75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated October 26, 2000, executed by JENNIFER L. HASSELL AND JOSEPH W. HASSELL, JR., conveying certain real property therein described to RONALD J. COFFMAN OF KNOX COUNTY, TENNESSEE, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded October 30, 2000, at Instrument Number 200010300029746; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to The Bank of New York Mellon, f/k/a The Bank of New York, as successor-in-interest to JPMorgan Chase Bank, N.A., as Trustee for Bear Stearns Asset Backed Securities Trust 2006-SD1, Mortgage Pass-Through Certificates, Series 2006-SD1 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 2, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NO. 8 OF KNOX COUNTY, TENNESSEE, AND BEING WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 12, BLOCK E, HUNTINGTON PLACE, UNIT 2, AS SHOWN BY MAP OF RECORD IN PLAT CABINET F, SLIDE 116-B, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION, AND AS SHOWN ON SURVEY OF STANLEY E HINDS, SURVEYOR, DATED MARCH 14, 1986, DRAWING NO. 860328, SAID PREMISES BEING IMPROVED WITH RESIDENCE KNOWN AS 7517 INVERRARY CIRCLE. Parcel ID: 029CE-015 PROPERTY ADDRESS: The street address of the property is believed to be 7517 INVERRARY CIR, KNOXVILLE, TN 37918. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): JENNIFER L. HASSELL AND JOSEPH W. HASSELL, JR. OTHER INTERESTED PARTIES: CITI BANK SOUTH DAKOTA, N.A., HALLSDALE POWELL UTILITY DISTRICT, COMPREHENSIVE DENTISTRY, NORTH STAR CAPITAL ACQUISITION, LLC. AS ASSIGNEE OF CAPITAL ONE The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #72937

Insertion Dates: 09-02, 09-08, 09-15-14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated January 21, 2010, executed by ROBERT E. WHITE, III AND JESSICA G. WHITE, conveying certain real property therein described to ROBERT M. WILSON, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded January 28, 2010, at Instrument Number 201001280049724 (as modified at Instrument Number 201212050036356); and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on September 18, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: TRACT I SITUATED IN DISTRICT NO. EIGHT OF KNOX COUNTY, TENNESSEE AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE AND BEING A TRACT OF LAND CONTAINING 0.25 ACRES MORE OR LESS LYING ON THE WEST SIDE OF OGLESBY ROAD AND BEING MORE FULLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN IN THE WEST LINE OF OGLESBY ROAD SAID IRON PIN BEING LOCATED 1585 FEET MORE OR LESS SOUTH OF THE CENTER LINE OF MANIS ROAD; AND ALSO CORNER TO STATE RIGHT OF WAY; THENCE WITH THE LINE OF OGLESBY ROAD SOUTH 24 DEG. 44 MIN. EAST 180.37 FEET TO AN IRON PIN; THENCE SOUTH 79 DEG. 38 MIN. WEST 59.10 FEET TO AN IRON PIN; THENCE NORTH 29 DEG. 28 MIN. WEST 160.41 FEET TO A RIGHT OF WAY MARKER; THENCE WITH THE RIGHT OF WAY LINE NORTH 60 DEG. 32 MIN. EAST 70.73 FEET TO AN IRON PIN, THE PLACE OF BEGINNING, ACCORDING TO THE SURVEY OF GERALD F. CLARK SURVEYOR DATED SEPTEMBER 21, 1979. TRACT II SITUATED IN DISTRICT NO. EIGHT OF KNOX COUNTY, TENNESSEE AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE AND BEING A TRACT OF LAND CONTAINING 3.95 ACRES MORE OR LESS LYING ON THE WEST SIDE OF OGLESBY ROAD AND BEING MORE FULLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN IN THE WEST LINE OF OGLESBY ROAD SAID POINT BEING LOCATED 1765 FEET SOUTH OF MANIS ROAD; THENCE FROM SAID BEGINNING POINT SOUTH 79 DEG. 38 MIN. WEST 998.74 FEET TO AN IRON PIN; THENCE SOUTH 6 DEG. 02 MIN. EAST 231.36 FEET TO AN IRON PIN; THENCE NORTH 73 DEG. 46 MIN. EAST 581.91 FEET TO AN IRON PIN; THENCE NORTH 68 DEG. 56 MIN. 20 SEC. EAST 467.08 FEET TO AN IRON PIN IN THE WEST LINE OF OGLESBY ROAD; THENCE ALONG THE WEST LINE OF OGLESBY ROAD NORTH 24 DEG. 44 MIN. WEST 87.16 FEET TO AN IRON PIN THE POINT OF BEGINNING ACCORDING TO THE SURVEY OF GERALD F. CLARK SURVEYOR DATED MAY 15, 1979. TRACT III SITUATED IN DISTRICT NO. EIGHT OF KNOX COUNTY, TENNESSEE AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE AND BEING MORE FULLY DESCRIBED AS FOLLOWS: BEGINNING IN THE CENTER OF THE SULPHUR SPRINGS BRANCH AND IN THE PROPERTY LINE OF CARROLL M. OGLESBY AND HERBERT A. SHERROD; THENCE IN A WESTERLY DIRECTION AND WITH THE PROPERTY NOW OR FORMERLY BELONGING TO CARROLL M. OGLESBY AND HERBERT A. SHERROD 934 FEET TO THE PROPERTY LINE OF CARROLL M. OGLESBY AND W.O. LUSBY; THENCE IN A NORTHWESTERLY DIRECTION 315 FEET WITH THE PROPERTY LINE OF CARROLL M. OGLESBY AND W.O. LUSBY; THENCE EASTERLY AND PARALLEL TO THE PROPERTY LINE OF CARROLL M. OGLESBY AND HERBERT A. SHERROD 714 FEET TO A PINE TREE IN THE PROPERTY LINE OF CARROLL M. OGLESBY AND G.A. GRIGSBY; THENCE SOUTHEASTERLY 10 FEET TO AN IRON PIN; THENCE NORTHEAST 150 FEET AND WITH THE PROPERTY LINE OF CARROLL M. OGLESBY AND G.A. GRIGSBY TO THE CENTER OF SULPHUR SPRINGS BRANCH; THENCE UP THE CENTER OF THE SULPHUR SPRINGS BRANCH TO THE POINT OF BEGINNING. CONTAINING 6 1/2 ACRES MORE OR LESS. THERE IS EXCEPTED FROM THE ABOVE DESCRIBED TRACT III THAT CERTAIN PARCEL OF LAND CONVEYED TO CARROLL M. OGLESBY AND WIFE MARY TERRY OGLESBY BY DAN F. SHERROD, JR. AND WIFE DONNA S. SHERROD BY DEED DATED FEBRUARY 15, 1980 OF RECORD IN BOOK OF DEEDS 1700 AT PAGE 303 IN THE REGISTER OF DEEDS OFFICE, KNOX COUNTY, TENNESSEE. THIS CONVEYANCE IS MADE SUBJECT TO 10` UTILITY AND/OR DRAINAGE EASEMENTS INSIDE ALL PROPERTY LINES, FIVE FEET EACH SIDE OF ALL LOT LINES AND MINIMUM SET BACK AT 100 FEET. Parcel ID: 072-093.01 PROPERTY ADDRESS: The street address of the property is believed to be 1011 OGLESBY RD, KNOXVILLE TN 37914, TN 37914. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): ROBERT E. WHITE, III AND JESSICA G. WHITE OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #72616

Insertion Dates: 08-18, 08-25, 09-2-14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated December 29, 2006, executed by MAYNARD ALVAREZ AND TASHA W. ALVAREZ, conveying certain real property therein described to US TITLE, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded January 2, 2007, at Instrument Number 200701020054050; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. Bank National Association, as Trustee, in trust for registered holders of First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-FF2 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on September 18, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN THE SEVENTH (7TH)(FORMERLY 2ND) CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE, AND WITHIN THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, IN THE 35TH WARD, AND BEING KNOWN AND DESIGNATED AT PART OF LOT NO. 29 IN VILLA GARDENS REVISED ADDITION OF RECORD IN MAP BOOK 11, PAGE 61, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE; AND BEING MORE FULLY BOUNDED AND DESCRIBED ACCORDING TO THE SURVEY OF HINDS SURVEYING COMPANY, 4601 CHAMBLISS AVENUE, KNOXVILLE, TN 37919, STANLEY E. HINDS, TN RLS NO. 967; SAID SURVEY BEING DATED AUGUST 15, 2005, AND BEARING JOB NO. 0508018, AS FOLLOWS; BEGINNING AT AN OLD IRON PIPE LOCATED IN THE NORTHWESTERN RIGHT OF WAY OF GARDEN DRIVE, CORNER TO REMAINING PART OF LOT 29 NOW OR FORMERLY OWNED BY HORNER (INSTR. NO. 200108160012887); SAID BEGINNING IRON PIPE BEING LOCATED IN A NORTHEASTERLY DIRECTION, 125 FEET FROM THE INTERSECTION OF GARDEN DRIVE WITH FULTON DRIVE; THENCE LEAVING GARDEN DRIVE AND WITH THE SEVERANCE LINE OF LOT 29, ALSO BEING THE COMMON PROPERTY LINE OF HORNER REFERENCED ABOVE,THEN PROPERTY NOW OR FORMERLY BELONGING TO BELLAMY (DEED BOOK 931, PAGE 509) NORTH 24 DEG. 56 MIN. WEST 273.68 FEET TO A NEW IRON PIN IN THE LINE OF PROPERTY NOW OR FORMERLY BELONGING TO HARRINGTON (DEED BOOK 600, PAGE 115);THENCE WITH HARRINGTON, NORTH 54 DEG. 38 MIN. EAST 100.00 FEET TO A NEW IRON PIN, CORNER TO PROPERTY NOW OR FORMERLY BELONGING TO LITTON (INSTR. NO. 200501270059423); THENCE WITH LITTON PROPERTY, SOUTH 35 DEG. 23 MIN. EAST 275.04 FEET TO AN OLD IRON PIN IN THE NORTHWESTERN RIGHT-OF-WAY OF GARDEN DRIVE; THENCE WITH SAID GARDEN DRIVE, SOUTH 54 DEG. 37 MIN. WEST 78.50 FEET TO A NEW IRON PIN; THENCE CONTINUING SOUTH 59 DEG. 23 MIN. WEST 71.42 FEET TO THE POINT OF BEGINNING, CONTAINING .079 ACRES, MORE OR LESS, ACCORDING TO THE SURVEY HEREINABOVE REFERENCED. Parcel ID: 049I-A-018 PROPERTY ADDRESS: The street address of the property is believed to be 4109 GARDEN DR, KNOXVILLE, TN 37918. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): MAYNARD ALVAREZ AND TASHA W. ALVAREZ OTHER INTERESTED PARTIES: CITY OF KNOXVILLE, TENNESSEE, Mortgage Electronic Registration Systems, Inc., (“MERS”), acting solely as a nominee for FIRST FRANKLIN A DIVISION OF NATIONAL CITY BANK The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #72613

