75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on September 22, 2014 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by RONALD BERRY AND JANICE BERRY, to STERLING TITLE, INC, Trustee, on March 31, 2005, as Instrument No. 200504050078701 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: U.S. Bank National Association, as Trustee for Residential Asset Mortgage Products, Inc., Mortgage Asset-Backed Pass-Through Certificates, Series 2005-EFC1

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

SITUATED IN DISTRICT NO. 7 (OLD 2) OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 14, BLOCK D, REVISED ADDITION OF LOTS 7,8, AND 9, UNIT 2, BLOCK B, AND UNIT 3, OF JERRY WOOD`S SECOND ADDITION TO BUFFAT HEIGHTS, AS SHOWN ON THE SAME OF RECORD IN MAP BOOK 26, PAGE 23, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, AND BEING MORE FULLY DESCRIBED AS FOLLOWS:

BEGINNING AT THE POINT OF INTERSECTION OF THE SOUTH LINE OF OLLIE DAVIS ROAD AND THE EASTERN LINE OF A 50 FOOT RIGHT-OF-WAY, AS EACH IS EXTENDED THENCE ALONG THE SOUTHERN LINE OF OLLIE DAVIS ROAD, NORTH 60 DEG. 17 MIN EAST, 100 FEET TO AN IRON PIN COMMON CORNER OF LOTS 13 AND 14; THENCE ALONG THE DIVIDING LINE OF LOTS 13 AND 14, SOUTH 26 DEG. 47 MIN EAST, 150 FEET TO AN IRON PIN; THENCE SOUTH 60 DEG. 17 MIN. WEST, 100 FEET TO AN IRON PIN IN THE EASTERN LINE OF THE 50 FOOT RIGHT-OF-WAY; THENCE ALONG THE EASTERN LINE OF SAID RIGHT-OF-WAY, NORTH 26 DEG. 47 MIN. WEST, 150 FEET TO THE PLACE OF BEGINNING. THERE IS EXCEPTED FROM THIS CONVEYANCE HOWEVER, THAT PORTION LYING OUTSIDE THE CURVE FORMED BY THE INTERSECTION OF THE EASTERN LINE OF THE 50 FOOT RIGHT-OF-WAY AND THE SOUTHERN LINE OF OLLIE DAVIS ROAD.

Tax ID:  070EE-012

Current Owner(s) of Property:  RONALD BERRY AND JANICE BERRY

The street address of the above described property is believed to be 4624 Woodhaven Drive, Knoxville, TN 37914, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.  IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID.  THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: CAPITAL ONE BANK (USA), N.A AND MIDLAND FUNDING LLC

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entitiesÕ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.  The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the MortgageeÕs attorney.

MWZM File No.  14-002295-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE:  (615) 238-3630

EMAIL:  INFO@MWZMLAW.COM

Publish: 08/25/14, 09/02/14 and 09/08/14

MMM

75 FORECLOSURES

NOTICE OF FORECLOSURE

AND SUBSTITUTE TRUSTEE’S SALE

Default having been made in the terms and conditions of payments, pursuant to a certain Deed of Trust executed by Virginia Kline and Lonnie Kline, w/h, to Kevin A. OÕConnor, Trustee, dated the 20th day of November, 2007 and being of record in Inst. No. 200711270042341, Register’s Office for Knox County, Tennessee, referred to herein as the deed of trust, which conveyed certain real property, appurtenances, estate, title and interest therein in trust to secure the indebtedness described therein, which indebtedness is now due and unpaid and has been declared in default by the lawful owner thereof, Household Financial Center, Inc.   Appointment of Substitute Trustee having been duly executed by the holder of the note and beneficiary of said Deed of Trust, and appointing William Timothy Hill as Substitute Trustee.

NOW, THEREFORE, I, William Timothy Hill, Trustee, pursuant to the said Deed of Trust, having been requested by the owner and holder of said indebtedness so to do, by virtue of the authority and power vested in me by said deed of trust and appointing of Substitute Trustee will on the 29th day of September, 2014, at 12:00 noon., on the front door of the Knox  County Courthouse, Knoxville, Knox County, Tennessee, sell at public outcry to the highest bidder for cash (or credit upon the indebtedness secured, if the holder is the successful purchaser) the following described property located in Knox   County, Tennessee, to wit:

Situated in the District Nine (9) of Knox County, Tennessee, within the 26th Ward of the City of Knoxville, Tennessee, being known and designated as Lot 9, Block Q, John G. Minnis Farm, as shown on the map of the same of record in Map Book 7, page 77, in the Register Office for Knox County, Tennessee, to which reference is hereby made for a more complete legal description. Tax Id#109FL 023

BEING the same property conveyed to Lonnie Kline and Virginia Kline, h/w by deed recorded 12/20/05 in Inst. No. 200512200053836, RegisterÕs Office for Knox County, Tennessee.

This is improved property known as 3502 Oak Grove St, Knoxville, TN

If there is any discrepancy with the street address, the legal description will control.

At the time of this publication, the ¤ 35?5?117 notice of the right to foreclose was timely forwarded. The sale of the property described in said Deed of Trust shall be subject to any and all instrument of record, prior liens, encumbrances, deeds of trust, easements, restrictions, building lines, unpaid taxes, assessments, penalties and interest, if any. All right and equity of redemption, homestead, dower and all other exceptions are expressly waived in said Deed of Trust, and the title is believed to be good, but the Substitute Trustee will convey and sell only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day or time certain without further publication, upon announcement at the time for the above.

Other interested parties:   Knoxville TVA Employees CU

This 3rd day of September, 2014.

William Timothy Hill, Substitute Trustee

201 Fourth Avenue North, Suite 1800

Nashville, TN 37219

Insertion Dates: 09-08, 09-15, 09-22-14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated October 13, 2004, executed by TERESA A. DOANE, conveying certain real property therein described to EMMETT JAMES HOUSE OR BILL R. MCLAUGHLIN, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded October 26, 2004, at Instrument Number 200410260034537; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to REGIONS BANK DBA REGIONS MORTGAGE SUCCESSOR BY MERGER TO UNION PLANTERS BANK N.A. who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 2, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN THE EIGHTH (8TH) CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AS “PROPERTY OF JOHN & SHIRLEY HOLDEN” AS DESCRIBED ON PLAT OF RECORD IN MAP CABINET P, SLIDE 281-C, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. THIS PROPERTY IS SUBJECT TO ALL APPLICABLE EASEMENTS, PERMISSIVE USE AGREEMENTS AND RESTRICTIONS OF RECORD IN THE KNOX COUNTY REGISTER OF DEED`S OFFICE. ALSO CONVEYED ARE ALL RIGHTS IN AND TO ANY AND ALL APPLICABLE EASEMENTS AND PERMISSIVE USE AGREEMENTS OF RECORD AT THE REGISTER OF DEEDS OFFICE FOR KNOX COUNTY, TENNESSEE. THE ABOVE LEGAL DESCRIPTION WAS TAKEN FROM THE PRIOR DEED OF RECORD, NO NEW BOUNDARY SURVEY WAS PERFORMED. Parcel ID: 032-071.01 PROPERTY ADDRESS: The street address of the property is believed to be 3301 MINE RD, MASCOT, TN 37806. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): TERESA A. DOANE OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #72961

