Legal and Public Notices: December 1, 2014

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on January 12, 2015 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by DHIA ALFATLAWY AND MOUNIRA OMAR BELLATRECHE, to Wesley D. Turner, Trustee, on September 26, 2003, as Instrument No. 200310020039419 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR AMERIQUEST MORTGAGE SECURITIES INC., QUEST TRUST 2003-X4, ASSET BACKED CERTIFICATES, SERIES 2003-X4

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

SITUATED IN DISTRICT NO. NINE (9) OF KNOX COUNTY, TENNESSEE, AND PARTIALLY WITHIN THE 25TH WARD OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS PART OF LOT 2, PLAZA PARK, AS SHOWN ON THE PLAT OF SAME OF RECORD IN PLAT CABINET A SLIDE 381-C, (FORMERLY MAP BOOK 12, PAGE 29), REGISTER`S OFFICE, KNOX COUNTY, TENNESSEE AND BEING MORE PARTICULARLY BOUNDED AND DESCRIBED ACCORDING TO THE SURVEY OF KENNETH D. CHURCH, SURVEYOR, DATED SEPTEMBER 13, 1996, BEARING WORK ORDER #96-09-15, AS FOLLOWS, TO-WIT:

TO REACH THE TRUE POINT OF BEGINNING, BEGIN AT A POINT IN THE SOUTHEASTERN RIGHT OF WAY OF VALLEY DRIVE, MARKING THE NORTHWESTERN CORNER OF PROPERTY NOW OR FORMERLY OWNED BY DARRELL WAYNE WHITAKER (DEED BOOK 1878, PAGE 834) AND THE NORTHEASTERN CORNER OF AN EASEMENT FOR INGRESS AND EGRESS (APPROXIMATELY 8 FEET WIDE) LEADING TO THE FEE SIMPLE TRACT HEREIN DESCRIBED, SAID POINT ALSO BEING LOCATED IN A NORTHEASTERLY DIRECTION 130.80 FEET, MORE OR LESS, FROM THE POINT OF INTERSECTION OF THE SOUTHEASTERN RIGHT OF WAY OF VALLEY DRIVE WITH THE RIGHT OF WAY OF SIMS ROAD; THENCE ALONG THE EASTERN LINE OF SAID INGRESS AND EGRESS EASEMENT, SOUTH 38 DEG. 07 MIN. 48 SE. EAST 161.00 FEET TO AN EXISTING IRON ROD SQUARE, MARKING THE NORTHWESTERN CORNER OF THE FEE SIMPLE TRACT HEREIN AND THE SOUTHWESTERN CORNER OF WHITAKER, THE TRUE POINT OF BEGINNING; THENCE WITH THE LINE OF WHITAKER, NORTH 61 DEG. 44 MIN. 12 SEC. EAST 134.43 FEET TO AN EXISTING IRON ROD; THENCE LEAVING LINE OF WHITAKER, SOUTH 38 DEG. 09 MIN. 00 SEC. EAST 161.30 FEET TO AN EXISTING IRON PIPE; THENCE SOUTH 61 DEG. 39 MIN. 33 SEC. WEST 137.35 FEET TO AN EXISTING IRON PIPE; CORNER TO PROPERTY OF WILLIAM W. ROUSE (DEED BOOK 1865, PAGE 339); THENCE WITH THE LINE OF ROUSE, AND THEN JAMES W. COBBLE (DEED BOOK 1218, PAGE 360), NORTH 37 DEG. 07 MIN. 00 SEC. WEST 161.00 FEET TO THE POINT OF BEGINNING.

THIS CONVEYANCE IS SUBJECT TO THE FOLLOWING:

THIS CONVEYANCE IS MADE TOGETHER WITH AND SUBJECT TO A DECLARATION OF NON-EXCLUSIVE EASEMENT OF RECORD IN DEED BOOK 2233, PAGE 374, REGISTER`S OFFICE, KNOX COUNTY, TENNESSEE, AND FURTHER CONVEYED WITH A RIGHT OF WAY ALONG THE WESTERN LINE OF THE NORTHERN ONE-HALF OF LOT 2 FOR THE PURPOSE OF INGRESS AND EGRESS AS SET OUT IN DEED BOOK 770, PAGE 171, REGISTER`S OFFICE, KNOX COUNTY, TENNESSEE.

ALL APPLICABLE CONDITIONS, RESTRICTIONS, RESERVATIONS, EASEMENTS, ETC., AS SET OUT ON SAID RECORDED PLAT.

BEING THE SAME PROPERTY CONVEYED TO DHIA A. ALFATLAWY, A/K/A DHIA ADAN AL FATLAWY, MARRIED BY CASH DEED FROM ANDREW M. CUOMO, SECRETARY, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT, WASHINGTON, D.C. DATED 05/08/00, IN INSTRUMENT NUMBER 200006230042670, IN SAID REGISTER`S OFFICE.

THE SAID DHIA A. ALFATLAWY A/K/A DHIA ADAN ALFATLAWY A/K/A DHIA ALFATLAWY ARE ONE AND THE SAME PERSON.

THE SAID MOUNIRA OMAR BELLATRECHE A/K/A MOUNIRA BELLATRECHE ARE ONE AND THE SAME PERSON.

MOUNIRA OMAR BELLATRECHE JOINS IN THIS CONVEYANCE FOR THE PURPOSE OF CONVEYING INTEREST IN

Tax ID:  123IB-005

Current Owner(s) of Property:  DHIA ALFATLAWY AND MOUNIRA OMAR BELLATRECHE

The street address of the above described property is believed to be 1134 Valley Drive, Knoxville, TN 37920, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.  IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID.  THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: DISCOVER BANK

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entitiesÕ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.  The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the MortgageeÕs attorney.

MWZM File No.  14-004971-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE:  (615) 238-3630

EMAIL:  TNSALES@MWZMLAW.COM

Insertion Dates: 11-24, 12-01, 12-08-14

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75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEE’S SALE

Default having been made in the terms, conditions and payment of the debts and obligations secured by a certain Deed of Trust dated 25 September 2002, executed by DAVID CARTER and SHARON CARTER, to Craig A. Nuzzo as Trustee for Beneficial Tennessee , Inc., of record in the Office of the Register of Knox County, Tennessee, as Instrument No. 200209300027223; and, Richard J. Myers having been appointed as Substitute Trustee in an instrument of record in said RegisterÕs Office as Instrument No. 201410200022142, and the owner of the debt and obligations secured by said Deed of Trust, Beneficial Tennessee, Inc., having required the undersigned to advertise and sell the property described therein conveyed, the entire indebtedness having been declared due and payable as provided in said Deed of Trust, the undersigned, RICHARD J. MYERS, will by virtue of the power and authority vested in him as Substitute Trustee, on MONDAY, 15 DECEMBER 2014 commencing at TEN OÕCLOCK A.M., at the front door of the City County Building of Knoxville, Tennessee, Main Avenue entrance nearest to the Main assembly room, sell at public outcry to the highest and best bidder for cash, the following described property in Knox County, Tennessee, to wit:

SITUATED IN DISTRICT NO. 9 OF KNOX COUNTY, TENNESSEE AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE AND BEING MORE PARTICULARLY DESCRIBED AS: BEGINNING AT AN IRON PIN IN THE SOUTH SIDE OF DEADRICK ROAD APPROXIMATELY 2600 FEET FROM THE INTERSECTION OF DEADRICK ROAD AND ROLLEN ROAD AND RUNNING WITH THE SOUTH SIDE OF THE ROAD NORTH 57 DEG. 15 MIN. EAST 100.0 FEET TO AN IRON PIN; THENCE SOUTH 24 DEG. EAST, 218.0 FEET TO AN IRON PIN; THENCE SOUTH 57 DEG.. 14 MIN, WEST, 100.0 FEET TO AN IRON PIN; THENCE NORTH 24 DEG. WEST 218.00 FEET TO THE POINT OF BEGINNING.