Insertion Dates: 08-18, 08-25, 09-2-14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated June 24, 2005, executed by MARIANNE MOORE SHAMBLIN, conveying certain real property therein described to LENDERS FIRST CHOICE, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded July 25, 2005, at Instrument Number 200507250007225; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF9 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on September 25, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: THE FOLLOWING DESCRIBED PREMISES, TO WIT: SITUATED IN DISTRICT NO. SIX (6) OF KNOX COUNTY, TENNESSEE, WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, BEING KNOWN AND DESIGNATED AS ALL OF LOT 14, IN HIGH POINT SUBDIVISION, AS SHOWN ON MAP OF SAME OF RECORD IN MAP CABINET D, SLIDE 169-A (MAP BOOK 39-S, PAGE 5), IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION; AND ACCORDING TO SURVEY OF BATSON & HIMES, ENGINEERS, DATED OCTOBER 6, 1969. NO BOUNDARY SURVEY HAVING BEEN MADE AT THE TIME OF THIS CONVEYANCE AND THE ABOVE DESCRIPTION BEING DIFFERENT FROM THE PREVIOUS DEED OF RECORD, THE SOURCE OF THE NEW DESCRIPTION IS IN MAP CABINET D, SLIDE 169-A (MAP BOOK 39-S, PAGE 5). Parcel ID: 132I-B-010 PROPERTY ADDRESS: The street address of the property is believed to be 9635 TURNBRIDGE LANE, KNOXVILLE, TN 37922. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): MARIANNE MOORE SHAMBLIN OTHER INTERESTED PARTIES: FIRST FRANKLIN FINANCIAL CORPORATION, NATIONPOINT A DIVISION OF NAT CITY BANK OF IN, UNITED GUARANTY RESIDENTIAL INSURANCE COMPANY OF NORTH CAROLINA The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #72744

Insertion Dates: 08-25, 09-02, 09-8-14

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on October 6, 2014 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by JAY R DANIEL AND HELEN DANIEL, to TRANSCONTINTAL TITLE CO OF KRONVILLE, Trustee, on October 5, 2001, as Instrument No. 200110190030804 in the real property records of Knox County Register’s Office, Tennessee and re-filed as Instrument No. 200203220070338 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: The Bank of New York Mellon Trust Company N.A., f/k/a The Bank of New York Trust Company, N.A., as Successor Trustee to JPMorgan Chase Bank, National Association, as Successor Trustee to Bank One, National Association, as Trustee for ACE Securities Corp. Home Equity Loan Trust, Series 2002-HE1 Asset Backed Pass-Through Certificates

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

SITUATED IN DISTRICT NO. 7 OF KNOX COUNTY, TENNESSEE, AND WITHIN THE 36TH WARD OF THE CITY OF KNOXVILLE, TENNESSEE, BEING KNOWN AND DESIGNATED AS LOT 3, BLOCK 47, FOUNTAIN CITY COMPANY` S ADDITION, AS SHOWN ON THE MAP OF THE SAME OF RECORD IN MAP BOOK 5, PAGE 182, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, AND BEING MORE FULLY DESCRIBED AS FOLLOWS:

BEGINNING AT AN IRON PIN, IN THE SOUTH LINE OF THIRD STREET (NOW MIDLAKE DRIVE) AT THE COMMON CORNER BETWEEN LOTS 3 AND 4, SAID BEGINNING POINT BEING DISTANT 450 FEET, MORE OR LESS, WESTERLY FROM THE SOUTHWEST CORNER OF THIRD STREET (NOW MIDLAKE DRIVE) AND PINEVIEW ROAD; THENCE FROM SAID BEGINNING POINT WITH THE DIVIDING LINE BETWEEN LOTS 3 AND 4, SOUTH 28 DEG EAST 145 FEET, MORE OR LESS, TO AN IRON PIN IN THE NORTH LINE OF AN ALLEY; THENCE WITH THE LINE OF SAID ALLEY, SOUTH 62 DEG WEST 33 FEET, MORE OR LESS, TO AN IRON PIN IN THE NORTH LINE OF CEDAR LANE; THENCE WITH THE LINE OF CEDAR LANE, SOUTH 87 DEG 12 MIN WEST 17.5 FEET TO AN IRON PIN, CORNER TO LOT 2; THENCE WITH THE DIVIDING LINE BETWEEN LOTS 2 AND 3, NORTH 28 DEG WEST 137 FEET TO AN IRON PIN IN THE SOUTH LINE OF THIRD STREET (NOW MIDLAKE); THENCE WITH SAID LINE, NORTH 62 DEG EAST 50 FEET TO THE PLACE OF BEGINNING.

Tax ID:  058KB004

Current Owner(s) of Property:  JAY R DANIEL AND HELEN DANIEL

The street address of the above described property is believed to be 2313 Cedar Lane, Knoxville, TN 37918, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.  IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID.  THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: None

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entitiesÕ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.  The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the MortgageeÕs attorney.

MWZM File No.  14-002341-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE:  (615) 238-3630

EMAIL:  INFO@MWZMLAW.COM

Publish: 09/02/14, 09/08/14 and 09/15/14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated August 9, 2012, executed by PAULA E. BEELER AND DAVID W. BEELER, conveying certain real property therein described to FIDELITY NATIONAL TITLE, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded August 23, 2012, at Instrument Number 201208230012413; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to The Money Source, Inc. who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on September 25, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: THE FOLLOWING DESCRIBED PREMISES, TO WIT: SITUATED IN THE SIXTH (6TH) CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE, AND BEING ALL OF LOT 2R1, OF THE RESUBDIVISION OF LOT 2, OF PROPERTY OF MRS. LEE MCCLAIN, AS SHOWN BY MAP OF RECORD IN MAP CABINET P, SLIDE 190-C, IN THE REGISTERS OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. SUBJECT TO A DECLARATION OF JOINT PERMANENT NON-EXCLUSIVE EASEMENT OF RECORD IN WARRANTY DEED BOOK 2283, PAGE 260, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE. Parcel ID: 066K-A-021.03 PROPERTY ADDRESS: The street address of the property is believed to be 5115 W EMORY RD, POWELL, TN 37849. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): PAULA E. BEELER AND DAVID W. BEELER OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #72900

Insertion Dates: 08-25, 09-02, 09-8-14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated April 2, 2011, executed by TRACIE A. YOUNG AND WILLIAM A. YOUNG, conveying certain real property therein described to ROBERT M. WILSON JR, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded April 21, 2011, at Instrument Number 201104210061870 (see also the Subordination Agreement recorded at Instrument Number 201104210061871); and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Nationstar Mortgage LLC who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on September 18, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NUMBER 6 OF KNOX COUNTY, TENNESSEE AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE BEING KNOWN AND DESIGNATED AS ALL OF LOT 15, BLOCK “E” SUBURBAN HILLS, UNIT 1 OF RECORD IN MAP BOOK 26, PAGE 72 IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE AND ACCORDING TO THE SURVEY OF MICHAEL E. LUETHKE SURVEYOR RLS NUMBER 842 KNOXVILLE, TENNESSEE DATED NOVEMBER 19, 1993 BEARING DRAWING NUMBER 93562. Parcel ID: 119M-D-007 PROPERTY ADDRESS: The street address of the property is believed to be 224 SUBURBAN ROAD, KNOXVILLE, TN 37923. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): TRACIE A. YOUNG AND WILLIAM A. YOUNG OTHER INTERESTED PARTIES: REGIONS BANK The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103 www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #72648