Insertion Dates: 09-02, 09-08, 09-15-14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated January 7, 2011, executed by RUSSELL M. JONES AND JOYCE A. JONES, conveying certain real property therein described to PARK PLACE TITLE & ESCROW, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded January 12, 2011, at Instrument Number 201101120042211; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A. who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 9, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NO. SIX OF KNOX COUNTY, TENNESSEE, WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS LOT 19, MAPLE HOLLOW SUBDIVISION, A SUBDIVISION OF KNOX COUNTY, TENNESSEE, AS SHOWN BY MAP OF SAID SUBDIVISION OF RECORD IN MAP CABINET M, SLIDE 286A, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION; AND ACCORDING TO THE SURVEY OF STANLEY E. HINDS, SURVEYOR, DATED SEPTEMBER 27, 1994. SUBJECT TO ALL MATTERS APPEARING ON THE PLAT OF RECORD IN CABINET M, SLIDE 286-A; AND ANY RESTRICTIONS, EASEMENTS OR SETBACK LINES ANCILLARY THERETO, SAID REGISTER`S OFFICE. SUBJECT TO THE TERMS, CONDITIONS, EASEMENTS AS SET FORTH IN THE DECLARATION OF RESTRICTIVE COVENANTS FOR MAPLE HOLLOW SUBDIVISION OF RECORD IN BOOK 2097, PAGE 939 SAID REGISTER`S OFFICE. Parcel ID: 091M-A-019.00 PROPERTY ADDRESS: The street address of the property is believed to be 2810 DEE PEPPERS DRIVE, KNOXVILLE, TN 37931. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): RUSSELL M. JONES AND JOYCE A. JONES OTHER INTERESTED PARTIES: Craig R. McQuiddy, NU Island Partners, LLC, State Farm Mutual Auto Ins. Co. ASO : Nathan Giles, WORLDWIDE ASSET PURCHASING, LLC, CAPITAL ONE, N.A. The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #73113

Insertion Dates: 09-08, 09-15, 09-22-14

MMM

75 FORECLOSURES

NOTICE OF FORECLOSURE

AND SUBSTITUTE TRUSTEE’S SALE

Default having been made in the terms and conditions of payments, pursuant to a certain Deed of Trust executed by Bascom D. White and Ellen White, Married, to Bret Baillie, Trustee, dated the 6th day of June, 2001 and being of record in Inst. No. 200106140088639, Register’s Office for Knox County, Tennessee, referred to herein as the deed of trust, which conveyed certain real property, appurtenances, estate, title and interest therein in trust to secure the indebtedness described therein, debts and obligations having been assigned by MERS as nominee for Household Financial Center, Inc. to HSBC Bank USA, N.A., by instrument recorded in said Register’s Office in Inst. No. 201407280005326, which indebtedness is now due and unpaid and has been declared in default by the lawful owner thereof, HSBC Bank USA, N.A.   Appointment of Substitute Trustee having been duly executed by the holder of the note and beneficiary of said Deed of Trust, and appointing William Timothy Hill as Substitute Trustee.

NOW, THEREFORE, I, William Timothy Hill, Trustee, pursuant to the said Deed of Trust, having been requested by the owner and holder of said indebtedness so to do, by virtue of the authority and power vested in me by said deed of trust and appointing of Substitute Trustee will on the 29th day of September, 2014, at 12:00 noon., on the front door of the Knox  County Courthouse, Knoxville, Knox County, Tennessee, sell at public outcry to the highest bidder for cash (or credit upon the indebtedness secured, if the holder is the successful purchaser) the following described property located in Knox   County, Tennessee, to wit:

Situated in the Fifth Civil District of Knox County, Tennessee, within the 46th Ward of the City of Knoxville, Tennessee, being known and designated as Lot 10R, Block B, Resubdivision of Chatham Village, as shown on the map of the same of record in Map Book 72-S, page 26, in the Register Office for Knox County, Tennessee, to which reference is hereby made for a more complete legal description. Tax Id#106 G H 010

BEING the same property conveyed to Bascom D. White and Ellen D. White by deed recorded 9/9/98 in Book 2299, page 709, RegisterÕs Office for Knox County, Tennessee.  Ellen D. White aka Ellen M. White and Ellen Mae White.

This is improved property known as 7664 Chatham Circle, Knoxville, TN

If there is any discrepancy with the street address, the legal description will control.

At the time of this publication, the ¤ 35?5?117 notice of the right to foreclose was timely forwarded. The sale of the property described in said Deed of Trust shall be subject to any and all instrument of record, prior liens, encumbrances, deeds of trust, easements, restrictions, building lines, unpaid taxes, assessments, penalties and interest, if any. All right and equity of redemption, homestead, dower and all other exceptions are expressly waived in said Deed of Trust, and the title is believed to be good, but the Substitute Trustee will convey and sell only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day or time certain without further publication, upon announcement at the time for the above.

Other interested parties:   Citibank South Dakota, N.A.; Ozark Capital Corporation; Arrow Financial Services, LLC; Unifund CCR Partners; Midland Funding LLC; Phoenix Credit, LLC

This 3rd day of September, 2014.

William Timothy Hill, Substitute Trustee

201 Fourth Avenue North, Suite 1800

Nashville, TN 37219

Insertion Dates: 09-08, 09-15, 09-22-14

MMM

75 FORECLOSURES

NOTICE OF FORECLOSURE

AND SUBSTITUTE TRUSTEE’S SALE

Default having been made in the terms and conditions of payments, pursuant to a certain Deed of Trust executed by Letha E. Gibson and husband, Roy W. Gibson to Michael Brown, Trustee, dated the 25th day of January, 2000 and being of record in Inst. No. 200001310006187, Register’s Office for Knox County, Tennessee, referred to herein as the deed of trust, which conveyed certain real property, appurtenances, estate, title and interest therein in trust to secure the indebtedness described therein, which indebtedness is now due and unpaid and has been declared in default by the lawful owner thereof, Beneficial Tennessee, Inc.  Appointment of Substitute Trustee having been duly executed by the holder of the note and beneficiary of said Deed of Trust, and appointing William Timothy Hill as Substitute Trustee.

NOW, THEREFORE, I, William Timothy Hill, Trustee, pursuant to the said Deed of Trust, having been requested by the owner and holder of said indebtedness so to do, by virtue of the authority and power vested in me by said deed of trust and appointing of Substitute Trustee will on the 15th day of September, 2014, at 12:00 noon., on the front door of the Knox  County Courthouse, Knoxville, Knox County, Tennessee, sell at public outcry to the highest bidder for cash (or credit upon the indebtedness secured, if the holder is the successful purchaser) the following described property located in Knox   County, Tennessee, to wit:

Situated in the 9th Civil District of Knox County, Tennessee, without the corporate limits of the City of Knoxville, being part of Lot No. 5 of property of Howell G. Trotter, as shown by map of record in Map Book 18, page 119, RegisterÕs Office for Knox County, Tennessee, said portion of said lot fronting 117.93 feet on the southeast side of Trotter Road, to which reference is hereby made for a more complete legal description. Tax Id#138-223

BEING the same property conveyed to Letha Rose nka Letha E. Gibson and Roy W. Gibson by deed recorded 1/25/2000 in Inst. No. 200001310006186, RegisterÕs Office for Knox County, Tennessee.

This is improved property known as 604 Trotter Road, Knoxville, TN

If there is any discrepancy with the street address, the legal description will control.