BEING THE SAME CONVEYED FROM MARY ELLEN REED, WIDOW TO DAVID CARTER AND WIFE, SHARON CARTER BY DEED RECORDED 12/04/2000, AT INSTRUMENT # 200012040057895, IN THE REGISTERÕS OFFICE OF KNOX COUNTY, TENNESSEE.

TAX MAP OR PARCEL ID NO.: 125-142

Property address:            812 Deaderick Road, Knoxville, TN 37920

Interested Parties:          Ford Motor Credit Company

At the time of this publication, a search of the public records reveals no lien filed by the United States or the State of Tennessee which affects the above described property. The sale of the property described in said Deed of Trust shall be subject to any and all instrument of record, prior liens, encumbrances, deeds of trust, easements, restrictions, building lines, unpaid taxes, assessments, penalties and interest, if any.  All right and equity of redemption,  homestead, dower and all other exceptions are expressly waived in said Deed of Trust, and the title is believed to be good, but the Substitute Trustee will convey and sell only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day or time certain without further publication, upon announcement at the time for the above

Richard J. Myers, Substitute Trustee                                                       Date: 18 November 2014

APPERSON CRUMP PLC

6070 Poplar Avenue, Sixth Floor

Memphis, TN 38119-3954

(901) 756-6300

Publish: 24 November, 1, 8 December 2014

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75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Marcus T. Westfield and Christina D. Westfield executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., Lender and Larry A. Weissman, Trustee(s), which was dated July 12, 2006 and recorded on July 17, 2006 in Instrument No. 200607170004361, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, SunTrust Mortgage, Inc., (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on December 9, 2014, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

Situated in District Number Seven (7) of Knox County, Tennessee, within the 37th Ward of the City of Knoxville, Tennessee, and being known and designated as Lot 11 of Mapleridge Subdivision, as shown on plat of record at Instrument No. 200505060088867 and Instrument No. 200505060088868, both of record in the Register’s Office for Knox County, Tennessee, to which plats specific reference is hereby made for a more particular description.

Being the same property conveyed to Marcus T. Westfield and wife, Christina D. Westfield from Walker Development Corporation by Warranty Deed, dated July 12, 2006, recorded as Instrument No. 200607170004360 in the Register’s Office for Knox County, Tennessee.

This conveyance is made subject to all applicable easements, restrictions, and building setback lines.

Parcel ID Number: 069FD011

Address/Description: 4201 Homewood Road, Knoxville, TN 37918.

Current Owner(s): Christina D. Westfield.

Other Interested Party(ies): N/A

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-23969

Insertion Dates: 11-17, 11-24, 12-1-14

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75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on December 15, 2014 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by JOHN W ROBINSON AND TONYA T WELSH, to PRIORITY TRUSTEE SERVICES OF TENNESSEE, L.L.C., Trustee, on February 16, 2007, as Instrument No. 200702210067657 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: WELLS FARGO BANK, NATIONAL ASSOCIATION AS TRUSTEE FOR OPTION ONE MORTGAGE LOAN TRUST 2007-5, ASSET-BACKED CERTIFICATES, SERIES 2007-5

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

Being Lot No, 25 on the plan of Cedar Flats Subdivision, Unit 3, of record in Plat Cabinet F, Slide 94-D, Register`s Office for Knox County, Tennessee, to which reference is hereby made for a more complete and accurate description.

Being the same property conveyed to John W. Robinson and Tonya T. Welsh, husband and wife, from Chad E. Spradlin and wife, Kimberly J. Spradlin, by deed on February 16, 2007, of record in Instrument Number 200702210047454, Registers Office for Knox County, Tennessee.

Tax ID:  047NF-007

Current Owner(s) of Property:  JOHN W ROBINSON AND TONYA T WELSH

The street address of the above described property is believed to be 701 LKE LN, Knoxville, TN 37918, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.  IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID.  THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: OPTION ONE MORTGAGE CORP

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entitiesÕ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.  The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the MortgageeÕs attorney.

MWZM File No.  14-004369-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE:  (615) 238-3630

EMAIL:  TNSALES@MWZMLAW.COM

Insertion Dates: 11-17, 11-24, 12-01-14

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75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated MARCH 27, 2006, executed by JUAN ANTONIO AYALA AND BLANCA IMELDA AYALA, HUSBAND AND WIFE, to CROSSLAND TITLE, Trustee, of record in BOOK 1419, PAGE 2011, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR EQUIFIRST CORPORATION, in the Register’s Office for ANDERSON County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for ANDERSON County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-ABC1; the entire indebtedness having been declared due and payable by THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-ABC1, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in  me as  Substitute  Trustee, on TUESDAY, JANUARY 13, 2015 AT 2:00 P.M. (LOCAL TIME), AT THE FRONT DOOR OF THE ANDERSON COUNTY COURTHOUSE, IN CLINTON, ANDERSON COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  ANDERSON County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF ANDERSON, TENNESSEE:

SITUATED IN THE SECOND (2ND) CIVIL DISTRICT OF ANDERSON COUNTY, TENNESSEE, WITHIN THE CORPORATE LIMITS OF OAK RIDGE, TENNESSEE, BEING KNOWN AND DESIGNATED AS LOT 12, BLOCK 14BW, ON THE PLAT OF THE ENTIRE CITY OF OAK RIDGE, AS SHOWN BY MAP OF SAME OF RECORD IN MAP BOOK 2, PAGE 51, CABINET 3, ENVELOPE 59-C, ANDERSON COUNTY REGISTERÕS OFFICE, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION, AND AS SHOWN BY SURVEY OF HOWARD T. DAWSON DATED 8-27-1994, NO. 94-1190.

BEING THE SAME PROPERTY CONVEYED TO JUAN ANTONIO AYALA AND WIFE, BLANCA IMELDA AYALA, BY WARRANTY DEED DATED MARCH 27, 2006 OF RECORD IN BOOK 1419 PAGE 2009, IN THE REGISTERÕS OFFICE OF ANDERSON COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 365 JEFFERSON AVE, OAK RIDGE, TENNESSEE 37830.

MAP 099I GRP F PARCEL 014.00

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY. ANY REPRESENTATION CONCERNING ANY ASPECT OF THE SUBJECT PROPERTY BY A THIRD PARTY IS NOT THE REPRESENTATION/RESPONSIBILITY OF TRUSTEE(S)/ SUBSTITUTE TRUSTEE(S) OR THEIR OFFICE.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433.  THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

IF YOU PURCHASE A PROPERTY AT THE FORECLOSURE SALE, THE ENTIRE PURCHASE PRICE IS DUE AND PAYABLE AT THE CONCLUSION OF THE AUCTION IN THE FORM OF A CERTIFIED/BANK CHECK MADE PAYABLE TO OR ENDORSED TO LAW OFFICE OF J. PHILLIP JONES.  NO PERSONAL CHECKS WILL BE ACCEPTED.  TO THIS END, YOU MUST BRING SUFFICIENT FUNDS TO OUTBID THE LENDER AND ANY OTHER BIDDERS.  INSUFFICIENT FUNDS WILL NOT BE ACCEPTED.  AMOUNTS RECEIVED IN EXCESS OF THE WINNING BID WILL BE REFUNDED TO THE SUCCESSFUL PURCHASER AT THE TIME THE FORECLOSURE DEED IS DELIVERED.