Insertion Dates: 08-18, 08-25, 09-2-14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated May 31, 2013, executed by ANNETTE J. CUSKADEN AND HOWARD T. CUSKADEN, conveying certain real property therein described to JOSEPH B. PITT, JR., as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded June 6, 2013, at Instrument Number 201306060080609; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Quicken Loans Inc. who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on September 25, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN THE SECOND (2ND) CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE AND WITHIN THE 16TH WARD OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 7, BLOCK E, IN PLANTATION HILLS ADDITION. THE MAP OF SAID ADDITION APPEARING OF RECORD IN MAP BOOK 24, PAGE 157, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE. SAID LOT IS MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING ON AN IRON PIN IN THE CURVED SOUTHERLY RIGHT OF WAY LINE OF CHANTILLY DRIVE. SAID IRON PIN MARKING A COMMON CORNER TO LOTS 6 AND 7, IN SAID BLOCK OF SAID ADDITION. THENCE WITH THE SAID LINE OF SAID DRIVE ON A CURVE TO THE LEFT, A CHORD CALL AND DISTANCE OF NORTH 66 DEGREES 32 MINUTES 20 SECONDS EAST 74.61 FEET TO A POINT OF TANGENT; THENCE CONTINUING WITH THE RIGHT OF WAY LINE OF CHANTILLY DRIVE, AFORESAID, NORTH 59 DEGREES 32 MINUTES 40 SECONDS EAST 5.5 FEET TO A POINT CORNER TO LOT 8; THENCE WITH THE COMMON DIVIDING LINE BETWEEN LOTS 7 AND 8, SOUTH 33 DEGREES 03 MINUTES 00 SECONDS EAST 144.66 FEET TO AN EXISTING IRON PIN, CORNER TO LOTS 7 AND 8; THENCE SOUTH 58 DEGREES 34 MINUTES 35 SECONDS WEST 43.47 FEET TO AN EXISTING IRON PIN; THENCE SOUTH 67 DEGREES 55 MINUTES WEST 81.07 FEET TO AN EXISTING IRON PIN, CORNER TO LOTS 6 AND 7, THENCE WITH THE COMMON DIVIDING LINE BETWEEN LOTS 6 AND 7; NORTH 15 DEGREES 41 MINUTES 30 SECONDS WEST 147.40 FEET TO AN IRON PIN THE POINT OR PLACE OF BEGINNING. SAID PROPERTY IS IMPROVED WITH A DWELLING HOUSE FRONTING ON CHANTILLY DRIVE, AS SHOWN BY SURVEY OF JERRY M. SIZEMORE, REGISTERED LAND SURVEYOR, KNOXVILLE TENNESSEE, DATED APRIL 14, 1977, JOB NO. 155, DRAWING NO. ML-155. THE ABOVE DESCRIPTION IS THE SAME AS THE PREVIOUS DEED OF RECORD, NO BOUNDARY SURVEY HAVING BEEN MADE AT THE TIME OF THIS CONVEYANCE. Parcel ID: 070N-B-006 PROPERTY ADDRESS: The street address of the property is believed to be 3312 CHANTILLY DR, KNOXVILLE, TN 37917. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): ANNETTE J. CUSKADEN AND HOWARD T. CUSKADEN OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #72828

Insertion Dates: 08-25, 09-02, 09-8-14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated APRIL 30, 2003, executed by KENNETH H. MARMON, AN UNMARRIED MAN, to FMLS, INC., Trustee, of record in INSTRUMENT NO. 200305060101068, for the benefit of AMSOUTH BANK, in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to FIDELITY BANK, the entire indebtedness having been declared due and payable by FIDELITY BANK, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/ JESSICA D. BINKLEY, will by virtue of the power and authority vested in  me as Substitute Trustee, on WEDNESDAY, OCTOBER 8, 2014, AT 11:00 A.M. (LOCAL TIME), AT THE NORTHERN MOST ENTRANCE FROM MAIN AVENUE, NEAR THE MAIN ASSEMBLY ROOM, ON LEVEL ÒMÓ OF THE CITY-COUNTY BUILDING, AT 400 MAIN AVENUE, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

SITUATED IN DISTRICT NO. NINE (9) OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS LOT 23, BROOKSONG SUBDIVISION, UNIT 1, AS SHOWN BY MAP OF SAME OF RECORD IN MAP CABINET O, SLIDE 349-B, IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION AND BEING ACCORDING TO THE SURVEY OF WADE B. NANCE, SURVEYOR, DATED FEBRUARY 17, 2000, FILE NO. A, DRAWING NO. 19968.

SUBJECT TO THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS OF RECORD IN DEED BOOK 2267, PAGE 855, AND CORRECTED IN DEED BOOK 2273, PAGE 1093, IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE.

BEING THE SAME PROPERTY CONVEYED TO KENNETH H. MARMON, UNMARRIED, BY WARRANTY DEED DATED MARCH 1, 2000 OF RECORD IN INSTRUMENT NO. 200003240019355 IN THE REGISTERÕS OFFICE OF KNOX COUNTY, TENNESSEE.

THE SAID KENNETH H. MARMON HAVING SINCE DIED ON OR ABOUT FEBRUARY 22, 2014.

THIS IS IMPROVED PROPERTY KNOWN AS 7590 CREEK SONG CT, KNOXVILLE, TENNESSEE 37920.

PARCEL ID:  125IB023

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433.  THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: ESTATE/HEIRS OF KENNETH MARMON; REGIONS BANK; BROOK SONG SUBDIVISION HOMEOWNERSÕ ASSOCIATION, INC.; BONE MCALLESTER NORTON PLLC

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, August 27, 2014.  This is improved property known as 7590 CREEK SONG CT, KNOXVILLE, TENNESSEE 37920.

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 09/02/14, 09/08/14 and 08/15/14

MMM

75 FORECLOSURES

SUCCESSOR TRUSTEEÕS NOTICE OF FORECLOSURE SALE

Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed August 18, 2008 by Jeffrey F. Gencay to Thomas R. Underwood, as Trustee, as same appears of record in the office of the Register of Knox County, Tennessee, in RegisterÕs Instrument No. 200808200012473, and the undersigned having been appointed Successor Trustee by instrument recorded in RegisterÕs Instrument No. 201407300006311, in the said RegisterÕs Office, and the owner of the debt secured, Knoxville Teachers Federal Credit Union, having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is give notice that the undersigned will, on September 23, 2014 at 10:00 a.m., at the City County Building, 400 Main Street, Knoxville, TN  37902, Knox County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to wit:

SITUATE in District One of Knox County, Tennessee, and within the 13th Ward of the city of Knoxville, and being Lot 10, Block E, Oakland Park 3rd Addition, as shown by the map recorded in Plat Cabinet B, Slide 139-D, in the RegisterÕs Office for Knox County, Tennessee, to which map specific reference is made for a more particular description, and being the same property conveyed to Jeffrey Gencay on February 12, 2008, by the deed recorded as Instrument Number 2008 0225 0063145 in the RegisterÕs Office for Knox County, Tennessee.  Said premises are improved with dwelling designated as 3331 Lay Ave, Knoxville, Tennessee  37914 and Tax Parcel ID 082EK-019.  This conveyance is made subject to applicable restrictions, building setback lines, all existing easements, and to all conditions as shown on the recorded map.

The proceeds of the sale will be applied in accordance with the terms and provisions of the above-named Deed of Trust.  Said sale is being made upon the request of Knoxville Teachers Federal Credit Union, the owner and holder of the indebtedness secured by said Deed of Trust, due to the failure of the makers to comply with all provisions of the Deed of Trust.

Other parties interested as defined by Tennessee statutes and to whom the Successor Trustee has given notice of the sale include the following:  Jeffrey F. Gencay, Ruth M. Gencay, Anesthesia Medical Alliance of E. TN, Knox County, Knoxville City.

The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; and restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.  This property is being sold with the express reservation that it is subject to confirmation by the lender or Successor Trustee.  Should the highest bidder fail to comply with the terms of the bid at the public sale, then the Substitute Trustee shall have the option of accepting the second highest bid, or the next highest bid with which the buyer is able to comply.

This sale may be rescinded at any time.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.  All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Successor Trustee.  The Property is sold as is, where is, without representation or warranties of any kind, including fitness for a particular purpose.

Jedidiah C. McKeehan

The Hurley Law Firm, P.C.

Successor Trustee

205 Mohican St.

Knoxville, TN  37919

865 523-1414

Insertion Dates: 08-25, 09-02, 09-8-14

MMM

75 FORECLOSURES

NOTICE OF FORECLOSURE

AND SUBSTITUTE TRUSTEE’S SALE

Default having been made in the terms and conditions of payments, pursuant to a certain Deed of Trust executed by Letha E. Gibson and husband, Roy W. Gibson to Michael Brown, Trustee, dated the 25th day of January, 2000 and being of record in Inst. No. 200001310006187, Register’s Office for Knox County, Tennessee, referred to herein as the deed of trust, which conveyed certain real property, appurtenances, estate, title and interest therein in trust to secure the indebtedness described therein, which indebtedness is now due and unpaid and has been declared in default by the lawful owner thereof, Beneficial Tennessee, Inc.  Appointment of Substitute Trustee having been duly executed by the holder of the note and beneficiary of said Deed of Trust, and appointing William Timothy Hill as Substitute Trustee.

NOW, THEREFORE, I, William Timothy Hill, Trustee, pursuant to the said Deed of Trust, having been requested by the owner and holder of said indebtedness so to do, by virtue of the authority and power vested in me by said deed of trust and appointing of Substitute Trustee will on the 15th day of September, 2014, at 12:00 noon., on the front door of the Knox  County Courthouse, Knoxville, Knox County, Tennessee, sell at public outcry to the highest bidder for cash (or credit upon the indebtedness secured, if the holder is the successful purchaser) the following described property located in Knox   County, Tennessee, to wit:

Situated in the 9th Civil District of Knox County, Tennessee, without the corporate limits of the City of Knoxville, being part of Lot No. 5 of property of Howell G. Trotter, as shown by map of record in Map Book 18, page 119, RegisterÕs Office for Knox County, Tennessee, said portion of said lot fronting 117.93 feet on the southeast side of Trotter Road, to which reference is hereby made for a more complete legal description. Tax Id#138-223

BEING the same property conveyed to Letha Rose nka Letha E. Gibson and Roy W. Gibson by deed recorded 1/25/2000 in Inst. No. 200001310006186, RegisterÕs Office for Knox County, Tennessee.