At the time of this publication, the ¤ 35?5?117 notice of the right to foreclose was timely forwarded. The sale of the property described in said Deed of Trust shall be subject to any and all instrument of record, prior liens, encumbrances, deeds of trust, easements, restrictions, building lines, unpaid taxes, assessments, penalties and interest, if any. All right and equity of redemption, homestead, dower and all other exceptions are expressly waived in said Deed of Trust, and the title is believed to be good, but the Substitute Trustee will convey and sell only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day or time certain without further publication, upon announcement at the time for the above. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time.  This is an attempt to collect a debt and any information obtained will be used for that purpose.

This 22nd day of August, 2014

William Timothy Hill, Substitute Trustee

201 Fourth Avenue North, Suite 1800

Nashville, TN 37219

Insertion Dates:   8/25/14 Ð 9/2/14 Ð 9/8/14

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on September 29, 2014 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by RICHARD L HERZOG AND ANGELA M HERZOG, to ROBERT M. WILSON JR., Trustee, on June 20, 2010, as Instrument No. 201007160003069 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: Ocwen Loan Servicing, LLC

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

That certain tract or parcel of land situate in the Eighth (8th) Civil District of Knox County, Tennessee, without the corporate limits of the City of Knoxville, Tennessee, and being known and designated as all of Lot 20, Andorian Hills Subdvision, as shown by map of the same entitled, ” Final Plat for Andorian Hills S/D, A revision of Lots 6 & 7 W. A. Rouse Heirs S/D,” of record at Instrument Number 200205060091834, recorded May 6, 2002, and as shown by revised map entitled, “Revised Plat for Andorian Hills S/D A Resubdivision of Lots 6 & 7 W.A. Rouse Heirs, as shown by map of the same of record in Map Book 45-S, Page 64, and of record in Ma Cabinet D, Slide 289-D, recorded June 28, 1967, in the Office of the Register of Deeds for Knox County, Tennessee, to which map specific reference is hereby made for a more particular description.

This property is made subject to the easements, restrictive covenants, conditions and regulations as set forth in the Declaration of Restrictions Andorian Hills Subdivision of record bearing Instrument number 200305090102798, recorded May 9, 2003; and is further subject to any and all applicable easements, conditions, reservations, covenants, restrictions, and building setback lines and to any governmental zoning and subdivision ordinances or regulations in effect thereon of record in the Office of the Register of Deeds for Knox County, Tennessee.

Being the same property conveyed to Richard L. Herzog and Angela M. Herzog, husband and wife, by Warranty Deed dated November 29, 2004, from Wardley Properties, Inc., a corporation, recorded December 1, 2004, of record bearing Instrument Number 200412010045015, in the Office of the Register of Deeds for Knox County, Tennessee.

This Property is improved with a dwelling residence that bears the street address of 7733 Edith Keeler Lane, Knoxville, Tennessee 37938; and is identified for tax purposes by CLT #020NE-020.

Tax ID:  CLT#020NE-020

Current Owner(s) of Property:  RICHARD L HERZOG AND ANGELA M HERZOG

The street address of the above described property is believed to be 7733 EDITH KEELER LN, KNOXVILLE, TN 37938, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.  IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID.  THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: KNOX COUNTY, TENNESSEE AND BANK OF NEW YORK MELLON CORPORATION, AS TRUSTEE

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entitiesÕ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.  The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the MortgageeÕs attorney.

MWZM File No.  14-002330-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE:  (615) 238-3630

EMAIL:  INFO@MWZMLAW.COM

Publish: 08/25/14, 09/02/14 and 09/08/14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEE’S SALE

Default having been made in the terms, conditions and payment of the debts and obligations secured by a certain Deed of Trust dated 18 September 2003 , executed by STARLA J. ALLEN, to Transcontinental Title Company, as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Accredited Home Lenders, Inc. (ÒAHLÓ), of record in the Office of the Register of Knox County, Tennessee as Instrument No. 200310170044438; said Trust Deed, debts and obligations having been assigned by AHL to HSBC Bank USA, N.A., of record in said RegisterÕs Office as Instrument No. 201403170052954; and Richard J. Myers having been appointed as Substitute Trustee in an instrument of record in said RegisterÕs Office as Instrument No. 201408110008526, and the owner of the debt and obligations secured by said Deed of Trust, HSBC Bank USA, N.A., having required the undersigned to advertise and sell the property described therein conveyed, the entire indebtedness having been declared due and payable as provided in said Deed of Trust, the undersigned, RICHARD J. MYERS, will by virtue of the power and authority vested in him as Substitute Trustee, on MONDAY, 29 SEPTEMBER 2014, commencing at TEN OÕCLOCK A.M., at the front door of the City County Building of Knoxville, Tennessee, Main Avenue entrance nearest to the Main assembly room, sell at public outcry to the highest and best bidder for cash, the following described property in Knox County, Tennessee, to wit:

SITUATED IN THE 5TH (FORMERLY 8TH ) CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE, WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS LOT 25, BLOCK H, FAIROAKS SUBDIVISION UNIT TWO, AS SHOWN ON THE MAP OF RECORD OF THE SAME OF RECORD IN MAP BOOK 53-S, PAGE 14, IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE, SAID PROPERTY BEING BOUNDED AND DESCRIBED AS SHOWN ON MAP OF AFORESAID ADDITION TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION.

BEING THE SAME PROPERTY CONVEYED TO STARLA J. ALLEN, BY QUITCLAIM DEED FROM HOWARD D. ALLEN, JR., DATED 12/19/1994 AND RECORDED 1/25/1995 IN BOOK 2165, PAGE 847, IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE.

Property address:            6421 Shaftsbury Drive, Knoxville, TN 37921

Interested Party:             Knoxville Utilities Board

At the time of this publication, a search of the public records reveals no lien filed by the United States or the State of Tennessee which affects the above described property. The sale of the property described in said Deed of Trust shall be subject to any and all instrument of record, prior liens, encumbrances, deeds of trust, easements, restrictions, building lines, unpaid taxes, assessments, penalties and interest, if any.  All right and equity of redemption,  homestead, dower and all other exceptions are expressly waived in said Deed of Trust, and the title is believed to be good, but the Substitute Trustee will convey and sell only as Substitute Trustee.  The right is reserved to adjourn the day of the sale to another day or time certain without further publication, upon announcement at the time for the above.

APPERSON CRUMP PLC

6070 Poplar Avenue, Sixth Floor

Memphis, TN 38119-3954

(901) 756-6300

Insertion Dates: 09-08, 09-15, 09-22-14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated APRIL 30, 2003, executed by KENNETH H. MARMON, AN UNMARRIED MAN, to FMLS, INC., Trustee, of record in INSTRUMENT NO. 200305060101068, for the benefit of AMSOUTH BANK, in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to FIDELITY BANK, the entire indebtedness having been declared due and payable by FIDELITY BANK, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/ JESSICA D. BINKLEY, will by virtue of the power and authority vested in  me as Substitute Trustee, on WEDNESDAY, OCTOBER 8, 2014, AT 11:00 A.M. (LOCAL TIME), AT THE NORTHERN MOST ENTRANCE FROM MAIN AVENUE, NEAR THE MAIN ASSEMBLY ROOM, ON LEVEL ÒMÓ OF THE CITY-COUNTY BUILDING, AT 400 MAIN AVENUE, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

SITUATED IN DISTRICT NO. NINE (9) OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS LOT 23, BROOKSONG SUBDIVISION, UNIT 1, AS SHOWN BY MAP OF SAME OF RECORD IN MAP CABINET O, SLIDE 349-B, IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION AND BEING ACCORDING TO THE SURVEY OF WADE B. NANCE, SURVEYOR, DATED FEBRUARY 17, 2000, FILE NO. A, DRAWING NO. 19968.