OTHER INTERESTED PARTIES: BLANCA IMELDA AYALA

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, November 25, 2014.  This is improved property known as 365 JEFFERSON AVE, OAK RIDGE, TENNESSEE 37830.

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish:12/01/14, 12/08/14 and 12/15/14

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75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated NOVEMBER 9, 2000, executed by CATHY E MILLSAP (AKA CATHY E. SHERWOOD), AN UNMARRIED PERSON, NANCY A SHERWOOD, AN UNMARRIED PERSON, to GREGG S. MURPHY,  Trustee, of record in BOOK 1138, PAGE 764, for the benefit of COLUMBIA NATIONAL INCORPORATED, in the Register’s Office for SEVIER County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for SEVIER County, Tennessee, to secure the indebtedness described: WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY, the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/ JESSICA D. BINKLEY, will by virtue of the power and authority vested in  me as  Substitute  Trustee, on TUESDAY, JANUARY 6, 2015 AT 2:00 P.M. (LOCAL TIME), AT THE FRONT ENTRANCE OF THE SEVIER COUNTY COURTHOUSE IN SEVIERVILLE, SEVIER COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  SEVIER County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF SEVIER, TENNESSEE:

SITUATED IN THE 4TH CIVIL DISTRICT OF SEVIER COUNTY, TENNESSEE, BEING ALL OF LOT 79, ROCK GARDENS UNIT 1, AS SHOWN BY PLAT OF RECORD, IN PLAT BOOK P31, PAGE 227, OF THE REGISTERÕS OFFICE OF SEVIER COUNTY, TENNESSEE, TO WHICH REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION, AS SHOWN BY A SURVEY PERFORMED BY TIMOTHY J. WALLACE, OF WALLACE SURVEYING COMPANY RLS 1758, WHOSE ADDRESS IS P.O. BOX 5278, SEVIERVILLE, TN 37864, SURVEY DATED 10-19-2000, WSC DRAWING NO. 200384.

SUBJECT TO ALL RESTRICTIONS, BUILDING SETBACK LINES AND EASEMENTS OF RECORD.

SUBJECT TO UCC FINANCING STATEMENT OF RECORD IN BOOK 2556, PAGE 651 AND UCC FINANCING STATEMENT CONTINUATION OF RECORD IN BOOK 3673, PAGE 116 IN THE REGISTERÕS OFFICE OF SEVIER COUNTY, TENNESSEE.

BEING THE SAME PROPERTY CONVEYED TO CATHY E. MILLSAP SINGLE, AND NANCY A. SHERWOOD SINGLE, BY WARRANTY DEED DATED NOVEMBER 9, 2000 OF RECORD IN BOOK 1138, PAGE 762, IN THE REGISTERÕS OFFICE OF SEVIER COUNTY, TENNESSEE.

ALSO BEING THE SAME PROPERTY CONVEYED FROM NANCY A. SHERWOOD TO CATHY E. SHERWOOD (MILLSAP), BY QUIT-CLAIM DEED DATED DECEMBER 31, 2013 OF RECORD IN BOOK 4241, PAGE 102, IN THE REGISTERÕS OFFICE OF SEVIER COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 230 RED BUD LN, SEVIERVILLE, TENNESSEE 37876.

MAP 040K GRP A PARCEL 003.00

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY. ANY REPRESENTATION CONCERNING ANY ASPECT OF THE SUBJECT PROPERTY BY A THIRD PARTY IS NOT THE REPRESENTATION/RESPONSIBILITY OF TRUSTEE(S)/ SUBSTITUTE TRUSTEE(S) OR THEIR OFFICE.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433.  THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

IF YOU PURCHASE A PROPERTY AT THE FORECLOSURE SALE, THE ENTIRE PURCHASE PRICE IS DUE AND PAYABLE AT THE CONCLUSION OF THE AUCTION IN THE FORM OF A CERTIFIED/BANK CHECK MADE PAYABLE TO OR ENDORSED TO LAW OFFICE OF J. PHILLIP JONES.  NO PERSONAL CHECKS WILL BE ACCEPTED.  TO THIS END, YOU MUST BRING SUFFICIENT FUNDS TO OUTBID THE LENDER AND ANY OTHER BIDDERS.  INSUFFICIENT FUNDS WILL NOT BE ACCEPTED.  AMOUNTS RECEIVED IN EXCESS OF THE WINNING BID WILL BE REFUNDED TO THE SUCCESSFUL PURCHASER AT THE TIME THE FORECLOSURE DEED IS DELIVERED.

OTHER INTERESTED PARTIES: SEVIER COUNTY ELECTRIC; ASSET ACCEPTANCE, L.L.C.

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, November 13, 2014.  THIS IS IMPROVED PROPERTY KNOWN AS 230 RED BUD LN, SEVIERVILLE, TENNESSEE 37876.

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 11/17/14, 11/24/14 and 12/01/14

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on January 5, 2015 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by LARRY GLENN, to SIGNATURE TITLE & RECORDING SERVICES, Trustee, on October 24, 2006, as Instrument No. 200611200042965 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: U.S. Bank National Association, as Trustee for Residential Asset Securities Corporation, Home Equity Mortgage Asset-Backed Pass-Through Certificates, Series 2007-KS1

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

ALL THAT PARCEL OF LAND IN COUNTY OF KNOX, STATE OF TENNESSEE AS MORE FULLY DESCRIBED IN DOCUMENT 200107260006313 AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

SITUATED IN DISTRICT NO. TWO (2) OF KNOX COUNTY, TENNESSEE, OUTSIDE THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING MORE FULLY BOUNDED AND DESCRIBED AS FOLLOWS:

BEGINNING AT A STAKE IN THE WEST LINE OF STOOKSBURY STREET. AT A POINT DISTANT NORTHERLY 900 FEET FROM THE POINT OF INTERSECTION OF THE WEST LINE OF STOOKSBURY STREET WITH THE NORTH LINE OF HOLSTON DRIVE; THENCE SOUTH 57 DEGREES 15 MINUTES WEST, 258 FEET TO A STAKE; THENCE NORTH 23 DEGREES 50 MINUTES WEST, 90 FEET TO A STAKE; THENCE NORTH 57 DEGREES 15 MINUTES EAST, 254 FEET TO A STAKE IN THE WEST LINE OF STOOKSBURY STREET; THENCE WITH THE WEST LINE OF STOOKSBURY STREET, SOUTH 26 DEGREES 15 MINUTES EAST, 80 FEET TO THE PLACE OF BEGINNING, AS SHOWN BY SURVEY MADE BY LACK AND BLAKELY, ENGINEERS, KNOXVILLE, TENNESSEE, DATED AUGUST 14, 1940.

