Legal and Public Notices for Monday, October 20, 2014

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated March 4, 2010, executed by ANNA BARBER-KENT AND WILLIAM J. KENT, conveying certain real property therein described to ANDREW C. RAMBO, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded March 10, 2010, at Instrument Number 201003100057507; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A. who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on November 13, 2014 at 10:00 AM at the North Side Entrance of the City County Building, 400 Main Street, Knoxville, TN 37902, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NO. SEVEN (7) OF KNOX COUNTY, TENNESSEE WITHIN THE 36TH WARD OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING ALL OF LOT 12-R, IN THE RESUBDIVISION OF LOTS 10, 11, AND PART OF LOT 9 OF KARNSWOOD SUBDIVISION, AS SHOWN ON THE MAP OF RECORD IN MAP BOOK 56-S, PAGE 4, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, AND BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN IN THE NORTHEASTERN LINE OF FENWOOD DRIVE, SAID POINT BEING 305.3 FT, MORE OR LESS, IN A SOUTHEASTERLY DIRECTION FROM THE POINT OF INTERSECTION OF THE NORTHEASTERN LINE OF FENWOOD DRIVE WITH ASTER ROAD; THENCE FROM SAID BEGINNING POINT AND WITH THE SOUTHEASTERN LINE OF LOT 13, N 43/11 E, 211.7 FT TO AN IRON PIN IN THE SOUTHWESTERN LINE OF LOT 17; THENCE WITH THE SOUTHWESTERN LINE OF LOT 17 IN PART, S 44/37 E, 62.3 FT TO AN IRON PIN, COMMON CORNER TO LOTS 11-R, 12-R, 17 AND 18; THENCE WITH THE WESTERN LINE OF LOT 11-R, TWO CALLS AND DISTANCES AS FOLLOWS; S 1/22 W, 120.32 FT TO AN IRON PIN S 13/37 W, 92.07 FT TO AN IRON PIN IN THE NORTHERN LINE OF FENWOOD DRIVE; THENCE WITH THE NORTHERN AND NORTHEASTERN LINE OF FENWOOD DRIVE, THREE CALLS AND DISTANCES AS FOLLOWS; N 75/00 W 25.0 FT TO AN IRON PIN; N 66/01 W, 50.0 FT. TO AN IRON PIN; N 45/00 W, 125.0 FT TO AN IRON PIN IN THE NORTHEASTERN LINE OF FENWOOD DRIVE, THE POINT OF BEGINNING; AS SHOWN BY SURVEY OF G.T. TROTTER, JR., SURVEYOR, DATED 12/27/73, AND BEING IMPROVED WITH DWELLING HOUSE BEARING ADDRESS OF 1933 FENWOOD DRIVE. Parcel ID: 058J-B-029.01 PROPERTY ADDRESS: The street address of the property is believed to be 1933 FENWOOD DR, KNOXVILLE, TN 37918. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): ANNA BARBER-KENT AND WILLIAM J. KENT OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #73924

Insertion Dates: 10-13, 10-20, 10-27-14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated December 23, 2008, executed by BLAKE BRYAN AND TRACY BRYAN, conveying certain real property therein described to NATIONAL TITLE SERVICES, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded January 5, 2009, at Instrument Number 200901050041307; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. Bank National Association, as trustee for PROF-2013-M4 REMIC Trust III who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on November 20, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT EIGHT (8) OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS LOT 71, OPPORTUNITY RIDGE SUBDIVISION, UNIT 1, AS SHOWN BY MAP OF SAME OF RECORD IN MAP CABINET O, SLIDE 254-C, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. THE ABOVE DESCRIPTION WAS PREPARED FROM BOUNDARY SURVEY BY ROBERT F. COLLIGNON, RLS NO. 1094, DATED AUGUST 26, 1998, WHOSE ADDRESS IS 311 LYNNWOOD DRIVE, KNOXVILLE, TN 37918. THIS PROPERTY IS SUBJECT TO BOOK 2229, PAGE 803 ALL APPLICABLE CONDITIONS, COVENANTS, RESERVATIONS, EASEMENTS, CHARGES, LIENS, PERMISSIVE USE AGREEMENTS AND RESTRICTIONS OF RECORD IN BOOK OR PLAT IN THE KNOX COUNTY REGISTER OF DEEDS` OFFICE. SUBJECT TO GOVERNMENTAL ZONING AND SUBDIVISION ORDINANCES AND REGULATIONS IN EFFECT THEREON. SUBJECT TO ALL APPLICABLE EASEMENTS, RESTRICTIONS, BUILDING LINES, CONDITIONS AND MATTERS OF RECORD. Parcel ID: 020M-B-015.00 PROPERTY ADDRESS: The street address of the property is believed to be 7442 DAWN RIDGE LANE, KNOXVILLE, TN 37918. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): BLAKE BRYAN AND TRACY BRYAN OTHER INTERESTED PARTIES: CitiFinancial, Inc. and Ozark Capital Corporation The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #74096

Insertion Dates: 10-20, 10-29, 11-03-14

MMM

75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Byron T. Evans executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., Lender and Larry A. Weissman, Trustee(s), which was dated June 30, 2009 and recorded on July 2, 2009, in Instrument No. 200907020000793, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, SunTrust Mortgage, Inc., (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on November 13, 2014, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

Situated in the Sixth (6th) Civil District of Knox County, Tennessee, and without the corporate limits of the City of Knoxville, Tennessee, and being known and designated as Lot 100, Cascade Villas Subdivision Ð Phase II, and being further described in map of record entitled “Final Plat for Cascade Villas Subdivision Ð Phase II Lots 35-38, 40-42, 90-95 & 99-101,” of record in Instrument No. 200904200067147, in The Register’s Office for Knox County, Tennessee, to which map specific reference is hereby made for a more particular description.

Access to the subject property is provided by Declaration of Non-Exclusive Joint Permanent Easement of  record in Instrument No. 20090420067127. See also agreement for maintenance of record in Instrument No. 200904200067128, both of record in The Register’s Office for Knox County, Tennessee.

Being the same property conveyed to Byron Evans by deed of record as Instrument Number 200907020000792 in The Register’s Office for Knox County, Tennessee.

This conveyance is subject to the terms, conditions, and obligations as set forth in Master Deed for Cascade Villas condominiums of record in Instrument No. 200702070063943, as amended in Instrument No. 200805140085496, and further amended in Instrument No. 200811070030715, all of which are of record in the Register’s Office for Knox County, Tennessee.

Parcel ID Number: 091OF00205

Address/Description:  8105 Spice Tree Way, Knoxville, TN 37931.

Current Owner(s): Byron Evans.

Other Interested Party(ies): Cascade Villas Condominiums Association, Inc..

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose.

