on February 15, 1995, in Book 2962, Page 879, as Instrument No. 199502150046203 said RegisterÕs Office; as modified by a Modification of Note, Deed of Trust and Assignment of Rents, Leases and Profits, dated August 18, 1995, and recorded on August 18, 1995, in Book 3018, Page 73, as Instrument No. 199508180062195 said RegisterÕs Office; as further modified by a Modification of Note, Deed of Trust and Assignment of Rents, Leases and Profits, dated December 5, 1995, and recorded on December 11, 1995, in Book 3056, Page 606, as Instrument No. 199512110074819 said RegisterÕs Office; as further modified by a Modification of Note, Deed of Trust and Assignment of Rents, Leases and Profits, dated March 1, 1996, and recorded on March 1, 1996, in Book 3080, Page 258, as Instrument No. 199603010052256 said RegisterÕs Office; as further modified by a Fourth Modification dated September 10, 1998, and recorded on October 7, 1998, in Book 3474, Page 835 said RegisterÕs Office; as further modified by a Modification Agreement dated March 26, 2009, and recorded on March 30, 2009, as Instrument No. 200903300061429 said RegisterÕs Office; and as further modified by a Modification Agreement, dated April 25, 2011, and recorded on May 3, 2011, as Instrument No. 201105030064033 said RegisterÕs Office (collectively, the ÒDeed of TrustÓ), to secure payment and performance of the debt described in the Deed of Trust; and

WHEREAS, SunTrust Bank (the ÒBankÓ) is the owner and holder of the debt secured by and the beneficiary of the Deed of Trust; and

WHEREAS, the Bank, as such owner, holder and beneficiary, appointed Laura F. Ketcham of Husch Blackwell LLP as Successor Trustee by Appointment of Successor Trustee filed of record on August 18, 2014 as Instrument No. 201408180010228, in said RegisterÕs Office; and

WHEREAS, default has been made under the Deed of Trust and the Bank has declared the entire balance due and payable and has instructed the Successor Trustee to foreclose the Deed of Trust in accordance with its terms.

NOW THEREFORE, the Successor Trustee, on Monday, October 6, 2014, commencing at 10:00 a.m., local time, outside the main front entrance of the City-County Building in Knoxville, Knox County, Tennessee, will offer for sale and sell at public auction to the highest and best bidder for cash the property therein conveyed and described as follows:

TRACT ONE (125-127 W. Jackson Avenue)

SITUATED, LYING AND BEING in the Third (3rd) Civil District of Knox County, Tennessee, and within the Eighth (8th) Ward of the corporate limits of the City of Knoxville, Tennessee, and being part of Lot Number Two Hundred Seventy Eight-C (278C), Sneed, King and Company Addition, said tract comprised of two (2) lots lying adjacent forming one (1) boundary and fronting 52.10 feet on the North side of W. Jackson Avenue and being more particularly bounded and described as follows, to wit:

BEGINNING at an iron pin in the northern line of West Jackson Avenue, said iron pin being located distant in a southwesterly direction 301.5 feet, from the point of intersection of the northern line of West Jackson Avenue with the eastern line of Central Street; thence along the northern line of West Jackson Avenue, South 51 deg. 54 min. West 52.10 feet to an iron pin at the corner and in line of J.F. Goodson; thence along the line of Goodson North 38 deg. 13 min. West 130.44 feet to an iron pin in the southern line of Southern Railway; thence along the southern line of Southern Railway, North 45 deg. 09 min. East 52.45 feet to an iron pin in line and at corner of K.C. Testerman; thence along the line of Testerman, South 38 deg. 13 min. East 136.60 feet to an iron pin in the northern line of West Jackson Avenue, the point or place of BEGINNING, as shown by survey of Bruce McClellan, R.L.S. Tennessee No. 696 dated December 22, 1994, said premises improved with two (2) buildings bearing address 125-127 W. Jackson Avenue.