SUBJECT TO THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS OF RECORD IN DEED BOOK 2267, PAGE 855, AND CORRECTED IN DEED BOOK 2273, PAGE 1093, IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE.

BEING THE SAME PROPERTY CONVEYED TO KENNETH H. MARMON, UNMARRIED, BY WARRANTY DEED DATED MARCH 1, 2000 OF RECORD IN INSTRUMENT NO. 200003240019355 IN THE REGISTERÕS OFFICE OF KNOX COUNTY, TENNESSEE.

THE SAID KENNETH H. MARMON HAVING SINCE DIED ON OR ABOUT FEBRUARY 22, 2014.

THIS IS IMPROVED PROPERTY KNOWN AS 7590 CREEK SONG CT, KNOXVILLE, TENNESSEE 37920.

PARCEL ID:  125IB023

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433.  THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: ESTATE/HEIRS OF KENNETH MARMON; REGIONS BANK; BROOK SONG SUBDIVISION HOMEOWNERSÕ ASSOCIATION, INC.; BONE MCALLESTER NORTON PLLC

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, August 27, 2014.  This is improved property known as 7590 CREEK SONG CT, KNOXVILLE, TENNESSEE 37920.

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 09/02/14, 09/08/14 and 09/15/14

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on October 6, 2014 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by JAY R DANIEL AND HELEN DANIEL, to TRANSCONTINTAL TITLE CO OF KRONVILLE, Trustee, on October 5, 2001, as Instrument No. 200110190030804 in the real property records of Knox County Register’s Office, Tennessee and re-filed as Instrument No. 200203220070338 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: The Bank of New York Mellon Trust Company N.A., f/k/a The Bank of New York Trust Company, N.A., as Successor Trustee to JPMorgan Chase Bank, National Association, as Successor Trustee to Bank One, National Association, as Trustee for ACE Securities Corp. Home Equity Loan Trust, Series 2002-HE1 Asset Backed Pass-Through Certificates

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

SITUATED IN DISTRICT NO. 7 OF KNOX COUNTY, TENNESSEE, AND WITHIN THE 36TH WARD OF THE CITY OF KNOXVILLE, TENNESSEE, BEING KNOWN AND DESIGNATED AS LOT 3, BLOCK 47, FOUNTAIN CITY COMPANY` S ADDITION, AS SHOWN ON THE MAP OF THE SAME OF RECORD IN MAP BOOK 5, PAGE 182, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, AND BEING MORE FULLY DESCRIBED AS FOLLOWS:

BEGINNING AT AN IRON PIN, IN THE SOUTH LINE OF THIRD STREET (NOW MIDLAKE DRIVE) AT THE COMMON CORNER BETWEEN LOTS 3 AND 4, SAID BEGINNING POINT BEING DISTANT 450 FEET, MORE OR LESS, WESTERLY FROM THE SOUTHWEST CORNER OF THIRD STREET (NOW MIDLAKE DRIVE) AND PINEVIEW ROAD; THENCE FROM SAID BEGINNING POINT WITH THE DIVIDING LINE BETWEEN LOTS 3 AND 4, SOUTH 28 DEG EAST 145 FEET, MORE OR LESS, TO AN IRON PIN IN THE NORTH LINE OF AN ALLEY; THENCE WITH THE LINE OF SAID ALLEY, SOUTH 62 DEG WEST 33 FEET, MORE OR LESS, TO AN IRON PIN IN THE NORTH LINE OF CEDAR LANE; THENCE WITH THE LINE OF CEDAR LANE, SOUTH 87 DEG 12 MIN WEST 17.5 FEET TO AN IRON PIN, CORNER TO LOT 2; THENCE WITH THE DIVIDING LINE BETWEEN LOTS 2 AND 3, NORTH 28 DEG WEST 137 FEET TO AN IRON PIN IN THE SOUTH LINE OF THIRD STREET (NOW MIDLAKE); THENCE WITH SAID LINE, NORTH 62 DEG EAST 50 FEET TO THE PLACE OF BEGINNING.

Tax ID:  058KB004

Current Owner(s) of Property:  JAY R DANIEL AND HELEN DANIEL

The street address of the above described property is believed to be 2313 Cedar Lane, Knoxville, TN 37918, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.  IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID.  THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: None

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entitiesÕ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.  The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the MortgageeÕs attorney.

MWZM File No.  14-002341-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE:  (615) 238-3630

EMAIL:  INFO@MWZMLAW.COM

Publish: 09/02/14, 09/08/14 and 09/15/14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated NOVEMBER 20, 2009, executed by MARY E. TAYLOR, A SINGLE PERSON, to ARNOLD M. WEISS, ESQ., Trustee, of record in INSTRUMENT NO. 200911240036365, for the benefit of WELLS FARGO BANK, N.A., in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY,  the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on THURSDAY, OCTOBER 16, 2014 AT 10:00 A.M., AT THE CITY COUNTY BUILDING, NORTH SIDE ENTRANCE, 400 MAIN STREET, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

SITUATED IN DISTRICT NO. SIX (6) OF KNOX COUNTY, TENNESSEE, WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS LOT 39, CORRECTED FINAL PLAT THE VILLAGE AT CHESTERFIELD, AS SHOWN ON THE PLAT OF THE SAME OF RECORD BEARING INSTRUMENT NO. 200909180020641, A CORRECTION OF INSTRUMENT NO. 200907070001837, REGISTERÕS OFFICE, KNOX COUNTY, TENNESSEE, TO WHICH PLAT SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION; AND AS SHOWN ON SURVEY BY BATSON, HIMES, NORVELL & POE, REGISTERED ENGINEERS & LAND SURVEYORS, DAVID BRIAN HARBIN, SURVEYOR, DATED JULY 14, 2009, BEARING DRAWING NO. 24535-B.

SUBJECT TO COVENANTS FOR PERMANENT MAINTENANCE OF STORMWATER FACILITIES OF RECORD BEARING INSTRUMENT NO. 200803030065229, SAID STORMWATER FACILITIES BEING SHOWN AND DEFINED ON PLAT OF RECORD BEARING INSTRUMENT NO. 200907070001837, BOTH IN THE REGISTERÕS OFFICE, KNOX COUNTY, TENNESSEE.

BEING THE SAME PROPERTY CONVEYED TO MARY E. TAYLOR, UNMARRIED, BY WARRANTY DEED DATED NOBEMBER 20, 2009 OF RECORD IN INSTRUMENT NO. 200911240036364, IN THE REGISTER’S OFFICE OF KNOX COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 10253 BOSTON LN, KNOXVILLE, TENNESSEE 37932.

PARCEL ID:  104NF039

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: TENNESSEE HOUSING DEVELOPMENT AGENCY Ð STIMULUS LOAN PROGRAM; MIDLAND FUNDING LLC

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, August 21, 2014. This is improved property known as 10253 BOSTON LN, KNOXVILLE, TENNESSEE 37932

.

