Legal and Public Notices for December 29, 2014

Stories in this Week's Focus

NOTICE TO CREDITORS

Estate of

Vivian J. Calloway

Docket Number 75771-2

Notice is hereby given that on the 19th day of December, 2014, letters testamentary in respect of the Estate of Vivian J. Calloway who died Nov 14, 2014, were issued the undersigned by the Clerk and Master of the Chancery Court of Knox County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against his or her estate are required to file the same with the Clerk and Master of the above named court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred.

(1) (A) Four (4) months from the date of the first publication of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before the date that is four (4) months from the date of this first publication; or

(B) Sixty (60) days from the date the creditor received an actual copy of the notice to creditors if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of first publication as described in (1) (A); or

(2) Twelve (12) months from the decedent’s date of death

This the 19 day of December, 2014

Estate of Vivian J. Calloway

Personal Representative(s):

Henry James Hardin; Executor, 3102 Shropshire Blvd, Powell, TN?37849

Glenna W. Overton; Attorney At Law, 9111 Cross Park Drive,?Ste. D281, Knoxville, TN?37923

Publish: 12/29/14 & 1/05/15

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on January 26, 2015 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by KAREN D HARDIN, to ROB V. BUDHWA, Trustee, on April 7, 2006, as Instrument No. 200604130085806 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE OF THE FIELDSTONE MORTGAGE INVESTMENT TRUST, SERIES 2006-2

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

SITUATED IN DISTRICT NO. SEVEN (FORMERLY 2) OF KNOX COUNTY, TENNESSEE AND WITHIN THE 31 ST WARD OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS:

BEGINNING AN OLD IRON PIN SET IN CONCRETE IN THE NORTHWEST RIGHT OF WAY OF NASH ROAD, 590 FEET MORE OR LESS, NORTHEAST OF THE POINT OF INTERSECTION OF NASH ROAD WITH THE RIGHT OF WAY OF PELHAM ROAD; SAID POINT OF BEGINNING ALSO MARKING THE COMMON CORNER OF SUBJECT PROPERTY AND PROPERTY OF CRIPPEN AND THE NORTHWEST RIGHT OF WAY OF NASH ROAD; THENCE LEAVING THE LINE OF NASH ROAD AND WITH THE LINE OF CRIPPEN, NORTH 22 DEG. 45 MIN. WEST 145.21 FEET TO AN OLD IRON PIN, COMMON CORNER WITH CRIPPEN AND I-40 CONSTRUCTION SERVICES, LLC; THENCE WITH THE LINE OF I-40 CONSTRUCTION SERVICES, LLC, NORTH 56 DEG. 36 MIN. EAST 175.52 FEET TO AN OLD IRON PIN, COMMON CORNER OF I-40 CONSTRUCTION SERVICES, LLC AND PROPERTY OF BARBER; THENCE WITH THE LINE OF BARBER SOUTH 21 DEG. 27 MIN. EAST 132.27 FEET TO A PIPE IN THE NORTHWEST RIGHT OF WAY OF NASH ROAD; THENCE WITH THE RIGHT OF WAY OF NASH ROAD, SOUTH 52 DEG. 15 MIN. WEST 175.47 FEET TO THE POINT OF BEGINNING ACCORDING TO THE SURVEY OF TENNESSEE VALLEY SURVEYING, INC., KNOXVILLE, TENNESSEE, JAMES F. (BO) CROSS II, SURVEYOR, RLS# 1963, DATED DECEMBER 12, 2000 AND BEARING DRAWING NO. 00-126

THIS CONVEYANCE IS MADE SUBJECT TO APPLICABLE RESTRICTIONS, BUILDING SETBACK LINES AND EXISTING EASEMENTS.

BEING THE SAME PROPERTY CONVEYED TO KAREN D. HARDIN, UNMARRIED FROM LAVERNE B. NELSON, UNMARRIED, BY WARRANTY DEED DATED DECEMBER 21, 2000, RECORDED DECEMBER 29, 2000, IN INSTRUMENT NO. 200012290043264, IN THE REGISTER`S OFFICE OF KNOX COUNTY, TENNESSEE.

Tax ID: 071IA-003

Current Owner(s) of Property: KAREN D HARDIN

The street address of the above described property is believed to be 359 Nash Road, Knoxville, TN 37914, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: None

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities’ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.

MWZM File No. 14-004966-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE: (615) 238-3630

EMAIL: TNSALES@MWZMLAW.COM

Insertion Dates: 12-29, 1-05, 01-12-15

MMM

75 FORECLOSURES

NOTICE OF

SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated September 23, 2005, executed by DONALDSON E. FRANKLIN, conveying certain real property therein described to WESLEY D. TURNER, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded October 4, 2005, at Instrument Number 200510040030419; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Deutsche Bank National Trust Company, as Trustee,in trust for registered Holders of Long Beach Mortgage Loan Trust 2006-WL2, Asset-Backed Certificates, Series 2006-WL2 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on January 22, 2015 at 10:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN THE SEVENTH (7TH) CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE, AND WITHIN THE 34TH WARD OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS LOT 24, GIBBS & MALONEY`S ADDITION TO FOUNTAIN CITY, TENN., A SUBDIVISION TO THE CITY OF KNOXVILLE, TENNESSEE, AS SHOWN BY MAP OF RECORD IN MAP BOOK 3, PAGE 9, (MAP CABINET A, SLIDE 56-C), IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. THE ABOVE DESCRIPTION IS THE SAME AS THE PREVIOUS DEED OF RECORD, NO BOUNDARY SURVEY HAVING BEEN MADE AT THE TIME OF THIS CONVEYANCE. THIS CONVEYANCE IS MADE SUBJECT TO ALL APPLICABLE EASEMENTS, RESTRICTIONS AND BUILDING SET BACK LINES. Parcel ID: 058EH-031 PROPERTY ADDRESS: The street address of the property is believed to be 2844 GIBBS DR, KNOXVILLE, TN 37918. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): THE ESTATE AND/OR HEIRS-AT-LAW OF DONALDSON E. FRANKLIN OTHER INTERESTED PARTIES: AMERICAN HOME IMPROVEMENTS, LLC The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #76329