.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-20622

Insertion Dates: 10-6, 10-13, 10-20-14

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on November 17, 2014 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by MICHAEL E MCGILL AND SHANNON MCGILL, to TITLE ENTERPRISES-10285-1, Trustee, on November 26, 2003, as Instrument No. 200312160062590 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: U.S. BANK N.A.,IN ITS CAPACITY AS TRUSTEE FOR THE REGISTERED HOLDERS OF HOME EQUITY ASSET TRUST 2004-2, HOME EQUITY PASS-THROUGH CERTIFICATES, SERIES 2004-2

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

A CERTAIN TRACT OR PARCEL OF LAND LOCATED IN KNOX COUNTY, TENNESSEE DESCRIBED AS FOLLOWS, TO-WIT: SITUATED IN THE NINTH (9TH) CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE, AND BEING BOUNDED AND DESCRIBED AS FOLLOWS: BEGIN AT A NEW IRON PIN IN THE NORTHEAST RIGHT-OF-WAY LINE OF SAMS LANE, BEING 850 FEET, MORE OR LESS, ALONG SAID RIGHT-OF-WAY IN A SOUTHEAST DIRECTION FROM THE CENTERLINE OF BAYS MOUNTAIN ROAD; THENCE LEAVING SAMS LANE N. 35 DEG 35` E., 208.00 FEET TO AN EXISTING IRON PIN; THENCE S. 51 DEG 30` E.. 211.34 FEET TO AN EXISTING IRON PIN; THENCE S. 36 DEG 30` W ., 208.27 FEET TO AN EXISTING IRON PIN IN THE NORTHEAST RIGHT-OF-WAY LINE OF SAMS LANE; THENCE WITH THE NORTHEAST RIGHT-OF-WAY OF SAMS LANE N. 51 DEG 25` W., 208.00 FEET TO THE POINT OF BEGINNING, AND CONTAINING 1.00 ACRES, MORE OR LESS, ACCORDING TO A SURVEY OF JIM W. SULLIVAN, TENN. RLS# 1306, of 1607 Bexhill Drive, Knoxville, TN, dated January 28, 1998.

Tax ID:  138 189

Current Owner(s) of Property:  MICHAEL E MCGILL AND SHANNON MCGILL

The street address of the above described property is believed to be 8628 SAMS LN, KNOXVILLE, TN 37920, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.  IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID.  THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: None

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entitiesÕ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.  The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the MortgageeÕs attorney.

MWZM File No.  13-004342-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE:  (615) 238-3630

EMAIL:  TNSALES@MWZMLAW.COM

Insertion Dates: 10-13, 10-20, 10-27-14

MMM

75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Matthew A. LeClair and Mary LeClair executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc. as nominee for America’s Wholesale Lender, Lender and Robert M. Wilson, Jr., Trustee(s), which was dated January 2, 2007 and recorded on January 9, 2007, Instrument No. 200701090055920, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST    2007-2CB, MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2007-2CB, (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on November 4, 2014, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

Situated in District Six of Knox County, Tennessee, without the corporate limits of the City of Knoxville, being all of Lot No. 16, in Wood Harbour Subdivision, Unit 2, as shown by map of record in Map Book 85-S, Page 38, (Map Cabinet F, Slide 188D), in the Register’s Office for Knox County, Tennessee, to which map specific reference is hereby made for a more particular description of said lot.

Being the same property conveyed to Matthew A. LeClair by warranty deed dated May 14, 2003, from Scott MacDonald and wife, July S. MacDonald, recorded as Instrument No. 200305190105941 in the Register’s Office for Knox County, Tennessee.

Subject to a 25 ft. minimum building setback line from front; 35′ from rear.

Subject to a 5 ft. utility and drainage easement inside all lot lines; 10′ inside front and rear lot lines.

This conveyance is subject to any and all restrictions, easements, setback lines, conditions, plat of record, and encumbrances of record in the Register’s Office for the Aforesaid County.

Parcel ID Number: 143N A 075

Address/Description: 834 Pintail Road, Knoxville, TN 37934.

Current Owner(s): Matthew A. LeClair.

Other Interested Party(ies): Y-12 Federal Credit Union; SunTrust Bank; Discover Bank Issuer of Discover Card; and Internal Revenue Service.

This sale is also subject to the right of redemption by the INTERNAL REVENUE SERVICE, DEPARTMENT OF THE U.S. TREASURY, pursuant to 26 U.S.C. 7425(d)(1) by reason of the following tax lien(s) of record in: Instrument Number 200812230039435, Serial Number 502127008.  Notice of the sale has been given to the Internal Revenue Service in accordance with 26 U.S.C. 7425(b).

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-11237

Insertion Dates: 10-6, 10-13, 10-20-14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated MAY 18, 2007, executed by AMY COX (AKA AMY N. COX), AN UMARRIED WOMAN, to CHARLES E. TONKIN, II., Trustee, of record in INSTRUMENT NO. 200705220095461, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MORTGAGE INVESTORS GROUP, in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY,  the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on TUESDAY, NOVEMBER 25, 2014 AT 10:00 A.M., AT THE CITY COUNTY BUILDING, NORTH SIDE ENTRANCE, 400 MAIN STREET, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

SITUATED IN DISTRICT SIX (6) OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 9, MILLSTONE SUBDIVISION, UNIT 2, AS SHOWN BY MAP OF SAME OF RECORD IN MAP CABINET F, SLIDE 71-D (MAP BOOK 78-S, PAGE13), IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION.

SUBJECT TO ALL RESTRICTIONS, EASEMENTS, SETBACK LINES, AND OTHER CONDITIONS SHOWN OF RECORD IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE.

BEING THE SAME PROPERTY CONVEYED TO AMY N. COX, UNMARRIED, BY WARRANTY DEED DATED MAY 18, 2007 OF RECORD IN INSTRUMENT NO. 200705220095460, IN THE REGISTER’S OFFICE OF KNOX COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 521 CONFEDERATE DR, KNOXVILLE, TENNESSEE 37922.

PARCEL ID:  132JG047

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

IF YOU PURCHASE A PROPERTY AT THE FORECLOSURE SALE, THE ENTIRE PURCHASE PRICE IS DUE AND PAYABLE AT THE CONCLUSION OF THE AUCTION IN THE FORM OF A CERTIFIED/BANK CHECK MADE PAYABLE TO OR ENDORSED TO LAW OFFICE OF J. PHILLIP JONES.  NO PERSONAL CHECKS WILL BE ACCEPTED.  TO THIS END, YOU MUST BRING SUFFICIENT FUNDS TO OUTBID THE LENDER AND ANY OTHER BIDDERS.  INSUFFICIENT FUNDS WILL NOT BE ACCEPTED.  AMOUNTS RECEIVED IN EXCESS OF THE WINNING BID WILL BE REFUNDED TO THE SUCCESSFUL PURCHASER AT THE TIME OF THE FORECLOSURE DEED IS DELIVERED.