BEING THE SAME PROPERTY CONVEYED TO LARRY GLENN, SINGLE BY DEED FROM BARBARA JEAN HICKEY AMES, UNMARRIED, AND DAVID ALAN HICKEY, SR., AND WIFE, SARAH J. HICKEY, AS THE SOLE HEIRS OF THE ESTATE OF HELEN M. HICKEY RECORDED 07/26/2001 IN DEED BOOK PAGE 200107260006313, IN THE REGISTER`S OFFICE OF KNOX COUNTY, TENNESSEE.

Tax ID:  071IF-003

Current Owner(s) of Property:  LARRY GLENN

The street address of the above described property is believed to be 213 Stooksbury Street, Knoxville, TN 37914, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.  IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID.  THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: None

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entitiesÕ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.  The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the MortgageeÕs attorney.

MWZM File No.  14-004905-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE:  (615) 238-3630

EMAIL:  TNSALES@MWZMLAW.COM

Insertion Dates: 11-24, 12-01, 12-08-14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated October 23, 2013, executed by RACHEL NIELSEN, conveying certain real property therein described to CRUMP & RICHARDSON PLLC, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded October 31, 2013, at Instrument Number 201310310027961; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to iServe Residential Lending, LLC who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 18, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF KNOX, STATE OF TENNESSEE, AND IS DESCRIBED AS FOLLOWS: SITUATED IN DISTRICT FIVE (5) OF KNOX COUNTY, TENNESSEE, WITHIN THE 42ND WARD OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 25, UNIT 1, LAUREL WOODS NW SUBDIVISION, AS SHOWN BY MAP OF SAME OF RECORD IN MAP CABINET E, SLIDE 206-A, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION THEREOF AND BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING ON AN EXISTING IRON PIN IN THE CURVED RIGHT OF WAY LINE OF FLINT HILL DRIVE, AT THE CUL-DE-SAC AT THE WESTERN TERMINUS OF FLINT HILL DRIVE; SAID IRON PIN MAKING THE CORNER OF LOTS 26 AND 25 IN SAID LINE AND BEING LOCATED 284.75 FEET IN A WESTERLY DIRECTION FROM THE POINT OF INTERSECTION OF THE NORTHERLY RIGHT OF WAY LINE OF FLINT HILL DRIVE WITH BRYAN LANE; THENCE FROM THE POINT OF BEGINNING AND WITH SAID LINE OF THE RIGHT OF WAY OF FLINT HILL DRIVE, ON A CURVE TO THE LEFT; HAVING A CHORD CALL AND DISTANCE OF SOUTH 33 DEGREES 55 MINUTES EAST, 33.47 FEET TO AN EXISTING IRON PIN MARKING A COMMON CORNER OF LOTS 24, AND 25; THENCE WITH THE COMMON DIVIDING LINE BETWEEN LOTS 24 AND 25, SOUTH 36 DEGREES 34 MINUTES WEST, 202.72 FEET TO AN EXISTING IRON PIN MARKING A COMMON CORNER OF LOTS 24 AND 25; THENCE NORTH 0 DEGREES 15 MINUTES EAST, 164.74 FEET TO A NAIL IN A 24 INCH CHESTNUT OAK AT THE COMMON CORNER OF LOTS 26 AND 25; THENCE WITH THE COMMON DIVIDING LINE BETWEEN LOTS 26 AND 25, NORTH 75 DEGREES 41 MINUTES EAST, 104.62 FEET TO THE POINT OF BEGINNING ACCORDING TO THE SURVEY OF WADE B. NANCE, SURVEYOR, DATED 1/7/1985, BEARING FILE NUMBER A, DRAWING NO. 1082. SUBJECT TO ALL APPLICABLE RESTRICTIONS, EASEMENTS, BUILDING SETBACK LINES AND CONDITIONS OF RECORD IN SAID REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE. SUBJECT TO RESTRICTIONS FOUND IN BOOK 1595, PAGE 894 IN SAID REGISTER`S OFFICE. SUBJECT TO ANY APPLICABLE GOVERNMENTAL ZONING ORDINANCES OR SUBDIVISION REGULATIONS IN EFFECT THEREON. Parcel ID: 079ED-022 PROPERTY ADDRESS: The street address of the property is believed to be 5112 FLINT HILL DRIVE, KNOXVILLE, TN 37921. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): RACHEL NIELSEN OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #75174

Insertion Dates: 11-17, 11-24, 12-1-14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated MAY 12, 2006, executed by STEVEN W. DAY AND KIMBERLY D. DAY, HUSBAND AND WIFE, to NATIONS TITLE OF TENNESSEE, Trustee, of record in RECORD BOOK 2111, PAGE 1900-1909, for the benefit of U.S. BANK NATIONAL ASSOCIATION ND., in the Register’s Office for BLOUNT County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for BLOUNT County, Tennessee, to secure the indebtedness described, the entire indebtedness having been declared due and payable by U.S. BANK NATIONAL ASSOCIATION AS SUCCESSOR BY MERGER OF U.S. BANK NATIONAL ASSOCIATION ND, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/ JESSICA D. BINKLEY, will by virtue of the power and authority vested in  me as  Substitute  Trustee, on THURSDAY, JANUARY 8, 2015 AT 2:00 P.M. (LOCAL TIME), AT THE FRONT DOOR OF THE BLOUNT COUNTY COURTHOUSE IN MARYVILLE, BLOUNT COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  BLOUNT County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF BLOUNT, TENNESSEE:

SITUATE IN DISTRICT NO. 9 OF BLOUNT COUNTY, TENNESSEE AND BEING ALL OF LOT NO. 198 OF MEADOWBROOK ADDITION, NO. 2, AS SHOWN BY MAP OF RECORD IN MAP FILE 160A IN THE REGISTERÕS OFFICE FOR BLOUNT COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULARLY DESCRIPTION THEREOF AND ACCORDING TO SURVEY OF BRUCE MCCLELLAN, RLS 696, TROTTER-MCCLELLAN, INC., 3377 REGAL DRIVE, ALCOA, TN 33701, DATED 10/27/97, AND BEARING DRAWING NO. 97-843

BEING THE SAME PROPERTY CONVEYED TO STEVEN WALTER DAY (SINGLE), BY WARRANTY DEED DATED OCTOBER 30, 1997 OF RECORD IN BOOK 605, PAGE 259, IN THE REGISTER’S OFFICE OF BLOUNT COUNTY, TENNESSEE.

ALSO BEING THE SAME PROPERTY CONVEYED FROM STEVEN W. DAY AND KIMBERLY A. DAY, HUSBAND AND WIFE TO STEVEN W. DAY AND KIMBERLY A. DAY, HUSBAND AND WIFE, BY QUITCLAIM DEED DATED MAY 12, 2006 OF RECORD IN RECORD BOOK 2111, PAGE 1898 IN THE REGISTERÕS OFFICE OF BLOUNT COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 509 FLETCHER ST, MARYVILLE, TENNESSEE 37804.