Insertion Dates: 12-22, 12-29, 01-05-15

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on January 26, 2015 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by KRISTINE M SALTZMAN, to EAST TENNESSE TITLE INSURANCE AGENCY, Trustee, on November 19, 2004, as Instrument No. 200411220042681 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: U.S. Bank National Association, as Trustee for Residential Asset Securities Corporation, Home Equity Mortgage Asset-Backed Pass-Through Certificates, Series 2005-KS1

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

SITUATED IN DISTRICT NUMBER SIX (6) OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 9, BLOCK E, OF THE BRICKYARD HILL SUBDIVISION, UNIT 2, AS THE SAME APPEARS OF RECORD AT INSTRUMENT NO. 200206130102785 & 200206130102786, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION.

BEING THE SAME PROPERTY CONVEYED TO KRISTINE M. SALTZMAN, UNMARRIED , BY DEED DATED NOVEMBER 19, 2004, OF RECORD AT INSTRUMENT NO. 200411220042480, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE.

Tax ID: 056JL-009

Current Owner(s) of Property: KRISTINE M SALTZMAN

The street address of the above described property is believed to be 2251 Cartmill Drive, Powell, TN 37849, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: HOMEOWNERS` ASSOCIATION, INC IN FAVOR OF – BRICKYARD HILL

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities’ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.

MWZM File No. 14-005248-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE: (615) 238-3630

EMAIL: TNSALES@MWZMLAW.COM

Insertion Dates: 12-29, 1-05, 01-12-15

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on January 26, 2015 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by THOMAS J CALDWELL, to JEFFERY M. RUBEN AND ANTHONY J. SANTILLI, Trustee, on June 29, 2001, as Instrument No. 200107250006088 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: The Bank of New York Mellon, f/k/a The Bank of New York, as Indenture Trustee on behalf of the Noteholders and the Note Insurer of ABFS Mortgage Loan Trust 2001-3

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

SITUATED IN DISTRICT NO. FIVE KNOX COUNTY TENNESSEE AND WITHIN THE 48TH WARD OF THE CITY OF KNOXVILLE AND BEING KNOWN AND DESIGNATED AS ALL OF LOT NO. 12, BLOCK A, WESLEY HEIGHTS ADDITION AS SHOWN BY PLAT OF RECORD IN MAP BOOK 21, PAGE 61 IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, AND BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS:

BEGINNING AT AN IRON PIN IN THE EAST LINE OF HOLMAN DRIVE SAID IRON PIN BEING DISTANT 330 FEET MORE OR LESS IN A NORTHWESTERLY DIRECTION FROM THE POINT OF INTERSECTION OF THE EAST LINE OF HOLMAN DRIVE WITH THE NORTH LINE OF PAPERMILL DRIVE THENCE FROM SAID BEGINNING POINT, NORTH 22DEG 37MM. WEST 80.64 FEET TO AN IRON PIN THENCE FOLLOWING A CURVE HAVING A CHORD OF NORTH I7DEG. 00MIN EAST 51.08 FEET TO AN IRON PIN; THENCE CONTINUING WITH HOLMAN DRIVE NORTH 56DEG 37MIN. EAST 147.54 FEET TO AN IRON PIN; THENCE SOUTH 33DEG. 22MIN. EAST 108.4 FEET TO AN IRON PIN; THENCE SOUTH 55DEG. 40MIN. WEST 201.9 FEET TO AN IRON PIN THE PLACE OF BEGINNING AS SHOWN BY THE SURVEY OF STANLEY E. HINDS SURVEYOR DATED JANUARY 19, 1989

Tax ID: 107GE-037

Current Owner(s) of Property: THOMAS J CALDWELL

The street address of the above described property is believed to be 1412 HOLMAN ROAD, KNOXVILLE, TN 37909, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: INTERNAL REVENUE SERVICE AND HOMEAMERICAN CREDIT, INC. D/B/A UPLAND MORTGAGE

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

This sale is also subject to the right of redemption by the INTERNAL REVENUE SERVICE/DEPARTMENT OF THE TREASURY, pursuant to 26 U.S.C. 7425 by reason of the following tax lien(s) of record in the original amount of $19,169.46 as Instrument No. 20135310078747$3,851.20 as Instrument No. 201111210028090$166,372.79 as Instrument No. 201110070018995$62,258.79 as Instrument No. 201110070018991$1,162.40 as Instrument No. 201203230052653$197,495.38 as Instrument No. 201111210028092$51,987.04 as Instrument No. 201107290005320$163,215.76 as Instrument No. 201107290005319$51,987.04 as Instrument No. 201107290005320 in the real property records of Knox County Register’s Office, Tennessee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities’ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.

MWZM File No. 14-001035-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE: (615) 238-3630

EMAIL: TNSALES@MWZMLAW.COM

Insertion Dates: 12-29, 1-05, 01-12-15

MMM

75 FORECLOSURES

NOTICE OF

FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Tamatha S. Duncan and Jessie J. Duncan executed a Deed of Trust to National City Mortgage a division of National City Bank, Lender and John O. Rhea, Trustee(s), which was dated June 25, 2007 and recorded on July 6, 2007 in Instrument No. 200707060001699, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, PNC Bank, National Association, (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on January 6, 2015, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

Situated in District Number Nine (9) of Knox County, Tennessee, and without the corporate limits of the City of Knoxville Tennessee, and being known as all of Lot Number 1, the Property of Lee Fitch as the same appears of record in Map Cabinet D, Slide 196C (formerly Map Book 40S, Page 53) in the Register’s Office for Knox County, Tennessee, to which specific reference is hereby made for a more particular description.