This is improved property known as 604 Trotter Road, Knoxville, TN

If there is any discrepancy with the street address, the legal description will control.

At the time of this publication, the ¤ 35?5?117 notice of the right to foreclose was timely forwarded. The sale of the property described in said Deed of Trust shall be subject to any and all instrument of record, prior liens, encumbrances, deeds of trust, easements, restrictions, building lines, unpaid taxes, assessments, penalties and interest, if any. All right and equity of redemption, homestead, dower and all other exceptions are expressly waived in said Deed of Trust, and the title is believed to be good, but the Substitute Trustee will convey and sell only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day or time certain without further publication, upon announcement at the time for the above. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time.  This is an attempt to collect a debt and any information obtained will be used for that purpose.

This 22nd day of August, 2014

William Timothy Hill, Substitute Trustee

201 Fourth Avenue North, Suite 1800

Nashville, TN 37219

Insertion Dates:   8/25/14 Ð 9/2/14 Ð 9/8/14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated SEPTEMBER 17, 2007, executed by LEWIS L. WHITMIRE, II, UNMARRIED, to CHARLES E. TONKIN, II, Trustee, of record in INSTRUMENT NO. 200709190024484, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MORTGAGE INVESTORS GROUP, in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY, the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on WEDNESDAY, SEPTEMBER 24, 2014 AT 11:00 A.M., AT THE NORTHERN MOST ENTRANCE FROM MAIN AVENUE, NEAR THE MAIN ASSEMBLY ROOM, ON LEVEL ÒMÓ OF THE CITY-COUNTY BUILDING, AT 400 MAIN AVENUE, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

SITUATED IN THE SIXTH (6TH) CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT NUMBER FIFTY THREE (53), THE COLONIES, UNIT 1, A PLANNED UNIT DEVELOPMENT, AS SHOWN BY MAP OF RECORD IN MAP BOOK 64-S, PAGES 34 AND 35, REGISTERÕS OFFICE, KNOX COUNTY, TENNESSEE, TO WHICH MAP REFERENCE IS HERE MADE FOR A MORE PARTICULAR DESCRIPTION THEREOF, TOGETHER WITH SUCH RIGHTS AND OBLIGATIONS AND EASEMENTS OF ENJOYMENT IN COMMON WITH OTHER OWNERS OF LOTS SHOWN ON THE AFORESAID RECORDED MAP IN THE AREA DESIGNATED ON SAID MAP AS ÒCOMMON AREAÓ, AS THE OWNER OF THE LOT HEREIN CONVEYED MAY BE ENTITLED TO AS SUCH LOT OWNER AND AS A MEMBER OF THE COLONIES ASSOCIATION, INCORPORATED.

BEING THE SAME PROPERTY CONVEYED TO LEWIS L. WHITMIRE, II, UNMARRIED, BY WARRANTY DEED DATED SEPTEMBER 17, 2007 OF RECORD IN INSTRUMENT NO. 200709190024483, IN THE REGISTER’S OFFICE OF KNOX COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 8701 OLDE COLONY TRL APT 53, KNOXVILLE, TENNESSEE 37923.

PARCEL ID:  132LC028

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: NONE OF RECORD

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, August 13, 2014. This is improved property known as 8701 OLDE COLONY TRL APT 53, KNOXVILLE, TENNESSEE 37923.

.J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 08/18/14, 08/25/14 and 09/02/14

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on September 22, 2014 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by RONALD BERRY AND JANICE BERRY, to STERLING TITLE, INC, Trustee, on March 31, 2005, as Instrument No. 200504050078701 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: U.S. Bank National Association, as Trustee for Residential Asset Mortgage Products, Inc., Mortgage Asset-Backed Pass-Through Certificates, Series 2005-EFC1

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

SITUATED IN DISTRICT NO. 7 (OLD 2) OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 14, BLOCK D, REVISED ADDITION OF LOTS 7,8, AND 9, UNIT 2, BLOCK B, AND UNIT 3, OF JERRY WOOD`S SECOND ADDITION TO BUFFAT HEIGHTS, AS SHOWN ON THE SAME OF RECORD IN MAP BOOK 26, PAGE 23, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, AND BEING MORE FULLY DESCRIBED AS FOLLOWS:

BEGINNING AT THE POINT OF INTERSECTION OF THE SOUTH LINE OF OLLIE DAVIS ROAD AND THE EASTERN LINE OF A 50 FOOT RIGHT-OF-WAY, AS EACH IS EXTENDED THENCE ALONG THE SOUTHERN LINE OF OLLIE DAVIS ROAD, NORTH 60 DEG. 17 MIN EAST, 100 FEET TO AN IRON PIN COMMON CORNER OF LOTS 13 AND 14; THENCE ALONG THE DIVIDING LINE OF LOTS 13 AND 14, SOUTH 26 DEG. 47 MIN EAST, 150 FEET TO AN IRON PIN; THENCE SOUTH 60 DEG. 17 MIN. WEST, 100 FEET TO AN IRON PIN IN THE EASTERN LINE OF THE 50 FOOT RIGHT-OF-WAY; THENCE ALONG THE EASTERN LINE OF SAID RIGHT-OF-WAY, NORTH 26 DEG. 47 MIN. WEST, 150 FEET TO THE PLACE OF BEGINNING. THERE IS EXCEPTED FROM THIS CONVEYANCE HOWEVER, THAT PORTION LYING OUTSIDE THE CURVE FORMED BY THE INTERSECTION OF THE EASTERN LINE OF THE 50 FOOT RIGHT-OF-WAY AND THE SOUTHERN LINE OF OLLIE DAVIS ROAD.

Tax ID:  070EE-012

Current Owner(s) of Property:  RONALD BERRY AND JANICE BERRY

The street address of the above described property is believed to be 4624 Woodhaven Drive, Knoxville, TN 37914, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.  IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID.  THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: CAPITAL ONE BANK (USA), N.A AND MIDLAND FUNDING LLC

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entitiesÕ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.  The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the MortgageeÕs attorney.

MWZM File No.  14-002295-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE:  (615) 238-3630

EMAIL:  INFO@MWZMLAW.COM

Publish: 08/25/14, 09/02/14 and 09/08/14

MMM

75 FORECLOSURES

SUCCESSOR TRUSTEEÕS NOTICE OF

FORECLOSURE SALE

Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed February 10, 2009 by Jeffrey F. Gencay and Ruth Gencay to Thomas R. Underwood or Paul Bean, as Trustees, as same appears of record in the office of the Register of Knox County, Tennessee, in RegisterÕs Instrument No. 200902190051516, and the undersigned having been appointed Successor Trustee by instrument recorded in RegisterÕs Instrument No. 201407300006310, in the said RegisterÕs Office, and the owner of the debt secured, Knoxville Teachers Federal Credit Union, having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is give notice that the undersigned will, on September 23, 2014 at 10:00 a.m., at the City County Building, 400 Main Street, Knoxville, TN  37902, Knox County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to wit:

SITUATE in District 7 of Knox County, Tennessee, and within the 17th Ward of the City of Knoxville, and being Lot 14, Block 48, Revised Blocks 45, 46, 48, 49, 51, 52, 53, & 54, ScottÕs Oak Hill Addition, as shown by the map recorded in Map Book 11, page 62, (Map Cabinet A, slide 356D) in the RegisterÕs Office for Knox County, Tennessee.  Said premises are improved with dwelling designated as 701 Quincy Avenue, Knoxville, Tennessee  37914 and Tax Parcel ID 081FC-014.  This conveyance is made subject to applicable restrictions, building setback lines, all existing easements, and to all conditions as shown on the recorded map.

The proceeds of the sale will be applied in accordance with the terms and provisions of the above-named Deed of Trust.  Said sale is being made upon the request of Knoxville Teachers Federal Credit Union, the owner and holder of the indebtedness secured by said Deed of Trust, due to the failure of the makers to comply with all provisions of the Deed of Trust.

Other parties interested as defined by Tennessee statutes and to whom the Successor Trustee has given notice of the sale include the following:  Jeffrey F. Gencay, Ruth M. Gencay, Anesthesia Medical Alliance of E. TN, Knox County, Knoxville City.

The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; and restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.  This property is being sold with the express reservation that it is subject to confirmation by the lender or Successor Trustee.  Should the highest bidder fail to comply with the terms of the bid at the public sale, then the Substitute Trustee shall have the option of accepting the second highest bid, or the next highest bid with which the buyer is able to comply.

This sale may be rescinded at any time.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.  All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Successor Trustee.  The Property is sold as is, where is, without representation or warranties of any kind, including fitness for a particular purpose.

Jedidiah C. McKeehan

The Hurley Law Firm, P.C.

Successor Trustee

205 Mohican St.

Knoxville, TN  37919

865 523-1414

Insertion Dates: 08-25, 09-02, 09-8-14

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEEÕS SALE

Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed March 4, 2008 by Adam M. Patterson and Anna G. Patterson, husband and wife to Robert M. Wilson, Jr., as Trustee, as same appears of record in the office of the Register of Knox County, Tennessee, in Register’s Instrument No. 200803110067887, and the undersigned having been appointed Substitute Trustee by instrument recorded in the said Register’s Office, and the owner of the debt secured, GreenTree Servicing LLC, having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Tuesday, September 2, 2014 commencing at 12:00 PM, at the Northernmost Entrance from Main Avenue near the Main Assembly Room on M-Level of the City and County Building, Knoxville, Knox County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to wit:

Situated in County of Knox, State of Tennessee.