MAP  037J GRP A PARCEL 016.00

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433.  THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

IF YOU PURCHASE A PROPERTY AT THE FORECLOSURE SALE, THE ENTIRE PURCHASE PRICE IS DUE AND PAYABLE AT THE CONCLUSION OF THE AUCTION IN THE FORM OF A CERTIFIED/BANK CHECK MADE PAYABLE TO OR ENDORSED TO LAW OFFICE OF J. PHILLIP JONES.  NO PERSONAL CHECKS WILL BE ACCEPTED.  TO THIS END, YOU MUST BRING SUFFICIENT FUNDS TO OUTBID THE LENDER AND ANY OTHER BIDDERS.  INSUFFICIENT FUNDS WILL NOT BE ACCEPTED.  AMOUNTS RECEIVED IN EXCESS OF THE WINNING BID WILL BE REFUNDED TO THE SUCCESSFUL PURCHASER AT THE TIME THE FORECLOSURE DEED IS DELIVERED.

OTHER INTERESTED PARTIES: BENEFICIAL TENNESSEE INC.

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, November 21, 2014.  This is improved property known as 509 FLETCHER ST, MARYVILLE, TENNESSEE 37804

.

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 11/24/14, 12/01/14 and 12/08/14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated May 25, 2005, executed by REBECCA JANE CHANEY, conveying certain real property therein described to TITLE ENTERPRISES, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded June 6, 2005, at Instrument Number 200506060097857; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Deutsche Bank National Trust Company, as Trustee, for Carrington Mortgage Loan Trust, Series 2005-NC5 Asset-Backed Pass-Through Certificates who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 18, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: A CERTAIN TRACT OR PARCEL OF LAND LOCATED IN IN THE &TH CIVIL DISTRICT OF KNOX COUNTY, STATE OF TENNESSEE, DESCRIBED AS FOLLOWS, TO-WIT: LYING AND BEING SITUATED IN THE 7TH CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE, AND BEING ALL OF LOT FIVE (5), BLOCK B, IN THE SUBDIVISION OF THE PROPERTY OF S.R. AND J.C. COX, AS SHOWN BY MAP OF SAID SUB-DIVISION OF RECORD IN MAP BOOK 15, PAGE 51 IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, SAID LOT IS MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT IN THE WESTERN LINE OF HILLOCK AVENUE SAID POINT OF BEGINNING BEING DISTANT IN A NORTHERLY DIRECTION 185 FEET FROM THE POINT OF INTERSECTION OF THE WESTERLY LINE OF HILLOCK AVENUE WITH THE NORTHERLY LINE OF VITEX STREET; SAID SUB-DIVISION, AND FROM SAID POINT OF BEGINNING RUNNING THENCE ALONG THE COMMON DIVIDING LINE BETWEEN SAID LOTS 4 AND 5, NORTH 83 DEGREES 48 FEET WEST, 186.3 FEET TO AN IRON PIN; THENCE, RUNNING NORTH 4 DEGREES EAST, 60 FEET TO AN IRON PIN, COMMON CORNER TO LOTS 5 AND 6 IN SAID SUB-DIVISION; THENCE, ALONG THE COMMON DIVIDING LINES BETWEEN SAID LOTS 5 AND 6, SOUTH 83 DEGREES 48 FEET EAST, 188.6 FEET TO AN IRON PIN IN THE WESTERN LINE OF HILLOCK AVENUE, THENCE, WITH SAID LINE OF HILLOCK AVENUE, SOUTH 6 DEGREES, 12 FEET WEST, 60 FEET TO THE POINT OF BEGINNING. THIS CONVEYANCE IS SUBJECT TO ALL MATTERS OF RECORD ON PLAT IN MAP BOOK 15, PAGE 51, REGISTER`S OFFICE FOR KNOX COUNTY. THIS CONVEYANCE IS MADE SUBJECT TO ANY AND ALL ZONING REGULATIONS, BUILDING RESTRICTIONS AND SETBACK LINES, IF ANY, AND EASEMENTS AND RIGHTS FOR PUBLIC UTILITIES APPLICABLE TO THIS PROPERTY; AND TAXES FOR THE CURRENT YEAR WHICH HAVE BEEN PRORATED AND ASSUMED BY THE GRANTEE(S) HEREIN. Parcel ID: 058CB-044 PROPERTY ADDRESS: The street address of the property is believed to be 5807 HILLOCK ROAD, KNOXVILLE, TN 37918. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): REBECCA JANE CHANEY OTHER INTERESTED PARTIES: CAPITAL ONE AUTO FINANCE, INC. AUTO DEFICIENCY, NEW CENTURY MORTGAGE CORPORATION The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #75206

Insertion Dates: 11-24, 12-01, 12-8-14

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on December 15, 2014 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by JOHN W ROBINSON AND TONYA T WELSH, to PRIORITY TRUSTEE SERVICES OF TENNESSEE, L.L.C., Trustee, on February 16, 2007, as Instrument No. 200702210067657 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: WELLS FARGO BANK, NATIONAL ASSOCIATION AS TRUSTEE FOR OPTION ONE MORTGAGE LOAN TRUST 2007-5, ASSET-BACKED CERTIFICATES, SERIES 2007-5

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

Being Lot No, 25 on the plan of Cedar Flats Subdivision, Unit 3, of record in Plat Cabinet F, Slide 94-D, Register`s Office for Knox County, Tennessee, to which reference is hereby made for a more complete and accurate description.

Being the same property conveyed to John W. Robinson and Tonya T. Welsh, husband and wife, from Chad E. Spradlin and wife, Kimberly J. Spradlin, by deed on February 16, 2007, of record in Instrument Number 200702210047454, Registers Office for Knox County, Tennessee.

Tax ID:  047NF-007

Current Owner(s) of Property:  JOHN W ROBINSON AND TONYA T WELSH

The street address of the above described property is believed to be 701 LKE LN, Knoxville, TN 37918, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.  IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID.  THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: OPTION ONE MORTGAGE CORP

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entitiesÕ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.  The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the MortgageeÕs attorney.

MWZM File No.  14-004369-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE:  (615) 238-3630

EMAIL:  TNSALES@MWZMLAW.COM

Insertion Dates: 11-17, 11-24, 12-1-14

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on December 29, 2014 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by GLENN E RHEA, to CROSSLAND TITLE, Trustee, on October 11, 2006, as Instrument No. 200610180033798 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR SOUNDVIEW HOME LOAN TRUST 2006 EQ2 ASSET-BACKED CERTIFICATES, SERIES 2006-EQ2

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

SITUATED IN THE SIXTH (6TH) CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, BEING A CERTAIN TRACT OR PARCEL OF LAND CONTAINING 3.39 ACRES, MORE OR LESS, FRONTING 218.6 FEET FEET ON THE NORTH SIDE OF CHOTO ROAD, AND BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN IN THE NORTH LINE OF CHOTO ROAD, SAID IRON PIN BEING LOCATED IN THE CENTER OF A CREEK RUNNING TO FORT LOUDON LAKE EMBAYMENT AND ALSO MARKING CORNER OF PROPERTY OF MILLER; THENCE WITH THE CENTER OF THE CREEK AND ALONG MILLER`S NORTHWEST LINE THE FOLLOWING CALLS AND DISTANCES; NORTH 64 DEG. 29 MIN. EAST 254.4 FEET TO AN IRON PIN; THENCE NORTH 77 DEG. 12 MIN. EAST 142.8 FEET TO AN IRON PIN; NORTH 37 DEG 27 MIN. EAST 114.7 FEET TO AN IRON PIN IN FORT LOUDON LAKE EMBAYMENT; THENCE NORTH 26 DEG. 37 MIN. WEST 198.23 FEET, TO AN IRON PIN, CORNER TO PROPERTY OF CROSS (DEED BOOK 1467 PAGE 247); THENCE WITH THE SOUTHEAST LINE OF PROPERTY OF CROSS, SOUTH 66 DEG. 30 MIN. WEST, PASSING AN IRON PIN AT 60.14 FEET, A TOTAL DISTANCE OF 781.9 FEET TO AN IRON PIN IN THE NORTH LINE OF CHOTO ROAD; THENCE WITH CHOTO ROAD, SOUTH 53 DEG. 25 MIN. EAST 218.6 FEET TO THE POINT OF BEGINNING, AS SHOWN BY SURVEY OF T.J. HATMAKER, SURVEYOR, DATED MARCH 30, 1973.