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 08/25/14, 09/02/14 and 09/08/14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated June 24, 2005, executed by MARIANNE MOORE SHAMBLIN, conveying certain real property therein described to LENDERS FIRST CHOICE, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded July 25, 2005, at Instrument Number 200507250007225; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF9 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on September 25, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: THE FOLLOWING DESCRIBED PREMISES, TO WIT: SITUATED IN DISTRICT NO. SIX (6) OF KNOX COUNTY, TENNESSEE, WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, BEING KNOWN AND DESIGNATED AS ALL OF LOT 14, IN HIGH POINT SUBDIVISION, AS SHOWN ON MAP OF SAME OF RECORD IN MAP CABINET D, SLIDE 169-A (MAP BOOK 39-S, PAGE 5), IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION; AND ACCORDING TO SURVEY OF BATSON & HIMES, ENGINEERS, DATED OCTOBER 6, 1969. NO BOUNDARY SURVEY HAVING BEEN MADE AT THE TIME OF THIS CONVEYANCE AND THE ABOVE DESCRIPTION BEING DIFFERENT FROM THE PREVIOUS DEED OF RECORD, THE SOURCE OF THE NEW DESCRIPTION IS IN MAP CABINET D, SLIDE 169-A (MAP BOOK 39-S, PAGE 5). Parcel ID: 132I-B-010 PROPERTY ADDRESS: The street address of the property is believed to be 9635 TURNBRIDGE LANE, KNOXVILLE, TN 37922. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): MARIANNE MOORE SHAMBLIN OTHER INTERESTED PARTIES: FIRST FRANKLIN FINANCIAL CORPORATION, NATIONPOINT A DIVISION OF NAT CITY BANK OF IN, UNITED GUARANTY RESIDENTIAL INSURANCE COMPANY OF NORTH CAROLINA The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #72744

Insertion Dates: 08-25, 09-02, 09-8-14

MMM

75 FORECLOSURES

SUCCESSOR TRUSTEEÕS NOTICE OF FORECLOSURE SALE

Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed August 18, 2008 by Jeffrey F. Gencay to Thomas R. Underwood, as Trustee, as same appears of record in the office of the Register of Knox County, Tennessee, in RegisterÕs Instrument No. 200808200012473, and the undersigned having been appointed Successor Trustee by instrument recorded in RegisterÕs Instrument No. 201407300006311, in the said RegisterÕs Office, and the owner of the debt secured, Knoxville Teachers Federal Credit Union, having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is give notice that the undersigned will, on September 23, 2014 at 10:00 a.m., at the City County Building, 400 Main Street, Knoxville, TN  37902, Knox County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to wit:

SITUATE in District One of Knox County, Tennessee, and within the 13th Ward of the city of Knoxville, and being Lot 10, Block E, Oakland Park 3rd Addition, as shown by the map recorded in Plat Cabinet B, Slide 139-D, in the RegisterÕs Office for Knox County, Tennessee, to which map specific reference is made for a more particular description, and being the same property conveyed to Jeffrey Gencay on February 12, 2008, by the deed recorded as Instrument Number 2008 0225 0063145 in the RegisterÕs Office for Knox County, Tennessee.  Said premises are improved with dwelling designated as 3331 Lay Ave, Knoxville, Tennessee  37914 and Tax Parcel ID 082EK-019.  This conveyance is made subject to applicable restrictions, building setback lines, all existing easements, and to all conditions as shown on the recorded map.

The proceeds of the sale will be applied in accordance with the terms and provisions of the above-named Deed of Trust.  Said sale is being made upon the request of Knoxville Teachers Federal Credit Union, the owner and holder of the indebtedness secured by said Deed of Trust, due to the failure of the makers to comply with all provisions of the Deed of Trust.

Other parties interested as defined by Tennessee statutes and to whom the Successor Trustee has given notice of the sale include the following:  Jeffrey F. Gencay, Ruth M. Gencay, Anesthesia Medical Alliance of E. TN, Knox County, Knoxville City.

The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; and restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.  This property is being sold with the express reservation that it is subject to confirmation by the lender or Successor Trustee.  Should the highest bidder fail to comply with the terms of the bid at the public sale, then the Substitute Trustee shall have the option of accepting the second highest bid, or the next highest bid with which the buyer is able to comply.

This sale may be rescinded at any time.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.  All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Successor Trustee.  The Property is sold as is, where is, without representation or warranties of any kind, including fitness for a particular purpose.

Jedidiah C. McKeehan

The Hurley Law Firm, P.C.

Successor Trustee

205 Mohican St.

Knoxville, TN  37919

865 523-1414

Insertion Dates: 08-25, 09-02, 09-8-14

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on September 29, 2014 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by RICHARD L HERZOG AND ANGELA M HERZOG, to ROBERT M. WILSON JR., Trustee, on June 20, 2010, as Instrument No. 201007160003069 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: Ocwen Loan Servicing, LLC

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

That certain tract or parcel of land situate in the Eighth (8th) Civil District of Knox County, Tennessee, without the corporate limits of the City of Knoxville, Tennessee, and being known and designated as all of Lot 20, Andorian Hills Subdvision, as shown by map of the same entitled, ” Final Plat for Andorian Hills S/D, A revision of Lots 6 & 7 W. A. Rouse Heirs S/D,” of record at Instrument Number 200205060091834, recorded May 6, 2002, and as shown by revised map entitled, “Revised Plat for Andorian Hills S/D A Resubdivision of Lots 6 & 7 W.A. Rouse Heirs, as shown by map of the same of record in Map Book 45-S, Page 64, and of record in Ma Cabinet D, Slide 289-D, recorded June 28, 1967, in the Office of the Register of Deeds for Knox County, Tennessee, to which map specific reference is hereby made for a more particular description.

This property is made subject to the easements, restrictive covenants, conditions and regulations as set forth in the Declaration of Restrictions Andorian Hills Subdivision of record bearing Instrument number 200305090102798, recorded May 9, 2003; and is further subject to any and all applicable easements, conditions, reservations, covenants, restrictions, and building setback lines and to any governmental zoning and subdivision ordinances or regulations in effect thereon of record in the Office of the Register of Deeds for Knox County, Tennessee.

Being the same property conveyed to Richard L. Herzog and Angela M. Herzog, husband and wife, by Warranty Deed dated November 29, 2004, from Wardley Properties, Inc., a corporation, recorded December 1, 2004, of record bearing Instrument Number 200412010045015, in the Office of the Register of Deeds for Knox County, Tennessee.

This Property is improved with a dwelling residence that bears the street address of 7733 Edith Keeler Lane, Knoxville, Tennessee 37938; and is identified for tax purposes by CLT #020NE-020.

Tax ID:  CLT#020NE-020

Current Owner(s) of Property:  RICHARD L HERZOG AND ANGELA M HERZOG

The street address of the above described property is believed to be 7733 EDITH KEELER LN, KNOXVILLE, TN 37938, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.  IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID.  THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: KNOX COUNTY, TENNESSEE AND BANK OF NEW YORK MELLON CORPORATION, AS TRUSTEE

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entitiesÕ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.  The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the MortgageeÕs attorney.