OTHER INTERESTED PARTIES: NONE OF RECORD

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, October 17, 2014. This is improved property known as 521 CONFEDERATE DR, KNOXVILLE, TENNESSEE 37922

.

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 10/20/14, 10/27/14 and 11/03/14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated January 21, 2010, executed by ROBERT E. WHITE, III AND JESSICA G. WHITE, conveying certain real property therein described to ROBERT M. WILSON, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded January 28, 2010, at Instrument Number 201001280049724 (as modified at Instrument Number 201212050036356); and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on November 13, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: TRACT I SITUATED IN DISTRICT NO. EIGHT OF KNOX COUNTY, TENNESSEE AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE AND BEING A TRACT OF LAND CONTAINING 0.25 ACRES MORE OR LESS LYING ON THE WEST SIDE OF OGLESBY ROAD AND BEING MORE FULLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN IN THE WEST LINE OF OGLESBY ROAD SAID IRON PIN BEING LOCATED 1585 FEET MORE OR LESS SOUTH OF THE CENTER LINE OF MANIS ROAD; AND ALSO CORNER TO STATE RIGHT OF WAY; THENCE WITH THE LINE OF OGLESBY ROAD SOUTH 24 DEG. 44 MIN. EAST 180.37 FEET TO AN IRON PIN; THENCE SOUTH 79 DEG. 38 MIN. WEST 59.10 FEET TO AN IRON PIN; THENCE NORTH 29 DEG. 28 MIN. WEST 160.41 FEET TO A RIGHT OF WAY MARKER; THENCE WITH THE RIGHT OF WAY LINE NORTH 60 DEG. 32 MIN. EAST 70.73 FEET TO AN IRON PIN, THE PLACE OF BEGINNING, ACCORDING TO THE SURVEY OF GERALD F. CLARK SURVEYOR DATED SEPTEMBER 21, 1979. TRACT II SITUATED IN DISTRICT NO. EIGHT OF KNOX COUNTY, TENNESSEE AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE AND BEING A TRACT OF LAND CONTAINING 3.95 ACRES MORE OR LESS LYING ON THE WEST SIDE OF OGLESBY ROAD AND BEING MORE FULLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN IN THE WEST LINE OF OGLESBY ROAD SAID POINT BEING LOCATED 1765 FEET SOUTH OF MANIS ROAD; THENCE FROM SAID BEGINNING POINT SOUTH 79 DEG. 38 MIN. WEST 998.74 FEET TO AN IRON PIN; THENCE SOUTH 6 DEG. 02 MIN. EAST 231.36 FEET TO AN IRON PIN; THENCE NORTH 73 DEG. 46 MIN. EAST 581.91 FEET TO AN IRON PIN; THENCE NORTH 68 DEG. 56 MIN. 20 SEC. EAST 467.08 FEET TO AN IRON PIN IN THE WEST LINE OF OGLESBY ROAD; THENCE ALONG THE WEST LINE OF OGLESBY ROAD NORTH 24 DEG. 44 MIN. WEST 87.16 FEET TO AN IRON PIN THE POINT OF BEGINNING ACCORDING TO THE SURVEY OF GERALD F. CLARK SURVEYOR DATED MAY 15, 1979. TRACT III SITUATED IN DISTRICT NO. EIGHT OF KNOX COUNTY, TENNESSEE AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE AND BEING MORE FULLY DESCRIBED AS FOLLOWS: BEGINNING IN THE CENTER OF THE SULPHUR SPRINGS BRANCH AND IN THE PROPERTY LINE OF CARROLL M. OGLESBY AND HERBERT A. SHERROD; THENCE IN A WESTERLY DIRECTION AND WITH THE PROPERTY NOW OR FORMERLY BELONGING TO CARROLL M. OGLESBY AND HERBERT A. SHERROD 934 FEET TO THE PROPERTY LINE OF CARROLL M. OGLESBY AND W.O. LUSBY; THENCE IN A NORTHWESTERLY DIRECTION 315 FEET WITH THE PROPERTY LINE OF CARROLL M. OGLESBY AND W.O. LUSBY; THENCE EASTERLY AND PARALLEL TO THE PROPERTY LINE OF CARROLL M. OGLESBY AND HERBERT A. SHERROD 714 FEET TO A PINE TREE IN THE PROPERTY LINE OF CARROLL M. OGLESBY AND G.A. GRIGSBY; THENCE SOUTHEASTERLY 10 FEET TO AN IRON PIN; THENCE NORTHEAST 150 FEET AND WITH THE PROPERTY LINE OF CARROLL M. OGLESBY AND G.A. GRIGSBY TO THE CENTER OF SULPHUR SPRINGS BRANCH; THENCE UP THE CENTER OF THE SULPHUR SPRINGS BRANCH TO THE POINT OF BEGINNING. CONTAINING 6 1/2 ACRES MORE OR LESS. THERE IS EXCEPTED FROM THE ABOVE DESCRIBED TRACT III THAT CERTAIN PARCEL OF LAND CONVEYED TO CARROLL M. OGLESBY AND WIFE MARY TERRY OGLESBY BY DAN F. SHERROD, JR. AND WIFE DONNA S. SHERROD BY DEED DATED FEBRUARY 15, 1980 OF RECORD IN BOOK OF DEEDS 1700 AT PAGE 303 IN THE REGISTER OF DEEDS OFFICE, KNOX COUNTY, TENNESSEE. THIS CONVEYANCE IS MADE SUBJECT TO 10` UTILITY AND/OR DRAINAGE EASEMENTS INSIDE ALL PROPERTY LINES, FIVE FEET EACH SIDE OF ALL LOT LINES AND MINIMUM SET BACK AT 100 FEET. Parcel ID: 072-093.01 PROPERTY ADDRESS: The street address of the property is believed to be 1011 OGLESBY RD, KNOXVILLE TN 37914, TN 37914. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): ROBERT E. WHITE, III AND JESSICA G. WHITE OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #73875