Property address: 125 and 127 W. Jackson Avenue, Knoxville, Tennessee, Map/Parcel Nos. 094EF-039 and 094EF-040.

BEING the same property conveyed to Testerman Group, LLC by Warranty Deed dated February 15, 1995 of record as Instrument No. 199502150027466 in the RegisterÕs Office of Knox County, Tennessee.

TRACT TWO (123 W. Jackson Avenue)

SITUATED ln District No. Three (3), formerly District No. One (1), of Knox County, Tennessee, and within the 8th Ward of the City of Knoxville, and being part of Lot 278-C in what is known as Sneed, King and Company Addition, said lot lying on the north side of West Jackson Avenue, having a frontage of 25.70 feet thereon and being more particularly bounded and described as follows, to wit:

BEGINNING at an iron pin in the northern line of West Jackson Avenue, said iron pin being located distant in a southwesterly direction 276.8 feet from the point of intersection of the northern line of West Jackson Avenue with the western line of Central Street, said iron pin being in a southern line of property of Paul Trausch; thence South 51 deg. 54 min. West 25.70 feet to an iron pin in the face of the west wall and northern line of C.D. Gaddy, Jr. property; thence along the face of west wall and northern line of Gaddy property, North 38 deg. 13 min. West 136.60 feet to an iron pin in the southern line of Southern Railway; thence along the southern line of Southern Railway, North 45 deg. 06 min. East 25.88 feet to an iron pin in a party wall and southern line of Paul Trausch; thence along the party wall and southern line of Paul Trausch, South 38 deg. 13 min. East 139.67 feet to an iron pin in the northern line of West Jackson Avenue, the point or place of BEGINNING, as shown by survey of Bruce McClellan, R.L.S. No. 696, said premises improved with building bearing address 123 W. Jackson Avenue.

Property address: 123 W. Jackson Avenue, Knoxville, Tennessee, Map/Parcel No. 094EF-038.

BEING the same property conveyed to Testerman Group, LLC by Quitclaim Deed dated February 15, 1995 of record as Instrument No. 199502150027465 in the RegisterÕs Office of Knox County, Tennessee.

TRACT THREE (117-119 W. Jackson Avenue)

SITUATED in the Third (3rd) Civil District, formerly the First (1st) Civil District, of Knox County, Tennessee, and within the Eighth (8th) Ward of the City of Knoxville, Tennessee, and being more fully described as follows:

BEING known and designated as part of Lot 278-C, Sneed, King & Company’s Railroad Addition to the City of Knoxville, Tennessee as shown upon map for same of record in the Office of the Register of Deeds for Knox County, Tennessee, to which map specific reference is hereby made, said premises hereby conveyed being situated, lying and being on the northern side of West Jackson Avenue having a frontage of 50.55 feet thereon and extending back in a northerly direction 145.31 feet on the eastern line and 142.50 feet on the western line to the southern right of way line of Southern Railway Company, and being more particularly described as follows:

MMM

75 FORECLOSURES

(cont)

BEGINNING at an iron pin in the northern line of West Jackson Avenue, which iron pin is located 201.5 feet in a westerly direction from the point of intersection of the northern line of West Jackson Avenue and Central Street; thence S 48 deg. 16 min. W 50.55 feet to an iron pin in the northerly line of West Jackson Avenue; thence along a line 10 inches from a party wall which is the eastern wall of a building designated as 121 Jackson Avenue N 38 deg. 13 min. West 142.50 feet to an iron pin in the southern right of way line of Southern Railway Company; thence with the southern right of way line of Southern Railway Company N 45 deg. 06 min. E. 50.80 feet to an iron pin in the southern right of way line of Southern Railway Company; thence leaving said right of way line S. 38 deg. 13 min. East 145.31 feet to an iron pin in the northern line of West Jackson Avenue, the point of BEGINNING, as shown by survey of Bruce McClellan, Registered Land Surveyor (Tennessee No. 696) dated April 26, 1994, said premises herein described being improved with a parking lot bearing address 117-119 W. Jackson Avenue.