Beginning at the point of intersection of the Southwestern line of Ginn Drive and the Southwestern line of a 50 foot right of way, and said point being located 454 feet Southwest of the point of intersection of the Southeastern line of Ginn Drive and the Southwestern line of Belt Road; thence from said beginning point along the southwestern line of said 50 foot right of way, South 31 deg. 02 min. East, 218 feet to an iron pin; thence South 60 deg. 05min. West, 100 feet to an iron pin in the Southeastern line of Ginn Drive; thence with the Southeastern line of Ginn Drive, North 60 deg. 05 min. East, 100 feet to the point of beginning.

This conveyance is made subject to Restrictions of record in Deed Book 984, Page 483 and Deed Book 1295, Page 947 in the Register’s Office for Knox County, Tennessee.

Being the same property conveyed to Jessie J. Duncan and wife, Tamatha S. Duncan by Quit Claim Deed dated October 14, 2003 and of record in Instrument Book #200310220046024 in the Register’s Office for Knox County, Tennessee.

No new boundary survey was done at time of conveyance.

Parcel ID Number: 135BB006

Address/Description: 2900 Ginn Road, Knoxville, TN 37920.

Current Owner(s): Jessie J. Duncan and Tamatha S. Duncan.

Other Interested Party(ies): Precision Recovery Annlytics, Inc. as assignee of GE Money Bank/Sam’s Club and Conservation Services Group.

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt. Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-26481

Insertion Dates: 12-15, 12-22, 12-29-14

MMM

75 FORECLOSURES

NOTICE OF

FORECLOSURE SALE

STATE OF TENNESSEE, KNOX COUNTY

WHEREAS, Barbara Gail Easler executed a Deed of Trust to Mortgage Investors Group, Inc., Lender and Charles E. Tonkin, II, Trustee(s), which was dated August 30, 1991 and recorded on September 3, 1991 in Book 2579, Page 8, Knox County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, U.S. BANK NATIONAL ASSOCIATION, (the ÒHolderÓ), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Knox County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on January 6, 2015, at 10:00AM at the usual and customary location at the Knox County Courthouse, Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, Tennessee, to wit:

SITUATED in District No. NINE (9) of Knox County Tennessee, and without the corporate limits of the City of Knoxville, Tennessee, and being known and designated as all of Lot 31, O’DELL SUBDIVISION, as shown by map of the same of record in Map Book 15, page 79 in the Register’s Office for Knox County, Tennessee, to which map specific reference is made for a more particular description, and according to the survey of Larry A. Doss, dated August 16, 1991.

BEING the same property conveyed to Grantors by Warranty Deed dated August 30, 1991, and recorded in Deed Book 2050, page 11, Register’s Office for Knox County, Tennessee.

Parcel ID Number: 122NB020

Address/Description: 5124 Odell Drive, Knoxville, TN 37920.

Current Owner(s): Barbara Gail Easler.

Other Interested Party(ies): N/A

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt. Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

277 Mallory Station Road

Suite 115

Franklin, TN 37067

PH: 615-550-7697 FX: 615-550-8484

File No.: 14-23602

Insertion Dates: 12-15, 12-22, 12-29-14

MMM

75 FORECLOSURES

NOTICE OF

SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated March 5, 2004, executed by CHRISTOPHER A. KINCAID AND JUNE M. KINCAID, conveying certain real property therein described to ARNOLD M. WEISS, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded March 10, 2004, at Instrument Number 200403100084223; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on January 22, 2015 at 10:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NO. NINE (9) OF KNOX COUNTY, TENNESSEE AND BEING WITH THE 26TH WARD OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 22R, RESUBDIVISION OF PARTS OF LOT 21 AND 22, BERT R. GILBERT SUBDIVISION, AS SHOWN OF RECORD IN PLAT CABINET C, SLIDE 161-D (FORMERLY MAP BOOK 25, PAGE 122), IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION THEREOF, AND ACCORDING TO A SURVEY OF HINDS SURVEYING, DATED JANUARY 5, 1990. THE SOURCE OF THE ABOVE DESCRIPTION BEING THE PLAT OF RECORD IN PLAT CABINET C, SLIDE 161-D (FORMERLY MAP BOOK 25, PAGE 122), IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE; NO BOUNDARY SURVEY HAVING BEEN OBTAINED AT THE TIME; OF THIS CONVEYANCE. THIS CONVEYANCE IS MADE SUBJECT TO ALL APPLICABLE RESTRICTIONS, EASEMENTS, BUILDING SETBACK LINES AND ALL CONDITIONS AS SHOWN ON THE RECORDED PLAT. Parcel ID: 109DB-025 PROPERTY ADDRESS: The street address of the property is believed to be 2611 SAINT JAMES AVE, KNOXVILLE, TN 37920. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): CHRISTOPHER A. KINCAID OTHER INTERESTED PARTIES: DISCOVER BANK ISSUER OF DISCOVER CARD JUNE M. KINCAID The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #76277

Insertion Dates: 12-22, 12-29, 01-05-15

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on February 2, 2015 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by STEVEN RICKELS AND STELLA RICKELS, to WESLEY D. TURNER, Trustee, on July 24, 2003, as Instrument No. 200308040013903 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR ARGENT SECURITIES INC., ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2003-W9

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

THE FOLLOWING DESCRIBED PROPERTY LOCATED IN THE COUNTY OF KNOX.

