Public and Legal Notices for October 6, 2014

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated APRIL 15, 2011, executed by JULIE A. HELTON, A SINGLE PERSON, to ARNOLD M. WEISS, ESQ., Trustee, of record in INSTRUMENT NO. 201104200061793, for the benefit of WELLS FARGO BANK, N.A., in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY,  the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on THURSDAY, OCTOBER 30, 2014 AT 10:00 A.M., AT THE CITY COUNTY BUILDING, NORTH SIDE ENTRANCE, 400 MAIN STREET, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

SITUATED IN THE SEVENTH (7TH) CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE, AND WITHIN THE 34TH WARD OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING PART OF LOTS 19 AND 18 IN SPRINGDALE ADDITION, AND PART OF LOTS 10 AND 11 IN CONNER ADDITION, MAPS OF SAID ADDITIONS BEING OF RECORD IN THE OFFICE OF THE REGISTER OF DEEDS FOR KNOX COUNTY, TENNESSEE. THE PORTIONS OF SAID LOTS LIE ADJACENT, FORMING ONE BOUNDARY, HAVING A COMBINED FRONTAGE OF 60 FT. ON THE SOUTHERLY SIDE OF HILLCREST AVENUE AND EXTENDING BACK IN A SOUTHERLY DIRECTION A DISTANCE OF 155.15 FT. ON THE EASTERLY LINE AND 156.7 FT. ON THE WESTERLY LINE AND HAVING A WIDTH AT THE REAR OF 60 FT. AND BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS:

BEGINNING AT A POINT IN THE SOUTH LINE OF HILLCREST AVENUE DISTANT IN A WESTERLY DIRECTION 160 FT. FROM THE POINT OF INTERSECTION OF THE SOUTH LINE OF HILLCREST AVENUE WITH THE WESTERN LINE OF CHARLES LANE, SAID POINT OF BEGINNING MARKING THE NORTHEAST CORNER OF THE PROPERTY HEREIN CONVEYED AND THE NORTHWEST CORNER OF THE PROPERTY NOW OR FORMERLY BELONGING TO H.G. CRAIG; THENCE RUNNING IN A SOUTHERLY DIRECTION ALONG THE WESTERN LINE OF THE PROPERTY NOW OR FORMERLY BELONGING TO CRAIG, 155.15 FT. TO A POINT, SAME BEING CORNER TO THE PROPERTY HEREIN CONVEYED AND THE PROPERTY NOW OR FORMERLY BELONGING TO H.G. CRAIG AND CORNER TO PROPERTY NOW OR FORMERLY BELONGING TO CARTER; THENCE IN A WESTERLY DIRECTION 60 FT. TO A POINT; THENCE IN A NORTHERLY DIRECTION 156.7 FT. TO A POINT IN THE SOUTHERLY LINE OF HILLCREST AVENUE; THENCE EASTERLY AND ALONG THE SOUTHERLY LINE OF HILLCREST AVENUE 60 FT. TO A POINT; THE PLACE OF BEGINNING, ALL AS SHOWN BY SURVEY OF W. E. LACK, ENGINEER, KNOXVILLE, TENNESSEE, DATED APRIL 16, 1952, AND BEING IMPROVED WITH RESIDENCE FRONTING ON HILLCREST AVENUE, KNOXVILLE, TENNESSEE.

SUBJECT TO ALL APPLICABLE RESTRICTIONS, BUILDING SETBACK LINES AND TO ALL EXISTING EASEMENTS IN SAID REGISTERÕS OFFICE.

BEING THE SAME PROPERTY CONVEYED TO JULIE A. HELTON, UNMARRIED, BY WARRANTY DEED DATED APRIL 15, 2011 OF RECORD IN INSTRUMENT NO. 201104200061792, IN THE REGISTER’S OFFICE OF KNOX COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 140 HILLCREST DR, KNOXVILLE, TENNESSEE 37918.

PARCEL ID:  058LA020

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

IF YOU PURCHASE A PROPERTY AT THE FORECLOSURE SALE, THE ENTIRE PURCHASE PRICE IS DUE AND PAYABLE AT THE CONCLUSION OF THE AUCTION IN THE FORM OF A CERTIFIED/BANK CHECK MADE PAYABLE TO OR ENDORSED TO LAW OFFICE OF J. PHILLIP JONES.  NO PERSONAL CHECKS WILL BE ACCEPTED.  TO THIS END, YOU MUST BRING SUFFICIENT FUNDS TO OUTBID THE LENDER AND ANY OTHER BIDDERS.  INSUFFICIENT FUNDS WILL NOT BE ACCEPTED.  AMOUNTS RECEIVED IN EXCESS OF THE WINNING BID WILL BE REFUNDED TO THE SUCCESSFUL PURCHASER AT THE TIME OF THE FORECLOSURE DEED IS DELIVERED.

OTHER INTERESTED PARTIES: NONE OF RECORD

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, September 25, 2014. This is improved property known as 140 HILLCREST DR, KNOXVILLE, TENNESSEE 37918.

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 09/29/14, 10/06/14 and 10/13/14

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75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated July 10, 2006, executed by KELLY JEAN DAILEY AND RAYMOND E. DAILEY, conveying certain real property therein described to Robert M. Wilson, Jr., as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded July 19, 2006, at Instrument Number 200607190005446; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 23, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: A CERTAIN TRACT OR PARCEL OF LAND IN KNOX COUNTY, IN THE STATE OF TENNESSEE, DESCRIBED AS FOLLOWS: SITUATED IN DISTRICT NO. 5 OF KNOX COUNTY, TENNESSEE AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE AND BEING ALL OF LOT NO. 3, OF PLEASANT RIDGE ESTATES SUBDIVISION, UNIT 3 AS SHOWN ON MAP CABINET O, SLIDE 102A IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE AND ON SURVEY OF JIM SULLIVAN DATED OCTOBER 7, 1999, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION THEREOF. SUBJECT TO ANY AND ALL EXISTING RESTRICTIONS AND EASEMENTS OF RECORD. Parcel ID: 080AG003 PROPERTY ADDRESS: The street address of the property is believed to be 2411 CRESTPARK ROAD, KNOXVILLE, TN 37912. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): KELLY JEAN DAILEY AND RAYMOND E. DAILEY OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. .

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #73465

Insertion Dates: 09-29, 10-06, 10-13-14

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75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Beverly Bosch and Ronald K. Bosch executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc. as nominee for United Wholesale Mortgage, Lender and Robert Wilson, Trustee(s), which was dated November 18, 2010 and recorded on November 29, 2010, in Instrument No. 201011290033104, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, CitiMortgage, Inc., (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on October 30, 2014, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

Situated in District Number Five (5) of Knox County, Tennessee, and within the 44th Ward of the City of Knoxville, Tennessee, being known and designated as all of Lot 6, Block C, Fairoaks Subdivision, Unit 2, of record in Map Book 53-S, Page 14, in the Register’s Office for for Knox County, Tennessee, according to the survey of Michael E. Luethke, Surveyor, RLS #842, dated November 17, 1994, bearing Drawing Number 94468.