MWZM File No.  14-002330-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE:  (615) 238-3630

EMAIL:  INFO@MWZMLAW.COM

Publish: 08/25/14, 09/02/14 and 09/08/14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated October 26, 2000, executed by JENNIFER L. HASSELL AND JOSEPH W. HASSELL, JR., conveying certain real property therein described to RONALD J. COFFMAN OF KNOX COUNTY, TENNESSEE, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded October 30, 2000, at Instrument Number 200010300029746; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to The Bank of New York Mellon, f/k/a The Bank of New York, as successor-in-interest to JPMorgan Chase Bank, N.A., as Trustee for Bear Stearns Asset Backed Securities Trust 2006-SD1, Mortgage Pass-Through Certificates, Series 2006-SD1 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 2, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NO. 8 OF KNOX COUNTY, TENNESSEE, AND BEING WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 12, BLOCK E, HUNTINGTON PLACE, UNIT 2, AS SHOWN BY MAP OF RECORD IN PLAT CABINET F, SLIDE 116-B, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION, AND AS SHOWN ON SURVEY OF STANLEY E HINDS, SURVEYOR, DATED MARCH 14, 1986, DRAWING NO. 860328, SAID PREMISES BEING IMPROVED WITH RESIDENCE KNOWN AS 7517 INVERRARY CIRCLE. Parcel ID: 029CE-015 PROPERTY ADDRESS: The street address of the property is believed to be 7517 INVERRARY CIR, KNOXVILLE, TN 37918. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): JENNIFER L. HASSELL AND JOSEPH W. HASSELL, JR. OTHER INTERESTED PARTIES: CITI BANK SOUTH DAKOTA, N.A., HALLSDALE POWELL UTILITY DISTRICT, COMPREHENSIVE DENTISTRY, NORTH STAR CAPITAL ACQUISITION, LLC. AS ASSIGNEE OF CAPITAL ONE The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #72937

Insertion Dates: 09-02, 09-08, 09-15-14

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on September 29, 2014 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by MICHAEL C FRENCH, to AMERICAN TITLE COMPANY INC, Trustee, on November 30, 2004, as Instrument No. 200412080046820 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: U.S. Bank National Association, as Trustee for Residential Asset Securities Corporation, Home Equity Mortgage Asset-Backed Pass-Through Certificates, Series 2005-KS1

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

SITUATED IN DISTRICT NUMBER EIGHT (8) OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 10, OF THE ANDORIAN HILLS SUBDIVISION, RESUB OF LOTS 6 AND 7, W.A. ROUSE HEIRS SUBDIVISION, AS THE SAME APPEARS OF RECORD AT INSTRUMENT ID # 200205060091834, REVISED AT INSTRUMENT ID #200210040029345, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, AND ON SURVEY OF JIM SULLIVAN, DATED OCTOBER 22, 2003, TO WHICH SPECIFIC REFERENCE IS HEREBY MADE FOR MORE PARTICULAR DESCRIPTION.

Tax ID:  020N-E-010

Current Owner(s) of Property:  MICHAEL C FRENCH

The street address of the above described property is believed to be 7734 Edith Keeler Lane, Knoxville, TN 37938, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.  IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID.  THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: JUDGMENT IN FAVOR OF FIRST CHOICE COMMUNITY CREDIT

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entitiesÕ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.  The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the MortgageeÕs attorney.

MWZM File No.  14-002504-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE:  (615) 238-3630

EMAIL:  INFO@MWZMLAW.COM

Publish: 08/25/14, 09/02/14 and 09/08/14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated December 19, 2006, executed by MARY WHITSON, conveying certain real property therein described to ACCURATE TITLE AND ESCROW, INC., as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded December 28, 2006, at Instrument Number 200612280052816; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. Bank National Association, as Trustee, in trust for registered holders of First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-FF2 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on September 25, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED, LYING AND BEING IN THE SECOND CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE, AND WITHIN THE SIXTEENTH WARD OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING ALL OF LOT NO. 67 IN VUEPOINT DEVELOPMENT COMPANY`S WHITTLE HEIGHTS ADDITION TO THE CITY OF KNOXVILLE, TENNESSEE AND RECORD IN THE REGISTER`S OFFICE OF KNOX COUNTY, TENNESSEE, IN MAP BOOK 3, PAGE 143, SAID PROPERTY HAVING A FRONTAGE OF 50 FEET ON THE NORTHERN SIDE OF AVONDALE ROAD OR AVENUE, AND BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, TO-WIT: BEGINNING AT AN IRON PIN IN THE NORTHERN LINE OF AVONDALE ROAD, DISTANT IN AN EASTERLY DIRECTION 100 FEET FROM THE POINT OF INTERSECTION OF THE NORTHERN LINE OF AVONDALE ROAD WITH THE EASTERN LINE OF SHIRLEY STREET, SAID POINT OF BEGINNING MARKING THE SOUTHEAST CORNER OF LOT NO. 66; THENCE IN A NORTHERLY DIRECTION, ALONG THE COMMON DIVIDING LINE BETWEEN LOTS NOS. 66 AND 67, 150 FEET TO A POINT IN THE SOUTHERN LINE OF LOT NO. 23; THENCE IN AN EASTERLY DIRECTION ALONG THE SOUTHERN LINES OF LOTS NOS. 23 AND 24, IN PART, 50 FEET TO AN IRON PIN MARKING THE NORTHWEST CORNER OF LOT NO. 68; THENCE IN A SOUTHERLY DIRECTION ALONG THE COMMON DIVIDING LINE BETWEEN LOTS NOS. 67 AND 68, 150 FEET TO AN IRON PIN IN THE NORTHERN LINE OF AVONDALE ROAD; THENCE IN A WESTERLY DIRECTION ALONG THE NORTHERN LINE OF AVONDALE ROAD, 50 FEET TO A POINT, THE PLACE OF BEGINNING, AS SHOWN BY SURVEY OF W.E. LACK, ENGINEER, KNOXVILLE, TENNESSEE, BEARING DATE JANUARY 9, 1950 AND REVISED MAY 16, 1950, SAID PREMISES ARE IMPROVED WITH DWELLING HOUSE FRONTING ON AVONDALE ROAD, KNOXVILLE, TENNESSEE. Parcel ID: 070IC-026 PROPERTY ADDRESS: The street address of the property is believed to be 2911 AVONDALE AVE, KNOXVILLE, TN 37917. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): MARY WHITSON OTHER INTERESTED PARTIES: U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TRUSTEE TO LASALLE BANK, N.A., AS TRUSTEE FOR THE HOLDERS OF THE FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-FFC The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #72823

Insertion Dates: 08-25, 09-02, 09-8-14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated AUGUST 30, 1996, executed by JACKIE DARRYL BECKNER AND WIFE, ALLISON KAY BECKNER, to THOMAS F. BAKER, IV, Trustee, of record in TRUST BOOK 3152, PAGE 133, for the benefit of FT MORTGAGE COMPANIES DBA FIRST TENNESSEE MORTGAGE COMPANY, INC., in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY,  the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on THURSDAY, OCTOBER 16, 2014 AT 10:00 A.M., AT THE CITY COUNTY BUILDING, NORTH SIDE ENTRANCE, 400 MAIN STREET, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

SITUATED IN DISTRICT NO. EIGHT (8) OF KNOX COUNTY, TENNESSEE, AND BEING WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS THE PROPERTY OF JACKIE DARRYL BECKNER & ALLISON KAY BECKNER, AS SHOWN BY MAP OF SAME OF RECORD IN MAP CABINET O, SLIDE 227-B, IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION, AND AS SHOWN BY SURVEY OF HOWARD T. DAWSON, RLS #1301, DATED MAY 10, 1996 AND UPDATED AUGUST 13, 1996 BEARING DRAWING NO. 960475.

THIS CONVEYANCE IS MADE TOGETHER WITH RIGHTS OF INGRESS AND EGRESS AND SUBJECT TO OBLIGATIONS OF THE EASEMENT AGREEMENT OF RECORD IN DEED BOOK 2120, PAGE 361.

SUBJECT TO EASEMENTS IN JOINT PERMANENT EASEMENT AGREEMENT OF RECORD IN INSTRUMENT NO. 200403250088959, AS SHOWN IN A DRAWING OF RECORD IN INSTRUMENT NO. 200403250088960, AS WELL AS AN EASEMENT AGREEMENT OF RECORD IN DEED BOOK 2120, PAGE 361, IN THE REGISTERÕS OFFICE OF KNOX COUNTY, TENNESSEE.