SITUATED IN DISTRICT NO. NINE (9), KNOX COUNTY, TENNESSEE, BEING A PART OF THE TRACT #1 OF THE DIVISION OF THE STRICKLAND ANDERSON FARM, AS SHOWN BY SURVEY OF R. B. GRIFFITH, DATED FEBRUARY 1946, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS:

BEGINNING AT A POINT IN THE NORTH LINE OF DODSON ROAD, SAID POINT BEING THE SOUTHEAST CORNER OF THE WADE GARRETT PROPERTY; THENCE NORTH 23 DEGREES 16 MINUTES WEST 427 FEET TO A PIN; THENCE NORTH 48 DEGREES 45 MINUTES EAST 100 FEET TO A POINT; THENCE SOUTH 42 DEGREES 57 MINUTES EAST 399.3 FEET TO A PIN IN THE NORTH LINE OF DODSON ROAD; THENCE SOUTH 47 DEGREES 2 MINUTES WEST ALONG THE NORTH LINE OF DODSON ROAD 244.1 FEET TO THE POINT OF BEGINNING, CONTAINING 1.59 ACRES, MORE OR LESS.

BEING THE SAME PROPERTY CONVEYED TO STEVEN RICKELS AND WIFE, STELLA RICKELS, BY WARRANTY DEED, FROM LARRY B. MYNATT AND WIFE, EVA M. MYNATT, DATED JUNE 27,2001, OF RECORD AS INSTRUMENT NO. 200111080037135 (AND RE-RECORDED AS INSTRUMENT NO. 00108240015189, IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE.

Tax ID: 112-023

Current Owner(s) of Property: STEVEN RICKELS AND STELLA RICKELS

The street address of the above described property is believed to be 7609 DODSON ROAD, KNOXVILLE, TN 37920, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: TENNESSEE HOUSING DEVELOPMENT AGENCY

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities’ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.

MWZM File No. 14-005041-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE: (615) 238-3630

EMAIL: TNSALES@MWZMLAW.COM

Insertion Dates: 12-29, 1-05, 01-12-15

MMM

75 FORECLOSURES

SUCCESSOR TRUSTEE’S NOTICE

OF FORECLOSURE SALE

Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed March 31, 2009,by Thomasena Drew, to Thomas R. Underwood, as Trustee, as same appears of record in the office of the Knox County Register of Deed’s Office, and filed as Instrument No. 200904020062808,, and the undersigned having been appointed Successor Trustee by Instrument No. 201411130026894, in the said Register’s Office, and the owner of the debt secured, Knoxville Teachers Federal Credit Union, having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is give notice that the undersigned will, on January 5, 2014 at 9:00 a.m., at the City County Building, 400 Main Street, Knoxville, TN 37902, Knox County, Tennessee to proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to wit:

SITUATED IN District No. Eight (8) of Jefferson County, Tennessee, being Lot No. 13, Block F, Unit 1, River Shores Estates Subdivision, as shown by map of record in Map Book 44-S, page 50, in the Knox County Register of Deeds Office, to which map specific reference is hereby made for a more particular description of said lot.

BEING the same property conveyed to Thomasena Drew McKenney, by Quit Claim Deed from Juan Charles McKinney, dated February 18, 1987 filed for record in Warranty Book 1917 page 611 in the Knox County Register of Deeds Office.

This conveyance is made subject to applicable restrictions, building setback lines, all existing easements, and to all conditions as shown on the recorded map.

The proceeds of the sale will be applied in accordance with the terms and provisions of the above-named Deed of Trust. Said sale is being made upon the request of Knoxville Teachers Federal Credit Union, the owner and holder of the indebtedness secured by said Deed of Trust, due to the failure of the makers to comply with all provisions of the Deed of Trust.

Other parties interested as defined by Tennessee statutes and to whom the Successor Trustee has given notice of the sale include the following: Thomasena Drew, United States of America, University of Tennessee Medical Center, Knox County.

The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; and restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Successor Trustee. Should the highest bidder fail to comply with the terms of the bid at the public sale, then the Substitute Trustee shall have the option of accepting the second highest bid, or the next highest bid with which the buyer is able to comply.

This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Successor Trustee. The Property is sold as is, where is, without representation or warranties of any kind, including fitness for a particular purpose. ??????????

Jedidiah C. McKeehan

The Hurley Law Firm, P.C.

Successor Trustee

205 Mohican St.

Knoxville, TN 37919

865 523-1414

Insertion Dates: 12-15, 12-22, 12-29-14

MMM

75 FORECLOSURES

SUCCESSOR TRUSTEE’S NOTICE

OF FORECLOSURE SALE

Default having been made in the payment of the debts and obligations secured to be paid by certain Deed of Trusts executed April 30, 2007 and December 17, 2008 by L. Shane Hoffmeiser and Carrie Hoffmeister, formerly, Carrie Shwalb, to Thomas R. Underwood, as Trustee, as same appears of record in the office of the Jefferson County Register of Deeds Office, Book 870, page 640; and Book 968, page 397, and the undersigned having been appointed Successor Trustee by instrument recorded in Register’s Instrument No. 14007141, Book 1243, page 570 and Register’s Instrument No. 14007849, Book 1247, Page 471 in the said Register’s Office, and the owner of the debt secured, Knoxville Teachers Federal Credit Union, having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is give notice that the undersigned will, on January 5, 2014 at 11:00 a.m., at the south door of the Jefferson County Courthouse Dandridge, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to wit:

SITUATED IN District No. Six (6) of Jefferson County, Tennessee, being Lot No. 30, Unit 2, Ashley Oaks Subdivision, as shown by plat filed for record in Plat Cabinet D, Slide 181 in the Jefferson County Register of Deeds Office, to which plat specific reference is hereby made for a more particular description of said lot.