Being the same property conveyed to Beverly Bosch, married by Warranty Deed dated 11/05/99 and filed for record 11/08/99 in Instrument No. 199911080035909, in the Register’s Office for Knox County,Tennessee.

This Conveyance is Subject to Map Book 53-S, Page 14, and to restrictive covenants of record in Deed Book 1475, Page 380, and all restrictions, easements, setback lines, conditions, plat of record, and encumbrances of record in the Register’s Office for the aforesaid County.

Parcel ID Number: 092FA011

Address/Description: 6421 Shrewsbury Drive, Knoxville, TN 37921.

Current Owner(s): Beverly Bosch.

Other Interested Party(ies): .N/A

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose

.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-18981

Insertion Dates: 9-29, 10-06, 10-13-14

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75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Byron T. Evans executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., Lender and Larry A. Weissman, Trustee(s), which was dated June 30, 2009 and recorded on July 2, 2009, in Instrument No. 200907020000793, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, SunTrust Mortgage, Inc., (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on November 13, 2014, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

Situated in the Sixth (6th) Civil District of Knox County, Tennessee, and without the corporate limits of the City of Knoxville, Tennessee, and being known and designated as Lot 100, Cascade Villas Subdivision Ð Phase II, and being further described in map of record entitled “Final Plat for Cascade Villas Subdivision Ð Phase II Lots 35-38, 40-42, 90-95 & 99-101,” of record in Instrument No. 200904200067147, in The Register’s Office for Knox County, Tennessee, to which map specific reference is hereby made for a more particular description.

Access to the subject property is provided by Declaration of Non-Exclusive Joint Permanent Easement of  record in Instrument No. 20090420067127. See also agreement for maintenance of record in Instrument No. 200904200067128, both of record in The Register’s Office for Knox County, Tennessee.

Being the same property conveyed to Byron Evans by deed of record as Instrument Number 200907020000792 in The Register’s Office for Knox County, Tennessee.

This conveyance is subject to the terms, conditions, and obligations as set forth in Master Deed for Cascade Villas condominiums of record in Instrument No. 200702070063943, as amended in Instrument No. 200805140085496, and further amended in Instrument No. 200811070030715, all of which are of record in the Register’s Office for Knox County, Tennessee.

Parcel ID Number: 091OF00205

Address/Description:  8105 Spice Tree Way, Knoxville, TN 37931.

Current Owner(s): Byron Evans.

Other Interested Party(ies): Cascade Villas Condominiums Association, Inc..

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose.

.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-20622

Insertion Dates: 10-6, 10-13, 10-20-14

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75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Daniel P. Humphreys and Susan B. Humphreys executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc. as nominee for Accredited Home Lenders, Inc., Lender and American Title Company, Trustee(s), which was dated August 21, 2003 and recorded on September 9, 2003, Instrument No. 200309090029164, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, U.S. Bank Trust, N.A., as Trustee for LSF8 Master Participation Trust, (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on October 14, 2014, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

Being the property located at 6709 Ellesmere Drive, in the City of Knoxville, TN Zip Code 37921, Knox County, Tennessee.

Situated in the Fifth Civil District of Knox County, Tennessee, and within the 44th Ward of the City of Knoxville, and being known and designated as all of Lot 18, Block D, Hidden Hills Subdivision, Unit 5, as shown by map of record in Map Book 53-S, Page 48 (Map Cabinet E, Slot 39D) Register’s Office, Knox County, Tennessee, to which map reference is here made for amore particular description thereof, and also shown by survey of Jim W. Sullivan, RLS 1306, dated 8-24-92.

Being the same property conveyed to Daniel P. Humphreys and wife, Susan B. Humphreys by deed from Jerry E. Chadwell and wife, Laura A. Chadwell dated 08/28/92 filed for record on 09/02/92 in Book 2082, Page 679, Register’s Office for Knox County.

Parcel ID Number: 092GA 029

Address/Description: 6709 Ellesmere Drive, Knoxville, TN 37921.

Current Owner(s): Daniel P. Humphreys and Susan B. Humphreys.

Other Interested Party(ies): .

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-04019

Insertion Dates: 09-22, 09-29, 10-06-14

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75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Susan Downey and David Downey executed a Deed of Trust to Household Financial Center, Inc., Lender and Kyle M. Walters, Trustee(s), which was dated February 22, 2007 and recorded on February 28, 2007, Instrument No. 200702280069719, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, U.S. Bank Trust, N.A., as Trustee for LSF8 Master Participation Trust, (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on October 21, 2014, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

The following described real estate situate in District No. Nine (9) of Knox County, Tennessee, and being without the corporate limits of the City of Knoxville, Tennessee, and being more fully bounded and described according to the survey of Kenneth D. Church, Surveyor, dated February 10, 1997 and bearing Work Order No. 97-02 as follows, to-wit:

Beginning at a 20-inch (diameter) cedar tree in the Southeast right-of-way of Kimerlin Heights Road, corner to Property of Porterfield (DB175/308), said cedar tree being located in the southwesterly direction 680 feet, more or less, from the point of intersection of the Southeast right-of-way of Kiberlin Heights Road and the centerline of Hopewell Road;

Thence from said point of beginning and running with the line of Porterfield and then with the line of Ely (DB1768/1003), South 35 deg. 25 min. 24 sec. East 327.26 feet to an existing iron rod, corner to Property of Rose (DB2094/32);

Thence with Rose, South 60 deg. 47 min. West 192.88 feet to an existing iron rod in the line of Property of Dodson (DB1597/370);

Thence with Dodson, North 22 deg. 09 min. West 327.88 feet to an existing iron rod in the Southeast right-of-way of Kiberlin Heights Road;

Thence with said right-of-way, North 60 deg. 48 min. 09 sec. East 117.16 feet to the point of beginning, containing 1.158 acres, more or less.

Subject to any and all applicable restrictions, easements, setbacks and other conditions of record in the Recorder’s Office of Knox County, Tennessee.

Being the same property conveyed from Robert Russell and Charles F. Taylor, married, single, to Susan Downey and David Downey, wife and husband, by deed recorded 10-5-04 in Instrument 200410050028908 in the Register’s Office of Knox County, Tennessee.

Tax Map or Parcel ID No.: 126-155.01

Parcel ID Number: 126 15501

Address/Description: 2210 Kimberlin Heights Road, Knoxville, TN 37920.

Current Owner(s): Susan Downey and David Downey.

Other Interested Party(ies): Cavalry SPV I, LLC as assignee of Bank of America/FIA Card Services; Gault Financial, LLC; Anesthesia Medical Alliance of E. TN; and Charles F. Taylor.