BEING THE SAME PROPERTY CONVEYED TO GLENN E. RHEA BY QUIT-CLAIM DEED DATED JULY 21, 1988, FROM LINDA RHEA AND OF RECORD IN DEED BOOK 1952, PAGE 1183, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE.

Tax ID:  162-037

Current Owner(s) of Property:  GLENN E RHEA

The street address of the above described property is believed to be 1402 CHOTO ROAD, KNOXVILLE, TN 37922, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.  IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID.  THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: None

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entitiesÕ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.  The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the MortgageeÕs attorney.

MWZM File No.  14-001764-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE:  (615) 238-3630

EMAIL:  TNSALES@MWZMLAW.COM

Insertion Dates: 11-24, 12-01, 12-08-14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated AUGUST 1, 2006, executed by CHADWICK S. TAYLOR, UNMARRIED, to CHARLES E. TONKIN, II., Trustee, of record in INSTRUMENT NO. 200608030010215, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MORTGAGE INVESTORS GROUP, in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY,  the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on THURSDAY, JANUARY 8, 2015 AT 10:00 A.M., AT THE CITY COUNTY BUILDING, NORTH SIDE ENTRANCE, 400 MAIN STREET, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

SITUATED IN DISTRICT NO. SEVEN (7) OF KNOX COUNTY, TENNESSEE AND WITHIN THE 36TH WARD OF THE CITY OF KNOXVILLE, TENNESSEE, BEING KNOWN AND DESIGNATED AS ALL OF UNIT 3, TEMPLETON COURT CONDOMINIUMS, PHASE I, AS SHOWN BY THE MASTER DEED OF RECORD IN DEED BOOK 2252, PAGE 361, IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MASTER DEED SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION.

BEING THE SAME PROPERTY CONVEYED TO CHADWICK S. TAYLOR, UNMARRIED, BY WARRANTY DEED DATED AUGUST 1, 2006 OF RECORD IN INSTRUMENT NO. 200608030010214, IN THE REGISTER’S OFFICE OF KNOX COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 3224 QUIET WAY, KNOXVILLE, TENNESSEE 37918.

PARCEL ID:  058DM00400C

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY. ANY REPRESENTATION CONCERNING ANY ASPECT OF THE SUBJECT PROPERTY BY A THIRD PARTY IS NOT THE REPRESENTATION/RESPONSIBILITY OF TRUSTEE(S)/ SUBSTITUTE TRUSTEE(S) OR THEIR OFFICE.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

IF YOU PURCHASE A PROPERTY AT THE FORECLOSURE SALE, THE ENTIRE PURCHASE PRICE IS DUE AND PAYABLE AT THE CONCLUSION OF THE AUCTION IN THE FORM OF A CERTIFIED/BANK CHECK MADE PAYABLE TO OR ENDORSED TO LAW OFFICE OF J. PHILLIP JONES.  NO PERSONAL CHECKS WILL BE ACCEPTED.  TO THIS END, YOU MUST BRING SUFFICIENT FUNDS TO OUTBID THE LENDER AND ANY OTHER BIDDERS.  INSUFFICIENT FUNDS WILL NOT BE ACCEPTED.  AMOUNTS RECEIVED IN EXCESS OF THE WINNING BID WILL BE REFUNDED TO THE SUCCESSFUL PURCHASER AT THE TIME OF THE FORECLOSURE DEED IS DELIVERED.

OTHER INTERESTED PARTIES: TEMPLETON COURT HOMEOWNERÕS ASSOCIATION, INC.

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, November 21, 2014. This is improved property known as 3224 QUIET WAY, KNOXVILLE, TENNESSEE 37918

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 11/24/14, 12/01/14 and 12/08/14

MMM

75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Jason Robert North executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage Investors Group, Lender and Charles E. Tonkin, II, Trustee(s), which was dated February 27, 2006 and recorded on February 28, 2006 in Instrument No. 200602280072516, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, CitiMortgage, Inc., (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on January 8, 2015, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

Situated in District Six (6) of Knox County, Tennessee, and without the corporate limits of the City of Knoxville, Tennessee, and being known and designated as all of Lot 15, Unit 2, Creekwood Subdivision, as shown by map of the same of record in Map Cabinet E, Slide 277-C (Map Book 66-S, Page 74), in the Register’s Office for Knox County, Tennessee, To which map specific reference is hereby made for a more particular description.

The source of the above description being the map of record in Map Cabinet E, Slide 277-C (Map Book 66-S, Page 74), in the Register’s Office For Knox County, Tennessee; no boundary survey having been obtained at the time of this conveyance.

Being the same property conveyed to Lloyd E. Murphy and wife, Tahsing Murphy and Charles Lee Murphy, single, by Structure Systems, Inc., dated September 11, 1992,  Recorded September 17, 1992, in Deed Book 2083, Page 1093, in the Register’s Office for Knox County, Tennessee.

This conveyance is made subject to all applicable restrictions, building setback lines, all existing easements, and to all conditions as set forth on the recorded map.

Being the same property conveyed to Jason Robert North, by Lloyd E. Murphy and wife, Tahsing Murphy, by and through their duly appointed Attorney-in-Fact, Charles Lee Murphy by virtue of power of attorney, and Charles Lee Murphy, unmarried, by Warranty Deed dated February 27, 2006, and of record in Instrument No. 200602280072514, in the Register’s Office for Knox County, Tennessee.

Parcel ID Number: 119GB 015

Address/Description: 9105 Cedarpark Lane, Apartments A-D, Knoxville, TN 37923.

Current Owner(s): Jason Robert North.

Other Interested Party(ies): N/A

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-17722

Insertion Dates: 11-17, 11-24, 12-1-14

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on December 29, 2014 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by DOROTHY JEAN KNUTIE AND RICHARD J KNUTIE, to WESLEY D. TURNER, Trustee, on March 8, 2004, as Instrument No. 200403290089378 in the real property records of Knox County Register’s Office, Tennessee and re-filed as Instrument No. 200404130094242 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR AMERIQUEST MORTGAGE SECURITIES INC., ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2004-R4