Insertion Dates: 10-13, 10-20, 10-27-14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated December 18, 2006, executed by SUSANNA LARISON, conveying certain real property therein described to PARK PLACE TITLE AND ESCROW, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded December 20, 2006, at Instrument Number 200612200051253; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. Bank National Association, as Trustee, in trust for registered holders of First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-FF2 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on November 20, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT SEVEN OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING ALL OF LOT 11, A. A. MCCAMPBELL SUBDIVISION OF GREENWAY BEVERLY ROAD AS SHOWN BY MAP OF SAME OF RECORD IN MAP BOOK 14, PAGE 221, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE AND BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING AT A POINT IN THE SOUTH LINE OF GREENWAY BEVERLY ROAD AT THE COMMON CORNER BETWEEN LOTS 11 AND 12, SAID BEGINNING POINT BEING DISTANT 250 FEET WESTERLY FROM THE SOUTHWEST CORNER OF GREENWAY BEVERLY ROAD AND A LANE, THENCE FROM SAID BEGINNING POINT WITH THE DIVIDING LINE BETWEEN LOTS 11 AND 12 IN A SOUTHERLY DIRECTION 200 FEET TO THE NORTH LINE OF LOT 19; THENCE IN A WESTERLY DIRECTION 50 FEET TO THE SOUTHEAST CORNER OF LOT 10; THENCE WITH THE DIVIDING LINE BETWEEN LOTS 10 AND 11 IN A NORTHERLY DIRECTION 200 FEET TO THE SOUTH LINE OF GREENWAY BEVERLY ROAD; THENCE WITH THE SOUTH LINE OF SAID ROAD IN AN EASTERLY DIRECTION, 50 FEET TO THE PLACE OF BEGINNING. THIS CONVEYANCE IS MADE SUBJECT TO ALL MATTERS APPEARING ON PLAT OF RECORD AS RECORDED IN MAP BOOK 14, PAGE 221 AND ANY RESTRICTIONS, EASEMENTS OR SETBACK LINES ANCILLARY THERETO SAID REGISTER`S OFFICE. Parcel ID: 059PE-027 PROPERTY ADDRESS: The street address of the property is believed to be 2826 GREENWAY DR., KNOXVILLE, TN 37918. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): SUSANNA LARISON OTHER INTERESTED PARTIES: U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A., AS TRUSTEE FOR THE HOLDERS OF THE FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-FFC The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #74112

Insertion Dates: 10-20, 10-29, 11-03-14

MMM

75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, John Clinton Stephens executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc. as nominee for Platinum Mortgage, Inc., Lender and Preferred Escrow and Title, LLC, Trustee(s), which was dated July 1, 2008 and recorded on July 8, 2008, in Instrument No. 200807080001783, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, CitiMortgage, Inc., (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on November 13, 2014, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

Situated in District Number Six (6) of Knox County, Tennessee, and within the 51st Ward of the City of Knoxville, Tennessee, and being known and designated as all of Lot 13, Block A, of the Westmoreland Hills Subdivision, Unit 3, as the same appears of record in Map Cabinet F, Slide 166A, in the Register’s Office for Knox County, Tennessee, and on survey of Trotter-McClellan, Inc., February 13, 2004, to which Map and Survey specific reference is hereby made for a more particular description.

Being the same property conveyed to John Clinton Stephens, a single man by Warranty Deed dated 11/02/07 and filed for record 11/07/07 in Instrument No. 200711070037888, in the Register’s Office for Knox County, Tennessee.

This conveyance is subject to Plat Cabinet F, Slide 166A, and restrictive covenants of record in Book 1847, Page 492, and all restrictions, easements, setback lines, conditions, plat of record, and encumbrances of record in the Register’s Office for the aforesaid County.

Parcel ID Number: 133DE013

Address/Description: 1213 Ashgrove Place, Knoxville, TN 37919.

Current Owner(s): John Clinton Stephens.

Other Interested Party(ies): Secretary of Housing and Urban Development and LVNV Funding LLC as assignee of GE Capital.

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-19628

Insertion Dates: 10-6, 10-13, 10-20-14

MMM

75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, William J. Carter and Mary E. Carter executed a Deed of Trust to Home Federal Bank of Tennessee, Lender and Investor’s Trust Company, Trustee(s), which was dated August 5, 2002 and recorded on August 14, 2002, in Instrument No. 200208140013113, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, CitiMortgage, Inc., Successor by Merger with Principal Residential Mortgage, Inc., (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on November 13, 2014, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

Being without the corporate limits of the City of Knoxville, Tennessee, and being known and designated as all of Lot 10, Block F, Ponderosa Hills Subdivision, Unit 2, as shown by map of record in Map Book 47-S, Page 11, in the Register’s Office for Knox County, Tennessee, to which map specific reference is hereby made for a more particular description and as shown on boundary survey dated August 5, 1994, prepared by Dennis N. Gore, Surveyor, Lic. No. 1500, whose address is P.O. Box 5881, Knoxville, TN 37928-0881.

Parcel ID Number: 056CB037

Address/Description: 8236 Bonanza Road, Powell, TN 37849.

Current Owner(s): William Jeffrey Carter and wife Mary Elizabeth Carter.

Other Interested Party(ies): Internal Revenue Service; Hallsdale Powell Utility District; JPMorgan Chase Bank, NA; and Mid East Tennessee Community Credit Union.

This sale is also subject to the right of redemption by the INTERNAL REVENUE SERVICE, DEPARTMENT OF THE U.S. TREASURY, pursuant to 26 U.S.C. 7425(d)(1) by reason of the following tax lien(s) of record in: Instrument 201004260067097, Serial Number 645319810; Instrument 201007060001002, Serial Number 672182410; Instrument 201007230004758, Serial Number 678713910.  Notice of the sale has been given to the Internal Revenue Service in accordance with 26 U.S.C. 7425(b).

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-02418

Insertion Dates: 10-6, 10-13, 10-20-14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated JANUARY 12, 1996, executed by LISA M. MARGLE, UNMARRIED, to CHARLES E. TONKIN, II, Trustee, of record in TRUST BOOK 3066, PAGE 885, for the benefit of MIGLP, LIMITED PARTNERSHIP DBA MORTGAGE INVESTORS GROUP, L.P., in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY,  the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on TUESDAY, NOVEMBER 25, 2014 AT 10:00 A.M., AT THE CITY COUNTY BUILDING, NORTH SIDE ENTRANCE, 400 MAIN STREET, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

SITUATED IN DISTRICT NUMBER FIVE (5) OF KNOX COUNTY, TENNESSEE AND WITHIN THE 23RD WARD OF THE CITY OF KNOXVILLE, TENNESSEE AND BEING KNOWN AND DESIGNATED AS ALL OF LOT NUMBER 195, BLOCK 12 OF THE WEST LONSDALE SUBDIVISION AS THE SAME APPEARS OF RECORD IN MAP BOOK 4, PAGE 106, PLAT CABINET A, SLIDE 121D IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION AND ACCORDING TO THE SURVEY OF BRUCE MCCLELLAN, RLS DATED DECEMBER 15, 1995, DRAWING NUMBER 33258.