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose

.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-18626

Insertion Dates: 09-29, 10-06, 10-13-14

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75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Lawrence J. Thompson III executed a Deed of Trust to CitiFinancial, Inc., Lender and Clarence Porter, Trustee(s), which was dated September 10, 2004 and recorded on September 17, 2004, In Instrument No. 200409170023603, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, CitiFinancial Servicing LLC, a Delaware limited liability company, successor by merger to CitiFinancial, Inc., a Tennessee corporation, (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on October 21, 2014, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

All that certain parcel of land in the City of Knoxville, Knox County, State of Tennessee, as more fully described in Book 1670, Page 525, ID# 061KA- 045, Being known and designated as Lot 48, Unit I of Eastwood Estates, Filed in Map Book 55-S, Page 69.

This being the same property conveyed to Lawrence J. Thompson, Jr., and wife and Gladys Thompson and Lawrence J. Thompson, III from W.L. Pearson, single, by deed dated 02/21/1979 and recorded 03/20/1979 in Book 1670 Page 525, Knox County Records, State of Tennessee

Parcel ID Number: 061KA-045

Address/Description: 426 Oakleaf Circle, aka 426 Leeper Blake Circle, Knoxville, TN 37924.

Current Owner(s): Estate of Lawrence J. Thompson III.

Other Interested Party(ies): Ford Motor Credit Company LLC; Rural/Metro of Tennessee, L.P.; Knox County Trustee; and Beneficial Tennessee, Inc..

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-14576

Insertion Dates: 9-29, 10-06, 10-13-14

MMM

75 FORECLOSURES

NOTICE OF TRUSTEE’S SALE

Default having been made by the Debtors in the terms, conditions and payments of a certain purchase-money indebtedness evidenced by a promissory note and secured by the lien of a Deed of Trust of record in Instrument No.  200907010000193 in the Register’s Office for Knox County, Tennessee, executed by Joshua T. Nelson, to J. Nolan Sharbel, Trustee for Douglas R. Varner, Sr., and the holder and owner of said purchase-money indebtedness did instruct and direct the undersigned Trustee to advertise and sell the property secured and conveyed by said Deed of Trust, all of said purchase-money indebtedness being accelerated by default of the Debtor in the payment of a part thereof, the failure to provide insurance, and the nonpayment of property taxes, at the option of the holder and owner of said purchase-money indebtedness, after notice to the Debtor and all interested parties as provided in the terms of said deed of trust note, deed of trust, and the Tennessee Code Annotated, and advertisement of the real property hereinafter-described on Monday,  September 22 and 29, and October 6, 2014, in the Knoxville Focus, a weekly newspaper printed and distributed in Knox County, Tennessee; and this is to give notice that the undersigned Trustee will on Wednesday, the 15th day of October, 2014, commencing at 11:15 A.M. outside the front revolving door of the Knoxville/Knox County, City and County Building, 400 Main Street, Main Level, Knoxville, Tennessee, proceed to offer at public outcry, to the highest and best bidder for cash, the following described real property, to wit:

LOCATED AND BEING SITUATED in the THIRTIETH (30th) Ward of the City of Knoxville, the SEVENTH (7th) Civil District of the County of Knox, State of Tennessee, being known and designated as follows, to wit:

Lot 15, Block D, Yellowstone Addition, as shown on the map of record in the Knox County RegisterÕs Map Cabinet A, Slide 74A (Map Book 3, Page 79), to which reference is here made for a more particular description thereof, and fronting fifty feet (50Õ) on the North side of SUNSET AVENUE, and extending back in a northerly direction between parallel lines 150 feet, more or less, to a new street, now called BEAMAN LAKE AVENUE or STREET, and a frontage on said new street of fifty feet (50Õ). For further reference see Map Book above referred to in the RegisterÕs Office for Knox County, Tennessee;

MUNICIPAL ADDRESS: 1007 Beaman Lake Road, Knoxville, Tennessee 37914;

CLT No.: 30-083HA-008.02;

BEING THE SAME property described in the Knox County Register’s Instrument No. 200907010000192;

free from the equity of redemption, the statutory right of redemption, homestead, and all elective and marital rights, said rights being expressly waived by the Debtors and Grantors in said deed of trust; subject, however, to the lien of any taxes and deed of trust; and the title is believed to be good, but the undersigned will sell and convey title only in his capacity as Trustee.

J. Nolan Sharbel, Sr., Trustee / ss

J. Nolan Sharbel, Trustee

9111 Cross Park Drive, Bldg. D, Suite 200

Knoxville Tennessee 37923

(865)694-4111 / (FAX)312-6727

Publish: 09/22/14, 09/29/14 and 10/06/14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated MARCH  14, 2008, executed by BRADLEY S. DANIELS, UNMARRIED, (A/K/A BRADLEY STEPHEN DANIELS)  to CHARLES E. TONKIN, II, Trustee, of record in INSTRUMENT NO. 200803180069630, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MORTGAGE INVESTORS GROUP, in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY,  the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on WEDNESDAY, OCTOBER 29, 2014 AT 11:00 A.M., AT THE NORTHERN MOST ENTRANCE FROM MAIN AVENUE, NEAR THE MAIN ASSEMBLY ROOM, ON LEVEL ÒMÓ OF THE CITY-COUNTY BUILDING, AT 400 MAIN AVENUE, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

SITUATED IN THE NINTH (9TH) CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE AND WITHIN THE 27TH WARD OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS LOT 2 OF SOUTHWOOD ADDITION, AS SHOWN BY PLAT OF RECORD IN MAP BOOK 13, PAGE 51 IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE TO WHICH PLAT SPECIFIC  REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION, AND BEING MORE PARTICULARLY BOUNDED AND DESCRIBED ACCORDING TO THE SURVEY OF KENNETHY D. CHURCH, SURVEYOR DATED FEBRUARY 22, 1994 AND BEARING WORK ORDER NO. 94-02-54.

NO NEW BOUNDARY LINE SURVEY WAS PERFORMED AT THE TIME OF THIS CONVEYANCE

THIS CONVEYANCE IS SUBJECT TO ALL APPLICABLE RESTRICTIONS, EASEMENTS, SET-BACK LINES, AND OTHER CONDITIONS SHOWN OF RECORD IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE TO INCLUDE BUT NOT LIMITED TO MAP FILE AND MISC. RECORD BOOK.

SEE  EASEMENT OF RECORD IN INSTRUMENT NO. 201101130042510, REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE.

BEING THE SAME PROPERTY CONVEYED TO BRADLEY STEPHEN DANIELS, UNMARRIED, BY WARRANTY DEED DATED MARCH 14, 2008 OF RECORD IN INSTRUMENT NO. 200803180069629 IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 321 BEECHWOOD DRIVE, KNOXVILLE, TENNESSEE 37920.

PARCEL ID:  123KB011

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET. SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: NONE OF RECORD

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, September 19, 2014. This is improved property known as 321 BEECHWOOD DRIVE, KNOXVILLE, TENNESSEE 37920

.