SITUATED in District No. Nine (9) of Knox County, Tennessee, without the corporate limits of the City of Knoxville, Tennessee, and being all of Lot 2 as shown on the Resubdivision Plat for Harold Ogle, as shown by plat of record as Instrument No. 200408300018119, in the Register’s Office for Knox County, Tennessee, to which plat specific reference is hereby made for a more particular description.

Tax Parcel ID: 150BD-00603

Property Address: 8821 Simpson Road, Knoxville, TN.

All right and equity of redemption, homestead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

ARNOLD M. WEISS,

Weiss Spicer Cash, PLLC

Substitute Trustee

208 Adams Avenue

Memphis, Tennessee 38103

901-526-8296

File # 7134-114796-FC

Published: Aug 11, Aug 18, Aug 25, 2014

Green Tree Servicing LLC/Adam Patterson

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated NOVEMBER 20, 2009, executed by MARY E. TAYLOR, A SINGLE PERSON, to ARNOLD M. WEISS, ESQ., Trustee, of record in INSTRUMENT NO. 200911240036365, for the benefit of WELLS FARGO BANK, N.A., in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY,  the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on THURSDAY, OCTOBER 16, 2014 AT 10:00 A.M., AT THE CITY COUNTY BUILDING, NORTH SIDE ENTRANCE, 400 MAIN STREET, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

SITUATED IN DISTRICT NO. SIX (6) OF KNOX COUNTY, TENNESSEE, WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS LOT 39, CORRECTED FINAL PLAT THE VILLAGE AT CHESTERFIELD, AS SHOWN ON THE PLAT OF THE SAME OF RECORD BEARING INSTRUMENT NO. 200909180020641, A CORRECTION OF INSTRUMENT NO. 200907070001837, REGISTERÕS OFFICE, KNOX COUNTY, TENNESSEE, TO WHICH PLAT SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION; AND AS SHOWN ON SURVEY BY BATSON, HIMES, NORVELL & POE, REGISTERED ENGINEERS & LAND SURVEYORS, DAVID BRIAN HARBIN, SURVEYOR, DATED JULY 14, 2009, BEARING DRAWING NO. 24535-B.

SUBJECT TO COVENANTS FOR PERMANENT MAINTENANCE OF STORMWATER FACILITIES OF RECORD BEARING INSTRUMENT NO. 200803030065229, SAID STORMWATER FACILITIES BEING SHOWN AND DEFINED ON PLAT OF RECORD BEARING INSTRUMENT NO. 200907070001837, BOTH IN THE REGISTERÕS OFFICE, KNOX COUNTY, TENNESSEE.

BEING THE SAME PROPERTY CONVEYED TO MARY E. TAYLOR, UNMARRIED, BY WARRANTY DEED DATED NOBEMBER 20, 2009 OF RECORD IN INSTRUMENT NO. 200911240036364, IN THE REGISTER’S OFFICE OF KNOX COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 10253 BOSTON LN, KNOXVILLE, TENNESSEE 37932.

PARCEL ID:  104NF039

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: TENNESSEE HOUSING DEVELOPMENT AGENCY Ð STIMULUS LOAN PROGRAM; MIDLAND FUNDING LLC

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, August 21, 2014. This is improved property known as 10253 BOSTON LN, KNOXVILLE, TENNESSEE 37932

.

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 08/25/14, 09/02/14 and 09/08/14

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on September 29, 2014 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by MICHAEL C FRENCH, to AMERICAN TITLE COMPANY INC, Trustee, on November 30, 2004, as Instrument No. 200412080046820 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: U.S. Bank National Association, as Trustee for Residential Asset Securities Corporation, Home Equity Mortgage Asset-Backed Pass-Through Certificates, Series 2005-KS1

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

SITUATED IN DISTRICT NUMBER EIGHT (8) OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 10, OF THE ANDORIAN HILLS SUBDIVISION, RESUB OF LOTS 6 AND 7, W.A. ROUSE HEIRS SUBDIVISION, AS THE SAME APPEARS OF RECORD AT INSTRUMENT ID # 200205060091834, REVISED AT INSTRUMENT ID #200210040029345, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, AND ON SURVEY OF JIM SULLIVAN, DATED OCTOBER 22, 2003, TO WHICH SPECIFIC REFERENCE IS HEREBY MADE FOR MORE PARTICULAR DESCRIPTION.

Tax ID:  020N-E-010

Current Owner(s) of Property:  MICHAEL C FRENCH

The street address of the above described property is believed to be 7734 Edith Keeler Lane, Knoxville, TN 37938, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.  IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID.  THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: JUDGMENT IN FAVOR OF FIRST CHOICE COMMUNITY CREDIT

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entitiesÕ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.  The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the MortgageeÕs attorney.

MWZM File No.  14-002504-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE:  (615) 238-3630

EMAIL:  INFO@MWZMLAW.COM

Publish: 08/25/14, 09/02/14 and 09/08/14

MMM

75 FORECLOSURES

SUCCESSOR TRUSTEEÕS NOTICE OF FORECLOSURE SALE

Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed August 18, 2008 by Jeffrey F. Gencay, and wife, Ruth M. Gencay, to Thomas R. Underwood, as Trustee, as same appears of record in the office of the Register of Knox County, Tennessee, in RegisterÕs Instrument No. 200710290035010, and the undersigned having been appointed Successor Trustee by instrument recorded in RegisterÕs Instrument No. 201407300006309, in the said RegisterÕs Office, and the owner of the debt secured, Knoxville Teachers Federal Credit Union, having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is give notice that the undersigned will, on September 23, 2014 at 10:00 a.m., at the City County Building, 400 Main Street, Knoxville, TN  37902, Knox County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to wit:

SITUATED in District 7 of Knox County, Tennessee, and within the 36th Ward of the City of Knoxville, Tennessee, being all of Lot NO. 1-A-2 of the Resubdivision of Property of James D. Murmann, as shown by map of record in map Book 56-L, page 35, in the RegisterÕs Office for Knox County, Tennessee.  Said premises are improved with dwelling designated as 2101 Houstonia Drive, Knoxville, Tennessee  37918 and Tax Parcel ID 058GF-020.  This conveyance is made subject to applicable restrictions, building setback lines, all existing easements, and to all conditions as shown on the recorded map.

The proceeds of the sale will be applied in accordance with the terms and provisions of the above-named Deed of Trust.  Said sale is being made upon the request of Knoxville Teachers Federal Credit Union, the owner and holder of the indebtedness secured by said Deed of Trust, due to the failure of the makers to comply with all provisions of the Deed of Trust.

Other parties interested as defined by Tennessee statutes and to whom the Successor Trustee has given notice of the sale include the following:  Jeffrey F. Gencay, Ruth M. Gencay, Tracy Moneymaker, Anesthesia Medical Alliance of E. TN, Knox County, Knoxville City.

The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; and restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.  This property is being sold with the express reservation that it is subject to confirmation by the lender or Successor Trustee.  Should the highest bidder fail to comply with the terms of the bid at the public sale, then the Substitute Trustee shall have the option of accepting the second highest bid, or the next highest bid with which the buyer is able to comply.

This sale may be rescinded at any time.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.  All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Successor Trustee.  The Property is sold as is, where is, without representation or warranties of any kind, including fitness for a particular purpose

.

Jedidiah C. McKeehan

The Hurley Law Firm, P.C.

Successor Trustee

205 Mohican St.

Knoxville, TN  37919

865 523-1414

Insertion Dates: 08-25, 09-02, 09-8-14

MMM

75 FORECLOSURES

TRUSTEE’S NOTICE OF FORECLOSURE SALE

WHEREAS, default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust, executed the 4th day of October, 2007, by Roger Branam a/k/a Roger L. Branam, unmarried, to Ralph E. Harwell, Trustee, as same appears of record in the office of the Register of Knox County, Tennessee, recorded as Instrument Number: 200710050029184, said default having existed for more than thirty (30) days, and

WHEREAS, Marian Reagan, is the owner and holder of the indebtedness due therein, has appointed A. NICOLE TROUTT, as Substitute Trustee, which Substitution of Trustee is of record as Instrument Number 201407220004313 in the RegisterÕs Office, Knox County, Tennessee.