BEING THE SAME PROPERTY CONVEYED TO LISA M. MARGLE, UNMARRIED, BY WARRANTY DEED DATED JANUARY 12, 1996 OF RECORD IN DEED BOOK 2200, PAGE 713, IN THE REGISTER’S OFFICE OF KNOX COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 2714 CHILLICOTHE ST, KNOXVILLE, TENNESSEE 37921.

PARCEL ID:  093ED025

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

IF YOU PURCHASE A PROPERTY AT THE FORECLOSURE SALE, THE ENTIRE PURCHASE PRICE IS DUE AND PAYABLE AT THE CONCLUSION OF THE AUCTION IN THE FORM OF A CERTIFIED/BANK CHECK MADE PAYABLE TO OR ENDORSED TO LAW OFFICE OF J. PHILLIP JONES.  NO PERSONAL CHECKS WILL BE ACCEPTED.  TO THIS END, YOU MUST BRING SUFFICIENT FUNDS TO OUTBID THE LENDER AND ANY OTHER BIDDERS.  INSUFFICIENT FUNDS WILL NOT BE ACCEPTED.  AMOUNTS RECEIVED IN EXCESS OF THE WINNING BID WILL BE REFUNDED TO THE SUCCESSFUL PURCHASER AT THE TIME OF THE FORECLOSURE DEED IS DELIVERED.

OTHER INTERESTED PARTIES: NONE OF RECORD

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, October 10, 2014. This is improved property known as 2714 CHILLICOTHE ST, KNOXVILLE, TENNESSEE 37921.

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 10/13/14, 10/20/14 and 10/27/14

MMM

75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Danny E. Beeler and Jayme L. Beeler executed a Deed of Trust to The Home Bank of Tennessee, Lender and Myron C. Ely, Trustee(s), which was dated November 25, 2003 and recorded on December 10, 2003, Instrument No. 200312100060763, Knox County, Tennessee Register of Deeds; modified by that certain Loan Modification Agreement recorded February 26, 2009, Instrument No. 200902260053299, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, BB&T, (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on November 4, 2014, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

Situated in District Number Seven (7) of Knox County, Tennessee, and within the 17th Ward of the City of Knoxville, Tennessee. In the Anderson Heir’s Addition to Knoxville Tennessee, Fronting 45 feet on the North side of Emerald Avenue and extending back between parallel lines 150 feet, said lot begins at a stake on the North side of Emerald Avenue, 55 feet West from the North-West corner of Emerald Avenue and Cornelia Street, thence westerly along the North side of Emerald Avenue, 45 feet; thence back between parallel lines 15 feet.

Being the same property conveyed to Danny E. Beeler and Jayme L Beeler, husband and wife, by Deed dated November 25, 2003, of record in Instrument ID. No. 200312100060762, in the Register’s Office for Knox County, Tennessee.

Parcel ID Number: 081KJ-021

Address/Description: 235 East Emerald Avenue, Knoxville, TN 37917.

Current Owner(s): Danny E. Beeler and Jayme L. Beeler.

Other Interested Party(ies): Cavalry Portfolio Services, LLC assignee of HSBC Bank Nevada, NA.

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-19836

Insertion Dates: 10-13, 10-20, 10-27-14

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on November 17, 2014 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by DAVID BRAIN SHARP AND CHARISSA FETTERS, to PRIORITY TRUSTEE SERVICES OF TEN, Trustee, on October 20, 2006, as Instrument No. 200610260035945 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: Wells Fargo Bank, National Association as Trustee for Option One Mortgage Loan Trust 2007-1, Asset-Backed Certificates, Series 2007-1

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

SITUATED IN DISTRICT NO. SEVEN (7), FORMERLY DISTRICT NO. TWO, OF KNOX COUNTY, TENNESSEE, WITHIN THE 18TH WARD OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 26, BLOCK B, LINWOOD ADDITION TO KNOXVILLE, AS SHOWN ON MAP OF THE SAME OF RECORD IN MAP BOOK 7, PAGE 17, REGISTER`S OFFICE, KNOX COUNTY, TENNESSEE, TO WHICH SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION, SAID LOT FRONTS 50 FEET ON THE NORTH SIDE OF ATLANTIC AVENUE AND EXTENDS BACK BETWEEN PARALLEL LINES 150 FEET TO AN ALLEY.

Tax ID:  081CA05301/47

Current Owner(s) of Property:  DAVID BRAIN SHARP AND CHARISSA FETTERS

The street address of the above described property is believed to be 419 ATLANTIC AVE , KNOXVILLE, TN 37917, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.  IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID.  THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: PREMIER MORTGAGE FUNDING INC, A FLORIDA CORPORATION

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entitiesÕ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.  The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the MortgageeÕs attorney.

MWZM File No.  14-000504-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE:  (615) 238-3630

EMAIL:  TNSALES@MWZMLAW.COM

Insertion Dates: 10-13, 10-20, 10-27-14

MMM

75 FORECLOSURES

NOTICE OF SUCCESSOR TRUSTEEÕS SALE

WHEREAS, by Deed of Trust dated January 6, 2011, and recorded as Instrument No. 201101120042000, in the Knox County Register of Deeds Office (ÒDeed of TrustÓ), James O. Kennedy and Kellie M. Kennedy conveyed in trust to Hugh M. Queener, Trustee for Pinnacle Bank (formerly Pinnacle National Bank), certain real estate hereinafter described, to secure the payment of the principal sum of $105,250.00, evidenced by a certain Promissory Note (ÒNoteÓ), said instruments being incorporated herein by reference; and

WHEREAS, by instrument dated May 8, 2013, and recorded as Instrument No. 201305090073590, in the Knox County Register of Deeds Office, Pinnacle Bank; the owner and holder of said indebtedness, appointed Joseph H. White, Jr., as Successor Trustee; and

WHEREAS, default has been made in the Deed of Trust and the owner and hold of the Note has declared the entire balance due and payable and has instructed the undersigned Successor Trustee to foreclose the Deed of Trust in accordance with its terms and provisions,

NOW, THEREFORE, by the authority vested in me as Successor Trustee under said instruments, I will, on the 4th day of November, 2014 at 11 A.M. at the front steps of the Old Knox County Courthouse, offer for sale and sell at public auction to the highest bidder for cash, and in bar of the statutory right of redemption and equitable rights of redemption, and all other rights and exemptions of any kind, equitable or statutory, all of which were expressly waived in the Deed of Trust, the property therein conveyed which is more particularly described as follows:

TRACT I (1743 Moses Avenue): SITUATED in District Three (3) of Knox County, Tennessee, within the 21st Ward of the City of Knoxville, Tennessee, and being known and designed as Lot 44, Mechanicsville Commons, Unit 1, according to the plat of correction prepared by Barge, Waggoner, Sumner & Cannon, Inc., Timothy D. Robinson, Surveyor, Tennessee License Number 2044, of record as Instrument No. 200010230027916, in the Register of Deeds Office in Knox County, Tennessee.