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 09/22/14, 09/29/14 and 10/06/14

MMM

75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Kimberly L. Barksdale executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., Lender and Larry A. Weissman, Trustee(s), which was dated July 29, 2008 and recorded on July 30, 2008, Instrument No. 200807300007193, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, SunTrust Mortgage, Inc., (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on October 16, 2014, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

Situated in District No. Six (6) of Knox County, Tennessee, without the corporate limits of the City of Knoxville, Tennessee, and being more fully described as follows:

Tract One:

Beginning at the common corner with Clyde Knight, John Scarboro and the “first party” hereto; thence with said beginning point, South 38 deg. 19 min. West 64 feet to an iron pin; thence South 6 deg. 59 min. East 65.6 feet to an iron pin; thence South 79 deg. 24 min. East 239.7 feet to an iron pin; thence North 40 deg. 28 min. East 58.17 feet to an iron pin; thence North 63 deg. 54 min. West 267.4 feet to an iron pin, the point of beginning, a shown by survey of A.E. Bost, dated May 14, 1954.

Tract Two:

Beginning at the common corner with Clyde Knight, John Scarboro and the “first party” hereto; thence with said beginning point, North 63 deg. 54 min. West 61.2 feet to an iron pin in the East line of County Road; thence along the East line of County Road, South 17 deg. 15 min. East 72.5 feet to an iron pin; thence North 38 deg. 19 min. East 54.1 feet to the point of beginning. Containing in both tracts a total of one-half acre, more or less.W.D. # 200807300007192

Parcel ID Number: 134 069

Address/Description: 1938 Dogwood Lane, Knoxville, TN 37919.

Current Owner(s): Kimberly L. Barksdale.

Other Interested Party(ies): N/A

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose

.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 13-00949

Insertion Dates: 09-22, 09-29, 10-06-14

MMM

75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, John Clinton Stephens executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc. as nominee for Platinum Mortgage, Inc., Lender and Preferred Escrow and Title, LLC, Trustee(s), which was dated July 1, 2008 and recorded on July 8, 2008, in Instrument No. 200807080001783, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, CitiMortgage, Inc., (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on November 13, 2014, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

Situated in District Number Six (6) of Knox County, Tennessee, and within the 51st Ward of the City of Knoxville, Tennessee, and being known and designated as all of Lot 13, Block A, of the Westmoreland Hills Subdivision, Unit 3, as the same appears of record in Map Cabinet F, Slide 166A, in the Register’s Office for Knox County, Tennessee, and on survey of Trotter-McClellan, Inc., February 13, 2004, to which Map and Survey specific reference is hereby made for a more particular description.

Being the same property conveyed to John Clinton Stephens, a single man by Warranty Deed dated 11/02/07 and filed for record 11/07/07 in Instrument No. 200711070037888, in the Register’s Office for Knox County, Tennessee.

This conveyance is subject to Plat Cabinet F, Slide 166A, and restrictive covenants of record in Book 1847, Page 492, and all restrictions, easements, setback lines, conditions, plat of record, and encumbrances of record in the Register’s Office for the aforesaid County.

Parcel ID Number: 133DE013

Address/Description: 1213 Ashgrove Place, Knoxville, TN 37919.

Current Owner(s): John Clinton Stephens.

Other Interested Party(ies): Secretary of Housing and Urban Development and LVNV Funding LLC as assignee of GE Capital.

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-19628

Insertion Dates: 10-6, 10-13, 10-20-14

MMM

75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, William J. Carter and Mary E. Carter executed a Deed of Trust to Home Federal Bank of Tennessee, Lender and Investor’s Trust Company, Trustee(s), which was dated August 5, 2002 and recorded on August 14, 2002, in Instrument No. 200208140013113, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, CitiMortgage, Inc., Successor by Merger with Principal Residential Mortgage, Inc., (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on November 13, 2014, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

Being without the corporate limits of the City of Knoxville, Tennessee, and being known and designated as all of Lot 10, Block F, Ponderosa Hills Subdivision, Unit 2, as shown by map of record in Map Book 47-S, Page 11, in the Register’s Office for Knox County, Tennessee, to which map specific reference is hereby made for a more particular description and as shown on boundary survey dated August 5, 1994, prepared by Dennis N. Gore, Surveyor, Lic. No. 1500, whose address is P.O. Box 5881, Knoxville, TN 37928-0881.

Parcel ID Number: 056CB037

Address/Description: 8236 Bonanza Road, Powell, TN 37849.

Current Owner(s): William Jeffrey Carter and wife Mary Elizabeth Carter.

Other Interested Party(ies): Internal Revenue Service; Hallsdale Powell Utility District; JPMorgan Chase Bank, NA; and Mid East Tennessee Community Credit Union.

This sale is also subject to the right of redemption by the INTERNAL REVENUE SERVICE, DEPARTMENT OF THE U.S. TREASURY, pursuant to 26 U.S.C. 7425(d)(1) by reason of the following tax lien(s) of record in: Instrument 201004260067097, Serial Number 645319810; Instrument 201007060001002, Serial Number 672182410; Instrument 201007230004758, Serial Number 678713910.  Notice of the sale has been given to the Internal Revenue Service in accordance with 26 U.S.C. 7425(b).

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-02418

Insertion Dates: 10-6, 10-13, 10-20-14

MMMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated OCTOBER 16, 2007, executed by ERIC M. BRUNER, UNMARRIED, to CHARLES E. TONKIN, II, Trustee, of record in INSTRUMENT NO. 200710170032270, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MORTGAGE INVESTORS GROUP, in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY,  the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on WEDNESDAY, OCTOBER 29, 2014 AT 11:00 A.M., AT THE NORTHERN MOST ENTRANCE FROM MAIN AVENUE, NEAR THE MAIN ASSEMBLY ROOM, ON LEVEL ÒMÓ OF THE CITY-COUNTY BUILDING, AT 400 MAIN AVENUE, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

SITUATED IN THE SIXTH CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE, WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, BEING KNOWN AND DESIGNATED AS LOT 1, SUBDIVISION OF THE SAVAGE PROPERTY, AS RECORDED IN INSTRUMENT NUMBER 200710150031446 WITH THE KNOX COUNTY REGISTER OF DEEDS, AND WHICH IS MORE PARTICULARLY DESCRIBED AS FOLLOWS:

BEGINNING AT AN IRON ROD NEW IN THE SOUTHERLY RIGHT OF WAY LINE OF SCHAAD ROAD, AND AT THE INTERSECTION OF THE WESTERLY RIGHT OF WAY LINE OF TECOY LANE; THENCE, LEAVING THE RIGHT OF WAY LINE OF SCHAAD ROAD AND WITH THE RIGHT OF WAY LINE OF TECOY LANE, ON A CURVE TO THE RIGHT, HAVING A RADIUS OF 25.00 FEET, AN ARC LENGTH OF 36.59 FEET AND A CHORD BEARING AND DISTANCE OF SOUTH 81 DEGREES 32 MINUTES 23 SECONDS WEST, 33.41 FEET TO AN IRON ROD NEW IN THE WESTERLY RIGHT OF WAY LINE OF TECOY LANE; THENCE, CONTINUING WITH THE RIGHT OF WAY LINE OF TECOY LANE, SOUTH 56 DEGREES 31 MINUTES 42 SECONDS EAST, 97.20 FEET TO AN IRON ROD NEW, COMMON CORNER TO LOT 2, SUBDIVISION OF THE SAVAGE PROPERTY; THENCE LEAVING THE RIGHT OF WAY LINE OF TECOY LANE AND WITH THE LINE OF LOT 2, SOUTH 37 DEGREES 02 MINUTES 44 SECONDS WEST, 141.59 FEET TO AN IRON ROD OLD, COMMON CORNER TO LOT 2 AND ROBERT L CLAIBORNE (DEED BOOK 2295, PAGE 102); THENCE, LEAVING THE LINE OF LOT 2 AND WITH THE LINE OF CLAIBORNE, NORTH 57 DEGREES 14 MINUTES 43 SECONDS WEST, 126.20 FEET TO AN IRON ROD NEW, IN THE SOUTHERLY RIGHT OF WAY LINE OF SCHAAD ROAD; THENCE, LEAVING THE LINE OF CLAIBORNE AND WITH THE RIGHT OF WAY LINE OF SCHAAD ROAD, NORTH 39 DEGREES 36 MINUTES 29 SECONDS EAST, 121.26 FEET TO AN IRON ROD NEW, SAID IRON ROD BEING THE POINT OF BEGINNING.  CONTAINING 0.40 ACRES, ACCORDING TO THE SURVEY OF GARY L. ROTH, JR., TN RLS # 2051, DATED JANUARY 24, 2007.

SUBJECT TO ALL APPLICABLE EASEMENTS, RESTRICTIONS, AND BUILDING SETBACK LINES OF RECORD IN KNOX COUNTY, TENNESSEE.

BEING THE SAME PROPERTY CONVEYED TO ERIC M. BRUNER, UNMARRIED, BY WARRANTY DEED DATED OCTOBER 16, 2007 OF RECORD IN INSTRUMENT NO. 200710170032269, IN THE REGISTER’S OFFICE OF KNOX COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 4100 SCHAAD RD, KNOXVILLE, TENNESSEE 37921.

PARCEL ID:  079JA027

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

IF YOU PURCHASE A PROPERTY AT THE FORECLOSURE SALE, THE ENTIRE PURCHASE PRICE IS DUE AND PAYABLE AT THE CONCLUSION OF THE AUCTION IN THE FORM OF A CERTIFIED/BANK CHECK MADE PAYABLE TO OR ENDORSED TO LAW OFFICE OF J. PHILLIP JONES.  NO PERSONAL CHECKS WILL BE ACCEPTED.  TO THIS END, YOU MUST BRING SUFFICIENT FUNDS TO OUTBID THE LENDER AND ANY OTHER BIDDERS.  INSUFFICIENT FUNDS WILL NOT BE ACCEPTED.  AMOUNTS RECEIVED IN EXCESS OF THE WINNING BID WILL BE REFUNDED TO THE SUCCESSFUL PURCHASER AT THE TIME OF THE FORECLOSURE DEED IS DELIVERED.

OTHER INTERESTED PARTIES: HALLSDALE POWELL UTILITY DISTRICT

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, September 25, 2014. This is improved property known as 4100 SCHAAD RD, KNOXVILLE, TENNESSEE 37921.

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 09/29/14, 10/06/14 and 10/13/14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated May 23, 2012, executed by REBECCA LYNN HIGDON AND RONALD DENIS HIGDON, conveying certain real property therein described to JOSEPH B. PITT, JR., as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded June 5, 2012, at Instrument Number 201206050069036; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Quicken Loans Inc. who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 30, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: LAND SITUATED IN THE COUNTY OF KNOX IN THE STATE OF TN SITUATED IN DISTRICT NO. (6) SIX OF KNOX COUNTY, TENNESSEE AND BEING KNOWN AND DESIGNATED AS: WITHOUT THE CORPORATE LIMITS OF KNOXVILLE, AND BEING MORE FULLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN IN THE NORTHWEST RIGHT OF WAY LINE OF GARDNER LANE 2135.00 FT. MORE OR LESS FROM THE INTERSECTION OF GARDNER LANE AND HEISKELL ROAD; THENCE NORTH 42 DEGREES 03 MINUTES WEST 212.00 FEET TO IRON PIN; THENCE NORTH 47 DEGREES 15 MINUTES EAST 225.00 FEET TO AN IRON PIN; THENCE SOUTH 39 DEGREES 29 MINUTES EAST 178.01 FT TO AN IRON PIN; THENCE SOUTH 38 DEGREES 18 MINUTES WEST 220.15 FEET TO THE POINT OF BEGINNING, CONTAINING 0.99 ACRE, MORE OR LESS, ACCORDING TO THE SURVEY OF HINDS & PATTESON SURVEYING COMPANY, INC., LIC. NO. 967, 4601 CHAMBLISS AVENUE, KNOXVILLE, TENNESSEE 37919, DATED FEBRUARY 8, 1999. Parcel ID: 046-224 PROPERTY ADDRESS: The street address of the property is believed to be 207 GARDNER LN, POWELL, TN 37849. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): RONALD DENIS HIGDON OTHER INTERESTED PARTIES: REBECCA LYNN HIGDON The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. .

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #73519

Insertion Dates: 09-29, 10-06, 10-13-14

MMM

75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Joy R. Spencer executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc., as nominee for Century 21 (R) Mortgage (SM), Lender and Larry N. Westbrook, Esq, Trustee(s), which was dated April 24, 2007 and recorded on April 25, 2007, Instrument No. 200704250087169, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, NYMT Residential 2013-RP3, LLC, (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on October 28, 2014, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

Situated in District No. Seven (7) of Knox County, Tennessee, within the 17th Ward of the City of Knoxville, Tennessee, and being known and designated as Lot 16, Block 27, Oakwood C. B. Atkin Addition to Knoxville, Tenn. As shown on the plat of record in Plat Cabinet A, Slide 144-B (formerly Map Book 5, Page 187) in the Register’s Office for Knox County, Tennessee, and being more fully described as follows:

Beginning at an iron pin at the point of intersection of the Southeast line of Oglewood Avenue with the Southwest line of Cornelia Street; thence with the line of Cornelia Street, South 43 deg. 48 min. East 120 feet to the Northwest line of an alley; thence with the line of said alley, South 45 deg. 30 min. West 50 feet to the corner of Lot 15; thence with the line of said lot, North 43 deg. 48 min. West 120 feet to an iron pin in the Southwest line of Oglewood Avenue; thence with said line North 45 deg. 30 min. East 50 feet to the place of beginning.

Parcel ID Number: 081KB040

Address/Description: 228 Oglewood Avenue, Knoxville, TN 37917.