BEING the same property conveyed to L. Shane Hoffmeister and Carrie Schwalb, as tenants in common with right of survivorship, by Warranty Deed from Easter Properties, Inc., a Tennessee corporation, dated July 9, 2011, filed for record in Book 145, page 504 in the Jefferson County Register of Deeds Office.

This conveyance is made subject to applicable restrictions, building setback lines, all existing easements, and to all conditions as shown on the recorded map.

The proceeds of the sale will be applied in accordance with the terms and provisions of the above-named Deed of Trust. Said sale is being made upon the request of Knoxville Teachers Federal Credit Union, the owner and holder of the indebtedness secured by said Deed of Trust, due to the failure of the makers to comply with all provisions of the Deed of Trust.

Other parties interested as defined by Tennessee statutes and to whom the Successor Trustee has given notice of the sale include the following: L. Shane Hoffmeister, Carrie Hoffmeister, formerly Carrie Schwalb, St. Mary’s Jefferson City-SP, Jefferson County.

The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; and restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Successor Trustee. Should the highest bidder fail to comply with the terms of the bid at the public sale, then the Substitute Trustee shall have the option of accepting the second highest bid, or the next highest bid with which the buyer is able to comply.

This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Successor Trustee. The Property is sold as is, where is, without representation or warranties of any kind, including fitness for a particular purpose. ??????????

Jedidiah C. McKeehan

The Hurley Law Firm, P.C.

Successor Trustee

205 Mohican St.

Knoxville, TN 37919

865 523-1414

Insertion Dates: 12-15, 12-22, 12-29-14

MMM

75 FORECLOSURES

NOTICE OF

SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated September 26, 2005, executed by SUSAN DAVIS AND WILLIE JOE DAVIS, conveying certain real property therein described to MERIDIAN TITLE & ESCROW LLC, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded October 10, 2005, at Instrument Number 200510100032501; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE HOLDERS OF THE SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2006-BC1 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on January 8, 2015 at 10:00 AM at the City/County Lobby of the Knox County Courthouse , located in Knoxville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT NO. SEVEN (7) OF KNOX COUNTY, TENNESSEE AND WITHIN THE 34TH WARD OF THE CITY OF KNOXVILLE, TENNESSEE AND BEING KNOWN AND DESIGNATED AS ALL OF LOT NO. SEVEN (7), BLOCK “A” IN LUTTRELL, BLACK & WEST ADDITION, AS THE SAME APPEARS OF RECORD IN MAP BOOK 9, PAGE 118 (MAP CABINET A, SLIDE 311-C), IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE. SAID LOT IS MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING ON AN IRON PIN IN THE SOUTHWESTERN RIGHT OF WAY LINE OF LUTTRELL AVENUE; SAID IRON PIN MARKING A COMMON CORNER OF LOTS 7 AND 8, AND BEING LOCATED 160.0 FEET IN A NORTHWESTERLY DIRECTION FROM THE POINT OF INTERSECTION OF SAID LINE OF LUTTRELL AVENUE WITH THE CENTER LINE OF FORESTAL DRIVE. THENCE FROM THE POINT OF BEGINNING, LEAVING SAID AVENUE AND WITH THE LINE OF LOT 8 AND LOT 9, AND A FENCE, SOUTH 49 DEGREES 50 MINUTES WEST, 139.10 FEET TO AN IRON PIN MARKING A COMMON COMER OF LOTS 7 AND 9 AND PROPERTY OF Z. H. RODGERS (REFERENCE: DEED BOOK 540, PAGE 490). THENCE WITH THE LINE OF RODGERS AND A FENCE, NORTH 40 DEGREES 25 MINUTES WEST, 60.58 FEET TO AN IRON PIN MARKING A COMMON CORNER OF LOTS 6 AND 7 . THENCE WITH THE LINE OF LOT 6, NORTH 47 DEGREES 15 MINUTES EAST, 139.12 FEET TO AN IRON PIN IN THE SOUTHWESTERN RIGHT OF WAY LINE OF LUTTRELL AVENUE. THENCE WITH SAID RIGHT OF WAY LINE, SOUTH 40 DEGREES 30 MINUTES EAST, 66.0 FEET TO THE POINT OF BEGINNING. SAID PROPERTY IS IMPROVED WITH A DWELLING HOUSE. REFERENCE IS HERE MADE TO PLAT OF SURVEY BY ROBERT H. WADDELL, RLS, DATED JULY 28,1986, DRAWING NO. S-14, 970. THIS PROPERTY IS SUBJECT TO ALL APPLICABLE EASEMENTS, PERMISSIVE USE AGREEMENTS AND RESTRICTIONS OF RECORD IN THE KNOX COUNTY REGISTER OF DEEDS` OFFICE. ALSO CONVEYED ARE ALL RIGHTS IN AND TO ANY AND ALL APPLICABLE EASEMENTS AND PERMISSIVE USE AGREEMENTS OF RECORD AT THE REGISTER OF DEEDS OFFICE FOR KNOX COUNTY, TENNESSEE. Parcel ID: 058LE012 PROPERTY ADDRESS: The street address of the property is believed to be 4815 SMITHWOOD RD, KNOXVILLE, TN 37918. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): SUSAN DAVIS AND WILLIE JOE DAVIS OTHER INTERESTED PARTIES: Fan Distributing, LLC as assignee of Direct Merchants Bank The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #75692

Insertion Dates: 12-15, 12-22, 12-29-14

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on January 26, 2015 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by FRANK SMITH, to J. PHILLIP JONES, Trustee, on September 29, 2006, as Instrument No. 200610060030816 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR NOVASTAR MORTGAGE FUNDING TRUST, SERIES 2006-6 NOVASTAR HOME EQUITY LOAN ASSET-BACKED CERTIFICATES, SERIES 2006-6