BEING the same property conveyed to James O. Kennedy and Kellie M. Kennedy by Warranty Deed dated January 6, 2011, and recorded as Instrument No. 201101120041999

The above described property will be sold subject to any and all unpaid taxes, restrictions, easements, and building setback lines, matters show on the map referenced above, and to any prior or superior liens, judgments or Deeds of Trust, including, but not limited to the following:

a. A second Deed of Trust (ÒSecond DeedÓ) recorded as Instrument No. 201101120042001 in the Knox County Register of Deeds Office.  The Second Deed being between James O. Kennedy and Kellie M. Kennedy as Borrowers and the City of Knoxville as Lender.

b. Unpaid Knox County property taxes for 2014 in the amount of $835.00 and unpaid City of Knoxville property taxes for 2014 in the amount of $970.76.

The proceeds of the sale will be applied in accordance with the terms and provisions of the Deed of Trust.  Said sale is being made upon the request of Pinnacle Bank, the owner and holder of the indebtedness secured by the Deed of Trust due to the failure of the maker to comply with all provisions of the Deed of Trust.

Should the highest bidder fail to comply with the terms of the bid at the public sale, then the Successor Trustee shall have the option of accepting the second highest bid, or the next highest bid with which the buyer is able to comply.

The right is reserved to adjourn the day of the sale to another date certain without further publication, upon announcement at the time set forth above.

Notice provided by:

Joseph H. White, Jr., Successor Trustee

The Law Office of Joseph H. White, Jr.

3720 N. Broadway

Knoxville, TN 37917

Insertion Dates: 10-13, 10-20, 10-27-14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated August 10, 2001, executed by RICHARD ALLEN PROFFITT, II AND KRISTIE LYNN PROFFITT, conveying certain real property therein described to CHARLES E. TONKIN, II, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded August 16, 2001, at Instrument Number 200108160012881; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. Bank National Association, as Trustee, Successor in Interest to Wachovia Bank, National Association, (formerly known as First Union National Bank) as Trustee, for Long Beach Mortgage Loan Trust 2001-4 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on November 13, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NUMBER SIX (6) OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 8, OF THE CHATAM RIDGE SUBDIVISION, AS THE SAME APPEARS OF RECORD IN MAP CABINET O, SLIDE 308D, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION; AND ACCORDING TO SURVEY OF TROTTER-MCCLELLAN, INC., DATED AUGUST 6, 2001, DRAWING NO. 01-266. Parcel ID: 130CC-008 PROPERTY ADDRESS: The street address of the property is believed to be 11407 HUNTERS RUN LANE, KNOXVILLE, TN 37923. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): RICHARD ALLEN PROFFITT, II AND KRISTIE LYNN PROFFITT OTHER INTERESTED PARTIES: EAST TENNESSEE CHILDREN`S HOSPITAL, KNOX OB/GYN ASSC, J&S LEASING INCORPORATED The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #73955

Insertion Dates: 10-13, 10-20, 10-27-14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated August 27, 2012, executed by MONICA L. BROWN AND PERRY T. BROWN, conveying certain real property therein described to JOHN D. BARRY TARRANT, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded September 4, 2012, at Instrument Number 201209040014632; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to RoundPoint Mortgage Servicing Corporation who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 30, 2014 at 10:00 AM at the North Side Entrance of the City County Building, 400 Main Street, Knoxville, TN 37902, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: LOCATED AND BEING SITUATED IN THE SIXTH (6TH) CIVIL DISTRICT OF THE COUNTY OF KNOX, STATE OF TENNESSEE, AND BEING KNOWN AND DESIGNATED AS FOLLOWS, TO WIT: LOT 12, KNOTTINGWOOD FOREST SUBDIVISION, AS SHOWN OF RECORD IN MAP CABINET L, SLIDE 379 A AND B, IN THE REGISTER`S OFFICE OF KNOX COUNTY, TENNESSEE, TO WHICH REFERENCE IS HERE MADE FOR A MORE PARTICULAR DESCRIPTION THEREOF, AND ACCORDING TO THE SURVEY OF SMOKY MOUNTAIN LAND SURVEYING. Parcel ID: 118D-N-012 PROPERTY ADDRESS: The street address of the property is believed to be 1237 EDENBRIDGE WAY, KNOXVILLE, TN 37923. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): MONICA L. BROWN AND PERRY T. BROWN OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. .

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #73462

Insertion Dates: 10-06, 10-13, 10-20-14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated December 17, 2009, executed by BARBARA BUNCH BRIGHT AND WILLIAM R. BRIGHT, conveying certain real property therein described to BROADWAY TITLE, INC., as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded December 23, 2009, at Instrument Number 200912230042629; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A. who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on November 13, 2014 at 10:00 AM at the North Side Entrance of the City County Building, 400 Main Street, Knoxville, TN 37902, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NUMBER EIGHT (8) OF KNOX COUNTY, TENNESSEE, WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, BEING ALL OF LOT 17R-1 (A RESUBDIVISION OF PART OF LOT 17, FAIR ACRES SUBDIVISION, UNIT 1, AS SET FORTH IN MAP BOOK 17, PAGE 23), AS SHOWN ON MAP OF RECORD IN MAP CABINET N, SLIDE 387D, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE. THIS CONVEYANCE IS SUBJECT TO ANY AND ALL RESTRICTIONS, EASEMENTS, SETBACK LINES, CONDITIONS, PLAT OF RECORD, AND ENCUMBRANCES OF RECORD IN THE REGISTER`S OFFICE FOR THE AFORESAID COUNTY. ATTACHED HERETO AND CONVEYED HEREWITH IS A 2007 CLAYTON PINECREST MANUFACTURED HOME BEARING SERIAL/VIN# CWP018387TNAB WHICH IS PERMANENTLY AFFIXED TO THE AFOREDESCRIBED PROPERTY PURSUANT TO AFFIDAVIT OF AFFIXATION OF RECORD IN INSTRUMENT NUMBER 201001070045534, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE. Parcel ID: 039-153 PROPERTY ADDRESS: The street address of the property is believed to be 5818 ATKINS ROAD, KNOXVILLE, TN 37918. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): THE ESTATE AND/OR HEIRS-AT-LAW OF WILLIAM BRIGHT OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #73918

Insertion Dates: 10-13, 10-20, 10-27-14

MMM

75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Joy R. Spencer executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc., as nominee for Century 21 (R) Mortgage (SM), Lender and Larry N. Westbrook, Esq, Trustee(s), which was dated April 24, 2007 and recorded on April 25, 2007, Instrument No. 200704250087169, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, NYMT Residential 2013-RP3, LLC, (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on October 28, 2014, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

Situated in District No. Seven (7) of Knox County, Tennessee, within the 17th Ward of the City of Knoxville, Tennessee, and being known and designated as Lot 16, Block 27, Oakwood C. B. Atkin Addition to Knoxville, Tenn. As shown on the plat of record in Plat Cabinet A, Slide 144-B (formerly Map Book 5, Page 187) in the Register’s Office for Knox County, Tennessee, and being more fully described as follows:

Beginning at an iron pin at the point of intersection of the Southeast line of Oglewood Avenue with the Southwest line of Cornelia Street; thence with the line of Cornelia Street, South 43 deg. 48 min. East 120 feet to the Northwest line of an alley; thence with the line of said alley, South 45 deg. 30 min. West 50 feet to the corner of Lot 15; thence with the line of said lot, North 43 deg. 48 min. West 120 feet to an iron pin in the Southwest line of Oglewood Avenue; thence with said line North 45 deg. 30 min. East 50 feet to the place of beginning.