Current Owner(s): Joy Spencer.

Other Interested Party(ies): N/A

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-20195

Insertion Dates: 10-6, 10-13, 10-20-14

MMM

75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Matthew A. LeClair and Mary LeClair executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc. as nominee for America’s Wholesale Lender, Lender and Robert M. Wilson, Jr., Trustee(s), which was dated January 2, 2007 and recorded on January 9, 2007, Instrument No. 200701090055920, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST    2007-2CB, MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2007-2CB, (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on November 4, 2014, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

Situated in District Six of Knox County, Tennessee, without the corporate limits of the City of Knoxville, being all of Lot No. 16, in Wood Harbour Subdivision, Unit 2, as shown by map of record in Map Book 85-S, Page 38, (Map Cabinet F, Slide 188D), in the Register’s Office for Knox County, Tennessee, to which map specific reference is hereby made for a more particular description of said lot.

Being the same property conveyed to Matthew A. LeClair by warranty deed dated May 14, 2003, from Scott MacDonald and wife, July S. MacDonald, recorded as Instrument No. 200305190105941 in the Register’s Office for Knox County, Tennessee.

Subject to a 25 ft. minimum building setback line from front; 35′ from rear.

Subject to a 5 ft. utility and drainage easement inside all lot lines; 10′ inside front and rear lot lines.

This conveyance is subject to any and all restrictions, easements, setback lines, conditions, plat of record, and encumbrances of record in the Register’s Office for the Aforesaid County.

Parcel ID Number: 143N A 075

Address/Description: 834 Pintail Road, Knoxville, TN 37934.

Current Owner(s): Matthew A. LeClair.

Other Interested Party(ies): Y-12 Federal Credit Union; SunTrust Bank; Discover Bank Issuer of Discover Card; and Internal Revenue Service.

This sale is also subject to the right of redemption by the INTERNAL REVENUE SERVICE, DEPARTMENT OF THE U.S. TREASURY, pursuant to 26 U.S.C. 7425(d)(1) by reason of the following tax lien(s) of record in: Instrument Number 200812230039435, Serial Number 502127008.  Notice of the sale has been given to the Internal Revenue Service in accordance with 26 U.S.C. 7425(b).

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-11237

Insertion Dates: 10-6, 10-13, 10-20-14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated MAY 23, 2008, executed by SHANTEL L COX, SINGLE WOMAN, to KENNETH CLARK HOOD, Trustee, of record in RECORD BOOK 2199, PAGE 321, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GREENBANK, in the Register’s Office for BLOUNT County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for BLOUNT County, Tennessee, to secure the indebtedness described; WHEREAS, said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY, the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/ JESSICA D. BINKLEY, will by virtue of the power and authority vested in  me as  Substitute  Trustee, on MONDAY, OCTOBER 27, 2014 AT 2:00 P.M. (LOCAL TIME), AT THE FRONT DOOR OF THE BLOUNT COUNTY COURTHOUSE IN MARYVILLE, BLOUNT COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  BLOUNT County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF BLOUNT, TENNESSEE:

SITUATE IN DISTRICT NO. NINE (9) OF BLOUNT COUNTY, TENNESSEE, AND BEING WITHIN THE CORPORATE LIMITS OF THE CITY OF ALCOA, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 110, BLOCK 29, OF SOUTH HALL SUBDIVISION AS SHOWN ON MAP FILE 296B (FORMERLY MAP BOOK 6, PAGE 8) IN THE REGISTERÕS OFFICE FOR BLOUNT COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION THEREOF.

SUBJECT TO 10Õ EASEMENT AT REAR OF LOTS, SUBJECT TO ALL EASEMENTS, RESTRICTIONS, AND RIGHT OF WAYS THAT RUN WITH THE LAND IN FAVOR OF ALCOA.

BEING THE SAME PROPERTY CONVEYED TO SHANTEL L. COX, UNMARRIED, BY WARRANTY DEED DATED MAY 23, 2008 OF RECORD IN RECORD BOOK 2199, PAGE 319, IN THE REGISTER’S OFFICE OF BLOUNT COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 220 W. EDISON ST, ALCOA, TENNESSEE 37701.

MAP  046C GRP D PARCEL 005.00

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433.  THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: NONE OF RECORD

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, September 19, 2014.  This is improved property known as 220 W. EDISON ST, ALCOA, TENNESSEE 37701.

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 09/22/14, 09/29/14 and 10/06/14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated August 27, 2012, executed by MONICA L. BROWN AND PERRY T. BROWN, conveying certain real property therein described to JOHN D. BARRY TARRANT, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded September 4, 2012, at Instrument Number 201209040014632; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to RoundPoint Mortgage Servicing Corporation who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 30, 2014 at 10:00 AM at the North Side Entrance of the City County Building, 400 Main Street, Knoxville, TN 37902, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: LOCATED AND BEING SITUATED IN THE SIXTH (6TH) CIVIL DISTRICT OF THE COUNTY OF KNOX, STATE OF TENNESSEE, AND BEING KNOWN AND DESIGNATED AS FOLLOWS, TO WIT: LOT 12, KNOTTINGWOOD FOREST SUBDIVISION, AS SHOWN OF RECORD IN MAP CABINET L, SLIDE 379 A AND B, IN THE REGISTER`S OFFICE OF KNOX COUNTY, TENNESSEE, TO WHICH REFERENCE IS HERE MADE FOR A MORE PARTICULAR DESCRIPTION THEREOF, AND ACCORDING TO THE SURVEY OF SMOKY MOUNTAIN LAND SURVEYING. Parcel ID: 118D-N-012 PROPERTY ADDRESS: The street address of the property is believed to be 1237 EDENBRIDGE WAY, KNOXVILLE, TN 37923. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): MONICA L. BROWN AND PERRY T. BROWN OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. .

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #73462

Insertion Dates: 10-06, 10-13, 10-20-14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated JUNE 22, 2007, executed by ROBERT K. COLE, AND WIFE, KATHERINE F. COLE, to RICHARD TODD PROFFITT,  Trustee, of record in BOOK 2853, PAGE 404, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR TENNESSEE STATE BANK, in the Register’s Office for SEVIER County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for SEVIER County, Tennessee, to secure the indebtedness described: WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY, the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/ JESSICA D. BINKLEY, will by virtue of the power and authority vested in  me as  Substitute  Trustee, on THURSDAY, OCTOBER 30, 2014 AT 2:00 P.M. (LOCAL TIME), AT THE FRONT ENTRANCE OF THE SEVIER COUNTY COURTHOUSE IN SEVIERVILLE, SEVIER COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  SEVIER County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF SEVIER, TENNESSEE:

SITUATE, LYING AND BEING IN THE FOURTH (4TH) CIVIL DISTRICT OF SEVIER COUNTY, TENNESSEE, AND BEING LOT 10 OF CENTER VIEW ESTATES AS THE SAME IS SHOWN BY PLAT OF RECORD IN MAP BOOK 26, PAGE 45, IN THE REGISTERÕS OFFICE OF SEVIER COUNTY, TENNESSEE, TO WHICH PLAT SPECIFIC REFERENCE IS HERE MADE FOR A MORE PARTICULAR DESCRIPTION.