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

BEGINNING AT AN IRON PIN IN THE NORTHWEST RIGHT-OF-WAY OF BROWN ROAD, SAID IRON PIN BEING LOCATED IN A SOUTHWESTERLY DIRECTION 0.1 MILE, MORE OR LESS FROM THE POINT OF INTERSECTION OF THE NORTHWEST RIGHT-OF-WAY OF BROWN ROAD AND HENDRIX LANE; THENCE FROM SAID BEGINNING POINT AND RUNNING WITH THE NORTHWEST RIGHT-OF-WAY OF BROWN ROAD, SOUTH 67 DEGREES 30 MINUTES 00 SECONDS WEST, 188.50 FEET TO AN IRON PIN, CORNER TO BOHANON; THENCE WITH BOHANON; NORTH 34 DEGREES 19 MINUTES 48 SECONDS WEST, 92.10 FEET TO AN IRON PIN IN THE LINE OF WILLIAMS, THENCE WITH WILLIAMS, NORTH 71 DEGREES 55 MINUTES 09 SECONDS EAST, 200.94 FEET TO AN IRON PIN, THENCE CONTINUING SOUTH 27 DEGREES 59 MINUTES 09 SECONDS EAST 74.99 FEET TO AN IRON PIN, THE POINT OF BEGINNING.

Tax ID: 135 083

Current Owner(s) of Property: FRANK SMITH

The street address of the above described property is believed to be 1911 Brown Road, Knoxville, TN 37920, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: None

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities’ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.

MWZM File No. 14-005404-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE: (615) 238-3630

EMAIL: TNSALES@MWZMLAW.COM

Insertion Dates: 12-29, 1-05, 01-12-15

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE TRUSTEE’S SALELE

Default having been made in the terms, conditions and payment of the debts and obligations secured by a certain Deed of Trust dated 23 March 2007, executed by JASON B. LEFFEW and DONNA L. LEFFEW, to Kyle M. Walters as Trustee for Beneficial Tennessee, Inc., of record in the Office of the Register of Knox County, Tennessee, as Instrument No. 200703290079105; and, Richard J. Myers having been appointed as Substitute Trustee in an instrument of record in said Register’s Office as Instrument No. 201410220022554, and the owner of the debt and obligations secured by said Deed of Trust, Beneficial Tennessee, Inc., having required the undersigned to advertise and sell the property described therein conveyed, the entire indebtedness having been declared due and payable as provided in said Deed of Trust, the undersigned, RICHARD J. MYERS, will by virtue of the power and authority vested in him as Substitute Trustee, on TUESDAY, 6 JANUARY 2015, commencing at TEN O’CLOCK A.M., at the front door of the City County Building of Knoxville, Tennessee, Main Avenue entrance nearest to the Main assembly room, sell at public outcry to the highest and best bidder for cash, the following described property in Knox County, Tennessee, to wit:

A CERTAIN TRACT OR PARCEL OF LAND IN KNOX COUNTY, STATE OF TENNESSEE, DESCRIBED AS FOLLOWS, TO-WIT;

SITUATED IN DISTRICT NO. FIVE (5) OF KNOX COUNTY, TENNESSEE WITHIN THE 44TH WARD OF THE CITY OF KNOXVILLE, TENNESSEE AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 50 AND PART OF LOT 49, BLOCK D, HIDDEN HILLS SUBDIVISION, UNIT 7 AS SHOWN BY MAP OF THE SAME RECORD IN PLAT CABINET E, SLIDE 100-A (FORMERLY MAP BOOK 57-S, PAGE 31, REGISTERS OFFICE KNOX COUNTY, TENNESSEE) TO WHICH PLAT REFERENCE IS HERE MADE FOR A FURTHER DESCRIPTION AS SHOWN BY SURVEY OF HINDS & PATTERSON SURVEYING CO. DATED APRIL 8, 1997 BEARING JOB NO. 970425.

BEING THE SAME PROPERTY CONVEYED FROM GARY MOSS, UNMARRIED TO JASON B. LEFFEW, MARRIED BY DEED RECORDED 4/17/97, IN BOOK 2246, AT PAGE 668, IN THE REGISTER’S OFFICE OF KNOX COUNTY, TENNESSEE. TAX MAP OR PARCEL ID NO.: 92GG/29

Property address: 6505 Rock Bridge Lane, Knoxville, TN 37921

Interested Parties: Dream House Mortgage Corporation; ; JP Morgan Chase Bank

At the time of this publication, a search of the public records reveals no lien filed by the United States or the State of Tennessee which affects the above described property. The sale of the property described in said Deed of Trust shall be subject to any and all instrument of record, prior liens, encumbrances, deeds of trust, easements, restrictions, building lines, unpaid taxes, assessments, penalties and interest, if any. All right and equity of redemption, homestead, dower and all other exceptions are expressly waived in said Deed of Trust, and the title is believed to be good, but the Substitute Trustee will convey and sell only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day or time certain without further publication, upon announcement at the time for the above. ??????????