Parcel ID Number: 081KB040

Address/Description: 228 Oglewood Avenue, Knoxville, TN 37917.

Current Owner(s): Joy Spencer.

Other Interested Party(ies): N/A

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-20195

Insertion Dates: 10-6, 10-13, 10-20-14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated May 8, 2009, executed by GARY R. JUSTICE AND JULIANN M. JUSTICE, conveying certain real property therein described to ROBERT WILSON, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded May 11, 2009, at Instrument Number 200905110072791 (see also Scrivener`s Affidavit at instrument number 201407150002769); and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Nationstar Mortgage LLC who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on November 13, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NO. FIVE (5) OF KNOX COUNTY, TENNESSEE AND WITHIN THE 44TH WARD OF THE CITY OF KNOXVILLE, TENNESSEE, BEING KNOW AND DESIGNATED AS ALL OF LOT 31, GLENMAY SUBDIVISION AS SHOWN BY MAP OF SAME OF RECORD IN INSTRUMENT 200408170014822, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. THIS PROPERTY IS SUBJECT TO INSTRUMENT NUMBER 200503020068688 ALL APPLICABLE CONDITIONS, COVENANTS, RESERVATIONS, EASEMENTS, CHARGES, LIENS, LEASES, PERMISSIVE USE AGREEMENTS AND RESTRICTIONS OF RECORD IN BOOK OR PLAT IN THE AFORESAID COUNTY REGISTER OF DEEDS` OFFICE. SUBJECT TO GOVERNMENTAL ZONING AND SUBDIVISION ORDINANCES AND REGULATIONS IN EFFECT THEREON. SUBJECT TO ALL APPLICABLE EASEMENTS, RESTRICTIONS, BUILDING LINES, CONDITIONS AND MATTERS OF RECORD. THIS PROPERTY IS SUBJECT TO RESTRICTIONS, ALL APPLICABLE CONDITIONS, COVENANTS, RESERVATIONS, EASEMENTS, CHARGES, LIENS, PERMISSIVE USE AGREEMENTS AND RESTRICTIONS OF RECORD IN BOOK OR PLAT IN THE KNOX COUNTY, TENNESSEE, REGISTER OF DEEDS` OFFICE. ALSO SUBJECT TO GOVERNMENTAL ZONING AND SUBDIVISION ORDINANCES AND REGULATIONS IN EFFECT THEREON. THE ABOVE LEGAL DESCRIPTION WAS TAKEN FROM THE PRIOR DEED OF RECORD; NO NEW BOUNDARY SURVEY WAS PERFORMED. Parcel ID: 092DA00430 PROPERTY ADDRESS: The street address of the property is believed to be 6017 GLENMAY DRIVE, KNOXVILLE, TN 37921. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): GARY R. JUSTICE AND JULIANN M. JUSTICE OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #73978

Insertion Dates: 10-13, 10-20, 10-27-14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated June 17, 2009, executed by JOSH L. DEMERS AND KRISTI M. DEMERS, conveying certain real property therein described to US TITLE CORPORATION, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded June 30, 2009, at Instrument Number 200906300086859; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. BANK NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE ON BEHALF OF THE OWS REMIC TRUST 2013-2 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 30, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NO. SIX (6) OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 17, HAYNESFIELD SUBDIVISION, AS SHOWN BY MAP OF RECORD IN INSTRUMENT NO. 200205010090322, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. SUBJECT TO RESTRICTIONS SHOWN IN INSTRUMENT NO. 200205030091143 IN SAID REGISTER`S OFFICE. SUBJECT TO A 20` MINIMUM BUILDING SETBACK LINE FROM FRONT; 05` SIDE; 15` REAR, 35` PERIPHERAL; 05` UTILITY AND DRAINAGE EASEMENT INSIDE INTERIOR LOT LINES; 10` INSIDE BOUNDARY LINES AND ROADS; 50` RIGHT OF WAY EASEMENT ON ALL STREETS. THIS CONVEYANCE IS SUBJECT TO ALL RESTRICTIONS, EASEMENTS, SETBACK LINES, AND OTHER CONDITIONS SHOWN OF RECORD IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE. Parcel ID: 029G-B-017.00 PROPERTY ADDRESS: The street address of the property is believed to be 7204 HAYNESFIELD LANE, KNOXVILLE, TN 37918. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): JOSH L. DEMERS AND KRISTI M. DEMERS OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #73535

Insertion Dates: 10-06, 10-13, 10-20-14

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on November 17, 2014 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by JAVIER LOPEZ AND MARIA FRANCISCO, to PARK PLACE TITLE : ESCROW, Trustee, on July 11, 2005, as Instrument No. 200507200006202 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR RESIDENTIAL ASSET SECURITIES CORPORATION, HOME EQUITY MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2005-KS10

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

SITUATED IN THE 5TH CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE, AND WITHIN THE 44TH WARD OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 33, HOLIDAY HILLS SUBDIVISION, UNIT 4, AS SHOWN BY MAP OF SAME OF RECORD IN MAP CABINET M, SLIDE 266B, IN THE REGISTER`S OFFICE OF KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION AND BY SURVEY OF LANY A. DOSS #1255, DATED JANUARY 11, 1996.

Tax ID:  092EE-033

Current Owner(s) of Property:  JAVIER LOPEZ AND MARIA FRANCISCO

The street address of the above described property is believed to be 4313 ISLAND COURT, KNOXVILLE, TN 37921, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.  IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID.  THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: STATE TAX LIEN IN FAVOR OF TENNESSEE DEPARTMENT OF REVENUE

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entitiesÕ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.  The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the MortgageeÕs attorney.