SUBJECT TO UCC FINANCING STATEMENT OF RECORD IN BOOK 3080, PAGE 200, AS AMENDED IN BOOK 4055, PAGE 510, IN THE REGISTERÕS OFFICE OF SEVIER COUNTY, TENNESSEE.

BEING THE SAME PROPERTY CONVEYED TO ROBERT K. COLE AND WIFE, KATHERINE F. COLE, BY GENERAL WARRANTY DEED DATED JUNE 22, 2007 OF RECORD IN BOOK 2853, PAGE 402, IN THE REGISTERÕS OFFICE OF SEVIER COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 474 CONNATSER LN, SEVIERVILLE, TENNESSEE 37876.

MAP 051 PARCEL 097.08

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433.  THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: SEVIER COUNTY ELECTRIC

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, September 19, 2014.  THIS IS IMPROVED PROPERTY KNOWN AS 474 CONNATSER LN, SEVIERVILLE, TENNESSEE 37876

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 09/22/14, 09/29/14 and 10/06/14

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on November 3, 2014 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by JAMES CALVIN MYERS AND SHEILA CAROL MYERS, to GAIL C. VICTORY, Trustee, on August 26, 2005, as Instrument No. 200509020021194 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: THE BANK OF NEW YORK MELLON TRUST COMPANY, NATIONAL ASSOCIATION FKA THE BANK OF NEW YORK TRUST COMPANY, N.A. AS SUCCESSOR TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC., MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2006-RP2

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

SITUATED IN DISTRICT 1, KNOX COUNTY, AND WITHIN THE 14TH WARD OF THE CITY OF KNOXVILLE, TENNESSEE, (CLT 082EN-018), AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 13, BLOCK B, CASTLE HEIGHTS SUBDIVISION, GILMAR HOMES, INC, UNIT ONE, AS SHOWN BY MAP OR THE SAME OF RECORD IN CABINET B, SLIDE 82D (MAP BOOK 14, PAGE 129) IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, SAID PROPERTY FRONTS 60 FEET ON THE NORTH SIDE OF SELMA AVENUE AND EXTENDS BACK IN A NORTHERLY DIRECTION BETWEEN PARALLEL LINES, 142.5 FEET, AND BEING BOUNDED AND DESCRIBED AS SHOWN ON MAP OF SAID ADDITION TO WHICH MAP REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION, SAID PREMISES BEATING STREET ADDRESS OF 3221 SELMA AVENUE, KNOXVILLE TENNESSEE BEING A PORTION OF THE SAME PROPERTY CONVEYED TO CHARLES W WHITTINGTON AND WIFE, CHARLENE WHITTINGTON, BY CORRECTION QUIT CLAIM DEED FROM LOIS E KELLY, SINGLE, DATED 3-16-04 AND RECORDED 3-29-04 IN INSTRUMENT NUMBER 200403290089611,REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE ORIGINAL DEED RECORDED ON 7-2-99 IN INSTRUMENT NUMBER 199907020000701

Tax ID:  082EN-018

Current Owner(s) of Property:  JAMES CALVIN MYERS AND SHEILA CAROL MYERS

The street address of the above described property is believed to be 3221 SELMA AVENUE, KNOXVILLE, TN 37914, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.  IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID.  THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: LVNV FUNDING LLC

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entitiesÕ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.  The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the MortgageeÕs attorney.

MWZM File No.  14-000543-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE:  (615) 238-3630

EMAIL:  INFO@MWZMLAW.COM

Insertion Dates: 09-29, 10-06, 10-13-14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed the 9th day of July, 2004 by Michael Scott Cupp, single, to William L. Jenkins, Trustee, as same appears of record in the office of the Register of Deeds for Knox County, Tennessee in Instrument No. 200407090003056, the undersigned having been appointed Substitute Trustee by instrument recorded in said register’s office, and the lawful owner of the debt secured, Health Systems Credit Union, having requested the undersigned to advertise and sell the property described and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will on the 14th of October, 2014 commencing at Eleven OÕClock (11:00) a.m. inside the Main Avenue entrance to the City-County Building in Knoxville, Knox County, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, to be paid in full by certified funds by Five OÕClock p.m. on the date of the sale, the following described property:

SITUATE in District 5 of Knox County, Tennessee in Ward 43 of the City of Knoxville, and being Lot 25R1 in Dogwood Heights Subdivision, a resubdivision of Lot 25, as shown by the map of record in Map Cabinet L, Slide 118-B, in RegisterÕs Office for Knox County, Tennessee to which specific reference is hereby made for a more complete and particular description. (Reference is also made to a plat of survey by Robert S. Waddell, RLS #1479, stated in a previous legal description to have been “recorded March 14, 1989.”)

This conveyance is made and accepted together with and subject to: The easement and maintenance agreement recorded in Deed Book 1971, page 208, in said registerÕs office; all other applicable easements, conditions, reservations, covenants, restrictions, and building set back lines, including, but not limited to, such as are shown and noted on the aforesaid map, and contained or cited in deeds in the chain of title to the property here conveyed.

Being the same property conveyed to Michael Scott Cupp by warranty deed from Bobby Black and wife, Kimberly B. Black dated July 9, 2004 of record in Instrument No. 200407090003055, RegisterÕs Office for Knox County, Tennessee.

Tax Map 093 BB Parcel 016

Property address: 4650 Ball Camp Pike, Knoxville, TN 37921

This conveyance is made subject to applicable restrictions, building setback lines and all existing easements of record including Warranty Book 1974, Page 1109, said registerÕs office. Subject to the rights, if any, of any tenants or other occupants in possession of this property. Subject to unpaid taxes, any prior liens or encumbrances, leases, easements and all other matters which take priority over the deed of trust under which this foreclosure sale is conducted, including, but not limited to, the priority of any fixture filing.

All right and equity of redemption, homestead and dower are waived in said Deed of Trust and the undersigned will sell and convey only as Substitute Trustee. This sale is without warranty of any kind and is further subject to the right of any tenants or other parties in possession of the property. The right is reserved to adjourn sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. The Substitute Trustee further reserves the right to rescind the sale for any reason.

OTHER INTERESTED PARTIES: Abercrombie Radiological, Citifinancial, Inc.