THEREFORE, NOTICE is hereby given that default having been made in the payment of the indebtedness secured by the owner, Marian Reagan, and said default having existed for more than thirty (30) days, the undersigned Substitute Trustee, by virtue of the authority vested and having been requested to do so by the owner and holder of said indebtedness, to advertise and sell the property described and conveyed by said Deed of Trust, all of said indebtedness having matured, on Friday, August 29, 2014, commencing at 11:00 a.m., at the Northern most entrance from Main Avenue near the Main Assembly Room on M-Level of the City/County Building, in Knoxville, Knox County, Tennessee, proceed to offer for sell at public outcry to the highest and best bidder for cash, in bar of all statutory right and equity of redemption, the following described property; to-wit:  TRACT ONE – SITUATED in the Ninth (9th) Civil District of Knox County, Tennessee, and without the corporate limits of the City of Knoxville, Tennessee, being bounded and described as follows:  BEGINNING at an iron pin in the Southwest line of McCall Lane, corner to Professional Developers, Inc.,  said pin located 262.0 feet, more or less, Northwest of the point of intersection of the Southwest line of McCall lane with the Northeast line of Sevierville Pike; thence with the line of Professional Developers, Inc., said pin being located 262.0 feet, more or less, Northwest of the point of intersection of the Southwest line of McCall lane with the Northwest line of Sevierville Pike; thence with the line of Professional Developers Group, Inc., South 74 deg. 39 min. West 495.29 feet to an iron pin, in the Northeast line of Sevierville Pike; thence with the Northeast line of Sevierville Pike, North 74 deg. 56 min. West 37.15 feet (erroneously referred to as 371.5 feet in Instrument Number 200306100114000), corner to Rebecca M. Davidson; thence with the line of Rebecca M. Davidson, North 09 deg. 25 min. West 380.0 feet to an iron pin in the line of United Companies Lending Corporation and Ruby T. Gillespie; thence with the line of Rugby T. Gillespie the following calls and distances, South 50 deg. 26 min. East 162.6 feet to an iron pin; thence North 69 deg. 46 min. East 270.0 feet to an iron pin in the Southwest line of McCall Lane; thence with the Southwest line of McCall Lane, South 39 deg. 00 min. East 313.0 feet to the point of BEGINNING, according to the survey of Michael E. Luethke, Surveyor, RLS #842, dated December 20, 1993, bearing drawing number 93607.

BEING the same property conveyed to Roger Branam by Special Warranty Deed dated July 2, 2003, and recorded as July 31, 2003, as Instrument Number 200307310013105, in the RegisterÕs Office for Knox County, Tennessee

THIS CONVEYANCE IS MADE SUBJECT TO ANY AND ALL APPLICABLE RESTRICTIONS, SETBACK LINES AND EASEMENTS OF RECORD IN THE REGISTER’S OFFICE FOR KNOX COUNTY, TENNESSEE.

Property bears the address of: 610 Citico Street, Knoxville, TN  37921

Subordinate Lienholders or interested parties:  City of Knoxville, Knox County Trustee, Internal Revenue Service, Discover Bank, J. Bart Lloyd, Nathan & Nathan, P.C., State of Tennessee.

The property will be sold free from the equity redemption, homestead, dower and all other exemptions of every kind, all of which were hereby expressly waived under the provisions of the above stated Deed of Trust. The above property will also be sold subject to any and all easements, restrictions, prior encumbrances, unpaid taxes, and to any matter that an accurate survey of the premises might disclose. The right is reserved to rescind or adjourn the day of the sale to another day certain without further publication, upon announcement at the time set for the above.

This is an attempt to collect a debt, and any information obtained will be used for that purpose.

A. NICOLE TROUTT, BPR#021726

SUBSITITUTE TRUSTEE

101 Dalton Place Way

Knoxville, TN  37912

865-524-1636

Publish: 08/11/14, 08/18/14 and 08/25/14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated AUGUST 30, 1996, executed by JACKIE DARRYL BECKNER AND WIFE, ALLISON KAY BECKNER, to THOMAS F. BAKER, IV, Trustee, of record in TRUST BOOK 3152, PAGE 133, for the benefit of FT MORTGAGE COMPANIES DBA FIRST TENNESSEE MORTGAGE COMPANY, INC., in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY,  the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on THURSDAY, OCTOBER 16, 2014 AT 10:00 A.M., AT THE CITY COUNTY BUILDING, NORTH SIDE ENTRANCE, 400 MAIN STREET, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

SITUATED IN DISTRICT NO. EIGHT (8) OF KNOX COUNTY, TENNESSEE, AND BEING WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS THE PROPERTY OF JACKIE DARRYL BECKNER & ALLISON KAY BECKNER, AS SHOWN BY MAP OF SAME OF RECORD IN MAP CABINET O, SLIDE 227-B, IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION, AND AS SHOWN BY SURVEY OF HOWARD T. DAWSON, RLS #1301, DATED MAY 10, 1996 AND UPDATED AUGUST 13, 1996 BEARING DRAWING NO. 960475.

THIS CONVEYANCE IS MADE TOGETHER WITH RIGHTS OF INGRESS AND EGRESS AND SUBJECT TO OBLIGATIONS OF THE EASEMENT AGREEMENT OF RECORD IN DEED BOOK 2120, PAGE 361.

SUBJECT TO EASEMENTS IN JOINT PERMANENT EASEMENT AGREEMENT OF RECORD IN INSTRUMENT NO. 200403250088959, AS SHOWN IN A DRAWING OF RECORD IN INSTRUMENT NO. 200403250088960, AS WELL AS AN EASEMENT AGREEMENT OF RECORD IN DEED BOOK 2120, PAGE 361, IN THE REGISTERÕS OFFICE OF KNOX COUNTY, TENNESSEE.

BEING THE SAME PROPERTY CONVEYED TO JACKIE DARRYL BECKNER AND WIFE, ALLISON KAY BECKNER, BY WARRANTY DEED DATED AUGUST 30, 1996 OF RECORD IN BOOK 2224, PAGE 992, IN THE REGISTER’S OFFICE OF KNOX COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 2414 MILL RACE WAY, KNOXVILLE, TENNESSEE 37924.

PARCEL ID:  060 10905

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: NONE OF RECORD

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, August 21, 2014. This is improved property known as 2414 MILL RACE WAY, KNOXVILLE, TENNESSEE 37924

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 08/25/14, 09/02/14 and 09/08/14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated JULY 06, 2010, executed by REBEKAH A. ROSAM, A SINGLE PERSON, to ARNOLD WEISS, ESQ., Trustee, of record in INSTRUMENT NO. 201007070001366, AS CORRECTED IN AFFIDAVIT OF CORRECTION OF RECORD IN INSTRUMENT NO. 201009030014134, for the benefit of WELLS FARGO BANK, N.A., in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY,  the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on THURSDAY, OCTOBER 16, 2014 AT 10:00 A.M., AT THE CITY COUNTY BUILDING, NORTH SIDE ENTRANCE, 400 MAIN STREET, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

SITUATED IN THE SIXTH (6TH) CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 21, ARBOR CREEK SUBDIVISION, UNIT II, A PLANNED UNIT DEVELOPMENT, AS SHOWN BY MAP OF SAME OF RECORD IN MAP CABINET N, SLIDE 15B IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION.

SUBJECT TO APPLICABLE RESTRICTIONS, BUILDING SETBACK LINES AND ALL EXISTING EASEMENTS OF RECORD.

BEING THE SAME PROPERTY CONVEYED TO REBEKAH A. ROSAM, UNMARRIED, BY WARRANTY DEED DATED JULY 6, 2010 OF RECORD IN INSTRUMENT NO. 201007070001365, IN THE REGISTER’S OFFICE OF KNOX COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 2322 BRIGHT OAK WAY, KNOXVILLE, TENNESSEE 37931.

PARCEL ID:  091PB021

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: ARBOR CREEK SUBDIVISION HOMEOWNERSÕ ASSOCIATION, INC.

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, August 21, 2014. This is improved property known as 2322 BRIGHT OAK WAY, KNOXVILLE, TENNESSEE 37931.

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 08/25/14, 09/02/14 and 09/08/14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated DECEMBER 17, 2008, executed by MATTHEW R COCHRAN AND CHRISTINA R COCHRAN HUSBAND AND WIFE, to CHARLES E. TONKIN, II, Trustee, of record in INSTRUMENT NO. 200812190038699, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MORTGAGE INVESTORS GROUP, in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY,  the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on THURSDAY, SEPTEMBER 25, 2014 AT 10:00 A.M., AT THE CITY COUNTY BUILDING, NORTH SIDE ENTRANCE, 400 MAIN STREET, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

SITUATED IN DISTRICT EIGHT (8) OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS:

ALL OF LOT FIFTEEN (15), JOHN SEVIER ESTATES SUBDIVISION, AS SHOWN BY MAP OF SAME OF RECORD IN MAP CABINET N, SLIDE 265-B, IN THE REGISTERÕS OFFICE OF KNOX COUNTY, TENNESSEE, AND ACCORDING TO SURVEY OF BRUCE MCCLELLAN, R.L.S., DATED FEBRUARY 5, 1996, AND BEARING DRAWING NUMBER 33321, TO WHICH MAP AND SURVEY SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION.

SUBJECT TO RESTRICTIONS OF RECORD IN DEED BOOK 2169, PAGE 855, IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE AND TO BUILDING LINES AND AMENTS THEREIN, AS SHOWN ON MAP OF RECORD IN MAP CABINET N, SLIDE 265-B, REGISTERÕS OFFICE OF KNOX COUNTY, TENNESSEE.

BEING THE SAME PROPERTY CONVEYED TO MATTHEW R. COCHRAN AND CHRISTINA R. COCHRAN, HUSBAND AND WIFE, BY SPECIAL WARRANTY DEED DATED NOVEMBER 6, 2008 OF RECORD IN INSTRUMENT NO. 200812190038698, IN THE REGISTER’S OFFICE OF KNOX COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 7306 TERRY DR, KNOXVILLE, TENNESSEE 37924.