Richard J. Myers, Substitute Trustee

Date: 5 December 2014

APPERSON CRUMP PLC

6070 Poplar Avenue, Sixth Floor

Memphis, TN 38119-3954

(901) 756-6300

Insertion Dates: 12-15, 12-22, 12-29-14

MMM

75 FORECLOSURES

NOTICE OF

SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated December 30, 2013, executed by LESLIE TURNER, conveying certain real property therein described to TITLE SPECIALISTS, INC, as Trustee, as same appears of record in the Register’s Office of Knox County, Tennessee recorded January 2, 2014, at Instrument Number 201401020040048; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to First Guaranty Mortgage Corporation who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Knox County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on January 22, 2015 at 10:00 AM at the North Side Entrance of the City County Building, 400 Main Street, Knoxville, TN 37902, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Knox County, Tennessee, to wit: SITUATED IN DISTRICT FIVE (5) OF KNOX COUNTY, TENNESSEE, WITHIN THE 23RD WARD OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 267, BLOCK 18, WEST LONSDALE, AS SHOWN BY MAP OF RECORD IN MAP CABINET A, SLIDE 121-D (MAP BOOK 4, PAGE 106), IN THE REGISTER`S OFFICE FOR KNOX COUNTY, TENNESSEE, TO WHICH MAP SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. DESCRIPTION CONTAINED HEREIN WAS TAKEN FROM A PRIOR DEED AND WITHOUT BENEFIT OF AN UPDATED SURVEY. PREPARER MAKES NO REPRESENTATION AS TO THE ACCURACY OF SAID DESCRIPTION. Parcel ID: 093EE-007 PROPERTY ADDRESS: The street address of the property is believed to be 2613 WAVERLY ST, KNOXVILLE, TN 37921. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): LESLIE TURNER OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN PLLC, Substitute Trustee

119 S. Main Street, Suite 500

Memphis, TN 38103

www.rubinlublin.com/property-listings.php

Tel: (877) 813-0992

Fax: (404) 601-5846

Ad #76009

Insertion Dates: 12-22, 12-29, 01-05-15

MMM

75 FORECLOSURES

NOTICE OF SUBSTITUTE

TRUSTEE’S SALE

Default having been made in the terms, conditions and payment of the debts and obligations secured by a certain Deed of Trust dated 2 June 2003, executed by JAMES MITCHELL and MELISSA MITCHELL, to American Mortgage Closers, LLC, as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Accredited Home Lenders, Inc. (ÒAHLÓ), of record in the Office of the Register of Knox County, Tennessee as Instrument No. 200306240119532; said Trust Deed, debts and obligations having been assigned by AHL to Household Financial Center, Inc., by instrument of record in said Register’s Office as Instrument No. 201410070019924; and Richard J. Myers having been appointed as Substitute Trustee in an instrument of record in said Register’s Office as Instrument No. 201411060025708 and the owner of the debt and obligations secured by said Deed of Trust, Household Financial Center, Inc., having required the undersigned to advertise and sell the property described therein conveyed, the entire indebtedness having been declared due and payable as provided in said Deed of Trust, the undersigned, RICHARD J. MYERS, will by virtue of the power and authority vested in him as Substitute Trustee, on MONDAY, 12 JANUARY 2015, commencing at TEN O’CLOCK A.M., inside the front door of the City County Building of Knoxville, Tennessee, Main Avenue entrance nearest to the Main assembly room, sell at public outcry to the highest and best bidder for cash, the following described property in Knox County, Tennessee, to wit:

SITUATED IN THE FIFTH (5TH) DISTRICT OF KNOX COUNTY, TENNESSEE, AND WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, TENNESSEE, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT 6, WOODED ACRES SUBDIVISION, UNIT 2, AS SHOWN BY THE MAP OF SAME OF RECORD IN MAP CABINET K, SLIDE 313 A, IN THE REGISTER’S OFFICE OF KNOX COUNTY, TENNESSEE TO WHICH SPECIFIC REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION, AND ACCORDING TO THE SURVEY OF JIM W. SULLIVAN, SURVEYOR, DATED APRIL 26, 1992.

BEING THE SAME PROPERTY CONVEYED TO JAMES ARTHUR MITCHELL AND WIFE, MELISSA J. MITCHELL, FROM MARGARET M. CLARKE, UNMARRIED, BY WARRANTY DEED DATED NOVEMBER 23, 1994, OF RECORD IN INSTRUMENT NO. 199412020048185 IN THE REGISTER’S OFFICE OF KNOX COUNTY, TENNESSEE.

THE ABOVE DESCRIPTION IS THE SAME AS THE PREVIOUS DEED OF RECORD, NO BOUNDARY SURVEY HAVING BEEN MADE AT THE TIME OF THIS CONVEYANCE.

THIS CONVEYANCE IS MADE SUBJECT TO RESTRICTIONS OF RECORD IN DEED BOOK 1938, PAGE 91, AND AMENDED IN DEED BOOK 1940, PAGE 196, IN THE REGISTER’S OFFICE FOR KNOX COUNTY, TENNESSEE, AND FURTHER SUBJECT TO ALL APPLICABLE EASEMENTS AND BUILDING SET BACK LINES.

Property address: 5915 Slater Mill Lane, Knoxville, TN 37921

Interested Party: University Health Systems

At the time of this publication, a search of the public records reveals no lien filed by the United States or the State of Tennessee which affects the above described property. The sale of the property described in said Deed of Trust shall be subject to any and all instrument of record, prior liens, encumbrances, deeds of trust, easements, restrictions, building lines, unpaid taxes, assessments, penalties and interest, if any. All right and equity of redemption, homestead, dower and all other exceptions are expressly waived in said Deed of Trust, and the title is believed to be good, but the Substitute Trustee will convey and sell only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day or time certain without further publication, upon announcement at the time for the above.

Richard J. Myers, Substitute Trustee119 Date: 17 December 2014

APPERSON CRUMP PLC

6070 Poplar Avenue, Sixth Floor

Memphis, TN 38119-3954

(901) 756-6300

Insertion Dates: 12-22, 12-29, 01-05-15

MMM

75 FORECLOSURES

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on January 26, 2015 on or about 11:00AM local time, at the North door, Knox County Courthouse, Knoxville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by JAMES W CLINE AND WILMA J CLINE, to NATIONAL TITLE SERVICES, Trustee, on September 13, 2006, as Instrument No. 200609290028035 in the real property records of Knox County Register’s Office, Tennessee.