TODD J. MOODY

Substitute Trustee

900 South Gay St, Ste. 2100

www.rubinlublin.com/property-listings.php

Knoxville, TN 37902

(865)525-7313

Insertion Dates: 09-22, 09-29, 10-06-14

MMM

75 FORECLOSURES

NOTICE OF TRUSTEE’S SALE

Default having been made by the Debtors in the terms, conditions and payments of a certain purchase-money indebtedness evidenced by a promissory note and secured by the lien of a Deed of Trust of record in Instrument No.  200907010000172 in the Register’s Office for Knox County, Tennessee, executed by Joshua T. Nelson, to J. Nolan Sharbel, Trustee for Douglas R. Varner, Sr., and the holder and owner of said purchase-money indebtedness did instruct and direct the undersigned Trustee to advertise and sell the property secured and conveyed by said Deed of Trust, all of said purchase-money indebtedness being accelerated by default of the Debtor in the payment of a part thereof, the failure to provide insurance, and the nonpayment of property taxes, at the option of the holder and owner of said purchase-money indebtedness, after notice to the Debtor and all interested parties as provided in the terms of said deed of trust note, deed of trust, and the Tennessee Code Annotated, and advertisement of the real property hereinafter-described on Monday. the September 22 and 29, and October 6, 2014, in the Knoxville Focus, a weekly newspaper printed and distributed in Knox County, Tennessee; and this is to give notice that the undersigned Trustee will on Wednesday, the 15th day of October, 2014, commencing at 11:00 A.M. outside the front revolving door of the Knoxville/Knox County, City and County Building, 400 Main Street, Main Level, Knoxville, Tennessee, proceed to offer at public outcry, to the highest and best bidder for cash, the following described real property, to wit:

LOCATED AND BEING SITUATED in the THIRTIETH (30th) Ward of the City of Knoxville, the SEVENTH (7th) Civil District of the County of Knox, State of Tennessee, being known and designated as follows, to wit:

Lot 14, Block D, Yellowstone Addition, as shown on the map of record in the Knox County RegisterÕs Map Cabinet A, Slide 74A (Map Book 3, Page 79), to which reference is here made for a more particular description thereof, and fronting fifty feet (50Õ) on the North side of SUNSET AVENUE, and extending back in a northerly direction between parallel lines 150 feet, more or less, to a new street, now called BEAMAN LAKE AVENUE or STREET, and a frontage on said new street of fifty feet (50Õ). For further reference see Map Book above referred to in the RegisterÕs Office for Knox County, Tennessee;

MUNICIPAL ADDRESS: 1005 Beaman Lake Road, Knoxville, Tennessee 37914;

CLT No.: 30-083HA-008;

BEING THE SAME property described in the Knox County Register’s Instrument No. 200907010000171;

free from the equity of redemption, the statutory right of redemption, homestead, and all elective and marital rights, said rights being expressly waived by the Debtors and Grantors in said deed of trust; subject, however, to the lien of any taxes and deed of trust; and the title is believed to be good, but the undersigned will sell and convey title only in his capacity as Trustee

J. Nolan Sharbel, Sr., Trustee / ss

J. Nolan Sharbel, Trustee

9111 Cross Park Drive, Bldg. D, Suite 200

Knoxville Tennessee 37923

(865)694-4111 / (FAX)312-6727

Publish: 09/22/14, 09/29/14 and 10/06/14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated June 17, 2009, executed by JOSH L. DEMERS AND KRISTI M. DEMERS, conveying certain real property therein described to US TITLE CORPORATION, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded June 30, 2009, at Instrument Number 200906300086859; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. BANK NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE ON BEHALF OF THE OWS REMIC TRUST 2013-2 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 30, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NO. SIX (6) OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 17, HAYNESFIELD SUBDIVISION, AS SHOWN BY MAP OF RECORD IN INSTRUMENT NO. 200205010090322, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. SUBJECT TO RESTRICTIONS SHOWN IN INSTRUMENT NO. 200205030091143 IN SAID REGISTER`S OFFICE. SUBJECT TO A 20` MINIMUM BUILDING SETBACK LINE FROM FRONT; 05` SIDE; 15` REAR, 35` PERIPHERAL; 05` UTILITY AND DRAINAGE EASEMENT INSIDE INTERIOR LOT LINES; 10` INSIDE BOUNDARY LINES AND ROADS; 50` RIGHT OF WAY EASEMENT ON ALL STREETS. THIS CONVEYANCE IS SUBJECT TO ALL RESTRICTIONS, EASEMENTS, SETBACK LINES, AND OTHER CONDITIONS SHOWN OF RECORD IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE. Parcel ID: 029G-B-017.00 PROPERTY ADDRESS: The street address of the property is believed to be 7204 HAYNESFIELD LANE, KNOXVILLE, TN 37918. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): JOSH L. DEMERS AND KRISTI M. DEMERS OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. .

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #73535

Insertion Dates: 10-06, 10-13, 10-20-14

MMM

75 FORECLOSURES

NOTICE OF FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Kathy L. Siler a/k/a Kathy Siler a/k/a Kathy Louise Siler executed a Deed of Trust to SunTrust Mortgage, Inc., Lender and Tommy R. Lynch, Trustee(s), which was dated August 8, 2003 and recorded on August 19, 2003, Instrument No. 200308190021161, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, SunTrust Mortgage, Inc., (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on October 16, 2014, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

Situated in the First (1st) Civil District of Knox County, Tennessee, within the 14th Ward of the City of Knoxville, Tennessee, being part of Lot Nos. 23 and “S” in Block “MM” of the resubdivision of parts of Blocks “W”, “LL” and “MM” of Cold Springs Addition, as shown by map of record in Plat Cabinet B, Slide 49A (formerly Map Book 13, Page 155), in the Register’s Office for Knox County, Tennessee. Said portion of said lots lying adjacent forming one boundary, and being more particularly bounded and described as follows:

Beginning at an iron rod in the Southwest line of Martin Luther King, Jr. Avenue, said iron rod marking common corner of Lots R and S; thence with Martin Luther King, Jr. Avenue, North 29 deg. 21 min. 46 sec. East, 77.20 feet to an iron rod; thence South 51 deg. 34 min. 23 sec. East, 127.29 feet to an iron rod and cap in the dividing line between Lots 14 and 23; thence with said line and crossing Lot S, South 42 deg. 34 min. 37 sec. West, 76. 44 feet to an iron rod and cap in the dividing line between Lots R and S; thence with said line, North 51 deg. 34 min. 23 sec. West, 109.60 feet to the point of beginning, as shown by survey of Robert G. Lusby, Jr., Surveyor, dated September 17, 1999.

Being the same property conveyed to Kathy Louise Siler, a single person, by warranty deed, from Knoxville Leadership Foundation, dated 07/07/2000, recorded 07/10/2000, in Instrument No. 200007100001752, in the Register’s Office for Knox County, Tennessee.

Parcel ID Number: 082KS-022

Address/Description: 2618 Martin Luther King, Jr. Avenue, Knoxville, TN 37914.

Current Owner(s): Kathy Louise Siler.

Other Interested Party(ies): Capital One Bank (USA), N.A.; American General Financial Services, Inc.; National Credit Adjusters, LLC assignee of HSBC; and SunTrust Bank.

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt.  Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-18288

Insertion Dates: 09-22, 09-29, 10-06-14

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