Property address: 117 W. Jackson Avenue, Knoxville, Tennessee, Map/Parcel No. 094EF-036.

BEING the same property conveyed to Testerman Group, LLC by Quitclaim Deed dated February 15, 1995 of record as Instrument No. 199502150027465 in the RegisterÕs Office of Knox County, Tennessee.

TOGETHER WITH (i) all buildings and improvements now or hereafter erected on the above-described property, (ii) all fixtures attached to the above-described property or any buildings or improvements situated thereon, and (iii) all estates, rights, tenements, hereditaments, privileges, rents, issues, profits, easements and appurtenances of any kind benefiting the above-described property, all means of access to and from the above-described property, whether public or private, and all water and mineral rights.

The sale shall be in bar of the statutory right of redemption, homestead, dower, and all other exemptions and marital rights, all of which are expressly waived in the Deed of Trust, but excluding any statutory right of redemption of a governmental agency, state or federal, that survives this sale as a matter of law. Title is believed to be good, but the undersigned will sell and convey only as Successor Trustee.

The Deed of Trust is subject to the following:  (a) unpaid taxes or assessments against the property; (b) recorded easements, restrictions, conditions, covenants, setback lines, rights-of-way or subdivision plats affecting the property; (c) dedication of roads affecting the property and applicable governmental zoning and subdivision ordinances and regulations; (d) prior or superior liens, judgments, deeds of trust or other interests of record; (e) matters that an accurate survey of the property might disclose; and (f) any tenants which may be in possession of the property, to the extent they have any rights to remain in possession of the property that survive foreclosure.

To the best of the Successor TrusteeÕs knowledge, information and belief, there are no Federal or State tax lien claimants upon the subject property which may require notice pursuant to the terms and provisions of T.C.A. ¤ 35-5-104, T.C.A. ¤ 50-7-404(i)(2)(B) or T.C.A. ¤ 67-1-1433 or 26 U.S.C. ¤ 7425.

THE PROPERTY IS TO BE SOLD WITHOUT COVENANTS OR WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR USE OR PURPOSE.

Successor Trustee, at her sole discretion, at the time and place appointed above for the sale, to accomplish the most advantageous sale and consequent discharge of her trust obligation under the circumstances, reserves the right to do any or all of the following:

(1)          Postpone the sale of all or any portion of the property by public announcement at such time and place of sale, and from time to time thereafter postpone such sale by public announcement at the time fixed by the preceding postponement or subsequently noticed sale, and, without further notice, make such sale at the time and place fixed by the last postponement, or in her discretion, give a new notice of sale.

(2)          Appoint an agent to sell the property in accordance with the power of sale contained in the Deed of Trust and to take other action which the Successor Trustee may take thereunder.

(3)          Elect to delay the sale for a reasonable time during regular business hours on the same day to be continued at the same place at the announced time in order to enable any bonafide bidder to determine and submit a bid, so long as no potential purchaser is thereby precluded from placing a bid.

(4)          Elect to sell the property in any other manner as may accomplish the most advantageous sale and consequent discharge of her trust obligation under the circumstances.

The failure of the high bidder to close this sale shall be cause for rejection of the bid, and if the bid is rejected, the Successor Trustee shall have the option of making the sale to the next highest bidder who is capable and willing to comply with the terms thereof. The proceeds of the sale will be applied to the debt described in the Deed of Trust.

CURRENT PROPERTY OWNER:

Testerman Group, LLC

OTHER POSSIBLE LIEN HOLDERS OR HOLDERS OF INTEREST:

Mountain Commerce Bank (as to 127 W. Jackson Avenue, Knoxville, Tennessee)

320 N. Cedar Bluff Road, Suite 101

Knoxville, TN 37923

Dated: September 4, 2014

Laura F. Ketcham, Successor Trustee

Husch Blackwell LLP

736 Georgia Avenue, Suite 300

Chattanooga, TN  37402

Publish: 09/15/14, 09/22/14 and 09/29/14

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