Owner of Debt: DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee for SECURITIZED ASSET BACKED RECEIVABLES LLC TRUST 2007-NC1, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-NC1

The following real estate located in Knox County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

SITUATED IN THE 6TH CIVIL DISTRICT OF KNOX COUNTY, TENNESSEE, WITHOUT THE CORPORATE LIMITS OF THE CITY OF KNOXVILLE, BEING ALL OF LOT NO. 161 IN LAKESHIRE SUBDIVISION, UNIT 4, AS SHOWN BY MAP OF RECORD IN MAP BOOK 63-S, PAGE 35, REGISTER`S OFFICE OF KNOX COUNTY, TENNESSEE, SAID LOT LYING ON THE SOUTHWEST SIDE OF EASTSHIRE LANE, AND BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS SHOWN ON SAID MAP OF RECORD AFORESAID, AND AS SHOWN BY SURVEY OF L.N. SAVAGE, ENGINEER, DATED AUGUST 5, 1977.

BEING THE SAME PROPERTY CONVEYED TO JAMES W. CLINE AND WIFE, WILMA J. CLINE BY VIRTUE OF A DEED DATED AUGUST 4, 1980 AND RECORDED IN THE AFORESAID REGISTER OF DEEDS` OFFICE FOR KNOX COUNTY, TENNESSEE IN DEED BOOK 1712, PAGE 391.

THIS PROPERTY IS SUBJECT TO BOOK 1585, PAGE 1046, ALL APPLICABLE CONDITIONS, COVENANTS, RESERVATIONS, EASEMENTS, CHARGES, LIENS, PERMISSIVE USE AGREEMENTS AND RESTRICTIONS OF RECORD IN BOOK OR PLAT IN THE KNOX COUNTY, TENNESSEE, REGISTER OF DEEDS` OFFICE.

Tax ID: 154H

Current Owner(s) of Property: JAMES W CLINE AND WILMA J CLINE

The street address of the above described property is believed to be 10008 EASTSHIRE LANE, KNOXVILLE, TN 37922, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: IN FAVOR OF THE INTERNAL REVENUE SERVICE AND IN FAVOUR OF TENNESSEE DEPARTMENT OF REVENUE AND JUDGMENT IN FAVOUR OF MRC RECEIVABLES CORP. AS ASSIGNEE OF PROVICIAN BANK AND HALLMARK CREDIT AND ASSOCIATES FINANCIAL SERVICES AND ALLIED CREDIT CORP

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

Notice of this Substitute Trustee’s Sale has been timely given to the State of Tennessee as required by T.C.A. ¤67-1-1433(b)(1) and said sale is subject to the right of redemption by the DEPARTMENT OF REVENUE, STATE OF TENNESSEE by reason of lien of record in the original amount of $0.00 as Instrument No. 201209170017698 in the real property records of Knox County Register’s Office, Tennessee, and subject to any accrued taxes and restrictions.

This sale is also subject to the right of redemption by the INTERNAL REVENUE SERVICE/DEPARTMENT OF THE TREASURY, pursuant to 26 U.S.C. 7425 by reason of the following tax lien(s) of record in the original amount of $69,891.20 as Instrument No. 201007060001004 in the real property records of Knox County Register’s Office, Tennessee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities’ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. ¤67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.

MWZM File No. 13-003450-670

JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s)

PREMIER BUILDING, SUITE 404

5217 MARYLAND WAY

BRENTWOOD, TN 37027

PHONE: (615) 238-3630

EMAIL: TNSALES@MWZMLAW.COM

Insertion Dates: 12-22, 12-29, 01-05-15

MMM

75 FORECLOSURES

SUCCESSOR TRUSTEE’S NOTICE

OF FORECLOSURE SALE

Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed May 14, 2010 by Jeffrey Gencay and wife, Ruth P Gencay to Thomas R. Underwood, as Trustees, as same appears of record in the office of the Register of Knox County, Tennessee, in Register’s Instrument No. 201005250073379, and the undersigned having been appointed Successor Trustee by instrument recorded in Register’s Instrument No. 201410300024278, in the said Register’s Office, and the owner of the debt secured, Knoxville Teachers Federal Credit Union, having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is give notice that the undersigned will, on Jan 5, 2014 at 9:00 a.m., at the City County Building, 400 Main Street, Knoxville, TN 37902, Knox County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to wit:

SITUATED IN District Number Six (6) of Knox County, Tennessee, without the corporate limits of the City of Knoxville, Tennessee, being known and designated as all of Lot Number Twelve (12), Block ÒCÓ of the Heather Heights Subdivision, as the same appears of record in Plat Cabinet D, Slide 143-A (formerly Map Book 37-S, page 31) in the Knox County Register of Deeds Office, to which plat specific reference is hereby made for a more particular description of said lot.

BEING the same property conveyed to Jeffrey Gencay and wife, Ruth Gencay, by Warranty Deed from Amanda Nies Chesney and Kevin M. Nies, sole and only heirs of at law of Thomas D. Nies, one and the same as Thomas Dale Nies, deceased, dated May 14, 2010, filed for record as Instrument No. 201005250073378 in the Knox County Register of Deeds Office.

This conveyance is made subject to applicable restrictions, building setback lines, all existing easements, and to all conditions as shown on the recorded map.

The proceeds of the sale will be applied in accordance with the terms and provisions of the above-named Deed of Trust. Said sale is being made upon the request of Knoxville Teachers Federal Credit Union, the owner and holder of the indebtedness secured by said Deed of Trust, due to the failure of the makers to comply with all provisions of the Deed of Trust.

Other parties interested as defined by Tennessee statutes and to whom the Successor Trustee has given notice of the sale include the following: Jeffrey F. Gencay, Ruth M. Gencay, Anesthesia Medical Alliance of E. TN, Knox County, Knoxville City.