PARCEL ID:  061AF015

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET. SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: NONE OF RECORD

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, August 13, 2014. This is improved property known as 7306 TERRY DR, KNOXVILLE, TENNESSEE 37924

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 08/18/14, 08/25/14 and 09/2/14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated APRIL 9, 2012, executed by BOBBY A. MOORE, UNMARRIED, to CHARLES E. TONKIN, II, Trustee, of record in INSTRUMENT NO. 201204110056786, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MORTGAGE INVESTORS GROUP, in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY,  the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on THURSDAY, SEPTEMBER 25, 2014 AT 10:00 A.M., AT THE NORTH SIDE ENTRANCE OF THE CITY COUNTY BUILDING, AT 400 MAIN STREET, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

SITUATED IN DISTRICT NO. 5 OF KNOX COUNTY, TENNESSEE AND WITHIN THE 42ND WARD OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS LOT 3, BLOCK B, WALNOAKS SUBDIVISION, UNIT 3, AS SHOWN ON THE MAP OF THE SAME OF RECORD IN MAP BOOK 24, PAGE 64, REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE, AND TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION.

SUBJECT TO RESTRICTIONS APPEARING OF RECORD IN BOOK 1083, PAGE 448, REGISTERÕS OFFICE FOR SAID COUNTY, AND TO ALL MATTERS SET OUT ON THE AFORESAID SUBDIVISION PLAT.

SUBJECT TO THE RIGHT OF REDEMPTION OF THE U.S. DEPARTMENT OF THE TREASURY Ð INTERNAL REVENUE SERVICE.

SUBJECT TO THE RIGHT OF REDEMPTION OF THE TENNESSEE DEPARTMENT OF LABOR AND WORKFORCE DEVELOPMENT

BEING THE SAME PROPERTY CONVEYED TO BOBBY A MOORE, HIS HEIRS AND ASSIGNS, BY WARRANTY DEED DATED APRIL 9, 2012 OF RECORD IN INSTRUMENT NO. 201204110056785, IN THE REGISTER’S OFFICE OF KNOX COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 3009 WALRIDGE RD, KNOXVILLE, TENNESSEE 37921.

PARCEL ID:  080HD004

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET. SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: DEPARTMENT OF THE TREASURY Ð INTERNAL REVENUE SERVICE; TENNESSEE DEPARTMENT OF LABOR & WORKFORCE DEVELOPMENT; PROBUILD COMPANY; BILLY EUGENE SCARLETT JR; AMERICAN BUILDERS & CONTRACTORS SUPPLY CO., INC. D/B/A ABC SUPPLY CO., INC. (INSTRUMENT NOS. 201307080001693 & 201205180065281); JON H. RATEAU AND WIFE EMILY M. RATEAU

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, August 13, 2014. This is improved property known as 3009 WALRIDGE RD, KNOXVILLE, TENNESSEE 37921.

.J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 08/18/14, 08/25/14 and 09/02/14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated APRIL 9, 2012, executed by BOBBY A. MOORE, UNMARRIED, to CHARLES E. TONKIN, II, Trustee, of record in INSTRUMENT NO. 201204110056786, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MORTGAGE INVESTORS GROUP, in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY,  the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on THURSDAY, SEPTEMBER 25, 2014 AT 10:00 A.M., AT THE NORTH SIDE ENTRANCE OF THE CITY COUNTY BUILDING, AT 400 MAIN STREET, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

SITUATED IN DISTRICT NO. 5 OF KNOX COUNTY, TENNESSEE AND WITHIN THE 42ND WARD OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS LOT 3, BLOCK B, WALNOAKS SUBDIVISION, UNIT 3, AS SHOWN ON THE MAP OF THE SAME OF RECORD IN MAP BOOK 24, PAGE 64, REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE, AND TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION.

SUBJECT TO RESTRICTIONS APPEARING OF RECORD IN BOOK 1083, PAGE 448, REGISTERÕS OFFICE FOR SAID COUNTY, AND TO ALL MATTERS SET OUT ON THE AFORESAID SUBDIVISION PLAT.

SUBJECT TO THE RIGHT OF REDEMPTION OF THE U.S. DEPARTMENT OF THE TREASURY Ð INTERNAL REVENUE SERVICE.

SUBJECT TO THE RIGHT OF REDEMPTION OF THE TENNESSEE DEPARTMENT OF LABOR AND WORKFORCE DEVELOPMENT

BEING THE SAME PROPERTY CONVEYED TO BOBBY A MOORE, HIS HEIRS AND ASSIGNS, BY WARRANTY DEED DATED APRIL 9, 2012 OF RECORD IN INSTRUMENT NO. 201204110056785, IN THE REGISTER’S OFFICE OF KNOX COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 3009 WALRIDGE RD, KNOXVILLE, TENNESSEE 37921.

PARCEL ID:  080HD004

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET. SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: DEPARTMENT OF THE TREASURY Ð INTERNAL REVENUE SERVICE; TENNESSEE DEPARTMENT OF LABOR & WORKFORCE DEVELOPMENT; PROBUILD COMPANY; BILLY EUGENE SCARLETT JR; AMERICAN BUILDERS & CONTRACTORS SUPPLY CO., INC. D/B/A ABC SUPPLY CO., INC. (INSTRUMENT NOS. 201307080001693 & 201205180065281); JON H. RATEAU AND WIFE EMILY M. RATEAU

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, August 13, 2014. This is improved property known as 3009 WALRIDGE RD, KNOXVILLE, TENNESSEE 37921.

.J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 08/18/14, 08/25/14 and 09/02/14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated December 19, 2006, executed by MARY WHITSON, conveying certain real property therein described to ACCURATE TITLE AND ESCROW, INC., as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded December 28, 2006, at Instrument Number 200612280052816; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. Bank National Association, as Trustee, in trust for registered holders of First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-FF2 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on September 25, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED, LYING AND BEING IN THE SECOND CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE, AND WITHIN THE SIXTEENTH WARD OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING ALL OF LOT NO. 67 IN VUEPOINT DEVELOPMENT COMPANY`S WHITTLE HEIGHTS ADDITION TO THE CITY OF KNOXVILLE, TENNESSEE AND RECORD IN THE REGISTER`S OFFICE OF KNOX COUNTY, TENNESSEE, IN MAP BOOK 3, PAGE 143, SAID PROPERTY HAVING A FRONTAGE OF 50 FEET ON THE NORTHERN SIDE OF AVONDALE ROAD OR AVENUE, AND BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, TO-WIT: BEGINNING AT AN IRON PIN IN THE NORTHERN LINE OF AVONDALE ROAD, DISTANT IN AN EASTERLY DIRECTION 100 FEET FROM THE POINT OF INTERSECTION OF THE NORTHERN LINE OF AVONDALE ROAD WITH THE EASTERN LINE OF SHIRLEY STREET, SAID POINT OF BEGINNING MARKING THE SOUTHEAST CORNER OF LOT NO. 66; THENCE IN A NORTHERLY DIRECTION, ALONG THE COMMON DIVIDING LINE BETWEEN LOTS NOS. 66 AND 67, 150 FEET TO A POINT IN THE SOUTHERN LINE OF LOT NO. 23; THENCE IN AN EASTERLY DIRECTION ALONG THE SOUTHERN LINES OF LOTS NOS. 23 AND 24, IN PART, 50 FEET TO AN IRON PIN MARKING THE NORTHWEST CORNER OF LOT NO. 68; THENCE IN A SOUTHERLY DIRECTION ALONG THE COMMON DIVIDING LINE BETWEEN LOTS NOS. 67 AND 68, 150 FEET TO AN IRON PIN IN THE NORTHERN LINE OF AVONDALE ROAD; THENCE IN A WESTERLY DIRECTION ALONG THE NORTHERN LINE OF AVONDALE ROAD, 50 FEET TO A POINT, THE PLACE OF BEGINNING, AS SHOWN BY SURVEY OF W.E. LACK, ENGINEER, KNOXVILLE, TENNESSEE, BEARING DATE JANUARY 9, 1950 AND REVISED MAY 16, 1950, SAID PREMISES ARE IMPROVED WITH DWELLING HOUSE FRONTING ON AVONDALE ROAD, KNOXVILLE, TENNESSEE. Parcel ID: 070IC-026 PROPERTY ADDRESS: The street address of the property is believed to be 2911 AVONDALE AVE, KNOXVILLE, TN 37917. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): MARY WHITSON OTHER INTERESTED PARTIES: U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TRUSTEE TO LASALLE BANK, N.A., AS TRUSTEE FOR THE HOLDERS OF THE FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-FFC The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #72823

Insertion Dates: 08-25, 09-02, 09-8-14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated March 5, 2004, executed by CHRISTOPHER A. KINCAID AND JUNE M. KINCAID, conveying certain real property therein described to ARNOLD M. WEISS, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded March 10, 2004, at Instrument Number 200403100084223; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on September 18, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NO. NINE (9) OF KNOX COUNTY, TENNESSEE AND BEING WITH THE 26TH WARD OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 22R, RESUBDIVISION OF PARTS OF LOT 21 AND 22, BERT R. GILBERT SUBDIVISION, AS SHOWN OF RECORD IN PLAT CABINET C, SLIDE 161-D (FORMERLY MAP BOOK 25, PAGE 122), IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION THEREOF, AND ACCORDING TO A SURVEY OF HINDS SURVEYING, DATED JANUARY 5, 1990. THE SOURCE OF THE ABOVE DESCRIPTION BEING THE PLAT OF RECORD IN PLAT CABINET C, SLIDE 161-D (FORMERLY MAP BOOK 25, PAGE 122), IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE; NO BOUNDARY SURVEY HAVING BEEN OBTAINED AT THE TIME; OF THIS CONVEYANCE. THIS CONVEYANCE IS MADE SUBJECT TO ALL APPLICABLE RESTRICTIONS, EASEMENTS, BUILDING SETBACK LINES AND ALL CONDITIONS AS SHOWN ON THE RECORDED PLAT. Parcel ID: 109DB-025 PROPERTY ADDRESS: The street address of the property is believed to be 2611 SAINT JAMES AVE, KNOXVILLE, TN 37920. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): CHRISTOPHER A. KINCAID AND JUNE M. KINCAID OTHER INTERESTED PARTIES: DISCOVER BANK ISSUER OF DISCOVER CARD The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #72619

Insertion Dates: 08-18, 08-25, 09-2-14

MMM

75 FORECLOSURES

NOTICE OF TRUSTEEÕS SALE

THAT WHEREAS, by Deed of Trust dated  October 10, 2008,  of record in the RegisterÕs Office of  Knox County, Tennessee, and recorded as Instrument No. 200610120032110,  Craft Mountain Builders, LLC,  did convey in Trust to Dennis Michael Robertson, Trustee, the tract of land hereinafter described to secure the payment of a promissory note in the original amount of $136,000.00,  same being payable as set out in said Deed of Trust, being incorporated by reference, and recorded in the Knox County RegisterÕs Office, and,

WHEREAS, Commercial Bank is the owner and holder of the note aforesaid secured by the Deed of Trust aforesaid, and

WHEREAS, said Deed of Trust provides that in the event of default in the payment of said note when due, the entire indebtedness shall become due and payable, and,

WHEREAS, default has been made in the payment of said note and the holder has declared the entire amount due and payable and has instructed the trustee to foreclose on said Deed of Trust.