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

SITUATED IN DISTRICT NO. NINE OF KNOX COUNTY, TENNESSEE, AND WITHIN THE 27TH WARD OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING MORE FULLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN AT THE POINT OF INTERSECTION OF THE SOUTH LINE OF CHAPMAN HIGHWAY WITH THE EAST LINE OF JUDITH DRIVE; THENCE WITH THE SOUTH LINE OF CHAPMAN HIGHWAY, SOUTH 57 DEG. 37 MIN EAST, 314.9 FEET TO A CONCRETE MARKER; THENCE ALONG A FENCE LINE, SOUTH 32 DEG. 23 MIN. WEST, 40 FEET TO AN IRON PIN; THENCE CONTINUING WITH SAID FENCE LINE AND IN PART WITH THE LINE OF LOT 25, OF THE JAY HENRY SUBDIVISION, SOUTH 28 DEG. WEST, 293.5 FEET TO AN IRON PIN, THENCE NORTH 62 DEG. 50 MIN. WEST, ALONG A FENCE LINE, 64 FEET TO AN IRON PIN, CORNER TO PROPERTY NOW OR FORMERLY OWNED BY A. BURL DAVIS; THENCE WITH DAVIS` LINE, NORTH 39 DEG. 48 MIN. EAST, 20.1 FEET TO AN IRON PIN; THENCE CONTINUING WITH DAVIS` LINE, NORTH 62 DEG. 14 MIN. WEST, 191.3 FEET TO AN IRON PIN IN THE EAST LINE OF JUDITH DRIVE; THENCE WITH SAID LINE, NORTH 18 DEG. 1 MIN. EAST, 344.8 FEET TO THE PLACE OF BEGINNING. THERE IS EXCEPTED FROM THE ABOVE DESCRIBED PROPERTY A SMALL TRIANGULAR STRIP FRONTING 10 FEET ON THE SOUTH SIDE OF CHAPMAN HIGHWAY AND LYING BETWEEN THE FENCE ALONG THE WESTERN PART OF SUBJECT PROPERTY AND THE EAST LINE OF JUDITH DRIVE, WHICH SAID STRIP IS IN THE FORM OF A TRIANGLE AND IS RESERVED FOR ROAD PURPOSES AS SHOWN IN DEED BOOK 699, PAGE 372, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, AND PLAT OF SURVEY. BEING ACCORDING TO THE SURVEY OF BATSON AND HIMES, ENGINEERS, KNOXVILLE, TENNESSEE, DATED AUGUST 9, 1956.

Tax ID:  123 FF 001

Current Owner(s) of Property:  DOROTHY JEAN KNUTIE AND RICHARD J KNUTIE

The street address of the above described property is believed to be 5303 CHAPMAN HIGHWAY, KNOXVILLE, TN 37920, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.  IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID.  THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: None

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entitiesÕ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.  The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the MortgageeÕs attorney.

MWZM File No.  14-004347-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE:  (615) 238-3630

EMAIL:  TNSALES@MWZMLAW.COM

Insertion Dates: 11-17, 11-24, 12-1-14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated APRIL 11, 2003, executed by PATRICIA K. WOMACK (AKA PATRICIA KATHLEEN WOMACK), AN UNMARRIED WOMAN, to FMLS, INC., Trustee, of record in BOOK 1341, PAGE 408, for the benefit of AMSOUTH BANK, in the Register’s Office for ANDERSON County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for ANDERSON County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to FIDELITY BANK; the entire indebtedness having been declared due and payable by FIDELITY BANK, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in  me as  Substitute  Trustee, on TUESDAY, JANUARY 13, 2015 AT 2:00 P.M. (LOCAL TIME), AT THE FRONT DOOR OF THE ANDERSON COUNTY COURTHOUSE, IN CLINTON, ANDERSON COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  ANDERSON County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF ANDERSON, TENNESSEE:

SITUATED IN THE SECOND CIVIL DISTRICT OF ANDERSON COUNTY, TENNESSEE, AND DESIGNATED AS LOT 97, BLOCK E-20 CITY OF OAK RIDGE, AS SHOWN ON THE MAP OF THE SAME OF RECORD IN CABINET 3, SLIDE 18-A, REGISTERÕS OFFICE, ANDERSON COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID LOT.

IF THERE IS A MOBILE HOME OR OTHER STRUCTURE LOCATED ON THE SUBJECT PROPERTY, GRANTOR/BORROWER GRANTS A SECURITY INTEREST IN SUCH MOBILE HOME OR OTHER STRUCTURE TO THE OWNER OF THE INDEBTEDNESS SECURED BY THIS DEED OF TRUST.

BEING THE SAME PROPERTY CONVEYED TO THOMAS KELLY WOMACK AND WIFE, PATRICIA K. WOMACK, BY WARRANTY DEED DATED OCTOBER 22, 1985 OF RECORD IN DEED BOOK K16, PAGE 174, IN THE REGISTERÕS OFFICE OF ANDERSON COUNTY, TENNESSEE.

ALSO BEING THE SAME PROPERTY CONVEYED FROM THOMAS KELLY WOMACK TO PATRICIA KATHLEEN WOMACK, HER SUCCESSORS AND ASSIGNS, BY QUITCLAIM DEED DATED MAY 3, 1997 OF RECORD IN BOOK 1013, PAGE 864, IN THE REGISTERÕS OFFICE OF ANDERSON COUNTY, TENNESSEE.

THE SAID PATRICIA K. WOMACK HAVING SINCE DIED ON OR ABOUT AUGUST 19, 2010.

THIS IS IMPROVED PROPERTY KNOWN AS 107 CAHILL LN, OAK RIDGE, TENNESSEE 37830.

MAP 094G GRP D CTRL MAP 094F PARCEL 046.00

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY. ANY REPRESENTATION CONCERNING ANY ASPECT OF THE SUBJECT PROPERTY BY A THIRD PARTY IS NOT THE REPRESENTATION/RESPONSIBILITY OF TRUSTEE(S)/ SUBSTITUTE TRUSTEE(S) OR THEIR OFFICE.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433.  THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

IF YOU PURCHASE A PROPERTY AT THE FORECLOSURE SALE, THE ENTIRE PURCHASE PRICE IS DUE AND PAYABLE AT THE CONCLUSION OF THE AUCTION IN THE FORM OF A CERTIFIED/BANK CHECK MADE PAYABLE TO OR ENDORSED TO LAW OFFICE OF J. PHILLIP JONES.  NO PERSONAL CHECKS WILL BE ACCEPTED.  TO THIS END, YOU MUST BRING SUFFICIENT FUNDS TO OUTBID THE LENDER AND ANY OTHER BIDDERS.  INSUFFICIENT FUNDS WILL NOT BE ACCEPTED.  AMOUNTS RECEIVED IN EXCESS OF THE WINNING BID WILL BE REFUNDED TO THE SUCCESSFUL PURCHASER AT THE TIME THE FORECLOSURE DEED IS DELIVERED.

OTHER INTERESTED PARTIES: ESTATE/HEIRS OF PATRICIA K. WOMACK

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, November 25, 2014.  This is improved property known as 107 CAHILL LN, OAK RIDGE, TENNESSEE 37830.

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish:12/01/14, 12/08/14 and 12/15/14

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on December 22, 2014 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by RHONDA YVETTE RAMSEY AND MICHAEL GLEATON RAMSEY, to PRIORITY TRUSTEE SERVICES OF TENNESSEE, L.L.C., Trustee, on March 15, 2007, as Instrument No. 200908100010971, in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: WELLS FARGO BANK, NATIONAL ASSOCIATION AS TRUSTEE FOR SOUNDVIEW HOME LOAN TRUST 2007-OPT1, ASSET-BACKED CERTIFICATES, SERIES 2007-OPT1

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

SITUATED IN DISTRICT NO. SIX (6) OF KNOX COUNTY, TENNESSEE WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 31, CAMELOT SUBDWISION, AS SHOWN ON THE PLAT OF RECORD IN PLAT CABINET D, SLIDE 309-A (FORMERLY MAP BOOK 46-S, PAGE 31). REGISTER`S OFFICE, KNOX COUNTY TENNESSEE, AND ACCORDING TO THE SURVEY OF SMOKY MOUNTAIN LAND SURVEYING CO., INC., HOWARD T. DAWSON, RLS, DATED OCTOBER 16, 2002, BEARING DRAWING NO. 020341, TO WHICH PLAT AND SURVEY SPECIFIC REFERENCE IS MADE FOR A MORE PARTICULARLY DESCRIPTION.