BEING THE SAME PROPERTY CONVEYED TO JACKIE DARRYL BECKNER AND WIFE, ALLISON KAY BECKNER, BY WARRANTY DEED DATED AUGUST 30, 1996 OF RECORD IN BOOK 2224, PAGE 992, IN THE REGISTER’S OFFICE OF KNOX COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 2414 MILL RACE WAY, KNOXVILLE, TENNESSEE 37924.

PARCEL ID:  060 10905

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: NONE OF RECORD

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, August 21, 2014. This is improved property known as 2414 MILL RACE WAY, KNOXVILLE, TENNESSEE 37924

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 08/25/14, 09/02/14 and 09/08/14

MMM

75 FORECLOSURES

substitute trusteeÕs notice of

foreclosure sale

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated JULY 06, 2010, executed by REBEKAH A. ROSAM, A SINGLE PERSON, to ARNOLD WEISS, ESQ., Trustee, of record in INSTRUMENT NO. 201007070001366, AS CORRECTED IN AFFIDAVIT OF CORRECTION OF RECORD IN INSTRUMENT NO. 201009030014134, for the benefit of WELLS FARGO BANK, N.A., in the Register’s Office for KNOX County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for KNOX County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY,  the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on THURSDAY, OCTOBER 16, 2014 AT 10:00 A.M., AT THE CITY COUNTY BUILDING, NORTH SIDE ENTRANCE, 400 MAIN STREET, IN KNOXVILLE, KNOX COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  KNOX County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF KNOX, TENNESSEE:

SITUATED IN THE SIXTH (6TH) CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 21, ARBOR CREEK SUBDIVISION, UNIT II, A PLANNED UNIT DEVELOPMENT, AS SHOWN BY MAP OF SAME OF RECORD IN MAP CABINET N, SLIDE 15B IN THE REGISTERÕS OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION.

SUBJECT TO APPLICABLE RESTRICTIONS, BUILDING SETBACK LINES AND ALL EXISTING EASEMENTS OF RECORD.

BEING THE SAME PROPERTY CONVEYED TO REBEKAH A. ROSAM, UNMARRIED, BY WARRANTY DEED DATED JULY 6, 2010 OF RECORD IN INSTRUMENT NO. 201007070001365, IN THE REGISTER’S OFFICE OF KNOX COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 2322 BRIGHT OAK WAY, KNOXVILLE, TENNESSEE 37931.

PARCEL ID:  091PB021

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

PAYMENT IS REQUIRED AT THE TIME OF THE SALE UNLESS PRIOR ARRANGEMENTS ARE MADE WITH THE TRUSTEE/SUBSTITUTE TRUSTEEÕS OFFICE.

OTHER INTERESTED PARTIES: ARBOR CREEK SUBDIVISION HOMEOWNERSÕ ASSOCIATION, INC.

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, August 21, 2014. This is improved property known as 2322 BRIGHT OAK WAY, KNOXVILLE, TENNESSEE 37931.

J. PHILLIP JONES, Substitute Trustee

s/s: J. PHILLIP JONES,

Substitute Trustee

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

Publish: 08/25/14, 09/02/14 and 09/08/14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated December 23, 2008, executed by BLAKE BRYAN AND TRACY BRYAN, conveying certain real property therein described to NATIONAL TITLE SERVICES, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded January 5, 2009, at Instrument Number 200901050041307; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. Bank National Association, as trustee for PROF-2013-M4 REMIC Trust III who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 9, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT EIGHT (8) OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS LOT 71, OPPORTUNITY RIDGE SUBDIVISION, UNIT 1, AS SHOWN BY MAP OF SAME OF RECORD IN MAP CABINET O, SLIDE 254-C, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. THE ABOVE DESCRIPTION WAS PREPARED FROM BOUNDARY SURVEY BY ROBERT F. COLLIGNON, RLS NO. 1094, DATED AUGUST 26, 1998, WHOSE ADDRESS IS 311 LYNNWOOD DRIVE, KNOXVILLE, TN 37918. THIS PROPERTY IS SUBJECT TO BOOK 2229, PAGE 803 ALL APPLICABLE CONDITIONS, COVENANTS, RESERVATIONS, EASEMENTS, CHARGES, LIENS, PERMISSIVE USE AGREEMENTS AND RESTRICTIONS OF RECORD IN BOOK OR PLAT IN THE KNOX COUNTY REGISTER OF DEEDS` OFFICE. SUBJECT TO GOVERNMENTAL ZONING AND SUBDIVISION ORDINANCES AND REGULATIONS IN EFFECT THEREON. SUBJECT TO ALL APPLICABLE EASEMENTS, RESTRICTIONS, BUILDING LINES, CONDITIONS AND MATTERS OF RECORD. Parcel ID: 020M-B-015.00 PROPERTY ADDRESS: The street address of the property is believed to be 7442 DAWN RIDGE LANE, KNOXVILLE, TN 37918. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): BLAKE BRYAN AND TRACY BRYAN OTHER INTERESTED PARTIES: CitiFinancial, Inc., Ozark Capital Corporation The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #73249Insertion Dates: 09-02, 09-08, 09-15-14

MMM

75 FORECLOSURES

SUCCESSOR TRUSTEEÕS NOTICE OF FORECLOSURE SALE

Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed August 18, 2008 by Jeffrey F. Gencay, and wife, Ruth M. Gencay, to Thomas R. Underwood, as Trustee, as same appears of record in the office of the Register of Knox County, Tennessee, in RegisterÕs Instrument No. 200710290035010, and the undersigned having been appointed Successor Trustee by instrument recorded in RegisterÕs Instrument No. 201407300006309, in the said RegisterÕs Office, and the owner of the debt secured, Knoxville Teachers Federal Credit Union, having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is give notice that the undersigned will, on September 23, 2014 at 10:00 a.m., at the City County Building, 400 Main Street, Knoxville, TN  37902, Knox County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to wit:

SITUATED in District 7 of Knox County, Tennessee, and within the 36th Ward of the City of Knoxville, Tennessee, being all of Lot NO. 1-A-2 of the Resubdivision of Property of James D. Murmann, as shown by map of record in map Book 56-L, page 35, in the RegisterÕs Office for Knox County, Tennessee.  Said premises are improved with dwelling designated as 2101 Houstonia Drive, Knoxville, Tennessee  37918 and Tax Parcel ID 058GF-020.  This conveyance is made subject to applicable restrictions, building setback lines, all existing easements, and to all conditions as shown on the recorded map.

The proceeds of the sale will be applied in accordance with the terms and provisions of the above-named Deed of Trust.  Said sale is being made upon the request of Knoxville Teachers Federal Credit Union, the owner and holder of the indebtedness secured by said Deed of Trust, due to the failure of the makers to comply with all provisions of the Deed of Trust.

Other parties interested as defined by Tennessee statutes and to whom the Successor Trustee has given notice of the sale include the following:  Jeffrey F. Gencay, Ruth M. Gencay, Tracy Moneymaker, Anesthesia Medical Alliance of E. TN, Knox County, Knoxville City.

The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; and restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.  This property is being sold with the express reservation that it is subject to confirmation by the lender or Successor Trustee.  Should the highest bidder fail to comply with the terms of the bid at the public sale, then the Substitute Trustee shall have the option of accepting the second highest bid, or the next highest bid with which the buyer is able to comply.