MWZM File No.  14-000731-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE:  (615) 238-3630

EMAIL:  TNSALES@MWZMLAW.COM

Insertion Dates: 10-13, 10-20, 10-27-14

MMM

75 FORECLOSURES

NOTICE OF

SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated June 24, 2005, executed by CHRIS MILLER, conveying certain real property therein described to MERIDIAN TITLE COMPANY, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded July 6, 2005, at Instrument Number 200507060001619; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. Bank National Association, as Trustee for SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2006-AB1 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on November 13, 2014 at 10:00 AM at the North Side Entrance of the City County Building, 400 Main Street, Knoxville, TN 37902, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NO. SEVEN (7) OF KNOX COUNTY, TENNESSEE, AND WITHIN THE 33RD WARD OF THE CITY OF KNOXVILLE, BEING KNOWN AND DESIGNATED AS ALL OF LOT 1-R PROPERTY OF HENRY M. JONES AS SHOWN BY MAP OF RECORDED IN MAP BOOK 59-L, PAGE 30, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. REFERENCE IS ALSO MADE TO SURVEY OF HINDS SURVEYING CO., DATED SEPTEMBER 5, 1984. SAID PREMISES ARE IMPROVED WITH DWELLING DESIGNATED AS 4313 CROUCH DRIVE. THIS PROPERTY IS SUBJECT TO ALL APPLICABLE EASEMENTS, PERMISSIVE USE AGREEMENTS AND RESTRICTIONS OF RECORD IN THE KNOX COUNTY REGISTER OF DEEDS` OFFICE. ALSO CONVEYED ARE ALL RIGHTS IN AND TO ANY AND ALL APPLICABLE EASEMENTS AND PERMISSIVE USE AGREEMENTS OF RECORD AT THE REGISTER OF DEEDS OFFICE FOR KNOX COUNTY TENNESSEE. THE ABOVE LEGAL DESCRIPTION WAS TAKEN FROM THE PRIOR DEED OF RECORD, NO NEW BOUNDARY SURVEY WAS PERFORMED. Parcel ID: 70C-C-011.01 PROPERTY ADDRESS: The street address of the property is believed to be 4313 CROUCH DR, KNOXVILLE, TN 37917. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): CHRIS MILLER OTHER INTERESTED PARTIES: Mortgage Electronic Registration Systems, Inc., (“MERS”), acting solely as a nominee for MILA, INC., CAPITAL ONE BANK (USA), N.A., COMPANION PROPERTY & CASUALTY, MIDLAND FUNDING LLC, AS SUCCESSOR IN INTEREST TO “GE MONEY BANK OLD NAVY CARD”, MIDLAND FUNDING LLC, AS SUCCESSOR IN INTEREST TO “GE MONEY BANK”, LVNV FUNDING LLC AS ASSIGNEE OF HSBC BANK NEVADA NATIONAL ASSOCIATION, BAY FINANCE COMPANY LLC The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #74319

Insertion Dates: 10-20, 10-29, 11-03-14

MMM

non-Resident Notice

TO KIMBERLY A. NIGHTINGALE COVINGTON

IN RE: CHUCK COVINGTON VS. KIMBERLY A. NIGHTINGALE COVINGTON

NO. 188101-3

In Chancery Court of Knox County, Tennessee

In this cause, it appearing from the Complaint filed, which is sworn to, that the defendant KIMBERLY A. NIGHTINGALE COVINGTON, a non-resident of the State of Tennessee, or whose whereabouts cannot be ascertained upon diligent search and inquiry, so that the ordinary process of law cannot be served upon KIMBERLY A. NIGHTINGALE COVINGTON, it is ordered that said defendant KIMBERLY A. NIGHTINGALE COVINGTON file an answer with the Clerk and Master of the Chancery Court at Knoxville, Tennessee and with Carolyn Levy  an,  Attorney whose address is 10805 Kingston Pike Suite 200, Knoxville, TN?37934  within thirty (30) days of the last date of publication or a judgment by default will be taken against you and the cause set for hearing Ex Parte as to you before Chancellor Mike Moyers at the Knox County Chancery Court, Division 111, 400 Main Street, Knoxville, Tennessee 37902. This notice will be published in the Knoxville Focus for four (4) consecutive weeks.

This 22rd day of September, 2014.

s/s Howard G. Hogan

howard g. hogan

Clerk and Master

Publish: 9/29/14, 10/06/14, 10/13/14 and 10/20/2014

MMM

non-Resident Notice

TO Brian R. Gadsden

IN RE: Patrice D. Gadsden v. Brian R. Gadsden

NO. 188335-3

In Chancery Court of Knox County, Tennessee

In this cause, it appearing from the Complaint filed, which is sworn to, that the defendant Brian R. Gadsden, a non-resident of the State of Tennessee, or whose whereabouts cannot be ascertained upon diligent search and inquiry, so that the ordinary process of law cannot be served upon Brian R. Gadsden, it is ordered that said defendant Brian R. Gadsden file an answer with the Clerk and Master of the Chancery Court at Knoxville, Tennessee and with Stanley F. La Duke  an,  Attorney whose address is 108 Sherway Rd, Knoxville, TN?37922  within thirty (30) days of the last date of publication or a judgment by default will be taken against you and the cause set for hearing Ex Parte as to you before Chancellor Mike Moyers at the Knox County Chancery Court, Division 111, 400 Main Street, Knoxville, Tennessee 37902. This notice will be published in the Knoxville Focus for four (4) consecutive weeks.

This 13th day of October, 2014.

s/s Howard G. Hogan

howard g. hogan

Clerk and Master

Publish: 10/20/14, 10/29/14, 11/03/14 and 11/10/2014

MMM

non-Resident Notice

TO Charles Anthony Martin

IN RE: Mara Cate Martin v. Charles Anthony Martin

NO. 185406-2

In Chancery Court of Knox County, Tennessee

In this cause, it appearing from the Complaint filed, which is sworn to, that the defendant Charles Anthony Martin, a non-resident of the State of Tennessee, or whose whereabouts cannot be ascertained upon diligent search and inquiry, so that the ordinary process of law cannot be served upon Charles Anthony Martin, it is ordered that said defendant Charles Anthony Martin file an answer with the Clerk and Master of the Chancery Court at Knoxville, Tennessee and with Jerry R. Givens  an,  Attorney whose address is 3720 N. Broadway, Knoxville 37917  within thirty (30) days of the last date of publication or a judgment by default will be taken against you and the cause set for hearing Ex Parte as to you before Chancellor Clarence E. Pridemore at the Knox County Chancery Court, Division 11, 400 Main Street, Knoxville, Tennessee 37902. This notice will be published in the Knoxville Focus for four (4) consecutive weeks.

This 25th day of September, 2014.

s/s Howard G. Hogan

howard g. hogan

Clerk and Master

Publish: 10/20/14, 10/29/14, 11/03/14 and 11/10/2014

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