Tax ID:  077DC010

Current Owner(s) of Property:  RHONDA YVETTE RAMSEY AND MICHAEL GLEATON RAMSEY

The street address of the above described property is believed to be 7301 Lancelot Dr, Knoxville, TN 37931, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.  IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID.  THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: LIS PENDENS FILED LISTING PRIORITY TRUSTEE SERVICES OF TENNESSEE, LLC AND TODAY`S HOME AND LIEN FILED IN FAVOR OF KNOX COUNTY , TENNESSEE

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entitiesÕ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.  The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the MortgageeÕs attorney.

MWZM File No.  14-002990-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE:  (615) 238-3630

EMAIL:  TNSALES@MWZMLAW.COM

Insertion Dates: 11-17, 11-24, 12-1-14

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75 FORECLOSURES

substitute trusteeÕs notice of foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated JUNE 7, 2006, executed by CHRIS NORTON AND WIFE, JAMIE NORTON, to FIRST TENNESSEE TITLE INSURANCE, Trustee, of record in BOOK 2550, PAGE 198, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR WILMINGTON FINANCE, INC., in the Register’s Office for SEVIER County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for SEVIER County, Tennessee, to secure the indebtedness described: WHEREAS, the said Deed of Trust was last assigned to U.S. BANK NATIONAL ASSOCIATION, the entire indebtedness having been declared due and payable by U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/ JESSICA D. BINKLEY, will by virtue of the power and authority vested in  me as  Substitute  Trustee, on TUESDAY, JANUARY 6, 2015 AT 2:00 P.M. (LOCAL TIME), AT THE FRONT ENTRANCE OF THE SEVIER COUNTY COURTHOUSE IN SEVIERVILLE, SEVIER COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  SEVIER County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF SEVIER, TENNESSEE:

SITUATED IN THE FOURTEENTH (14TH) CIVIL DISTRICT OF SEVIER COUNTY, TENNESSEE, AND BEING LOT 88 OF THE GREATER BOYDÕS CREEK SUBDIVISION, NO. ONE, AS THE SAME ARE DESIGNATED AND APPEAR ON THE PLAT OF RECORD IN MAP BOOK 13, PAGE 6, IN THE REGISTERÕS OFFICE FOR SEVIER COUNTY, TENNESSEE, TO WHICH PLAT SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION.

SUBJECT TO ALL NOTATIONS, UTILITY, WATER LINE, AND ALL OTHER EASEMENTS AND RIGHT OF WAY AS SHOWN ON MAP OF RECORD IN MAP BOOK 13, PAGE 6, AND IN MISCELLANEOUS BOOK 24, PAGE 130, IN THE REGISTERÕS OFFICE FOR SEVIER COUNTY, TENNESSEE.

SUBJECT TO RESTRICTIONS OF RECORD IN MISCELLANEOUS BOOK 24, PAGE 130, IN THE REGISTERÕS OFFICE FOR SEVIER COUNTY, TENNESSEE.

SUBJECT TO ANY AND ALL APPLICABLE RESTRICTIONS, EASEMENTS AND BUILDING SETBACK LINES AS ARE SHOWN RECORDED IN THE SEVIER COUNTY REGISTERÕS OFFICE AND FURTHER TO ANY MATTER AND/OR CONDITION WHICH WOULD BE DISCLOSED BY A CURRENT, ACCURATE SURVEY OR INSPECTION OF THE PROPERTY HEREIN DESCRIBED.

BEING THE SAME PROPERTY CONVEYED TO CHRIS NORTON AND WIFE, JAMIE NORTON, BY SPECIAL WARRANTY DEED (CORPORATION) DATED MAY 31, 2006 OF RECORD IN BOOK 2550, PAGE 196, IN THE REGISTERÕS OFFICE OF SEVIER COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 1183 CEDAR SPRINGS VALLEY RD, SEVIERVILLE, TENNESSEE 37876.

MAP 025J GRP C PARCEL 005.00

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY. ANY REPRESENTATION CONCERNING ANY ASPECT OF THE SUBJECT PROPERTY BY A THIRD PARTY IS NOT THE REPRESENTATION/RESPONSIBILITY OF TRUSTEE(S)/ SUBSTITUTE TRUSTEE(S) OR THEIR OFFICE.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433.  THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

IF YOU PURCHASE A PROPERTY AT THE FORECLOSURE SALE, THE ENTIRE PURCHASE PRICE IS DUE AND PAYABLE AT THE CONCLUSION OF THE AUCTION IN THE FORM OF A CERTIFIED/BANK CHECK MADE PAYABLE TO OR ENDORSED TO LAW OFFICE OF J. PHILLIP JONES.  NO PERSONAL CHECKS WILL BE ACCEPTED.  TO THIS END, YOU MUST BRING SUFFICIENT FUNDS TO OUTBID THE LENDER AND ANY OTHER BIDDERS.  INSUFFICIENT FUNDS WILL NOT BE ACCEPTED.  AMOUNTS RECEIVED IN EXCESS OF THE WINNING BID WILL BE REFUNDED TO THE SUCCESSFUL PURCHASER AT THE TIME THE FORECLOSURE DEED IS DELIVERED.

OTHER INTERESTED PARTIES: NONE OF RECORD

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, November 21, 2014.  THIS IS IMPROVED PROPERTY KNOWN AS 1183 CEDAR SPRINGS VALLEY RD, SEVIERVILLE, TENNESSEE 37876

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 11/24/14, 12/01/14 and 12/08/14

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75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, James S. Krugjohann and Linda L. Krugjohann executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage Investors Group, Lender and Charles E. Tonkin, II, Trustee(s), which was dated October 30, 2007 and recorded on October 31, 2007 in Instrument No. 200710310035830, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, Carrington Mortgage Services, LLC, (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on December 23, 2014, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

Situated in District Number Six (6) of Knox County, Tennessee, and without the corporate limits of the City of Knoxville, Tennessee, and being known and designated as all of Lot 8, Block A, of the Spanish Trails Subdivision, Unit 3, as the same appears of record in Map Cabinet E, Slide 57B (formerly Map Book 54S, Page 44), in the Register’s Office for Knox County, Tennessee, to which map specific reference is hereby made for a more particular description.

Being the same property conveyed to James S. Krugjohann and Linda L. Krugjohann, husband and wife, by deed dated October 30, 2007, of record at Instrument No. 200710310035829, in the Register’s Office for Knox County, Tennessee.

Parcel ID Number: 105GH102

Address/Description: 1315 Chert Pit Road, Knoxville, TN 37923.

Current Owner(s): James S. Krugjohann and Linda L. Krugjohann.

Other Interested Party(ies): .N/A

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-26025

Insertion Dates: 11-24, 12-01, 12-08-14

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