This sale may be rescinded at any time.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.  All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Successor Trustee.  The Property is sold as is, where is, without representation or warranties of any kind, including fitness for a particular purpose

.

Jedidiah C. McKeehan

The Hurley Law Firm, P.C.

Successor Trustee

205 Mohican St.

Knoxville, TN  37919

865 523-1414

Insertion Dates: 08-25, 09-02, 09-8-14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated May 31, 2013, executed by ANNETTE J. CUSKADEN AND HOWARD T. CUSKADEN, conveying certain real property therein described to JOSEPH B. PITT, JR., as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded June 6, 2013, at Instrument Number 201306060080609; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Quicken Loans Inc. who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on September 25, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN THE SECOND (2ND) CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE AND WITHIN THE 16TH WARD OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 7, BLOCK E, IN PLANTATION HILLS ADDITION. THE MAP OF SAID ADDITION APPEARING OF RECORD IN MAP BOOK 24, PAGE 157, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE. SAID LOT IS MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING ON AN IRON PIN IN THE CURVED SOUTHERLY RIGHT OF WAY LINE OF CHANTILLY DRIVE. SAID IRON PIN MARKING A COMMON CORNER TO LOTS 6 AND 7, IN SAID BLOCK OF SAID ADDITION. THENCE WITH THE SAID LINE OF SAID DRIVE ON A CURVE TO THE LEFT, A CHORD CALL AND DISTANCE OF NORTH 66 DEGREES 32 MINUTES 20 SECONDS EAST 74.61 FEET TO A POINT OF TANGENT; THENCE CONTINUING WITH THE RIGHT OF WAY LINE OF CHANTILLY DRIVE, AFORESAID, NORTH 59 DEGREES 32 MINUTES 40 SECONDS EAST 5.5 FEET TO A POINT CORNER TO LOT 8; THENCE WITH THE COMMON DIVIDING LINE BETWEEN LOTS 7 AND 8, SOUTH 33 DEGREES 03 MINUTES 00 SECONDS EAST 144.66 FEET TO AN EXISTING IRON PIN, CORNER TO LOTS 7 AND 8; THENCE SOUTH 58 DEGREES 34 MINUTES 35 SECONDS WEST 43.47 FEET TO AN EXISTING IRON PIN; THENCE SOUTH 67 DEGREES 55 MINUTES WEST 81.07 FEET TO AN EXISTING IRON PIN, CORNER TO LOTS 6 AND 7, THENCE WITH THE COMMON DIVIDING LINE BETWEEN LOTS 6 AND 7; NORTH 15 DEGREES 41 MINUTES 30 SECONDS WEST 147.40 FEET TO AN IRON PIN THE POINT OR PLACE OF BEGINNING. SAID PROPERTY IS IMPROVED WITH A DWELLING HOUSE FRONTING ON CHANTILLY DRIVE, AS SHOWN BY SURVEY OF JERRY M. SIZEMORE, REGISTERED LAND SURVEYOR, KNOXVILLE TENNESSEE, DATED APRIL 14, 1977, JOB NO. 155, DRAWING NO. ML-155. THE ABOVE DESCRIPTION IS THE SAME AS THE PREVIOUS DEED OF RECORD, NO BOUNDARY SURVEY HAVING BEEN MADE AT THE TIME OF THIS CONVEYANCE. Parcel ID: 070N-B-006 PROPERTY ADDRESS: The street address of the property is believed to be 3312 CHANTILLY DR, KNOXVILLE, TN 37917. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): ANNETTE J. CUSKADEN AND HOWARD T. CUSKADEN OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #72828

Insertion Dates: 08-25, 09-02, 09-8-14

MMM

75 FORECLOSURES

SUCCESSOR TRUSTEEÕS NOTICE OF

FORECLOSURE SALE

Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed February 10, 2009 by Jeffrey F. Gencay and Ruth Gencay to Thomas R. Underwood or Paul Bean, as Trustees, as same appears of record in the office of the Register of Knox County, Tennessee, in RegisterÕs Instrument No. 200902190051516, and the undersigned having been appointed Successor Trustee by instrument recorded in RegisterÕs Instrument No. 201407300006310, in the said RegisterÕs Office, and the owner of the debt secured, Knoxville Teachers Federal Credit Union, having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is give notice that the undersigned will, on September 23, 2014 at 10:00 a.m., at the City County Building, 400 Main Street, Knoxville, TN  37902, Knox County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to wit:

SITUATE in District 7 of Knox County, Tennessee, and within the 17th Ward of the City of Knoxville, and being Lot 14, Block 48, Revised Blocks 45, 46, 48, 49, 51, 52, 53, & 54, ScottÕs Oak Hill Addition, as shown by the map recorded in Map Book 11, page 62, (Map Cabinet A, slide 356D) in the RegisterÕs Office for Knox County, Tennessee.  Said premises are improved with dwelling designated as 701 Quincy Avenue, Knoxville, Tennessee  37914 and Tax Parcel ID 081FC-014.  This conveyance is made subject to applicable restrictions, building setback lines, all existing easements, and to all conditions as shown on the recorded map.

The proceeds of the sale will be applied in accordance with the terms and provisions of the above-named Deed of Trust.  Said sale is being made upon the request of Knoxville Teachers Federal Credit Union, the owner and holder of the indebtedness secured by said Deed of Trust, due to the failure of the makers to comply with all provisions of the Deed of Trust.

Other parties interested as defined by Tennessee statutes and to whom the Successor Trustee has given notice of the sale include the following:  Jeffrey F. Gencay, Ruth M. Gencay, Anesthesia Medical Alliance of E. TN, Knox County, Knoxville City.

The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; and restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.  This property is being sold with the express reservation that it is subject to confirmation by the lender or Successor Trustee.  Should the highest bidder fail to comply with the terms of the bid at the public sale, then the Substitute Trustee shall have the option of accepting the second highest bid, or the next highest bid with which the buyer is able to comply.

This sale may be rescinded at any time.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.  All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Successor Trustee.  The Property is sold as is, where is, without representation or warranties of any kind, including fitness for a particular purpose.

Jedidiah C. McKeehan

The Hurley Law Firm, P.C.

Successor Trustee

205 Mohican St.

Knoxville, TN  37919

865 523-1414

Insertion Dates: 08-25, 09-02, 09-8-14

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEEÕS SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated August 9, 2012, executed by PAULA E. BEELER AND DAVID W. BEELER, conveying certain real property therein described to FIDELITY NATIONAL TITLE, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded August 23, 2012, at Instrument Number 201208230012413; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to The Money Source, Inc. who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on September 25, 2014 at 11:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: THE FOLLOWING DESCRIBED PREMISES, TO WIT: SITUATED IN THE SIXTH (6TH) CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE, AND BEING ALL OF LOT 2R1, OF THE RESUBDIVISION OF LOT 2, OF PROPERTY OF MRS. LEE MCCLAIN, AS SHOWN BY MAP OF RECORD IN MAP CABINET P, SLIDE 190-C, IN THE REGISTERS OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. SUBJECT TO A DECLARATION OF JOINT PERMANENT NON-EXCLUSIVE EASEMENT OF RECORD IN WARRANTY DEED BOOK 2283, PAGE 260, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE. Parcel ID: 066K-A-021.03 PROPERTY ADDRESS: The street address of the property is believed to be 5115 W EMORY RD, POWELL, TN 37849. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): PAULA E. BEELER AND DAVID W. BEELER OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #72900

Insertion Dates: 08-25, 09-02, 09-8-14