NOW, THEREFORE, by virtue of authority to me vested as trustee of said instrument, I will on the 23rd     day of September, 2014, offer for sale, and sell at the Main entrance of the City/County Building, in Knoxville, Tennessee, at the hour of 10:30 a.m., to the last, highest, and the best bidder for cash in hand, and in bar of the equity of redemption, the following described tract of land.

Situated in District No. Five (5) of Knox County, Tennessee, and within the 39th Ward of the City of Knoxville, Tennessee, being all of Lots 14, 15, 41, and 42, Chapman Subdivision of Sylvania, as shown by map of same of record in Map Book 5 at page 168, in the Knox County Register of Deeds Office, Knoxville, Tennessee, and being more particularly described as follows:

BEGINNING at an iron pin in the Southeast right of way of Inskip Road, said iron pin being corner to Lot 43 and distant in Westerly direction 400 feet, more or less, from the intersection of said Inskip Road and Fennel Road; thence from said BEGINNING iron pin leaving the right of way of said road, along the boundary of Lot 43 and then Lot 13, South 38 degrees, 24 minutes East 245.95 feet to an iron pin in the Northwest right of way of Sylvia Drive; thence along said drive, South 50 degrees, 31 minutes West, 98.25 feet to an iron pin, corner to Lot 40R, North 39 degrees, 00 minutes West, 249.46 feet to an iron pin in the Southeast right of way of Inskip Road; thence along the right of way of said road, North 52 degrees, 31 minutes East 100.87 feet to an iron pin corner to Lot 43, the place of BEGINNING, according to survey of Hinds Surveying Co., Knoxville, Tennessee, dated July 11, 1986, bearing drawing No. 860735.

Source of Title: Warranty Deed dated  October 12, 2006,  from Michael S. Cooper and wife, Deborah J. Cooper  to Craft Mountain Builder, LLC, recorded as Instrument No. 200610120032109,  in the Knox County Register of Deeds Office,  Knoxville, Tennessee.

Property address:  114 East Inskip Drive and O Sylvia Drive, Knoxville, Tennessee  37912.

MAP  068LG,  PARCELS 010.00 and 010.01.

Other Interested Parties: Kenneth Craft.

The creditor has certified to the Trustee that the provisions of Public Chapter No. 834 of the Public Acts of 2010 for the State of Tennessee are not applicable or have been complied with.

This notice is published in accordance with said Deed of Trust on  the 25th day of August and the 1th and 8th   day of September, 2014,  in the KNOXVILLE FOCUS.

Dated:  July 22, 2014

.

Dennis Michael Robertson, Trustee

P.O. Box 678

Harrogate, Tennessee  37752

(423) 869-0520

Insertion Dates: 08-25, 09-02, 09-08-14

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on September 29, 2014 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by RICHARD L HERZOG AND ANGELA M HERZOG, to ROBERT M. WILSON JR., Trustee, on June 20, 2010, as Instrument No. 201007160003069 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: Ocwen Loan Servicing, LLC

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

That certain tract or parcel of land situate in the Eighth (8th) Civil District of Knox County, Tennessee, without the corporate limits of the City of Knoxville, Tennessee, and being known and designated as all of Lot 20, Andorian Hills Subdvision, as shown by map of the same entitled, ” Final Plat for Andorian Hills S/D, A revision of Lots 6 & 7 W. A. Rouse Heirs S/D,” of record at Instrument Number 200205060091834, recorded May 6, 2002, and as shown by revised map entitled, “Revised Plat for Andorian Hills S/D A Resubdivision of Lots 6 & 7 W.A. Rouse Heirs, as shown by map of the same of record in Map Book 45-S, Page 64, and of record in Ma Cabinet D, Slide 289-D, recorded June 28, 1967, in the Office of the Register of Deeds for Knox County, Tennessee, to which map specific reference is hereby made for a more particular description.

This property is made subject to the easements, restrictive covenants, conditions and regulations as set forth in the Declaration of Restrictions Andorian Hills Subdivision of record bearing Instrument number 200305090102798, recorded May 9, 2003; and is further subject to any and all applicable easements, conditions, reservations, covenants, restrictions, and building setback lines and to any governmental zoning and subdivision ordinances or regulations in effect thereon of record in the Office of the Register of Deeds for Knox County, Tennessee.

Being the same property conveyed to Richard L. Herzog and Angela M. Herzog, husband and wife, by Warranty Deed dated November 29, 2004, from Wardley Properties, Inc., a corporation, recorded December 1, 2004, of record bearing Instrument Number 200412010045015, in the Office of the Register of Deeds for Knox County, Tennessee.

This Property is improved with a dwelling residence that bears the street address of 7733 Edith Keeler Lane, Knoxville, Tennessee 37938; and is identified for tax purposes by CLT #020NE-020.

Tax ID:  CLT#020NE-020

Current Owner(s) of Property:  RICHARD L HERZOG AND ANGELA M HERZOG

The street address of the above described property is believed to be 7733 EDITH KEELER LN, KNOXVILLE, TN 37938, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.  IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID.  THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: KNOX COUNTY, TENNESSEE AND BANK OF NEW YORK MELLON CORPORATION, AS TRUSTEE

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entitiesÕ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.  The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the MortgageeÕs attorney.

MWZM File No.  14-002330-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE:  (615) 238-3630

EMAIL:  INFO@MWZMLAW.COM

Publish: 08/25/14, 09/02/14 and 09/08/14

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on September 22, 2014 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by RONALD BERRY AND JANICE BERRY, to STERLING TITLE, INC, Trustee, on March 31, 2005, as Instrument No. 200504050078701 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: U.S. Bank National Association, as Trustee for Residential Asset Mortgage Products, Inc., Mortgage Asset-Backed Pass-Through Certificates, Series 2005-EFC1

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

SITUATED IN DISTRICT NO. 7 (OLD 2) OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 14, BLOCK D, REVISED ADDITION OF LOTS 7,8, AND 9, UNIT 2, BLOCK B, AND UNIT 3, OF JERRY WOOD`S SECOND ADDITION TO BUFFAT HEIGHTS, AS SHOWN ON THE SAME OF RECORD IN MAP BOOK 26, PAGE 23, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, AND BEING MORE FULLY DESCRIBED AS FOLLOWS:

BEGINNING AT THE POINT OF INTERSECTION OF THE SOUTH LINE OF OLLIE DAVIS ROAD AND THE EASTERN LINE OF A 50 FOOT RIGHT-OF-WAY, AS EACH IS EXTENDED THENCE ALONG THE SOUTHERN LINE OF OLLIE DAVIS ROAD, NORTH 60 DEG. 17 MIN EAST, 100 FEET TO AN IRON PIN COMMON CORNER OF LOTS 13 AND 14; THENCE ALONG THE DIVIDING LINE OF LOTS 13 AND 14, SOUTH 26 DEG. 47 MIN EAST, 150 FEET TO AN IRON PIN; THENCE SOUTH 60 DEG. 17 MIN. WEST, 100 FEET TO AN IRON PIN IN THE EASTERN LINE OF THE 50 FOOT RIGHT-OF-WAY; THENCE ALONG THE EASTERN LINE OF SAID RIGHT-OF-WAY, NORTH 26 DEG. 47 MIN. WEST, 150 FEET TO THE PLACE OF BEGINNING. THERE IS EXCEPTED FROM THIS CONVEYANCE HOWEVER, THAT PORTION LYING OUTSIDE THE CURVE FORMED BY THE INTERSECTION OF THE EASTERN LINE OF THE 50 FOOT RIGHT-OF-WAY AND THE SOUTHERN LINE OF OLLIE DAVIS ROAD.

Tax ID:  070EE-012

Current Owner(s) of Property:  RONALD BERRY AND JANICE BERRY

The street address of the above described property is believed to be 4624 Woodhaven Drive, Knoxville, TN 37914, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.  IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID.  THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: CAPITAL ONE BANK (USA), N.A AND MIDLAND FUNDING LLC

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entitiesÕ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.  The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the MortgageeÕs attorney.

MWZM File No.  14-002295-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE:  (615) 238-3630

EMAIL:  INFO@MWZMLAW.COM

Publish: 08/18/14, 08/25/14 and 09/02/14

MMM